tiprankstipranks
Trending News
More News >
Popular Vehicles and Services Limited (IN:PVSL)
:PVSL
India Market
Advertisement

Popular Vehicles and Services Limited (PVSL) AI Stock Analysis

Compare
1 Followers

Top Page

IN:PVSL

Popular Vehicles and Services Limited

(PVSL)

Rating:50Neutral
Price Target:
₹124.00
▼(-3.35% Downside)
The overall stock score reflects significant financial challenges, including declining profitability and inconsistent revenue growth. Technical indicators suggest a bearish trend, and the valuation is unattractive due to a negative P/E ratio. Improved cash flow is a positive aspect, but the company's financial stability remains a concern.

Popular Vehicles and Services Limited (PVSL) vs. iShares MSCI India ETF (INDA)

Popular Vehicles and Services Limited Business Overview & Revenue Model

Company DescriptionPopular Vehicles and Services Limited (PVSL) is a prominent player in the Indian automotive sector, primarily engaged in the sale and service of passenger vehicles. As an authorized dealer for Maruti Suzuki, the company offers a diverse range of vehicles, including hatchbacks, sedans, and SUVs, catering to a wide spectrum of customer needs. PVSL also provides a comprehensive suite of automotive services, including vehicle financing, insurance, after-sales service, and spare parts distribution, ensuring a holistic customer experience.
How the Company Makes MoneyPVSL generates revenue through multiple streams, with new vehicle sales being the primary source. As an authorized Maruti Suzuki dealer, PVSL earns a margin on each vehicle sold. Additionally, the company capitalizes on the after-sales service market by offering maintenance and repair services, which secure ongoing customer engagement and additional revenue. PVSL's financing and insurance services provide another significant revenue stream, as the company earns commissions through partnerships with financial institutions and insurance providers. The sale of genuine spare parts and accessories further contributes to the company's earnings, ensuring customers have access to high-quality replacements and enhancements for their vehicles.

Popular Vehicles and Services Limited Financial Statement Overview

Summary
Popular Vehicles and Services Limited shows a challenging financial landscape with declining profitability and inconsistency in revenue growth. Leverage is increasing, posing potential risks, although cash flow generation has improved. The company needs to address profitability issues to enhance financial stability and investor confidence.
Income Statement
45
Neutral
The income statement reveals a concerning financial trajectory. Gross profit margin has been decreasing, from 10.8% in 2024 to 5.32% in 2025, indicating reduced pricing power or increased cost of goods sold. Net profit margin has also declined from 1.35% in 2024 to a negative -0.19% in 2025, reflecting unprofitability. Revenue growth has been inconsistent, with a significant drop of 1.32% from 2024 to 2025 after an increase of 15.18% from 2023 to 2024. EBIT and EBITDA margins show a downward trend, with EBIT margin falling from 7.61% in 2024 to 1.07% in 2025.
Balance Sheet
50
Neutral
The balance sheet indicates moderate stability with some areas of concern. The debt-to-equity ratio has worsened, from 1.42 in 2024 to 1.44 in 2025, suggesting increasing leverage. Return on equity has turned negative, falling from 11.65% in 2024 to -1.64% in 2025, highlighting efficiency issues. However, the equity ratio improved slightly from 33.37% in 2024 to 33.53% in 2025, indicating a stable asset base relative to equity.
Cash Flow
55
Neutral
The cash flow statement shows mixed results. Free cash flow has turned positive from a deficit of -7.88 million in 2024 to 587.71 million in 2025, demonstrating improved cash generation. The operating cash flow to net income ratio is strong at 10.68 in 2025, indicating robust cash flow relative to net income. However, the free cash flow to net income ratio is negative due to the net income loss, highlighting ongoing profitability challenges.
BreakdownTTMDec 2025Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue55.33B55.41B56.16B48.75B32.97B27.46B
Gross Profit7.86B2.95B8.34B7.32B3.55B2.97B
EBITDA2.08B1.75B2.85B2.35B1.77B1.72B
Net Income233.64M-104.63M760.77M640.74M336.69M324.55M
Balance Sheet
Total Assets0.0019.05B19.57B15.04B12.63B11.19B
Cash, Cash Equivalents and Short-Term Investments566.18M310.35M719.78M285.22M258.78M601.44M
Total Debt0.009.22B9.25B9.38B7.56B6.50B
Total Liabilities-6.62B12.66B13.03B11.61B9.83B8.73B
Stockholders Equity6.62B6.39B6.53B3.43B2.80B2.46B
Cash Flow
Free Cash Flow0.00587.71M-7.88M521.87M215.88M657.46M
Operating Cash Flow0.001.12B799.29M1.09B696.92M951.74M
Investing Cash Flow0.00-400.21M-881.93M-796.20M-413.84M-66.50M
Financing Cash Flow0.00-1.02B393.92M-238.44M-652.53M-706.76M

Popular Vehicles and Services Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price128.30
Price Trends
50DMA
124.68
Positive
100DMA
118.92
Positive
200DMA
128.36
Negative
Market Momentum
MACD
-1.07
Negative
RSI
62.45
Neutral
STOCH
62.53
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:PVSL, the sentiment is Positive. The current price of 128.3 is above the 20-day moving average (MA) of 117.14, above the 50-day MA of 124.68, and below the 200-day MA of 128.36, indicating a neutral trend. The MACD of -1.07 indicates Negative momentum. The RSI at 62.45 is Neutral, neither overbought nor oversold. The STOCH value of 62.53 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:PVSL.

Popular Vehicles and Services Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (56)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
₹15.67B31.73
0.45%9.24%3.74%
64
Neutral
₹7.92B17.97
32.13%9.29%
56
Neutral
$13.75B13.1410.03%0.89%7.13%-12.93%
55
Neutral
₹9.10B146.27
1.84%11.69%-42.04%
50
Neutral
₹8.31B33.91
0.45%-2.46%-129.92%
46
Neutral
₹6.24B50.14
-33.59%-49.47%
₹7.02B19.66
* Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:PVSL
Popular Vehicles and Services Limited
128.30
-97.94
-43.29%
IN:RITCO
Ritco Logistics Ltd.
275.15
-47.15
-14.63%
IN:ROHLTD
Royal Orchid Hotels Limited
552.25
190.38
52.61%
IN:SBGLP
Suratwwala Business Group Ltd
35.94
-81.86
-69.49%
IN:SNOWMAN
Snowman Logistics Ltd
54.03
-27.67
-33.87%
IN:STCINDIA
State Trading Corporation of India Limited
117.10
-68.15
-36.79%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 04, 2025