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SG Finserve Limited (IN:SGFIN)
:SGFIN
India Market
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SG Finserve Limited (SGFIN) Price & Analysis

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SGFIN Stock Chart & Stats

₹464.20
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Market closed
₹464.20
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Bulls Say, Bears Say

Bulls Say
Strong Revenue AccelerationA 165.6% top-line acceleration shows the company is rapidly expanding its core lending/credit services footprint and gaining customers or volumes. That degree of revenue growth provides a durable runway for scaling operations, absorbing fixed costs, and funding strategic investments over the next 2–6 months if trends persist.
Reported Profitability And Net Income GrowthReported net income increased materially year-over-year, indicating the firm can deliver accounting profits alongside revenue expansion. Sustained profitability supports internal funding capacity, strengthens lender confidence, and validates the underlying business model provided margins remain stable.
Equity Growth Amid Balance-sheet ExpansionEquity growth alongside expanding assets provides a larger capital base to support growth and absorb losses. This improvement in book equity offers a structural buffer against shocks, increases borrowing capacity on better terms, and reduces immediate solvency concerns relative to a purely debt-funded expansion.
Bears Say
Deteriorating Operating Cash FlowSharp deterioration in operating cash flow shows core operations are consuming cash despite reported profits. Persistently negative OCF undermines self-funding, increases dependence on external financing, and raises structural liquidity risk that can constrain growth or force costly funding actions if the trend continues.
Sharply Higher Leverage And Rising DebtDebt nearly doubled, materially increasing financial leverage and interest/rollover exposure. High and rising leverage reduces financial flexibility, raises refinancing and covenant risk, and amplifies the impact of any cash-flow volatility, making the company more vulnerable to tightening credit conditions.
Negative Free Cash Flow And Cash BurnSubstantial negative free cash flow indicates the business is burning cash after investment needs. This persistent cash burn can deplete reserves, force dilutive equity issuance or expensive debt, and impair the firm's ability to sustain growth or support operations without structural changes to margins or funding strategy.

SG Finserve Limited News

SGFIN FAQ

What was SG Finserve Limited’s price range in the past 12 months?
SG Finserve Limited lowest stock price was ₹323.20 and its highest was ₹649.45 in the past 12 months.
    What is SG Finserve Limited’s market cap?
    SG Finserve Limited’s market cap is ₹34.45B.
      When is SG Finserve Limited’s upcoming earnings report date?
      SG Finserve Limited’s upcoming earnings report date is Jul 10, 2026 which is in 8 days.
        How were SG Finserve Limited’s earnings last quarter?
        SG Finserve Limited released its earnings results on Apr 16, 2026. The company reported ₹7.45 earnings per share for the quarter, beating the consensus estimate of N/A by ₹7.45.
          Is SG Finserve Limited overvalued?
          According to Wall Street analysts SG Finserve Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SG Finserve Limited pay dividends?
            SG Finserve Limited does not currently pay dividends.
            What is SG Finserve Limited’s EPS estimate?
            SG Finserve Limited’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does SG Finserve Limited have?
            SG Finserve Limited has 55,895,000 shares outstanding.
              What happened to SG Finserve Limited’s price movement after its last earnings report?
              SG Finserve Limited reported an EPS of ₹7.45 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 11.514%.
                Which hedge fund is a major shareholder of SG Finserve Limited?
                Currently, no hedge funds are holding shares in IN:SGFIN
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  SG Finserve Limited

                  SG Finserve Limited operates as a leading non-banking financial company (NBFC) in India. The firm offers a wide spectrum of lending facilities, including credit solutions for dealers, retail customers, and vendors. Additionally, it specializes in providing financing for logistics and transportation businesses, as well as offering supply chain funding and various term loan options. Originally established in 1994 under the name Moongipa Securities Limited, SG Finserve Limited is headquartered in Ghaziabad, India.

                  SG Finserve Limited (SGFIN) Earnings & Revenues

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