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Manappuram Finance Limited (IN:MANAPPURAM)
:MANAPPURAM
India Market
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Manappuram Finance Limited (MANAPPURAM) Ratios

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Manappuram Finance Limited Ratios

IN:MANAPPURAM's free cash flow for Q4 2025 was ₹1.00. For the 2025 fiscal year, IN:MANAPPURAM's free cash flow was decreased by ₹ and operating cash flow was ₹0.00. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
10.53 10.62 0.00 10.53 11.76
Quick Ratio
-2.25 -1.17 0.00 -2.25 -1.62
Cash Ratio
12.78 10.49 0.00 12.78 12.83
Solvency Ratio
0.13 0.07 0.07 0.13 0.14
Operating Cash Flow Ratio
-13.07 -12.54 0.00 -13.07 -2.10
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -273.38B₹ -323.06B₹ -285.76B₹ -273.38B₹ -230.55B
Leverage Ratios
Debt-to-Assets Ratio
0.74 0.73 0.73 0.74 0.73
Debt-to-Equity Ratio
3.02 2.97 2.97 3.02 2.97
Debt-to-Capital Ratio
0.75 0.75 0.75 0.75 0.75
Long-Term Debt-to-Capital Ratio
0.56 0.75 0.00 0.56 0.00
Financial Leverage Ratio
4.10 4.05 4.05 4.10 4.04
Debt Service Coverage Ratio
-0.25 0.85 1.87 -0.25 -0.23
Interest Coverage Ratio
0.93 1.29 1.29 0.93 0.89
Debt to Market Cap
1.17 2.23 0.00 1.17 0.00
Interest Debt Per Share
370.45 439.33 439.33 370.45 317.01
Net Debt to EBITDA
0.00 9.82 5.09 0.00 0.00
Profitability Margins
Gross Profit Margin
94.95%109.99%109.99%94.95%94.45%
EBIT Margin
-4.49%108.27%108.27%-4.49%-4.90%
EBITDA Margin
0.00%59.17%112.82%0.00%0.00%
Operating Profit Margin
44.97%68.38%68.38%44.97%44.20%
Pretax Profit Margin
44.99%54.63%54.63%44.99%44.17%
Net Profit Margin
32.97%40.40%40.40%32.97%32.90%
Continuous Operations Profit Margin
33.07%40.56%40.56%33.07%32.90%
Net Income Per EBT
73.29%73.95%73.95%73.29%74.48%
EBT Per EBIT
100.04%79.89%79.89%100.04%99.93%
Return on Assets (ROA)
3.79%4.68%4.68%3.79%3.93%
Return on Equity (ROE)
15.51%18.95%18.95%15.51%15.87%
Return on Capital Employed (ROCE)
5.20%7.97%7.92%5.20%5.31%
Return on Invested Capital (ROIC)
44.45%5.92%5.31%44.45%41.11%
Return on Tangible Assets
3.79%4.69%4.69%3.79%3.94%
Earnings Yield
14.29%14.22%14.22%14.29%13.82%
Efficiency Ratios
Receivables Turnover
0.00 16.88K 16.88K 0.00 460.50
Payables Turnover
1.42 0.00 -2.59 1.42 1.29
Inventory Turnover
0.08 0.00 -0.17 0.08 0.08
Fixed Asset Turnover
4.34 5.25 5.25 4.34 4.03
Asset Turnover
0.11 0.12 0.12 0.11 0.12
Working Capital Turnover Ratio
2.05 2.23 1.22 2.05 1.77
Cash Conversion Cycle
4.58K 0.02 -2.00K 4.58K 4.11K
Days of Sales Outstanding
0.00 0.02 0.02 0.00 0.79
Days of Inventory Outstanding
4.83K 0.00 -2.14K 4.83K 4.40K
Days of Payables Outstanding
257.94 0.00 -141.05 257.94 282.79
Operating Cycle
4.83K 0.02 -2.14K 4.83K 4.40K
Cash Flow Ratios
Operating Cash Flow Per Share
-36.66 -39.96 -39.96 -36.66 -5.00
Free Cash Flow Per Share
-38.70 -41.58 -41.58 -38.70 -6.92
CapEx Per Share
2.04 1.61 1.61 2.04 1.92
Free Cash Flow to Operating Cash Flow
1.06 1.04 1.04 1.06 1.38
Dividend Paid and CapEx Coverage Ratio
-7.14 -7.85 -7.85 -7.14 -1.02
Capital Expenditure Coverage Ratio
-17.98 -24.81 -24.81 -17.98 -2.60
Operating Cash Flow Coverage Ratio
-0.11 -0.10 -0.10 -0.11 -0.02
Operating Cash Flow to Sales Ratio
-0.68 -0.62 -0.62 -0.68 -0.10
Free Cash Flow Yield
-31.29%-22.86%-22.86%-31.29%-6.10%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
7.00 7.03 7.03 7.00 7.23
Price-to-Sales (P/S) Ratio
2.31 2.84 2.84 2.31 2.38
Price-to-Book (P/B) Ratio
1.09 1.33 1.33 1.09 1.15
Price-to-Free Cash Flow (P/FCF) Ratio
-3.20 -4.38 -4.38 -3.20 -16.40
Price-to-Operating Cash Flow Ratio
-3.37 -4.55 -4.55 -3.37 -22.72
Price-to-Earnings Growth (PEG) Ratio
0.56 0.15 0.15 0.56 -0.31
Price-to-Fair Value
1.09 1.33 1.33 1.09 1.15
Enterprise Value Multiple
0.00 14.62 7.61 0.00 0.00
Enterprise Value
366.01B 468.86B 465.35B 366.01B 318.46B
EV to EBITDA
0.00 14.62 7.61 0.00 0.00
EV to Sales
8.07 8.65 8.59 8.07 7.89
EV to Free Cash Flow
-11.17 -13.32 -13.22 -11.17 -54.36
EV to Operating Cash Flow
-11.79 -13.86 -13.76 -11.79 -75.27
Tangible Book Value Per Share
113.41 135.94 135.94 113.41 98.30
Shareholders’ Equity Per Share
113.95 136.44 136.44 113.95 98.87
Tax and Other Ratios
Effective Tax Rate
0.27 0.26 0.26 0.27 0.26
Revenue Per Share
53.60 64.01 64.01 53.60 47.71
Net Income Per Share
17.67 25.86 25.86 17.67 15.70
Tax Burden
0.73 0.74 0.74 0.73 0.74
Interest Burden
-10.01 0.50 0.50 -10.01 -9.01
Research & Development to Revenue
<0.01 0.00 0.00 <0.01 <0.01
SG&A to Revenue
<0.01 0.30 0.30 <0.01 <0.01
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 >-0.01
Income Quality
-1.52 -1.55 -1.55 -1.52 -0.24
Currency in INR
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