Saraswati Saree Depot Limited (SSDL) AI Stock Analysis

• Market Cap: ₹3.05B
• Dividend Yield: 4.83%
• Average Volume (3M): 1.42K
• Price to Earnings (P/E): 9.6
• Beta (1Y): 0.87
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: IN
• Employees: N/A
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Apparel - Retail
• EPS (TTM): 2.65
• Shares Outstanding: 39,599,800
• 10 Day Avg. Volume: 1,476
• 30 Day Avg. Volume: 1,415
• PEG Ratio: -0.82
• Price to Book (P/B): 1.89
• Price to Sales (P/S): 0.56
• P/FCF Ratio: -91.57
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: ₹96.00 ▲(22.40% Upside)

The overall stock score of 64 reflects a combination of solid financial performance and attractive valuation, offset by weak technical indicators. The company's revenue growth and improved profitability are positive, but operational efficiency and cash flow management need attention. The stock's bearish technical signals suggest caution, despite its attractive valuation and dividend yield.

Positive Factors

Revenue Growth

Consistent revenue growth indicates strong market demand and effective sales strategies, enhancing long-term business sustainability.

Balance Sheet Strength

A stronger balance sheet with lower financial risk supports stability and provides flexibility for future investments.

Capital Structure

An improved capital structure indicates effective use of equity, reducing dependency on debt and enhancing financial health.

Negative Factors

Operational Efficiency

Decreasing margins suggest inefficiencies in operations, which could impact profitability if not addressed.

Cash Flow Management

Low operating cash flow relative to net income indicates potential cash management issues, affecting liquidity and investment capacity.

Free Cash Flow

Negative free cash flow limits the company's ability to fund growth initiatives internally, increasing reliance on external financing.

Saraswati Saree Depot Limited Business Overview & Revenue Model

Company Description

Saraswati Saree Depot Limited engages in the wholesale distribution of women's traditional and ethnic wear garments in India. The company offers sarees, kurtis, dress materials, blouse pieces, lehengas, bottoms, chunaris, pant and shirt pieces, and other women's apparel accessories. It also serves customers online; and through its stores in Kolhapur and Ulhasnagar. The company was founded in 1966 and is based in Kolhapur, India.

How the Company Makes Money

Saraswati Saree Depot Limited generates revenue primarily through the direct sale of sarees and related clothing items in its retail outlets and online platform. The company benefits from multiple revenue streams, including wholesale distribution to other retailers, custom orders for weddings and events, and seasonal promotions. Additionally, SSDL has established partnerships with local textile manufacturers and artisans, which allows it to maintain a competitive edge by offering unique products that resonate with consumers seeking authentic craftsmanship. The brand's strong presence in both physical stores and e-commerce has further enhanced its sales performance, enabling it to reach a broader market and increase its overall profitability.

Saraswati Saree Depot Limited Financial Statement Overview

Summary

Saraswati Saree Depot Limited shows solid revenue growth and improved profitability, supported by a stronger capital structure. However, operational efficiency and cash flow management need improvement. The balance sheet indicates reduced leverage, but cash flow constraints could impact long-term growth.

Income Statement

Saraswati Saree Depot Limited has shown consistent revenue growth over the past years, with a notable increase from 2024 to 2025. The gross profit margin has decreased slightly, indicating potential cost pressure. The net profit margin remains stable, reflecting efficient management of operating expenses. However, EBIT and EBITDA margins have slightly decreased, suggesting room for operational efficiency improvements.

Balance Sheet

The company has improved its debt-to-equity ratio significantly, indicating a stronger balance sheet and lower financial risk. Return on Equity (ROE) has improved, showing effective utilization of shareholder funds. The equity ratio has increased, reflecting a robust capital structure. However, the overall liabilities remain high relative to total assets, indicating potential leverage risks.

Cash Flow

Operating cash flow has improved significantly but remains relatively low compared to net income, indicating potential cash management issues. Free cash flow has improved from previous years but remains negative, which may constrain future investment opportunities. The company should focus on enhancing cash generation to support growth and reduce reliance on external financing.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	6.28B	6.04B	6.02B	5.92B	5.43B	0.00
Gross Profit	700.03M	607.53M	674.28M	614.16M	457.38M	0.00
EBITDA	485.00M	457.13M	428.57M	357.18M	215.98M	0.00
Net Income	308.27M	305.76M	295.28M	229.74M	123.08M	-3.00K
Balance Sheet
Total Assets	0.00	2.90B	2.06B	1.89B	1.70B	1.02M
Cash, Cash Equivalents and Short-Term Investments	465.16M	465.16M	98.68M	190.48M	172.32M	1.00M
Total Debt	0.00	153.29M	434.89M	414.29M	666.18M	0.00
Total Liabilities	-1.78B	1.12B	1.41B	1.53B	1.58B	20.00K
Stockholders Equity	1.78B	1.78B	649.09M	353.82M	124.08M	1.00M
Cash Flow
Free Cash Flow	0.00	-36.77M	-94.91M	343.20M	-449.98M	0.00
Operating Cash Flow	0.00	14.10M	-85.40M	351.92M	-412.13M	0.00
Investing Cash Flow	0.00	-80.78M	-2.34M	-43.72M	-37.85M	0.00
Financing Cash Flow	0.00	433.17M	-4.07M	-290.03M	621.29M	1.00M

Saraswati Saree Depot Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 78.43
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SSDL, the sentiment is Negative. The current price of 78.43 is below the 20-day moving average (MA) of 79.66, below the 50-day MA of 82.68, and below the 200-day MA of 90.12, indicating a bearish trend. The MACD of -1.43 indicates Positive momentum. The RSI at 40.92 is Neutral, neither overbought nor oversold. The STOCH value of 17.50 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:SSDL.

Saraswati Saree Depot Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CANTABIL	70 Outperform	₹21.42B	27.35	―	0.38%	19.90%	27.94%
SPAL	67 Neutral	₹17.79B	16.10	―	0.28%	34.25%	28.44%
KALAMANDIR	66 Neutral	₹23.44B	17.37	―	1.31%	23.15%	47.46%
SSDL	64 Neutral	₹3.05B	9.61	―	4.83%	―	―
MANYAVAR	62 Neutral	₹145.07B	37.63	―	1.35%	5.77%	-4.37%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%

Saraswati Saree Depot Limited Corporate Events

Saraswati Saree Depot Releases Financial Results for September 2025

Saraswati Saree Depot Limited has announced the publication of its unaudited standalone financial results for the quarter and half-year ending on September 30, 2025. The results were published in both English and Marathi newspapers, indicating the company’s commitment to transparency and regulatory compliance. This announcement may impact the company’s market perception and investor confidence as stakeholders review the financial performance.

Saraswati Saree Depot Releases Q3 Monitoring Report

Saraswati Saree Depot Limited has submitted a Monitoring Agency Report for the quarter ended September 30, 2025, as per regulatory requirements. The report, reviewed by the company’s Audit Committee and Board, details the utilization of proceeds from the company’s Initial Public Offering, reflecting transparency and compliance with financial regulations.

Saraswati Saree Depot Expands into Real Estate Development

Saraswati Saree Depot Limited announced the approval of its unaudited financial results for the quarter and half-year ending September 30, 2025, during a board meeting held on November 14, 2025. The board also approved an alteration in the Objects clause of the company’s Memorandum of Association to enable the company to engage in real estate development activities, subject to shareholder approval. This strategic move could potentially diversify the company’s business operations and impact its market positioning.