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Max Financial Services Limited (IN:MFSL)
:MFSL
India Market
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Max Financial Services Limited (MFSL) Ratios

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Max Financial Services Limited Ratios

IN:MFSL's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:MFSL's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 21
Liquidity Ratios
Current Ratio
0.00 0.00 0.00 0.40 0.41
Quick Ratio
0.00 0.00 0.00 0.40 0.41
Cash Ratio
0.00 0.00 0.00 0.54 0.58
Solvency Ratio
<0.01 <0.01 <0.01 0.28 0.28
Operating Cash Flow Ratio
0.00 0.00 0.00 6.01 6.98
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -1.84T₹ -1.55T₹ -1.55T₹ -1.13T₹ -940.19B
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.19 0.22 0.22 0.20 0.09
Debt-to-Capital Ratio
0.16 0.18 0.18 0.17 0.08
Long-Term Debt-to-Capital Ratio
0.16 0.12 0.12 0.12 0.00
Financial Leverage Ratio
36.02 42.10 42.10 29.93 29.35
Debt Service Coverage Ratio
7.57 8.28 8.28 10.83 18.72
Interest Coverage Ratio
158.62 458.73 458.73 5.14 12.76
Debt to Market Cap
0.02 0.01 0.01 0.02 0.00
Interest Debt Per Share
33.65 27.14 27.14 23.11 8.95
Net Debt to EBITDA
-0.16 -1.08 -1.08 0.05 -0.98
Profitability Margins
Gross Profit Margin
92.40%78.93%78.93%94.59%95.27%
EBIT Margin
0.96%1.28%1.28%1.47%1.97%
EBITDA Margin
1.33%1.71%1.71%0.90%1.40%
Operating Profit Margin
24.53%91.88%91.88%0.32%0.88%
Pretax Profit Margin
0.97%0.89%0.89%1.25%1.90%
Net Profit Margin
0.70%0.73%0.73%0.82%1.36%
Continuous Operations Profit Margin
0.87%0.84%0.84%1.03%1.79%
Net Income Per EBT
72.93%81.99%81.99%65.19%71.75%
EBT Per EBIT
3.93%0.97%0.97%390.71%215.40%
Return on Assets (ROA)
0.17%0.21%0.21%0.22%0.43%
Return on Equity (ROE)
6.21%8.80%8.80%6.44%12.73%
Return on Capital Employed (ROCE)
6.00%26.25%26.25%0.09%0.28%
Return on Invested Capital (ROIC)
4.99%23.39%23.39%-25.77%-146.18%
Return on Tangible Assets
0.17%0.21%0.21%0.22%0.44%
Earnings Yield
0.66%0.97%0.97%0.97%1.43%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 6.59 6.59 1.19 1.26
Inventory Turnover
0.00 0.00 0.00 330.31 310.37
Fixed Asset Turnover
19.29K 16.00K 16.00K 104.42 90.32
Asset Turnover
0.24 0.29 0.29 0.26 0.32
Working Capital Turnover Ratio
0.00 34.28 34.28 -39.44 -47.32
Cash Conversion Cycle
0.00 -55.39 -55.39 -306.49 -287.71
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 1.11 1.18
Days of Payables Outstanding
0.00 55.39 55.39 307.60 288.89
Operating Cycle
0.00 0.00 0.00 1.11 1.18
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 176.87 176.87 246.24 249.87
Free Cash Flow Per Share
0.00 170.41 170.41 242.53 247.47
CapEx Per Share
0.00 6.46 6.46 3.71 2.40
Free Cash Flow to Operating Cash Flow
0.00 0.96 0.96 0.98 0.99
Dividend Paid and CapEx Coverage Ratio
0.00 27.40 27.40 53.08 89.14
Capital Expenditure Coverage Ratio
0.00 27.40 27.40 66.37 103.95
Operating Cash Flow Coverage Ratio
0.00 7.24 7.24 10.92 30.00
Operating Cash Flow to Sales Ratio
0.00 0.13 0.13 0.27 0.28
Free Cash Flow Yield
0.00%16.75%16.75%32.17%28.79%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
152.09 103.31 103.31 102.66 69.71
Price-to-Sales (P/S) Ratio
1.13 0.76 0.76 0.84 0.95
Price-to-Book (P/B) Ratio
9.43 9.09 9.09 6.61 8.87
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 5.97 5.97 3.11 3.47
Price-to-Operating Cash Flow Ratio
0.00 5.75 5.75 3.06 3.44
Price-to-Earnings Growth (PEG) Ratio
4.96 -10.12 -10.12 -2.08 0.41
Price-to-Fair Value
9.43 9.09 9.09 6.61 8.87
Enterprise Value Multiple
84.76 43.24 43.24 93.05 66.89
Enterprise Value
525.60B 342.84B 342.84B 260.25B 292.25B
EV to EBITDA
84.76 43.24 43.24 93.05 66.89
EV to Sales
1.13 0.74 0.74 0.84 0.94
EV to Free Cash Flow
0.00 5.83 5.83 3.11 3.42
EV to Operating Cash Flow
0.00 5.61 5.61 3.06 3.39
Tangible Book Value Per Share
180.23 102.93 102.93 109.73 85.20
Shareholders’ Equity Per Share
161.72 111.96 111.96 114.04 96.89
Tax and Other Ratios
Effective Tax Rate
0.17 0.05 0.05 0.18 0.06
Revenue Per Share
1.43K 1.35K 1.35K 899.52 905.49
Net Income Per Share
10.03 9.85 9.85 7.34 12.33
Tax Burden
0.73 0.82 0.82 0.65 0.72
Interest Burden
1.00 0.70 0.70 0.85 0.96
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
<0.01 0.07 0.07 <0.01 <0.01
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 14.72 14.72 21.86 14.54
Currency in INR
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