Prudent Corporate Advisory Services Limited (PRUDENT) AI Stock Analysis

• Market Cap: ₹99.31B
• Dividend Yield: 0.1%
• Average Volume (3M): 1.86K
• Price to Earnings (P/E): 46.3
• Beta (1Y): 1.83
• Revenue Growth: 20.23%
• EPS Growth: 16.62%
• Country: IN
• Employees: 1,029
• Sector: Services
• Sector Strength: N/A
• Industry: Asset Management
• EPS (TTM): 13.92
• Shares Outstanding: 41,406,680
• 10 Day Avg. Volume: 1,217
• 30 Day Avg. Volume: 1,857
• PEG Ratio: 1.14
• Price to Book (P/B): 13.76
• Price to Sales (P/S): 8.38
• P/FCF Ratio: 64.36
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: ₹2,463.00 ▼(-7.08% Downside)

Prudent Corporate Advisory Services Limited's strong financial performance is the most significant factor, showcasing robust revenue growth and profitability. However, technical indicators suggest a bearish trend, and the high P/E ratio indicates overvaluation, which negatively impacts the overall score.

Positive Factors

Low Financial Leverage

Very low leverage and a high equity ratio give the firm durable financial flexibility. This reduces refinancing and solvency risk, lets management fund client onboarding or tech investment internally, and provides a buffer to protect margins through market cycles over the next several quarters.

High ROE and Profitability

Sustained ROE near 30% and healthy net margins indicate efficient capital deployment and pricing power in advisory and distribution businesses. That profitability supports reinvestment and potential shareholder returns while signaling a competitive position in client acquisition and product distribution.

Strong Cash Generation

High cash conversion versus accounting income shows real cash generation ability, enabling sustainable reinvestment, working capital funding, and discretionary returns without heavy external financing. This enhances resilience and strategic optionality over a multi-quarter horizon.

Negative Factors

Unsustainable FCF Growth Spike

An outsized FCF growth rate driven by a low base raises the risk that cash generation will normalize. That uncertainty complicates medium-term capital allocation, makes projected free cash flows less reliable, and could constrain recurring shareholder-return plans if normalisation occurs.

Recent Revenue Deceleration

A modest 5.8% uptick in the latest year, versus higher longer-term growth, suggests deceleration in client flows or fee expansion. If AUM or distribution penetration softens, sustaining prior growth rates will require faster new-client acquisition or product expansion, pressuring medium-term top-line visibility.

AUM- and Fee-Dependent Revenue Model

Revenue is structurally linked to AUM, fee rates and distribution commissions, making earnings cyclically sensitive to market performance and fund flows. This creates persistent revenue and margin variability, reducing predictability of fee income across market downturns over the coming quarters.

Prudent Corporate Advisory Services Limited Business Overview & Revenue Model

Company Description

Prudent Corporate Advisory Services Limited provides financial services to individuals, corporates, high net worth individuals (HNIs), and ultra HNIs in India. The company distributes mutual funds, insurance products, portfolio management schemes, unlisted securities, bonds/fixed deposits, alternative investment funds, national pension schemes, etc. It also provides stock broking, financial planning, and real estate services. Prudent Corporate Advisory Services Limited was founded in 2000 and is headquartered in Ahmedabad, India.

How the Company Makes Money

PRUDENT generates revenue through various streams, primarily from fees charged for its advisory and wealth management services. The company earns management fees based on the assets under management (AUM) for investment portfolios it oversees. Additionally, PRUDENT receives commissions and distribution fees from mutual fund houses for distributing their financial products. The company may also engage in performance-based fees, where it charges clients a percentage of the profits generated from investments. Strategic partnerships with financial institutions and mutual fund providers further enhance its revenue by expanding its product offerings and client base.

Prudent Corporate Advisory Services Limited Financial Statement Overview

Summary

Prudent Corporate Advisory Services Limited demonstrates strong financial health with robust revenue growth, profitability, and efficient cash flow management. The low Debt-to-Equity Ratio and high Return on Equity indicate financial stability and effective use of shareholder funds. However, the exceptionally high Free Cash Flow Growth Rate may not be sustainable.

Income Statement

Prudent Corporate Advisory Services Limited has demonstrated strong revenue growth and profitability. The company achieved a Gross Profit Margin of 100% in the latest year, indicating efficient cost management. The Net Profit Margin of approximately 17.3% and consistent EBIT and EBITDA margins reflect robust operational efficiency. Revenue growth has been steady, with a 5.76% increase in the latest year, showcasing a positive growth trajectory.

Balance Sheet

The company maintains a healthy balance sheet with a low Debt-to-Equity Ratio of 0.046, indicating low financial leverage and reduced risk. The Return on Equity is strong at 29.3%, reflecting effective use of shareholder funds to generate profits. The Equity Ratio of approximately 70.7% suggests a solid capital structure with a significant portion of assets financed by equity.

Cash Flow

Prudent Corporate Advisory Services Limited has shown impressive cash flow management with a Free Cash Flow to Net Income ratio of 88.9%, indicating strong cash generation relative to net income. The Operating Cash Flow to Net Income ratio is 66.7%, suggesting efficient conversion of income into cash. However, the Free Cash Flow Growth Rate is exceptionally high due to a low base effect, which may not be sustainable.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	11.39B	10.96B	7.99B	6.05B	4.43B	2.78B
Gross Profit	3.61B	3.53B	2.77B	1.99B	1.31B	718.97M
EBITDA	3.04B	2.92B	2.13B	1.83B	1.23B	701.84M
Net Income	2.03B	1.96B	1.39B	1.17B	803.38M	452.97M
Balance Sheet
Total Assets	0.00	9.44B	7.58B	5.20B	4.00B	2.85B
Cash, Cash Equivalents and Short-Term Investments	0.00	5.44B	3.10B	774.70M	921.33M	993.32M
Total Debt	0.00	305.34M	203.15M	170.19M	131.71M	126.01M
Total Liabilities	-6.68B	2.76B	2.76B	1.70B	1.62B	1.27B
Stockholders Equity	6.68B	6.68B	4.81B	3.50B	2.38B	1.58B
Cash Flow
Free Cash Flow	0.00	1.43B	1.45B	1.25B	912.13M	560.15M
Operating Cash Flow	0.00	1.61B	1.50B	1.27B	930.07M	577.22M
Investing Cash Flow	0.00	-1.42B	-1.39B	-1.12B	-1.63B	-276.71M
Financing Cash Flow	0.00	-178.69M	-135.94M	-115.86M	-103.73M	-113.58M

Prudent Corporate Advisory Services Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 2650.80
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:PRUDENT, the sentiment is Neutral. The current price of 2650.8 is above the 20-day moving average (MA) of 2400.61, above the 50-day MA of 2503.60, and above the 200-day MA of 2633.18, indicating a bearish trend. The MACD of -68.76 indicates Negative momentum. The RSI at 48.45 is Neutral, neither overbought nor oversold. The STOCH value of 59.02 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:PRUDENT.

Prudent Corporate Advisory Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BLUEDART	68 Neutral	₹130.35B	51.38	―	0.46%	7.70%	-5.85%
CHOICEIN	65 Neutral	₹164.31B	83.01	―	―	12.17%	19.00%
PRUDENT	64 Neutral	₹99.31B	46.26	―	0.10%	20.23%	16.62%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%
SAMMAANCAP	52 Neutral	₹125.04B	9.30	―	―	-4.78%	―
TVSSCS	47 Neutral	₹42.64B	75.32	―	―	5.13%	90.30%

Prudent Corporate Advisory Services Limited Corporate Events

Prudent Corporate Unveils Q3 FY26 Investor Presentation on Unaudited Results

Prudent Corporate Advisory Services Limited has released an investor presentation detailing its unaudited standalone and consolidated financial results, along with key business highlights, for the quarter and nine months ended 31 December 2025. The disclosure, made in compliance with Indian listing regulations and shared with both NSE and BSE, underscores the company’s ongoing efforts to maintain transparency with shareholders and the broader market, and signals continued engagement with investors as it reports on its performance and progress as a diversified wealth management platform.

Prudent Corporate Advisory Services Posts Double-Digit Q3 FY26 Growth on AUM and SIP Expansion

Prudent Corporate Advisory Services Limited reported strong consolidated financial results for the quarter ended December 2025, with revenue from operations rising 20.4% year-on-year to ₹343.2 crore and profit after tax increasing 19.6% to ₹57.6 crore. Growth was driven primarily by a 20.9% increase in quarterly average AUM in the mutual fund segment, a 22.4% year-on-year rise in equity-oriented AUM to ₹1,25,730 crore aided by robust net sales and the acquisition of Indus Capital, and a 21% jump in its monthly SIP book to ₹1,135 crore, underscoring the company’s strengthening position in the retail wealth management market despite range-bound equity conditions.

Prudent Corporate Advisory Services Schedules Q3 FY26 Earnings Call for Investors and Analysts

Prudent Corporate Advisory Services Limited has announced that it will host a conference call to discuss its financial results for the third quarter of FY26 on Wednesday, January 28, 2026, at 4:30 p.m. IST for investors and analysts. The call, which will feature key members of the leadership team including the chairman, CEO, CFO and investor relations head, underscores the company’s continued engagement with the investment community and its efforts to maintain transparency and regular communication with market participants.