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Muthoot Microfin Ltd (IN:MUTHOOTMF)
:MUTHOOTMF
India Market

Muthoot Microfin Ltd (MUTHOOTMF) Ratios

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Muthoot Microfin Ltd Ratios

IN:MUTHOOTMF's free cash flow for Q2 2026 was ₹1.00. For the 2026 fiscal year, IN:MUTHOOTMF's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
0.00 1.42 0.18 1.34 1.52
Quick Ratio
0.00 1.42 0.18 1.34 1.52
Cash Ratio
0.00 0.15 0.18 0.19 0.28
Solvency Ratio
-0.02 -0.02 0.06 0.03 0.02
Operating Cash Flow Ratio
0.00 0.29 -0.40 -0.58 -0.43
Short-Term Operating Cash Flow Coverage
0.00 0.30 -0.42 -0.62 -0.46
Net Current Asset Value
₹ -87.91B₹ -15.68B₹ -78.28B₹ -15.32B₹ -4.41B
Leverage Ratios
Debt-to-Assets Ratio
0.74 0.75 0.74 0.78 0.73
Debt-to-Equity Ratio
3.14 3.08 3.04 4.07 3.06
Debt-to-Capital Ratio
0.76 0.75 0.75 0.80 0.75
Long-Term Debt-to-Capital Ratio
0.76 0.56 0.54 0.63 0.56
Financial Leverage Ratio
4.25 4.12 4.13 5.25 4.18
Debt Service Coverage Ratio
0.00 0.16 0.10 0.20 0.17
Interest Coverage Ratio
0.00 34.50 90.35 59.14 42.06
Debt to Market Cap
3.33 3.61 2.67 1.44 0.90
Interest Debt Per Share
497.15 484.95 573.65 389.23 240.34
Net Debt to EBITDA
46.06 10.83 11.95 7.43 7.91
Profitability Margins
Gross Profit Margin
87.34%97.01%100.89%45.86%100.00%
EBIT Margin
3.94%26.21%49.59%53.25%106.64%
EBITDA Margin
4.24%27.97%52.53%55.11%112.09%
Operating Profit Margin
6.54%26.21%120.06%53.25%106.64%
Pretax Profit Margin
-10.84%-11.82%48.26%14.87%16.96%
Net Profit Margin
-5.09%-9.11%37.29%11.44%12.42%
Continuous Operations Profit Margin
-8.37%-9.11%37.29%11.44%12.42%
Net Income Per EBT
46.97%77.02%77.27%76.99%73.23%
EBT Per EBIT
-165.89%-45.10%40.20%27.92%15.91%
Return on Assets (ROA)
-1.58%-2.05%3.88%1.92%0.85%
Return on Equity (ROE)
-6.42%-8.45%16.03%10.08%3.55%
Return on Capital Employed (ROCE)
2.03%10.40%23.13%16.92%13.22%
Return on Invested Capital (ROIC)
1.54%4.59%9.85%7.11%5.39%
Return on Tangible Assets
-1.58%-2.05%3.88%1.92%0.85%
Earnings Yield
-7.01%-10.14%14.31%3.61%1.04%
Efficiency Ratios
Receivables Turnover
0.00 34.20 4.69 0.32 0.13
Payables Turnover
0.00 3.85 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
17.15 10.99 5.62 8.34 3.15
Asset Turnover
0.31 0.23 0.10 0.17 0.07
Working Capital Turnover Ratio
3.65 -2.02 -0.80 1.08 0.40
Cash Conversion Cycle
0.00 -84.25 77.76 1.13K 2.75K
Days of Sales Outstanding
0.00 10.67 77.76 1.13K 2.75K
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 94.92 0.00 0.00 0.00
Operating Cycle
0.00 10.67 77.76 1.13K 2.75K
Cash Flow Ratios
Operating Cash Flow Per Share
102.29 82.54 -142.76 -136.83 -63.56
Free Cash Flow Per Share
100.71 81.30 -144.62 -138.49 -64.23
CapEx Per Share
1.58 1.24 1.86 1.65 0.67
Free Cash Flow to Operating Cash Flow
0.98 0.98 1.01 1.01 1.01
Dividend Paid and CapEx Coverage Ratio
64.67 66.32 -76.91 -82.78 -94.66
Capital Expenditure Coverage Ratio
64.67 66.32 -76.91 -82.78 -94.66
Operating Cash Flow Coverage Ratio
0.21 0.17 -0.25 -0.35 -0.27
Operating Cash Flow to Sales Ratio
0.49 0.57 -1.76 -1.63 -2.84
Free Cash Flow Yield
67.49%62.03%-68.52%-52.03%-24.13%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-14.26 -9.86 6.99 27.69 95.74
Price-to-Sales (P/S) Ratio
0.71 0.90 2.61 3.17 11.89
Price-to-Book (P/B) Ratio
0.96 0.83 1.12 2.79 3.39
Price-to-Free Cash Flow (P/FCF) Ratio
1.48 1.61 -1.46 -1.92 -4.14
Price-to-Operating Cash Flow Ratio
1.49 1.59 -1.48 -1.95 -4.19
Price-to-Earnings Growth (PEG) Ratio
-0.14 0.07 0.06 0.11 0.17
Price-to-Fair Value
0.96 0.83 1.12 2.79 3.39
Enterprise Value Multiple
62.86 14.04 16.91 13.18 18.52
Enterprise Value
95.34B 95.99B 107.08B 104.01B 79.20B
EV to EBITDA
62.86 14.04 16.91 13.18 18.52
EV to Sales
2.67 3.93 8.88 7.26 20.76
EV to Free Cash Flow
5.55 7.05 -4.97 -4.41 -7.23
EV to Operating Cash Flow
5.46 6.95 -5.04 -4.46 -7.31
Tangible Book Value Per Share
158.25 157.20 188.36 95.34 78.39
Shareholders’ Equity Per Share
158.28 157.21 188.38 95.36 78.40
Tax and Other Ratios
Effective Tax Rate
0.24 0.23 0.23 0.23 0.27
Revenue Per Share
209.32 145.96 80.98 83.99 22.38
Net Income Per Share
-10.66 -13.29 30.20 9.61 2.78
Tax Burden
0.47 0.77 0.77 0.77 0.73
Interest Burden
-2.75 -0.45 0.97 0.28 0.16
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.01 0.02 0.37 0.02 0.03
Stock-Based Compensation to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
Income Quality
-5.84 -6.21 -4.73 -14.23 -22.86
Currency in INR