Mufin Green Finance Limited (MUFIN) AI Stock Analysis

• Market Cap: ₹14.16B
• Dividend Yield: N/A
• Average Volume (3M): 23.47K
• Price to Earnings (P/E): 69.9
• Beta (1Y): 0.89
• Revenue Growth: 108.09%
• EPS Growth: 39.44%
• Country: IN
• Employees: 481
• Sector: Services
• Sector Strength: N/A
• Industry: Financial - Credit Services
• EPS (TTM): 0.20
• Shares Outstanding: 164,690,170
• 10 Day Avg. Volume: 13,253
• 30 Day Avg. Volume: 23,474
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹89.00
• Price Target Upside: 3.55% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 58 Neutral
• Price Target: ₹89.00 ▲(3.55% Upside)

Mufin Green Finance Limited's overall stock score is primarily influenced by its strong financial performance, despite high debt levels and negative cash flow. Technical indicators suggest weak momentum, and a high P/E ratio indicates potential overvaluation. The absence of a dividend yield further impacts the valuation negatively.

Mufin Green Finance Limited Business Overview & Revenue Model

Company Description

Mufin Green Finance Limited (MUFIN) is a financial services company specializing in providing green financing solutions aimed at promoting sustainable development. The company is dedicated to supporting environmentally-friendly projects by offering tailored financial products designed to meet the needs of businesses and individuals looking to invest in sustainable practices. MUFIN operates primarily in the sectors of renewable energy, energy efficiency, and other sustainable infrastructure projects, helping to drive the transition towards a greener economy.

How the Company Makes Money

MUFIN generates revenue through interest income and fees associated with its financial products, including loans and credit facilities specifically designed for green projects. The company partners with various stakeholders, including government bodies, private investors, and international organizations, to finance projects that meet specific environmental criteria. By providing competitive interest rates and leveraging partnerships to secure funding, MUFIN creates value for its clients while contributing to its revenue. Additionally, the company may earn income through consulting services, advising clients on structuring their projects to maximize environmental benefits and financial returns.

Mufin Green Finance Limited Financial Statement Overview

Summary

Mufin Green Finance Limited demonstrates strong revenue growth and operational efficiency with solid EBIT and EBITDA margins. However, the high debt-to-equity ratio and negative cash flow from operations pose financial risks.

Income Statement

Mufin Green Finance Limited has shown strong revenue growth over the years, with a significant increase from 2024 to 2025. The gross profit margin remains healthy, indicating effective cost management. However, the net profit margin is somewhat lower due to high operating expenses relative to revenue. The EBIT and EBITDA margins are strong, reflecting solid operational efficiency.

Balance Sheet

The company has a high debt-to-equity ratio, indicating a significant reliance on debt financing, which might pose a risk in terms of financial stability. However, the equity ratio is decent, showing a fair amount of shareholder equity relative to total assets. Return on equity is strong, demonstrating effective utilization of equity financing.

Cash Flow

Operating cash flow has been negative, suggesting challenges in generating cash from operations. However, free cash flow has improved somewhat over the years, though it remains negative, indicating potential pressure on liquidity. The ratios of operating and free cash flow to net income indicate inefficiencies in cash generation relative to earnings.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	1.56B	1.81B	508.90M	330.88M	152.56M	54.91M
Gross Profit	389.03M	474.20M	295.43M	190.70M	149.00M	53.07M
EBITDA	313.69M	282.13M	239.51M	127.31M	127.56M	229.28M
Net Income	199.60M	196.07M	160.62M	81.17M	108.82M	198.74M
Balance Sheet
Total Assets	0.00	10.33B	9.26B	3.95B	1.03B	927.13M
Cash, Cash Equivalents and Short-Term Investments	0.00	1.50B	2.74B	201.48M	192.34M	713.30M
Total Debt	0.00	7.14B	6.40B	1.91B	3.44M	4.31M
Total Liabilities	-2.60B	7.64B	6.81B	2.42B	12.87M	19.88M
Stockholders Equity	2.60B	2.70B	2.44B	1.54B	1.02B	907.24M
Cash Flow
Free Cash Flow	0.00	-1.53B	-3.61B	-1.75B	-604.64M	22.97M
Operating Cash Flow	0.00	-1.53B	-3.59B	-1.75B	-584.25M	22.97M
Investing Cash Flow	0.00	902.05M	-570.15M	-854.28M	674.09M	78.26M
Financing Cash Flow	0.00	666.50M	4.86B	2.69B	-2.03M	-102.89M

Mufin Green Finance Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 85.95
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:MUFIN, the sentiment is Negative. The current price of 85.95 is below the 20-day moving average (MA) of 88.05, below the 50-day MA of 87.03, and below the 200-day MA of 87.84, indicating a bearish trend. The MACD of -0.49 indicates Positive momentum. The RSI at 44.60 is Neutral, neither overbought nor oversold. The STOCH value of 39.13 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:MUFIN.

Mufin Green Finance Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
EMKAY	68 Neutral	₹5.48B	11.22		0.70%	0.05%	2.44%
DHUNINV	68 Neutral	₹8.66B	8.92		0.21%	-6.03%	34.65%
ROHLTD	68 Neutral	₹15.15B	30.62		0.45%	9.24%	3.74%
CREST	62 Neutral	₹10.70B	16.49		0.26%	-17.41%	-37.57%
SATIN	62 Neutral	₹15.36B	12.71		―	10.96%	-73.61%
MUFIN	58 Neutral	₹14.16B	69.92		―	108.09%	39.44%
Sector *	56 Neutral	$13.75B	13.14	10.03%	0.89%	7.13%	-12.93%

Mufin Green Finance Limited Corporate Events

Mufin Green Finance Ensures Compliance with SEBI Regulations

Mufin Green Finance Limited has submitted a confirmation certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018, for the quarter ending June 30, 2025. This certificate, verified by Skyline Financial Services Private Limited, confirms that the company’s securities have been properly listed, verified, and updated in the records, ensuring compliance with regulatory requirements. This announcement underscores Mufin Green Finance’s commitment to maintaining transparency and adherence to financial regulations, which is crucial for its stakeholders and market positioning.