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Manappuram Finance Limited (IN:MANAPPURAM)
:MANAPPURAM
US Market

Manappuram Finance Limited (MANAPPURAM) Ratios

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Manappuram Finance Limited Ratios

IN:MANAPPURAM's free cash flow for Q1 2026 was ₹0.62. For the 2026 fiscal year, IN:MANAPPURAM's free cash flow was decreased by ₹ and operating cash flow was ₹0.05. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 13.30 10.62 0.00 10.53
Quick Ratio
0.00 13.30 -1.17 0.00 -2.25
Cash Ratio
20.70 10.56 10.49 0.00 12.78
Solvency Ratio
0.02 0.04 0.07 0.07 0.13
Operating Cash Flow Ratio
0.00 -1.60 -12.54 0.00 -13.07
Short-Term Operating Cash Flow Coverage
0.00 -0.02 0.00 0.00 0.00
Net Current Asset Value
₹ -389.37B₹ -328.69B₹ -323.06B₹ -285.76B₹ -273.38B
Leverage Ratios
Debt-to-Assets Ratio
0.74 0.73 0.73 0.73 0.74
Debt-to-Equity Ratio
3.02 2.90 2.97 2.97 3.02
Debt-to-Capital Ratio
0.75 0.74 0.75 0.75 0.75
Long-Term Debt-to-Capital Ratio
0.75 0.57 0.75 0.00 0.56
Financial Leverage Ratio
4.06 3.96 4.05 4.05 4.10
Debt Service Coverage Ratio
0.41 0.06 0.85 1.87 -0.25
Interest Coverage Ratio
0.35 0.47 1.29 1.29 0.93
Debt to Market Cap
1.51 1.79 2.23 0.00 1.17
Interest Debt Per Share
484.49 463.26 439.33 439.33 370.45
Net Debt to EBITDA
29.79 17.07 9.82 5.09 0.00
Profitability Margins
Gross Profit Margin
61.14%64.21%109.99%109.99%94.95%
EBIT Margin
9.81%16.84%108.27%108.27%-4.49%
EBITDA Margin
12.93%19.54%59.17%112.82%0.00%
Operating Profit Margin
9.81%16.84%68.38%68.38%44.97%
Pretax Profit Margin
5.84%16.84%54.63%54.63%44.99%
Net Profit Margin
4.83%12.29%40.40%40.40%32.97%
Continuous Operations Profit Margin
4.57%12.17%40.56%40.56%33.07%
Net Income Per EBT
82.61%73.01%73.95%73.95%73.29%
EBT Per EBIT
59.56%100.00%79.89%79.89%100.04%
Return on Assets (ROA)
0.87%2.47%4.68%4.68%3.79%
Return on Equity (ROE)
3.58%9.78%18.95%18.95%15.51%
Return on Capital Employed (ROCE)
1.77%3.41%7.97%7.92%5.20%
Return on Invested Capital (ROIC)
-588.79%1.77%5.92%5.31%44.45%
Return on Tangible Assets
0.87%2.48%4.69%4.69%3.79%
Earnings Yield
1.80%6.13%14.22%14.22%14.29%
Efficiency Ratios
Receivables Turnover
0.00 78.39 16.88K 16.88K 0.00
Payables Turnover
0.00 15.84 0.00 -2.59 1.42
Inventory Turnover
0.00 0.00 0.00 -0.17 0.08
Fixed Asset Turnover
9.02 9.36 5.25 5.25 4.34
Asset Turnover
0.18 0.20 0.12 0.12 0.11
Working Capital Turnover Ratio
-153.56 3.04 2.23 1.22 2.05
Cash Conversion Cycle
0.00 -18.39 0.02 -2.00K 4.58K
Days of Sales Outstanding
0.00 4.66 0.02 0.02 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 -2.14K 4.83K
Days of Payables Outstanding
0.00 23.04 0.00 -141.05 257.94
Operating Cycle
0.00 4.66 0.02 -2.14K 4.83K
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -5.46 -39.96 -39.96 -36.66
Free Cash Flow Per Share
0.00 -7.74 -41.58 -41.58 -38.70
CapEx Per Share
0.00 2.29 1.61 1.61 2.04
Free Cash Flow to Operating Cash Flow
0.00 1.42 1.04 1.04 1.06
Dividend Paid and CapEx Coverage Ratio
0.00 -0.87 -7.85 -7.85 -7.14
Capital Expenditure Coverage Ratio
0.00 -2.38 -24.81 -24.81 -17.98
Operating Cash Flow Coverage Ratio
0.00 -0.01 -0.10 -0.10 -0.11
Operating Cash Flow to Sales Ratio
0.00 -0.05 -0.62 -0.62 -0.68
Free Cash Flow Yield
0.00%-3.34%-22.86%-22.86%-31.29%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
55.55 16.32 7.03 7.03 7.00
Price-to-Sales (P/S) Ratio
2.68 2.01 2.84 2.84 2.31
Price-to-Book (P/B) Ratio
1.96 1.60 1.33 1.33 1.09
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -29.97 -4.38 -4.38 -3.20
Price-to-Operating Cash Flow Ratio
0.00 -42.55 -4.55 -4.55 -3.37
Price-to-Earnings Growth (PEG) Ratio
-1.27 -0.37 0.15 0.15 0.56
Price-to-Fair Value
1.96 1.60 1.33 1.33 1.09
Enterprise Value Multiple
50.52 27.34 14.62 7.61 0.00
Enterprise Value
608.06B 528.45B 468.86B 465.35B 366.01B
EV to EBITDA
50.52 27.34 14.62 7.61 0.00
EV to Sales
6.53 5.34 8.65 8.59 8.07
EV to Free Cash Flow
0.00 -79.78 -13.32 -13.22 -11.17
EV to Operating Cash Flow
0.00 -113.27 -13.86 -13.76 -11.79
Tangible Book Value Per Share
149.86 144.53 135.94 135.94 113.41
Shareholders’ Equity Per Share
150.19 145.37 136.44 136.44 113.95
Tax and Other Ratios
Effective Tax Rate
0.22 0.28 0.26 0.26 0.27
Revenue Per Share
109.96 115.67 64.01 64.01 53.60
Net Income Per Share
5.31 14.22 25.86 25.86 17.67
Tax Burden
0.83 0.73 0.74 0.74 0.73
Interest Burden
0.60 1.00 0.50 0.50 -10.01
Research & Development to Revenue
0.00 0.00 0.00 0.00 <0.01
SG&A to Revenue
0.00 <0.01 0.30 0.30 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 <0.01 <0.01
Income Quality
0.00 -0.38 -1.55 -1.55 -1.52
Currency in INR