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Mahindra & Mahindra Financial Services Ltd. (IN:M&MFIN)
:M&MFIN
M&MFIN Stock Chart & Stats
₹319.40
₹1.60(0.58%)
At close: 4:00 PM EST
₹319.40
₹1.60(0.58%)
Day’s Range― - ―
52-Week Range₹235.46 - ₹412.30
Previous CloseN/A
Volume2.58M
Average Volume (3M)118.99K
Market Cap
₹443.72B
Enterprise Value₹444.01B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)118.6
Beta1.62
Next Earnings
Apr 30, 2026EPS Estimate
6.03Next Dividend Ex-DateN/A
Dividend Yield2.83%
Share Statistics
EPS (TTM)5.82
Shares Outstanding1,389,971,200
10 Day Avg. Volume127,276
30 Day Avg. Volume118,992
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)1.79
Price to Sales (P/S)3.11
P/FCF Ratio2.90K
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹408.67Price Target Upside27.95% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)20.7
Revenue Forecast (FY)₹100.36B
Bulls Say, Bears Say
Bulls Say
Ecosystem / Dealer AdvantageClose OEM and dealer ties create a durable origination advantage in rural/semi-urban markets. These channel relationships lower customer acquisition costs, sustain loan volume pipelines for vehicle and tractor financing, and improve cross-sell potential, supporting steady portfolio growth over months.
Scaled Balance Sheet / Equity GrowthMaterial asset growth and rising equity signal scale expansion and a stronger capital base. Greater scale enables larger origination capacity and potential diversification across products and geographies, improving resilience and the ability to absorb shocks over the medium term.
Improving Reported ProfitabilityRecovering net income points to improved earnings generation and a stronger ability to provision and retain capital. Sustained profitability improvements can enhance internal funding capacity and support reinvestment or buffer against credit losses across the lending cycle.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flows force reliance on external funding, increasing liquidity and refinancing risk. Weak cash conversion limits capacity to deleverage, fund growth organically, or absorb higher provisions, elevating structural funding vulnerability over months.
Elevated LeverageHigh and rising absolute debt levels keep balance-sheet risk elevated. Meaningful leverage reduces financial flexibility, increases sensitivity to funding-cost moves or tighter credit conditions, and heightens refinancing and solvency pressure if asset quality deteriorates.
Volatile Revenue & MarginsChoppy revenue and inconsistent margins undermine earnings predictability and complicate provisioning and capital planning. A sharp 2025 revenue drop indicates exposure to demand cycles; such volatility can compress profitability and raise credit risk over the medium term.
Mahindra & Mahindra Financial Services Ltd. News
M&MFIN FAQ
What was Mahindra & Mahindra Financial Services Ltd.’s price range in the past 12 months?
Mahindra & Mahindra Financial Services Ltd. lowest stock price was ₹235.46 and its highest was ₹412.30 in the past 12 months.
What is Mahindra & Mahindra Financial Services Ltd.’s market cap?
Mahindra & Mahindra Financial Services Ltd.’s market cap is ₹443.72B.
When is Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date?
Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date is Apr 30, 2026 which is in 44 days.
How were Mahindra & Mahindra Financial Services Ltd.’s earnings last quarter?
Mahindra & Mahindra Financial Services Ltd. released its earnings results on Jan 28, 2026. The company reported ₹5.815 earnings per share for the quarter, beating the consensus estimate of ₹5.388 by ₹0.427.
Is Mahindra & Mahindra Financial Services Ltd. overvalued?
According to Wall Street analysts Mahindra & Mahindra Financial Services Ltd.’s price is currently Undervalued.
Does Mahindra & Mahindra Financial Services Ltd. pay dividends?
Mahindra & Mahindra Financial Services Ltd. pays a Quarterly dividend of ₹16.334 which represents an annual dividend yield of 2.83%. See more information on Mahindra & Mahindra Financial Services Ltd. dividends here
What is Mahindra & Mahindra Financial Services Ltd.’s EPS estimate?
Mahindra & Mahindra Financial Services Ltd.’s EPS estimate is 6.03.
How many shares outstanding does Mahindra & Mahindra Financial Services Ltd. have?
Mahindra & Mahindra Financial Services Ltd. has 1,389,971,200 shares outstanding.
What happened to Mahindra & Mahindra Financial Services Ltd.’s price movement after its last earnings report?
Mahindra & Mahindra Financial Services Ltd. reported an EPS of ₹5.815 in its last earnings report, beating expectations of ₹5.388. Following the earnings report the stock price went up 1.566%.
Which hedge fund is a major shareholder of Mahindra & Mahindra Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:M&MFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mahindra & Mahindra Financial Services Ltd.
Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides asset finance in the rural and semi-urban areas in India. The company offers vehicle financing for auto and utility vehicles, tractors, cars, commercial vehicles and construction equipment, and preowned and other vehicles to transport operators, farmers, small businesses, and self-employed and salaried individuals; personal loans for wedding, children education, and medical emergency; and project finance, equipment finance, working capital finance, vehicle finance, and bill discounting services to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation of property; mutual fund schemes; investments comprising fixed deposits and mutual fund distribution, as well as advisory services; and life and non-life insurance, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.
M&MFIN Stock 12 Month Forecast
Average Price Target
₹408.67
▲(27.95% Upside)
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