Saraswati Saree Depot Limited (SSDL) AI Stock Analysis

• Market Cap: ₹2.45B
• Dividend Yield: 4.77%
• Average Volume (3M): 1.42K
• Price to Earnings (P/E): 23.7
• Beta (1Y): 1.05
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: IN
• Employees: 247
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Apparel - Retail
• EPS (TTM): 0.81
• Shares Outstanding: 39,599,800
• 10 Day Avg. Volume: 1,476
• 30 Day Avg. Volume: 1,415
• PEG Ratio: -0.82
• Price to Book (P/B): 1.89
• Price to Sales (P/S): 0.56
• P/FCF Ratio: -91.57
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 57 Neutral
• Price Target: ₹64.00 ▼(-18.68% Downside)
• Action: Reiterated Date: 04/02/26
• Date: Action: Reiterated 04/02/26

The score is held back primarily by weak technicals (price below all major moving averages with negative MACD), despite decent underlying financial performance (growth and improved leverage) and supportive income valuation from the high dividend yield. Cash flow quality (negative free cash flow and low cash conversion) is a key fundamental risk.

Positive Factors

Improved leverage and stronger balance sheet

A materially improved debt-to-equity ratio and higher equity ratio reduce financial vulnerability and interest burden. Over 2-6 months this enhances flexibility to fund working capital, absorb demand shocks, and support targeted investments without immediate reliance on expensive external financing.

Negative Factors

Negative free cash flow and low cash conversion

Persistently negative free cash flow and weak cash conversion constrain the company's ability to fund capex, inventories, or pay down liabilities from internal sources. Over several months this raises dependence on external financing, limits strategic flexibility, and raises execution risk for growth initiatives.

Saraswati Saree Depot Limited Business Overview & Revenue Model

Company Description

Saraswati Saree Depot Limited engages in the wholesale distribution of women's traditional and ethnic wear garments in India. The company offers sarees, kurtis, dress materials, blouse pieces, lehengas, bottoms, chunaris, pant and shirt pieces, an...

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Saraswati Saree Depot Limited engages in the wholesale distribution of women's traditional and ethnic wear garments in India. The company offers sarees, kurtis, dress materials, blouse pieces, lehengas, bottoms, chunaris, pant and shirt pieces, an...

How the Company Makes Money

SSDL primarily makes money by selling sarees and related textile/ethnic wear products on a wholesale basis. Its main revenue stream is income from the sale of traded goods (i.e., procuring sarees and associated products from manufacturers/supplier...

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SSDL primarily makes money by selling sarees and related textile/ethnic wear products on a wholesale basis. Its main revenue stream is income from the sale of traded goods (i.e., procuring sarees and associated products from manufacturers/supplier...

Saraswati Saree Depot Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	6.72B	6.04B	6.02B	5.92B	5.43B	0.00
Gross Profit	704.43M	607.53M	674.28M	614.16M	457.38M	0.00
EBITDA	492.14M	457.13M	428.57M	357.18M	215.98M	0.00
Net Income	317.69M	305.76M	295.28M	229.74M	123.08M	-3.00K
Balance Sheet
Total Assets	3.79B	2.90B	2.06B	1.89B	1.70B	1.02M
Cash, Cash Equivalents and Short-Term Investments	381.44M	465.16M	98.68M	190.48M	172.32M	1.00M
Total Debt	65.38M	153.29M	434.89M	414.29M	666.18M	0.00
Total Liabilities	1.91B	1.12B	1.41B	1.53B	1.58B	20.00K
Stockholders Equity	1.89B	1.78B	649.09M	353.82M	124.08M	1.00M
Cash Flow
Free Cash Flow	-27.73M	-36.77M	-94.91M	343.20M	-449.98M	0.00
Operating Cash Flow	1.89M	14.10M	-85.40M	351.92M	-412.13M	0.00
Investing Cash Flow	-16.89M	-80.78M	-2.34M	-43.72M	-37.85M	0.00
Financing Cash Flow	-137.00M	433.17M	-4.07M	-290.03M	621.29M	1.00M

Saraswati Saree Depot Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 78.70
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SSDL, the sentiment is Negative. The current price of 78.7 is above the 20-day moving average (MA) of 56.60, above the 50-day MA of 62.74, and below the 200-day MA of 80.74, indicating a neutral trend. The MACD of -0.85 indicates Negative momentum. The RSI at 56.44 is Neutral, neither overbought nor oversold. The STOCH value of 86.14 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SSDL.

Saraswati Saree Depot Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CANTABIL	70 Outperform	₹19.35B	13.08	―	0.39%	19.90%	27.94%
KALAMANDIR	68 Neutral	₹14.68B	14.42	―	1.31%	23.15%	47.46%
SPAL	67 Neutral	₹19.11B	16.32	―	0.28%	34.25%	28.44%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
MANYAVAR	61 Neutral	₹96.33B	26.22	―	1.37%	5.77%	-4.37%
SSDL	57 Neutral	₹2.45B	23.68	―	4.77%	―	―