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Max Financial Services Limited (IN:MFSL)
:MFSL
India Market
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Max Financial Services Limited (MFSL) Ratios

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Max Financial Services Limited Ratios

IN:MFSL's free cash flow for Q1 2026 was ₹0.95. For the 2026 fiscal year, IN:MFSL's free cash flow was decreased by ₹ and operating cash flow was ₹0.01. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.00 0.00 0.58 0.40
Quick Ratio
0.00 0.00 0.00 -0.03 0.40
Cash Ratio
0.00 0.00 0.00 0.72 0.54
Solvency Ratio
<0.01 <0.01 <0.01 0.24 0.28
Operating Cash Flow Ratio
0.00 0.00 0.00 5.80 6.01
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 183.75 0.00
Net Current Asset Value
₹ -1.90T₹ -1.55T₹ -1.55T₹ -1.27T₹ -1.13T
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.34 0.22 0.22 0.23 0.20
Debt-to-Capital Ratio
0.26 0.18 0.18 0.19 0.17
Long-Term Debt-to-Capital Ratio
0.26 0.12 0.12 0.13 0.12
Financial Leverage Ratio
37.12 42.10 42.10 37.47 29.93
Debt Service Coverage Ratio
5.85 8.28 8.28 3.07 10.83
Interest Coverage Ratio
2.36 458.73 458.73 4.17 5.14
Debt to Market Cap
0.03 0.01 0.01 0.03 0.02
Interest Debt Per Share
55.93 27.15 27.14 25.46 23.11
Net Debt to EBITDA
2.40 -1.08 -1.08 -0.97 0.05
Profitability Margins
Gross Profit Margin
91.74%78.93%78.93%94.34%94.59%
EBIT Margin
0.61%1.28%1.28%1.68%1.47%
EBITDA Margin
1.23%1.71%1.71%1.33%0.90%
Operating Profit Margin
0.49%91.88%91.88%0.76%0.32%
Pretax Profit Margin
0.49%0.89%0.89%1.68%1.25%
Net Profit Margin
0.37%0.73%0.73%1.20%0.82%
Continuous Operations Profit Margin
0.47%0.84%0.84%1.44%1.03%
Net Income Per EBT
75.28%81.99%81.99%71.79%65.19%
EBT Per EBIT
100.00%0.97%0.97%220.98%390.71%
Return on Assets (ROA)
0.08%0.21%0.21%0.29%0.22%
Return on Equity (ROE)
2.77%8.80%8.80%10.76%6.44%
Return on Capital Employed (ROCE)
0.11%26.25%26.25%0.18%0.09%
Return on Invested Capital (ROIC)
0.00%23.39%23.39%-146.68%-25.77%
Return on Tangible Assets
0.08%0.21%0.21%0.29%0.22%
Earnings Yield
0.28%0.97%0.97%1.73%0.97%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
7.16 6.59 6.59 1.04 1.19
Inventory Turnover
0.00 0.00 0.00 1.70 330.31
Fixed Asset Turnover
27.40K 16.00K 16.00K 81.44 104.42
Asset Turnover
0.22 0.29 0.29 0.24 0.26
Working Capital Turnover Ratio
0.00 34.28 34.28 -40.06 -39.44
Cash Conversion Cycle
-50.99 -55.39 -55.39 -136.47 -306.49
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 214.33 1.11
Days of Payables Outstanding
50.99 55.39 55.39 350.80 307.60
Operating Cycle
0.00 0.00 0.00 214.33 1.11
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 176.95 176.87 287.58 246.24
Free Cash Flow Per Share
0.00 170.50 170.41 282.54 242.53
CapEx Per Share
0.00 6.46 6.46 5.04 3.71
Free Cash Flow to Operating Cash Flow
0.00 0.96 0.96 0.98 0.98
Dividend Paid and CapEx Coverage Ratio
0.00 27.40 27.40 57.05 53.08
Capital Expenditure Coverage Ratio
0.00 27.40 27.40 57.05 66.37
Operating Cash Flow Coverage Ratio
0.00 7.24 7.24 12.08 10.92
Operating Cash Flow to Sales Ratio
0.00 0.13 0.13 0.32 0.27
Free Cash Flow Yield
0.00%16.75%16.75%44.49%32.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
361.85 103.26 103.31 57.89 102.66
Price-to-Sales (P/S) Ratio
1.33 0.76 0.76 0.70 0.84
Price-to-Book (P/B) Ratio
10.99 9.08 9.09 6.23 6.61
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 5.97 5.97 2.25 3.11
Price-to-Operating Cash Flow Ratio
0.00 5.75 5.75 2.21 3.06
Price-to-Earnings Growth (PEG) Ratio
-9.07 -10.11 -10.12 1.17 -2.08
Price-to-Fair Value
10.99 9.08 9.09 6.23 6.61
Enterprise Value Multiple
110.43 43.22 43.24 51.65 93.05
Enterprise Value
597.15B 342.67B 342.84B 215.04B 260.25B
EV to EBITDA
110.43 43.22 43.24 51.65 93.05
EV to Sales
1.36 0.74 0.74 0.68 0.84
EV to Free Cash Flow
0.00 5.82 5.83 2.21 3.11
EV to Operating Cash Flow
0.00 5.61 5.61 2.17 3.06
Tangible Book Value Per Share
172.60 102.98 102.93 92.94 109.73
Shareholders’ Equity Per Share
154.46 112.02 111.96 101.97 114.04
Tax and Other Ratios
Effective Tax Rate
0.05 0.05 0.05 0.14 0.18
Revenue Per Share
1.28K 1.35K 1.35K 910.47 899.52
Net Income Per Share
4.69 9.85 9.85 10.97 7.34
Tax Burden
0.75 0.82 0.82 0.72 0.65
Interest Burden
0.80 0.70 0.70 1.00 0.85
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
<0.01 0.07 0.07 <0.01 <0.01
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 14.72 14.72 18.82 21.86
Currency in INR
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