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Max Financial Services Limited (IN:MFSL)
:MFSL
India Market

Max Financial Services Limited (MFSL) Ratios

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Max Financial Services Limited Ratios

IN:MFSL's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:MFSL's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
0.41 0.00 0.58 0.40 0.41
Quick Ratio
0.41 0.00 -0.03 0.40 0.41
Cash Ratio
0.58 0.00 0.72 0.54 0.58
Solvency Ratio
0.28 <0.01 0.24 0.28 0.28
Operating Cash Flow Ratio
6.98 0.00 5.80 6.01 6.98
Short-Term Operating Cash Flow Coverage
0.00 0.00 183.75 0.00 0.00
Net Current Asset Value
₹ -1.27T₹ -1.55T₹ -1.27T₹ -1.13T₹ -940.19B
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.09 0.22 0.23 0.20 0.09
Debt-to-Capital Ratio
0.08 0.18 0.19 0.17 0.08
Long-Term Debt-to-Capital Ratio
0.00 0.12 0.13 0.12 0.00
Financial Leverage Ratio
29.35 42.10 37.47 29.93 29.35
Debt Service Coverage Ratio
18.72 8.28 3.07 10.83 18.72
Interest Coverage Ratio
12.76 458.73 4.17 5.14 12.76
Debt to Market Cap
0.00 0.01 0.03 0.02 0.00
Interest Debt Per Share
8.95 27.14 25.46 23.11 8.95
Net Debt to EBITDA
-0.97 -1.08 -0.97 0.05 -0.98
Profitability Margins
Gross Profit Margin
95.27%78.93%94.34%94.59%95.27%
EBIT Margin
1.97%1.28%1.68%1.47%1.97%
EBITDA Margin
1.40%1.71%1.33%0.90%1.40%
Operating Profit Margin
0.88%91.88%0.76%0.32%0.88%
Pretax Profit Margin
1.90%0.89%1.68%1.25%1.90%
Net Profit Margin
1.36%0.73%1.20%0.82%1.36%
Continuous Operations Profit Margin
1.79%0.84%1.44%1.03%1.79%
Net Income Per EBT
71.75%81.99%71.79%65.19%71.75%
EBT Per EBIT
215.40%0.97%220.98%390.71%215.40%
Return on Assets (ROA)
0.29%0.21%0.29%0.22%0.43%
Return on Equity (ROE)
10.76%8.80%10.76%6.44%12.73%
Return on Capital Employed (ROCE)
0.18%26.25%0.18%0.09%0.28%
Return on Invested Capital (ROIC)
-146.68%23.39%-146.68%-25.77%-146.18%
Return on Tangible Assets
0.29%0.21%0.29%0.22%0.44%
Earnings Yield
1.73%0.97%1.73%0.97%1.43%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
1.26 6.59 1.04 1.19 1.26
Inventory Turnover
310.37 0.00 1.70 330.31 310.37
Fixed Asset Turnover
90.32 16.00K 81.44 104.42 90.32
Asset Turnover
0.32 0.29 0.24 0.26 0.32
Working Capital Turnover Ratio
-47.32 34.28 -40.06 -39.44 -47.32
Cash Conversion Cycle
-136.47 -55.39 -136.47 -306.49 -287.71
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
214.33 0.00 214.33 1.11 1.18
Days of Payables Outstanding
350.80 55.39 350.80 307.60 288.89
Operating Cycle
214.33 0.00 214.33 1.11 1.18
Cash Flow Ratios
Operating Cash Flow Per Share
249.87 176.87 287.58 246.24 249.87
Free Cash Flow Per Share
247.47 170.41 282.54 242.53 247.47
CapEx Per Share
2.40 6.46 5.04 3.71 2.40
Free Cash Flow to Operating Cash Flow
0.99 0.96 0.98 0.98 0.99
Dividend Paid and CapEx Coverage Ratio
89.14 27.40 57.05 53.08 89.14
Capital Expenditure Coverage Ratio
103.95 27.40 57.05 66.37 103.95
Operating Cash Flow Coverage Ratio
30.00 7.24 12.08 10.92 30.00
Operating Cash Flow to Sales Ratio
0.28 0.13 0.32 0.27 0.28
Free Cash Flow Yield
44.49%16.75%44.49%32.17%28.79%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
69.71 103.31 57.89 102.66 69.71
Price-to-Sales (P/S) Ratio
0.95 0.76 0.70 0.84 0.95
Price-to-Book (P/B) Ratio
8.87 9.09 6.23 6.61 8.87
Price-to-Free Cash Flow (P/FCF) Ratio
3.47 5.97 2.25 3.11 3.47
Price-to-Operating Cash Flow Ratio
3.44 5.75 2.21 3.06 3.44
Price-to-Earnings Growth (PEG) Ratio
0.41 -10.12 1.17 -2.08 0.41
Price-to-Fair Value
8.87 9.09 6.23 6.61 8.87
Enterprise Value Multiple
66.89 43.24 51.65 93.05 66.89
Enterprise Value
215.04B 342.84B 215.04B 260.25B 292.25B
EV to EBITDA
51.65 43.24 51.65 93.05 66.89
EV to Sales
0.68 0.74 0.68 0.84 0.94
EV to Free Cash Flow
2.21 5.83 2.21 3.11 3.42
EV to Operating Cash Flow
2.17 5.61 2.17 3.06 3.39
Tangible Book Value Per Share
85.20 102.93 92.94 109.73 85.20
Shareholders’ Equity Per Share
96.89 111.96 101.97 114.04 96.89
Tax and Other Ratios
Effective Tax Rate
0.06 0.05 0.14 0.18 0.06
Revenue Per Share
905.49 1.35K 910.47 899.52 905.49
Net Income Per Share
12.33 9.85 10.97 7.34 12.33
Tax Burden
0.72 0.82 0.72 0.65 0.72
Interest Burden
1.00 0.70 1.00 0.85 0.96
Research & Development to Revenue
<0.01 0.00 <0.01 <0.01 <0.01
SG&A to Revenue
<0.01 0.07 <0.01 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
18.82 14.72 18.82 21.86 14.54
Currency in INR
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