Hybrid Financial Services Ltd. (HYBRIDFIN) AI Stock Analysis

• Market Cap: ₹664.38M
• Dividend Yield: N/A
• Average Volume (3M): 31.57K
• Price to Earnings (P/E): 20.7
• Beta (1Y): 0.47
• Revenue Growth: -5.50%
• EPS Growth: -12.14%
• Country: IN
• Employees: 3
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 0.37
• Shares Outstanding: 29,436,275
• 10 Day Avg. Volume: 90,102
• 30 Day Avg. Volume: 31,575
• PEG Ratio: 0.10
• Price to Book (P/B): 0.90
• Price to Sales (P/S): 6.32
• P/FCF Ratio: -9.62
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 63 Neutral
• Price Target: ₹21.00 ▲(2.44% Upside)

Hybrid Financial Services Ltd. has a strong financial foundation with robust growth and profitability metrics. However, technical analysis indicates bearish momentum, which weighs down the overall score. The valuation is moderate, but the lack of a dividend yield limits its appeal. The absence of earnings call and corporate events data does not impact the score.

Positive Factors

Strong Profitability Margins

High profitability margins indicate efficient cost management and strong pricing power, which can sustain long-term financial health and competitive advantage.

Solid Balance Sheet

A strong balance sheet with low leverage reduces financial risk, providing stability and flexibility for future investments and growth opportunities.

Revenue Growth

Significant revenue growth reflects successful business strategies and market demand, supporting long-term expansion and shareholder value.

Negative Factors

Negative Free Cash Flow

Challenges in converting profits into cash flow can hinder liquidity and limit the company's ability to reinvest in growth or pay down debt.

Revenue Growth Decline

A decline in revenue growth rate suggests potential market saturation or competitive pressures, which could impact future earnings potential.

Earnings Decline

A decline in earnings per share growth indicates potential operational challenges or increased costs, which may affect profitability and investor confidence.

Hybrid Financial Services Ltd. Business Overview & Revenue Model

Company Description

Hybrid Financial Services Ltd. (HYBRIDFIN) is a diversified financial services company that operates in various sectors, including investment management, financial advisory, and technology-driven financial solutions. The company focuses on providing innovative financial products and services to both individual and institutional clients. Core offerings include asset management, wealth management services, and cutting-edge fintech solutions that enhance financial accessibility and efficiency for its customers.

How the Company Makes Money

HYBRIDFIN generates revenue through multiple streams, including management fees from its investment and asset management services, which are charged as a percentage of assets under management (AUM). Additionally, the company earns advisory fees for financial consulting services provided to clients, particularly in mergers and acquisitions, corporate finance, and wealth planning. The fintech solutions offered by HYBRIDFIN may also contribute to revenue through subscription fees or transactional charges associated with the use of its platforms. Strategic partnerships with banks and financial institutions further bolster revenue by enabling cross-selling opportunities and expanding the customer base. Overall, the combination of fee-based income and technology-driven services forms the backbone of HYBRIDFIN's revenue model.

Hybrid Financial Services Ltd. Financial Statement Overview

Summary

Hybrid Financial Services Ltd. exhibits strong financial performance with robust revenue growth and high profitability margins. The balance sheet is solid with low leverage and high equity, although cash flow challenges are noted due to negative free cash flow.

Income Statement

Hybrid Financial Services Ltd. demonstrated robust revenue growth with a significant increase of 39.41% in the latest year, along with a strong net profit margin of 53.55% for the most recent period. The EBIT and EBITDA margins also indicate healthy profitability at 56.52% and 58.00% respectively, reflecting efficient operational management. The consistent upward trend in revenue and profitability metrics highlights the company's strong financial performance in the capital markets industry.

Balance Sheet

The balance sheet is solid, featuring a low debt-to-equity ratio of 0.04, which indicates minimal financial leverage and suggests low financial risk. Furthermore, the company maintains a high equity ratio of 78.61%, showcasing substantial shareholder equity relative to total assets. The return on equity (ROE) is impressive at 9.79%, underscoring effective management in generating profits from shareholder investments.

Cash Flow

Cash flow analysis reveals a negative free cash flow, primarily due to negative operating cash flow. However, the operating cash flow to net income ratio is negative, suggesting challenges in converting accounting profits into cash flow. Despite the negative free cash flow, the company has managed to maintain stable cash reserves, reflected in its high cash and cash equivalents.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	40.70M	40.98M	34.36M	34.39M	34.14M	23.57M
Gross Profit	28.97M	29.54M	23.13M	31.83M	25.23M	17.43M
EBITDA	33.64M	39.67M	22.59M	11.33M	19.91M	5.90M
Net Income	32.30M	38.37M	19.40M	5.07M	16.33M	3.97M
Balance Sheet
Total Assets	0.00	498.66M	478.96M	375.17M	396.10M	400.71M
Cash, Cash Equivalents and Short-Term Investments	0.00	207.16M	186.21M	163.43M	154.79M	147.12M
Total Debt	0.00	14.00M	21.01M	21.00M	21.00M	21.04M
Total Liabilities	-391.93M	106.73M	178.82M	147.08M	154.00M	158.44M
Stockholders Equity	391.93M	391.93M	300.14M	228.09M	242.11M	242.27M
Cash Flow
Free Cash Flow	0.00	-36.83M	7.72M	9.40M	844.00K	-170.00K
Operating Cash Flow	0.00	-36.36M	7.90M	27.00K	6.01M	-42.00K
Investing Cash Flow	0.00	16.54M	15.14M	8.95M	2.20M	7.79M
Financing Cash Flow	0.00	-7.30M	-264.00K	-342.00K	-542.00K	-6.09M

Hybrid Financial Services Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 20.50
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:HYBRIDFIN, the sentiment is Neutral. The current price of 20.5 is below the 20-day moving average (MA) of 22.38, below the 50-day MA of 21.43, and above the 200-day MA of 15.93, indicating a neutral trend. The MACD of -0.50 indicates Positive momentum. The RSI at 38.47 is Neutral, neither overbought nor oversold. The STOCH value of 11.03 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:HYBRIDFIN.

Hybrid Financial Services Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
HYBRIDFIN	63 Neutral	₹664.38M	20.71	―	―	-5.50%	-12.14%
NAGREEKCAP	63 Neutral	₹421.10M	2.37	―	―	-39.65%	-9.12%
HBSL	54 Neutral	₹605.85M	-5.50	―	1.23%	-143.39%	-166.54%
KHANDSE	49 Neutral	₹341.23M	-18.37	―	―	-12.64%	-390.34%

Hybrid Financial Services Ltd. Corporate Events

Hybrid Financial Services Ltd. Releases Q2 2025 Financial Results

Hybrid Financial Services Ltd. announced its unaudited financial results for the quarter and half-year ending September 30, 2025. The company reported a total income of Rs. 88.73 lakhs for the half-year, with a profit before tax of Rs. 24.89 lakhs. The financial results were approved by the Board of Directors, highlighting the company’s commitment to financial transparency and regulatory compliance. This announcement reflects the company’s operational performance and its ongoing efforts to maintain a stable financial position in the market.

Hybrid Financial Services Announces Trading Window Closure

Hybrid Financial Services Ltd. has announced the closure of its trading window in compliance with SEBI regulations to prevent insider trading. This closure will be in effect from October 1, 2025, until 48 hours after the announcement of the company’s unaudited financial results for the quarter and half-year ended September 30, 2025. This move underscores the company’s commitment to regulatory compliance and transparency in its financial operations.