Motor & General Finance Ltd. (IN:MOTOGENFIN)
:MOTOGENFIN
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Motor & General Finance Ltd.
(MOTOGENFIN)
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Rating:59Neutral
Price Target:
₹23.00
▼(-1.29% Downside)
Action:ReiteratedDate:12/02/25
The overall stock score of 59 reflects a mixed outlook. The company's strong financial recovery and robust balance sheet are positive factors. However, technical indicators suggest bearish momentum, and the high P/E ratio indicates potential overvaluation. The lack of dividend yield further detracts from the stock's appeal.
Positive Factors
Robust balance sheet
A high equity ratio and low debt-to-equity provide durable financial stability, lowering default and refinancing risk. This balance-sheet strength gives management flexibility to fund growth, withstand downturns, and access capital on better terms without eroding core operations.
Negative Factors
Earnings and debt volatility
Volatile earnings and fluctuating debt raise refinancing and planning risks. Inconsistent profitability can force reactive financing, increase borrowing costs, and constrain strategic investments; sustained volatility would undermine the balance sheet advantages over time.
Read all positive and negative factors
Positive Factors
Negative Factors
Robust balance sheet
A high equity ratio and low debt-to-equity provide durable financial stability, lowering default and refinancing risk. This balance-sheet strength gives management flexibility to fund growth, withstand downturns, and access capital on better terms without eroding core operations.
Read all positive factors
Motor & General Finance Ltd. (MOTOGENFIN) vs. iShares MSCI India ETF (INDA)
Market Cap
₹907.77M
Dividend YieldN/A
Average Volume (3M)4.91K
Price to Earnings (P/E)―
Beta (1Y)1.30
Revenue Growth10.72%
EPS Growth-27.59%
CountryIN
Employees18
SectorFinancial
Sector Strength70
IndustryReal Estate - Diversified
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding38,727,190
10 Day Avg. Volume3,074
30 Day Avg. Volume4,906
Financial Highlights & Ratios
PEG Ratio-3.68
Price to Book (P/B)1.42
Price to Sales (P/S)11.27
P/FCF Ratio101.45
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Motor & General Finance Ltd. Business Overview & Revenue Model
Company Description
The Motor & General Finance Limited engages in leasing and developing real estate properties in India. The company was incorporated in 1930 and is headquartered in New Delhi, India....
How the Company Makes Money
null...
Motor & General Finance Ltd. Financial Statement Overview
Summary
Income Statement
65
Positive
Balance Sheet
72
Positive
Cash Flow
78
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 92.30M | 95.42M | 87.42M | 75.19M | 60.56M | 33.82M |
| Gross Profit | 57.09M | 99.27M | 87.42M | 57.92M | 42.62M | 16.70M |
| EBITDA | 27.93M | 21.59M | 11.53M | 18.52M | -8.09M | 332.00K |
| Net Income | 15.13M | 7.97M | 11.60M | -26.23M | -24.57M | -18.74M |
Balance Sheet | ||||||
| Total Assets | 1.74B | 1.73B | 1.74B | 1.74B | 1.78B | 1.80B |
| Cash, Cash Equivalents and Short-Term Investments | 5.02M | 1.23M | 3.14M | 2.58M | 2.37M | 2.27M |
| Total Debt | 3.72M | 426.00K | 12.66M | 19.83M | 30.56M | 39.52M |
| Total Liabilities | 968.44M | 971.79M | 994.12M | 1.00B | 1.02B | 1.02B |
| Stockholders Equity | 769.42M | 757.18M | 750.00M | 738.31M | 761.33M | 781.96M |
Cash Flow | ||||||
| Free Cash Flow | -5.89M | 10.60M | 7.63M | 10.33M | 11.05M | 6.96M |
| Operating Cash Flow | -5.89M | 10.66M | 9.60M | 10.43M | 11.09M | 64.02M |
| Investing Cash Flow | 6.27M | 1.80M | -389.00K | 2.15M | 682.00K | -55.19M |
| Financing Cash Flow | 3.21M | -12.24M | -8.85M | -11.35M | -12.25M | -9.16M |
Motor & General Finance Ltd. Technical Analysis
Positive
23.30
Price Trends
21.22
Positive
22.58
Positive
24.60
Negative
Market Momentum
0.37
Negative
63.34
Neutral
89.82
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:MOTOGENFIN, the sentiment is Positive. The current price of 23.3 is above the 20-day moving average (MA) of 20.72, above the 50-day MA of 21.22, and below the 200-day MA of 24.60, indicating a neutral trend. The MACD of 0.37 indicates Negative momentum. The RSI at 63.34 is Neutral, neither overbought nor oversold. The STOCH value of 89.82 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:MOTOGENFIN.
Motor & General Finance Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | ₹603.44M | 32.32 | ― | ― | -5.50% | -12.14% | |
64 Neutral | ₹1.65B | 7.49 | ― | 0.85% | 27.19% | 73.43% | |
59 Neutral | ₹907.77M | -756.52 | ― | ― | 10.72% | -27.59% | |
43 Neutral | ₹661.39M | -23.53 | ― | ― | -29.62% | -308.12% |
* Financial Sector Average
IN:MOTOGENFIN
Motor & General Finance Ltd.
23.44
-3.06
-11.55%
IN:BAIDFIN
Baid Finserv Limited
10.97
0.38
3.59%
IN:GUJSTATFIN
Gujarat State Financial Corp.
11.21
-4.27
-27.58%
IN:HYBRIDFIN
Hybrid Financial Services Ltd.
20.84
9.43
82.65%
IN:TFL
Transwarranty Finance Limited
12.00
-1.86
-13.42%
Motor & General Finance Ltd. Corporate Events
Motor & General Finance files SEBI dematerialization compliance certificate for March quarter
Apr 2, 2026
Motor General Finance Limited has informed the stock exchanges that it has received and submitted the statutory certificate required under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended March ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.