Mahindra & Mahindra Financial Services Ltd. (IN:M&MFIN)
:M&MFIN
M&MFIN Stock Chart & Stats
₹296.95
₹1.60(0.58%)
At close: 4:00 PM EST
₹296.95
₹1.60(0.58%)
Day’s Range― - ―
52-Week Range₹236.23 - ₹412.30
Previous CloseN/A
Volume2.58M
Average Volume (3M)118.99K
Market Cap
₹412.53B
Enterprise Value₹8.41B
Total Cash (Recent Filing)₹1.25B
Total Debt (Recent Filing)₹5.20B
Price to Earnings (P/E)8.4
Beta1.57
Next Earnings
Apr 30, 2026EPS Estimate
6.18Next Dividend Ex-DateN/A
Dividend Yield2.83%
Share Statistics
EPS (TTM)5.80
Shares Outstanding1,389,971,200
10 Day Avg. Volume127,276
30 Day Avg. Volume118,992
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.17
Price to Sales (P/S)0.18
P/FCF Ratio3.93
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹396.33Price Target Upside33.47% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)24.54
Revenue Forecast (FY)₹115.01B
Bulls Say, Bears Say
Bulls Say
Rural-focused Lending FranchiseM&MFIN's close tie to Mahindra vehicle and equipment sales and its dealer network gives durable origination advantages in rural/semi-urban markets. This lowers customer acquisition costs, sustains loan volumes tied to tangible asset purchases, and supports stable future originations.
Recent Revenue GrowthReported revenue growth indicates the company can expand its loan book and interest income over time. For an NBFC, sustained loan growth underpins net interest income and scale economies in origination and servicing, supporting longer-term earnings potential if credit quality holds.
Equity Growth And Improving LeverageBalance-sheet capacity has strengthened as equity has grown and leverage has moderated versus earlier peaks. Improved capital base increases lending capacity and loss-absorption ability, reducing structural refinancing risk and enabling sustained credit supply to core customers.
Bears Say
Weak Cash-flow ConversionMulti-year negative operating and free cash flow implies earnings are not reliably converting to cash, raising structural funding risk for a lending franchise. Persistent weak cash conversion increases dependence on market borrowing and could constrain loan growth or raise funding costs over time.
Revenue And Margin VolatilityVolatile revenue and thin net margins reduce predictability of earnings and cash generation from core lending operations. For an NBFC, such inconsistency undermines planning for capital needs, provisioning, and reinvestment, making profitability fragile through credit or funding cycles.
Moderate-to-elevated Leverage And Variable ROEMeaningful leverage combined with swings in ROE increases sensitivity to rising funding costs or credit stress. Elevated debt ratios constrain flexibility, amplify earnings volatility, and limit the firm's resilience to regulatory or market shocks common in the financial services sector.
Mahindra & Mahindra Financial Services Ltd. News
M&MFIN FAQ
What was Mahindra & Mahindra Financial Services Ltd.’s price range in the past 12 months?
Mahindra & Mahindra Financial Services Ltd. lowest stock price was ₹236.23 and its highest was ₹412.30 in the past 12 months.
What is Mahindra & Mahindra Financial Services Ltd.’s market cap?
Mahindra & Mahindra Financial Services Ltd.’s market cap is ₹412.53B.
When is Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date?
Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date is Apr 30, 2026 which is in 21 days.
How were Mahindra & Mahindra Financial Services Ltd.’s earnings last quarter?
Mahindra & Mahindra Financial Services Ltd. released its earnings results on Jan 28, 2026. The company reported ₹5.8 earnings per share for the quarter, beating the consensus estimate of ₹5.388 by ₹0.412.
Is Mahindra & Mahindra Financial Services Ltd. overvalued?
According to Wall Street analysts Mahindra & Mahindra Financial Services Ltd.’s price is currently Undervalued.
Does Mahindra & Mahindra Financial Services Ltd. pay dividends?
Mahindra & Mahindra Financial Services Ltd. pays a Quarterly dividend of ₹16.334 which represents an annual dividend yield of 2.83%. See more information on Mahindra & Mahindra Financial Services Ltd. dividends here
What is Mahindra & Mahindra Financial Services Ltd.’s EPS estimate?
Mahindra & Mahindra Financial Services Ltd.’s EPS estimate is 6.18.
How many shares outstanding does Mahindra & Mahindra Financial Services Ltd. have?
Mahindra & Mahindra Financial Services Ltd. has 1,389,971,200 shares outstanding.
What happened to Mahindra & Mahindra Financial Services Ltd.’s price movement after its last earnings report?
Mahindra & Mahindra Financial Services Ltd. reported an EPS of ₹5.8 in its last earnings report, beating expectations of ₹5.388. Following the earnings report the stock price went up 1.566%.
Which hedge fund is a major shareholder of Mahindra & Mahindra Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:M&MFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mahindra & Mahindra Financial Services Ltd.
Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides asset finance in the rural and semi-urban areas in India. The company offers vehicle financing for auto and utility vehicles, tractors, cars, commercial vehicles and construction equipment, and preowned and other vehicles to transport operators, farmers, small businesses, and self-employed and salaried individuals; personal loans for wedding, children education, and medical emergency; and project finance, equipment finance, working capital finance, vehicle finance, and bill discounting services to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation of property; mutual fund schemes; investments comprising fixed deposits and mutual fund distribution, as well as advisory services; and life and non-life insurance, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.
M&MFIN Stock 12 Month Forecast
Average Price Target
₹396.33
▲(33.47% Upside)
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