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SG Finserve Limited (IN:SGFIN)
:SGFIN
India Market
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SG Finserve Limited (SGFIN) Price & Analysis

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SGFIN Stock Chart & Stats

₹464.20
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Market closed
₹464.20
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Bulls Say, Bears Say

Bulls Say
Rapid Revenue And Net Income GrowthA very large revenue increase alongside rising net income indicates strong demand and effective scaling of SG Finserve's core credit services. Over a 2-6 month horizon this supports durable cash-generating potential from expanded customer flows and establishes traction for further product or geographic expansion.
Strong Reported Margins (historical)Reported high gross, operating and net margins in 2025 point to favorable unit economics and pricing power in the business model. If these structural margins persist, they provide room to reinvest, absorb credit costs and support long-run profitability despite growth investments.
Scaled Asset Base And Equity GrowthSubstantial asset growth and rising equity indicate the company is scaling operations and building balance-sheet capacity to originate or service more credit exposure. This structural expansion can support revenue durability and diversify lending risk if asset mix and underwriting remain controlled.
Bears Say
Deeply Negative Operating And Free Cash FlowPersistent and worsening negative operating and free cash flow despite reported profits signals poor cash conversion and a structural funding gap. Over months this forces reliance on external financing, increases refinancing risk, and may constrain investments or push more expensive funding solutions.
Rapidly Rising LeverageDebt roughly doubled in a year, increasing leverage and interest burden materially. Higher leverage reduces financial flexibility and magnifies sensitivity to rate rises or credit tightening. Structurally this raises default and refinancing risks which can impair growth plans or force deleveraging.
Limited Margin Transparency For 2026Absence of margin detail for 2026 creates structural uncertainty about the quality of the surge in revenue and profits. Without clear margin disclosure it's difficult to judge recurring profitability, credit cost absorption, and whether earnings reflect sustainable operations or one-off items.

SG Finserve Limited News

SGFIN FAQ

What was SG Finserve Limited’s price range in the past 12 months?
SG Finserve Limited lowest stock price was ₹323.20 and its highest was ₹724.00 in the past 12 months.
    What is SG Finserve Limited’s market cap?
    SG Finserve Limited’s market cap is ₹38.11B.
      When is SG Finserve Limited’s upcoming earnings report date?
      SG Finserve Limited’s upcoming earnings report date is Oct 20, 2026 which is in 76 days.
        How were SG Finserve Limited’s earnings last quarter?
        SG Finserve Limited released its earnings results on Jul 14, 2026. The company reported ₹8.21 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is SG Finserve Limited overvalued?
          According to Wall Street analysts SG Finserve Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SG Finserve Limited pay dividends?
            SG Finserve Limited does not currently pay dividends.
            What is SG Finserve Limited’s EPS estimate?
            SG Finserve Limited’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does SG Finserve Limited have?
            SG Finserve Limited has 55,895,000 shares outstanding.
              What happened to SG Finserve Limited’s price movement after its last earnings report?
              SG Finserve Limited reported an EPS of ₹8.21 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -2.13%.
                Which hedge fund is a major shareholder of SG Finserve Limited?
                Currently, no hedge funds are holding shares in IN:SGFIN
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Company Description

                  SG Finserve Limited

                  SG Finserve Limited operates as a leading non-banking financial company (NBFC) in India. The firm offers a wide spectrum of lending facilities, including credit solutions for dealers, retail customers, and vendors. Additionally, it specializes in providing financing for logistics and transportation businesses, as well as offering supply chain funding and various term loan options. Originally established in 1994 under the name Moongipa Securities Limited, SG Finserve Limited is headquartered in Ghaziabad, India.

                  SG Finserve Limited (SGFIN) Earnings & Revenues

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