Sumit Woods Ltd. (SUMIT) AI Stock Analysis

• Market Cap: ₹1.74B
• Dividend Yield: N/A
• Average Volume (3M): 73.32K
• Price to Earnings (P/E): 18.2
• Beta (1Y): 1.88
• Revenue Growth: -36.78%
• EPS Growth: -26.62%
• Country: IN
• Employees: 36
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Development
• EPS (TTM): 0.24
• Shares Outstanding: 45,268,753
• 10 Day Avg. Volume: 45,400
• 30 Day Avg. Volume: 73,322
• PEG Ratio: -4.61
• Price to Book (P/B): 2.46
• Price to Sales (P/S): 2.80
• P/FCF Ratio: 33.52
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: ₹39.00 ▼(-40.29% Downside)
• Action: Reiterated Date: 02/26/26
• Date: Action: Reiterated 02/26/26

The score is held back mainly by very weak technicals (price far below key moving averages and negative MACD). Financial performance is improving but still mixed due to cash-flow volatility, while valuation is only moderately supportive with a P/E around 18 and no dividend yield data.

Positive Factors

Balance Sheet Health

A moderate debt-to-equity mix and improved ROE point to a balanced capital structure and better equity utilization. This durability supports project financing capacity, lowers refinancing stress during slower cycles, and preserves access to credit for ongoing developments.

Profitability Recovery

An observed recovery in profitability and revenue suggests improving sales execution and project completions. Sustained improvement in core earnings over coming quarters would strengthen retained earnings, fund development needs internally, and enhance operational resilience.

Operating Cash Generation

Strong operating cash relative to net income indicates the development model can convert recognized earnings into cash when projects advance. This supports working capital for construction and handovers and reduces near-term reliance on external funding.

Negative Factors

Free Cash Flow Volatility

Large free cash flow swings undermine financing predictability for capital-intensive real estate projects. Inconsistent FCF conversion forces periodic external funding, raises refinancing and liquidity risk, and can slow project delivery or margin realization over multiple quarters.

Revenue & EPS Declines

Steep historical declines in revenue and EPS signal project timing issues, weak sales velocity, or recognition delays. Such declines reduce predictability of cash inflows and erode the earnings base, making multi-quarter recovery dependent on project launches and sustained sales.

Margin & Efficiency Variability

Marked margin variability highlights exposed cost structure and execution risk in construction projects. Inconsistent operating efficiency makes profit sustainability uncertain, increasing sensitivity to input cost inflation and project delays over the medium term.

Sumit Woods Ltd. Business Overview & Revenue Model

Company Description

Sumit Woods Limited engages in the real estate development and incidental service activities in India. The company develops and sells residential, commercial, retail, and social infrastructure projects. Sumit Woods Limited was incorporated in 1997 and is headquartered in Mumbai, India.

How the Company Makes Money

Sumit Woods Ltd. generates revenue primarily through the sale and leasing of residential and commercial properties. The company profits from its real estate developments by selling units in its projects to homebuyers and investors, often at a premium due to the quality of construction and prime locations. Additionally, revenue is bolstered through leasing commercial spaces to businesses, providing a steady stream of income. Key partnerships with construction firms, financial institutions, and real estate agents also contribute to its earnings by facilitating project financing and enhancing market reach. Furthermore, the company may engage in joint ventures for larger projects, allowing for shared investment risks and access to broader markets.

Sumit Woods Ltd. Financial Statement Overview

Summary

Financials indicate gradual recovery: improving profitability and positive revenue growth, a reasonably stable balance sheet with manageable leverage, but uneven operating efficiency and volatile free-cash-flow conversion.

Income Statement

Sumit Woods Ltd. has shown a mixed performance in its income statement. The gross profit margin has been fairly consistent, but net profit margin fluctuated significantly, with substantial improvements in recent years. The revenue growth rate has been positive, indicating recovery and expansion. However, EBIT and EBITDA margins indicate room for improvement in operational efficiency.

Balance Sheet

The company has a stable balance sheet with a moderate debt-to-equity ratio, showing a balance between debt and equity financing. The return on equity has improved, reflecting better utilization of equity capital. The equity ratio indicates a reasonable level of financial stability, though there's room for enhancing equity base.

Cash Flow

The cash flow statement shows variability, with significant swings in free cash flow growth. The operating cash flow to net income ratio suggests effective cash generation relative to earnings. However, the free cash flow to net income ratio indicates challenges in converting earnings into free cash flow consistently.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	1.51B	1.41B	1.80B	1.01B	599.51M	449.37M
Gross Profit	457.69M	298.50M	519.12M	423.64M	108.37M	-78.96M
EBITDA	287.96M	267.98M	320.54M	251.94M	66.70M	-92.75M
Net Income	132.60M	114.43M	89.93M	76.40M	-9.09M	-224.61M
Balance Sheet
Total Assets	0.00	3.16B	2.68B	2.74B	2.22B	1.79B
Cash, Cash Equivalents and Short-Term Investments	284.01M	284.01M	40.78M	54.99M	72.27M	43.68M
Total Debt	0.00	638.78M	1.19B	1.38B	1.10B	649.45M
Total Liabilities	-1.90B	1.26B	1.68B	1.85B	1.45B	956.21M
Stockholders Equity	1.90B	1.60B	760.19M	671.12M	559.64M	568.85M
Cash Flow
Free Cash Flow	0.00	117.69M	359.90M	-264.73M	-287.79M	-15.50M
Operating Cash Flow	0.00	143.94M	359.90M	-151.78M	-282.74M	-3.22M
Investing Cash Flow	0.00	-126.19M	-51.27M	-41.70M	-34.38M	-15.30M
Financing Cash Flow	0.00	164.80M	-322.44M	177.90M	354.84M	35.74M

Sumit Woods Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 65.32
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUMIT, the sentiment is Negative. The current price of 65.32 is above the 20-day moving average (MA) of 47.66, above the 50-day MA of 54.74, and below the 200-day MA of 81.76, indicating a bearish trend. The MACD of -4.23 indicates Positive momentum. The RSI at 27.61 is Positive, neither overbought nor oversold. The STOCH value of 13.72 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SUMIT.

Sumit Woods Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ATALREAL	68 Neutral	₹3.15B	72.84	―	―	49.74%	-26.42%
PANSARI	67 Neutral	₹5.29B	49.40	―	―	-10.59%	101.05%
NILAINFRA	66 Neutral	₹3.18B	13.94	―	―	64.41%	22.85%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
SUMIT	54 Neutral	₹1.74B	18.20	―	―	-36.78%	-26.62%
PROZONER	54 Neutral	₹7.52B	-26.13	―	―	4.65%	-154.71%
EMAMIREAL	39 Underperform	₹2.85B	-1.32	―	―	62.06%	-51.93%