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Muthoot Finance Ltd (IN:MUTHOOTFIN)
:MUTHOOTFIN
India Market
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Muthoot Finance Ltd (MUTHOOTFIN) Ratios

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Muthoot Finance Ltd Ratios

IN:MUTHOOTFIN's free cash flow for Q1 2026 was ₹0.63. For the 2026 fiscal year, IN:MUTHOOTFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.41. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
10.43 0.00 0.00 57.93 63.91
Quick Ratio
10.43 0.00 0.00 -481.42 -390.23
Cash Ratio
10.42 0.00 0.00 59.91 65.15
Solvency Ratio
0.06 0.06 0.06 0.11 0.11
Operating Cash Flow Ratio
0.00 0.00 0.00 -20.91 -10.17
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -1.19T₹ -644.43B₹ -644.43B₹ -502.26B₹ -471.43B
Leverage Ratios
Debt-to-Assets Ratio
0.76 0.70 0.70 0.69 0.71
Debt-to-Equity Ratio
3.74 2.70 2.70 2.56 2.89
Debt-to-Capital Ratio
0.79 0.73 0.73 0.72 0.74
Long-Term Debt-to-Capital Ratio
0.79 0.00 0.00 0.62 0.00
Financial Leverage Ratio
4.90 3.84 3.84 3.70 4.06
Debt Service Coverage Ratio
0.66 1.85 1.85 -0.30 -0.32
Interest Coverage Ratio
1.14 1.23 1.23 1.14 1.25
Debt to Market Cap
0.81 0.00 0.00 0.91 0.00
Interest Debt Per Share
3.28K 1.83K 1.83K 1.49K 1.46K
Net Debt to EBITDA
13.72 5.35 5.35 0.00 0.00
Profitability Margins
Gross Profit Margin
63.67%64.19%103.68%98.34%98.80%
EBIT Margin
33.26%75.62%123.11%-1.01%-0.88%
EBITDA Margin
33.82%76.23%124.10%0.00%0.00%
Operating Profit Margin
41.39%44.15%71.87%61.64%66.91%
Pretax Profit Margin
39.35%39.55%64.38%63.39%67.97%
Net Profit Margin
29.58%28.52%46.43%46.52%50.46%
Continuous Operations Profit Margin
29.25%29.46%47.97%47.26%50.65%
Net Income Per EBT
75.17%72.11%72.11%73.38%74.24%
EBT Per EBIT
95.07%89.58%89.58%102.83%101.59%
Return on Assets (ROA)
4.54%4.48%4.48%4.51%5.26%
Return on Equity (ROE)
24.24%17.22%17.22%16.67%21.38%
Return on Capital Employed (ROCE)
6.39%6.94%6.94%5.98%6.99%
Return on Invested Capital (ROIC)
4.75%5.11%5.11%44.16%38.66%
Return on Tangible Assets
4.54%4.48%4.48%4.51%5.27%
Earnings Yield
4.84%6.89%6.89%9.18%7.52%
Efficiency Ratios
Receivables Turnover
2.54K 106.87 70.16 0.00 0.00
Payables Turnover
56.21 39.10 -2.47 0.96 0.80
Inventory Turnover
0.00 0.00 0.00 <0.01 <0.01
Fixed Asset Turnover
38.97 28.88 17.74 18.99 22.82
Asset Turnover
0.15 0.16 0.10 0.10 0.10
Working Capital Turnover Ratio
2.69 2.16 1.34 0.89 0.91
Cash Conversion Cycle
-6.35 -5.92 153.16 204.84K 270.98K
Days of Sales Outstanding
0.14 3.42 5.20 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 205.22K 271.44K
Days of Payables Outstanding
6.49 9.34 -147.96 380.50 458.48
Operating Cycle
0.14 3.42 5.20 205.22K 271.44K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -342.62 -342.62 -69.86 -39.79
Free Cash Flow Per Share
0.00 -348.16 -348.16 -73.37 -42.20
CapEx Per Share
0.00 5.54 5.54 3.52 2.42
Free Cash Flow to Operating Cash Flow
0.00 1.02 1.02 1.05 1.06
Dividend Paid and CapEx Coverage Ratio
0.00 -12.43 -12.43 -2.97 -1.77
Capital Expenditure Coverage Ratio
0.00 -61.84 -61.84 -19.87 -16.45
Operating Cash Flow Coverage Ratio
0.00 -0.20 -0.20 -0.05 -0.03
Operating Cash Flow to Sales Ratio
0.00 -0.91 -1.48 -0.36 -0.20
Free Cash Flow Yield
0.00%-22.27%-22.27%-7.49%-3.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
20.67 14.52 14.52 10.89 13.30
Price-to-Sales (P/S) Ratio
6.11 4.14 6.74 5.07 6.71
Price-to-Book (P/B) Ratio
4.60 2.50 2.50 1.82 2.84
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -4.49 -4.49 -13.36 -31.54
Price-to-Operating Cash Flow Ratio
0.00 -4.56 -4.56 -14.03 -33.45
Price-to-Earnings Growth (PEG) Ratio
1.11 0.74 0.74 -1.08 2.40
Price-to-Fair Value
4.60 2.50 2.50 1.82 2.84
Enterprise Value Multiple
31.80 10.78 10.78 0.00 0.00
Enterprise Value
2.66T 1.25T 1.25T 867.72B 975.40B
EV to EBITDA
31.80 10.78 10.78 0.00 0.00
EV to Sales
10.75 8.22 13.38 11.17 12.25
EV to Free Cash Flow
0.00 -8.92 -8.92 -29.46 -57.60
EV to Operating Cash Flow
0.00 -9.06 -9.06 -30.94 -61.10
Tangible Book Value Per Share
830.87 640.64 640.64 551.00 476.04
Shareholders’ Equity Per Share
817.41 625.43 625.43 539.76 468.16
Tax and Other Ratios
Effective Tax Rate
0.26 0.25 0.25 0.25 0.25
Revenue Per Share
615.00 377.71 232.01 193.47 198.35
Net Income Per Share
181.91 107.72 107.72 89.99 100.10
Tax Burden
0.75 0.72 0.72 0.73 0.74
Interest Burden
1.18 0.52 0.52 -62.98 -77.29
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.00 <0.01 0.25 <0.01 0.02
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 >-0.01
Income Quality
0.00 -3.18 -3.18 -0.57 -0.30
Currency in INR
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