Sammaan Capital Ltd (SAMMAANCAP) AI Stock Analysis

• Market Cap: ₹114.61B
• Dividend Yield: N/A
• Average Volume (3M): 953.55K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.92
• Revenue Growth: -1.00%
• EPS Growth: -236.83%
• Country: IN
• Employees: N/A
• Sector: Services
• Sector Strength: N/A
• Industry: Financial - Mortgages
• EPS (TTM): 4.11
• Shares Outstanding: 831,383,100
• 10 Day Avg. Volume: 516,095
• 30 Day Avg. Volume: 953,553
• PEG Ratio: 0.02
• Price to Book (P/B): 0.35
• Price to Sales (P/S): -6.13
• P/FCF Ratio: 0.87
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹139.00
• Price Target Upside: 0.83% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 52 Neutral
• Price Target: ₹139.00 ▲(0.83% Upside)

Sammaan Capital Ltd's overall stock score is primarily impacted by its financial performance challenges, including declining revenues and high leverage. Positive technical indicators provide some support, but weak valuation due to negative earnings weighs heavily on the score.

Sammaan Capital Ltd Business Overview & Revenue Model

Company Description

Sammaan Capital Limited, together with its subsidiaries, operates as a non-banking financial company in India. The company offers home, NRI home, home renovation and extension, and rural home loans, as well as home loan balance transfers services. It also offers working capital loans for micro, small and medium enterprises; loan against property; and corporate mortgage loans; as well as emergency credit line guarantee schemes. The company was formerly known as Indiabulls Housing Finance Limited and changed its name to Sammaan Capital Limited in May 2024. Sammaan Capital Limited is based in Gurugram, India.

How the Company Makes Money

Sammaan Capital Ltd generates revenue through multiple channels, primarily from management fees and performance fees associated with its investment funds. The company charges management fees as a percentage of assets under management (AUM), providing a steady income stream. Additionally, performance fees are earned based on the profits generated by the investments, aligning the company's interests with those of its clients. Key revenue streams also include advisory fees for consulting services in mergers and acquisitions, capital raising, and strategic planning. SAMMAANCAP has established significant partnerships with various institutional investors and venture capital firms, which enhance its deal flow and investment opportunities, further contributing to its earnings.

Sammaan Capital Ltd Financial Statement Overview

Summary

Sammaan Capital Ltd faces significant financial challenges, with declining revenues and profitability as indicated by negative revenue growth and net income. The high debt-to-equity ratio poses financial risk, although strong cash flow management provides some buffer.

Income Statement

Sammaan Capital Ltd has experienced significant revenue decline, with a negative revenue growth rate of -284.79% in the most recent year. The company also reported negative net income and EBIT, indicating operational challenges. Despite a historically strong gross profit margin, recent figures show a reversal, highlighting potential issues in cost management or revenue generation.

Balance Sheet

The company has a high debt-to-equity ratio of 1.96, indicating significant leverage, which poses financial risk. Return on equity is negative, reflecting poor profitability relative to shareholder investment. However, the equity ratio remains stable, suggesting a reasonable proportion of assets funded by equity.

Cash Flow

Sammaan Capital Ltd shows strong cash flow management with a significant increase in free cash flow growth rate of 1673.83%. The operating cash flow to net income ratio is exceptionally high, indicating efficient cash generation relative to net income. However, the sustainability of such cash flow growth is uncertain given the negative income figures.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	-8.18B	-12.37B	86.25B	30.89B	27.46B	30.31B
Gross Profit	-11.07B	38.92B	32.33B	29.96B	26.69B	29.35B
EBITDA	4.80B	-22.93B	45.88B	16.04B	15.56B	15.62B
Net Income	-18.07B	-18.07B	12.14B	11.30B	11.78B	12.02B
Balance Sheet
Total Assets	701.81B	701.81B	730.66B	749.45B	819.73B	932.38B
Cash, Cash Equivalents and Short-Term Investments	47.34B	47.34B	44.24B	36.98B	79.86B	131.24B
Total Debt	427.26B	427.26B	484.93B	524.03B	608.44B	688.05B
Total Liabilities	483.59B	483.59B	532.75B	575.84B	652.99B	771.04B
Stockholders Equity	218.22B	218.22B	197.92B	173.61B	166.74B	161.34B
Cash Flow
Free Cash Flow	0.00	87.16B	30.28B	39.52B	6.37B	70.41B
Operating Cash Flow	0.00	87.72B	30.86B	40.01B	6.57B	70.89B
Investing Cash Flow	0.00	-55.78B	-16.19B	8.84B	16.49B	31.03B
Financing Cash Flow	0.00	-23.73B	-23.83B	-91.42B	-74.44B	-106.32B

Sammaan Capital Ltd Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 137.85
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SAMMAANCAP, the sentiment is Positive. The current price of 137.85 is above the 20-day moving average (MA) of 136.88, above the 50-day MA of 129.45, and above the 200-day MA of 130.30, indicating a bullish trend. The MACD of 2.71 indicates Positive momentum. The RSI at 57.07 is Neutral, neither overbought nor oversold. The STOCH value of 29.25 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:SAMMAANCAP.

Sammaan Capital Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VRLLOG	74 Outperform	₹47.44B	21.61	16.87%	4.61%	8.04%	221.22%
SCI	72 Outperform	₹104.97B	11.58	10.15%	2.92%	0.87%	13.45%
TCI	70 Outperform	₹91.55B	21.44	19.48%	0.84%	11.32%	20.27%
ACLGATI	60 Neutral	₹8.66B	48.56	1.64%	―	-4.20%	1.78%
TVSSCS	54 Neutral	₹54.60B	108.52	-0.75%	―	6.33%	―
SAMMAANCAP	52 Neutral	₹114.61B	―	―	―	-1.00%	-236.83%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%

Sammaan Capital Ltd Corporate Events

Sammaan Capital Announces Virtual AGM and Debenture Issuance Plan

Sammaan Capital Limited has announced the convening of its 20th Annual General Meeting (AGM) on September 29, 2025, which will be held virtually. The meeting will address ordinary business, including the adoption of financial statements and the re-appointment of a director, as well as special business concerning the renewal of the limit to issue debentures on a private placement basis up to ₹30,000 Crores. This move is part of the company’s strategy to strengthen its financial position and expand its capital base, potentially impacting its operations and market positioning.

Sammaan Capital Announces 20th AGM and Debenture Issuance Plan

Sammaan Capital Limited has announced the convening of its 20th Annual General Meeting (AGM) scheduled for September 29, 2025, which will be held virtually. The meeting will address regular business matters, including the adoption of financial statements and the reappointment of a director. Additionally, a special resolution will be considered for renewing the limit to issue debentures on a private placement basis, up to ₹30,000 crores, which could impact the company’s financial strategy and market positioning.

Sammaan Capital Confirms Compliance with SEBI Governance Norms

Sammaan Capital Limited has submitted certificates to the stock exchanges, confirming compliance with corporate governance provisions and non-disqualification of directors as per SEBI regulations. These certificates, issued by Anshul Chhabra & Associates, are also included in the company’s annual report for the financial year 2024-25, reinforcing its commitment to regulatory adherence and transparency.

Sammaan Capital Ensures Timely Interest Payment on Debentures

Sammaan Capital Limited has announced the timely payment of interest on its secured redeemable non-convertible debentures, which were issued through a public offering and are listed on the stock exchange. This announcement underscores the company’s commitment to fulfilling its financial obligations, potentially strengthening its position in the financial market and providing assurance to its stakeholders.

Sammaan Capital Ensures Timely Interest Payment on Debentures

Sammaan Capital Limited announced that it has successfully made the timely payment of interest on its Secured Redeemable Non-convertible Debentures, which were issued through a public offering and are listed on the stock exchange. This timely payment underscores the company’s commitment to maintaining its financial obligations and may positively impact its reputation among investors and stakeholders.

Sammaan Capital Ensures Timely Interest Payment on Debentures

Sammaan Capital Limited has announced that it has made timely payment of interest on its secured redeemable non-convertible debentures, which were issued through a public issue and are listed on the stock exchange. This timely payment underscores the company’s commitment to fulfilling its financial obligations and may positively influence its reputation among investors and stakeholders.

Sammaan Capital Ensures Timely Interest Payments on Debentures

Sammaan Capital Limited has announced that it has made timely interest payments on its secured redeemable non-convertible debentures, which are issued through public offerings and listed on the stock exchange. This announcement underscores the company’s commitment to fulfilling its financial obligations, which may bolster its reputation and reliability among investors and stakeholders.

Sammaan Capital Ensures Timely Interest Payment on Debentures

Sammaan Capital Limited has announced the timely payment of interest on its Secured Redeemable Non-convertible Debentures, which were issued through a public issue and are listed on the stock exchange. This announcement underscores the company’s commitment to meeting its financial obligations, potentially reinforcing its credibility and stability in the financial markets.