Sumit Woods Ltd. (SUMIT) AI Stock Analysis

• Market Cap: ₹2.39B
• Dividend Yield: N/A
• Average Volume (3M): 73.32K
• Price to Earnings (P/E): 20.7
• Beta (1Y): 1.80
• Revenue Growth: -36.78%
• EPS Growth: -26.62%
• Country: IN
• Employees: 36
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Development
• EPS (TTM): 0.07
• Shares Outstanding: 45,268,753
• 10 Day Avg. Volume: 45,400
• 30 Day Avg. Volume: 73,322
• PEG Ratio: -4.61
• Price to Book (P/B): 2.46
• Price to Sales (P/S): 2.80
• P/FCF Ratio: 33.52
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 56 Neutral
• Price Target: ₹52.00 ▼(-20.39% Downside)

The score is held back primarily by weak technicals (price below all major DMAs and negative MACD), despite a moderately stable financial base led by a stronger balance sheet and improving profitability. Valuation is neutral with a mid-range P/E and no dividend yield data to provide additional support.

Positive Factors

Balance sheet stability

A stable balance sheet with moderate leverage and improving ROE supports long-term project financing and reduces refinancing risk. This structural strength improves resilience across real estate cycles, enabling continued development and joint-venture activity without excessive balance sheet strain.

Gross margin consistency

Consistent gross margins point to durable pricing power or stable construction cost control, which preserves project economics. In real estate this underpins long-term profitability across project phases and helps absorb sales timing volatility without eroding core project returns.

Operating cash generation

Strong operating cash flow relative to net income indicates the core business converts sales into cash, supporting working capital needs and debt servicing. This structural cash generation capacity helps fund ongoing development and reduces dependence on short-term external financing.

Negative Factors

Revenue decline

A large year-over-year revenue decline materially weakens cash inflows and backlog replenishment, increasing reliance on asset sales or financing to fund projects. Persistent top-line contraction can erode scale economics and jeopardize long-term investment plans and margins.

Inconsistent free cash flow conversion

Volatile free cash flow conversion undermines the company's ability to self-fund new projects and cushion downturns. Over time, inconsistent FCF forces greater reliance on external capital or slower project rollouts, raising financing costs and execution risk for multi-year developments.

Margin and efficiency volatility

Significant net margin volatility and suboptimal EBITDA/EBIT margins point to uneven project execution or cost control. Structurally, this reduces earnings predictability, complicates long-term planning, and can compress returns on new developments unless operational efficiency is improved.

Sumit Woods Ltd. Business Overview & Revenue Model

Company Description

Sumit Woods Limited engages in the real estate development and incidental service activities in India. The company develops and sells residential, commercial, retail, and social infrastructure projects. Sumit Woods Limited was incorporated in 1997 and is headquartered in Mumbai, India.

How the Company Makes Money

Sumit Woods Ltd. generates revenue primarily through the sale and leasing of residential and commercial properties. The company profits from its real estate developments by selling units in its projects to homebuyers and investors, often at a premium due to the quality of construction and prime locations. Additionally, revenue is bolstered through leasing commercial spaces to businesses, providing a steady stream of income. Key partnerships with construction firms, financial institutions, and real estate agents also contribute to its earnings by facilitating project financing and enhancing market reach. Furthermore, the company may engage in joint ventures for larger projects, allowing for shared investment risks and access to broader markets.

Sumit Woods Ltd. Financial Statement Overview

Summary

Financials show gradual recovery but uneven quality: income statement profitability has improved with volatility (Income Statement Score 62) and cash conversion is inconsistent with swings in free cash flow (Cash Flow Score 58). The balance sheet is comparatively steadier with manageable leverage and improving ROE (Balance Sheet Score 70).

Income Statement

Sumit Woods Ltd. has shown a mixed performance in its income statement. The gross profit margin has been fairly consistent, but net profit margin fluctuated significantly, with substantial improvements in recent years. The revenue growth rate has been positive, indicating recovery and expansion. However, EBIT and EBITDA margins indicate room for improvement in operational efficiency.

Balance Sheet

The company has a stable balance sheet with a moderate debt-to-equity ratio, showing a balance between debt and equity financing. The return on equity has improved, reflecting better utilization of equity capital. The equity ratio indicates a reasonable level of financial stability, though there's room for enhancing equity base.

Cash Flow

The cash flow statement shows variability, with significant swings in free cash flow growth. The operating cash flow to net income ratio suggests effective cash generation relative to earnings. However, the free cash flow to net income ratio indicates challenges in converting earnings into free cash flow consistently.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	1.51B	1.41B	1.80B	1.01B	599.51M	449.37M
Gross Profit	457.69M	298.50M	519.12M	423.64M	108.37M	-78.96M
EBITDA	287.96M	267.98M	320.54M	251.94M	66.70M	-92.75M
Net Income	132.60M	114.43M	89.93M	76.40M	-9.09M	-224.61M
Balance Sheet
Total Assets	0.00	3.16B	2.68B	2.74B	2.22B	1.79B
Cash, Cash Equivalents and Short-Term Investments	284.01M	284.01M	40.78M	54.99M	72.27M	43.68M
Total Debt	0.00	638.78M	1.19B	1.38B	1.10B	649.45M
Total Liabilities	-1.90B	1.26B	1.68B	1.85B	1.45B	956.21M
Stockholders Equity	1.90B	1.60B	760.19M	671.12M	559.64M	568.85M
Cash Flow
Free Cash Flow	0.00	117.69M	359.90M	-264.73M	-287.79M	-15.50M
Operating Cash Flow	0.00	143.94M	359.90M	-151.78M	-282.74M	-3.22M
Investing Cash Flow	0.00	-126.19M	-51.27M	-41.70M	-34.38M	-15.30M
Financing Cash Flow	0.00	164.80M	-322.44M	177.90M	354.84M	35.74M

Sumit Woods Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 65.32
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUMIT, the sentiment is Negative. The current price of 65.32 is above the 20-day moving average (MA) of 55.00, above the 50-day MA of 64.19, and below the 200-day MA of 86.84, indicating a bearish trend. The MACD of -4.44 indicates Negative momentum. The RSI at 39.80 is Neutral, neither overbought nor oversold. The STOCH value of 30.59 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SUMIT.

Sumit Woods Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ATALREAL	68 Neutral	₹3.01B	93.36	―	―	49.74%	-26.42%
PANSARI	67 Neutral	₹5.05B	47.19	―	―	-10.59%	101.05%
NILAINFRA	66 Neutral	₹3.21B	14.10	―	―	64.41%	22.85%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
SUMIT	56 Neutral	₹2.39B	20.71	―	―	-36.78%	-26.62%
PROZONER	54 Neutral	₹7.60B	-25.54	―	―	4.65%	-154.71%
EMAMIREAL	39 Underperform	₹3.02B	-1.50	―	―	62.06%	-51.93%