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Mahindra & Mahindra Financial Services Ltd. (IN:M&MFIN)
:M&MFIN
M&MFIN Stock Chart & Stats
₹384.50
₹1.60(0.58%)
At close: 4:00 PM EST
₹384.50
₹1.60(0.58%)
Day’s Range― - ―
52-Week Range₹235.46 - ₹412.30
Previous CloseN/A
Volume2.58M
Average Volume (3M)118.99K
Market Cap
₹534.15B
Enterprise Value₹527.17B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)21.8
Beta1.63
Next Earnings
Apr 30, 2026EPS Estimate
6.03Next Dividend Ex-DateN/A
Dividend Yield2.83%
Share Statistics
EPS (TTM)5.82
Shares Outstanding1,389,971,200
10 Day Avg. Volume127,276
30 Day Avg. Volume118,992
Financial Highlights & Ratios
PEG Ratio0.10
Price to Book (P/B)2.13
Price to Sales (P/S)4.15
P/FCF Ratio3.45K
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹420.67Price Target Upside9.41% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Rural-focused Lending FranchiseA durable business model anchored in rural and semi-urban finance targets structural demand in agriculture and allied sectors. That concentration supports predictable origination pipelines from vehicle and equipment sales and aligns the lending book with long-term rural income cycles and asset lifecycles.
Ecosystem And Dealer Channel AdvantageClose ties to Mahindra vehicle and equipment channels lower customer acquisition costs and enhance remarketing and repossession effectiveness. This structural distribution advantage supports consistent loan flow, cross-sell opportunities, and competitive scale in rural equipment finance over multiple cycles.
Growing Equity And ScaleMaterial balance-sheet expansion and rising equity provide a stronger capital base to support disciplined loan growth and absorb credit shocks. Sustained scale enhances funding access and regulatory headroom, improving the company’s ability to maintain operations through adverse credit cycles.
Bears Say
Weak Cash GenerationPersistent negative operating and free cash flows reduce internal funding for growth, capex, and buffer against stress. Reliance on external funding can raise funding cost sensitivity and constrain the firm’s ability to de-lever or absorb losses without dilutive or costly financing.
Meaningful And Rising LeverageHigh absolute debt and historically elevated debt-to-equity amplify interest-rate and refinancing risk for a lending business. In tighter credit conditions higher leverage limits strategic flexibility, increases funding costs, and raises sensitivity of earnings to credit and rate shocks.
Choppy Revenue And Volatile MarginsIrregular top-line and inconsistent margins point to earnings quality issues and make forecasting profitability difficult. Revenue and margin volatility undermine sustainable return expectations and heighten execution risk when trying to scale while managing credit costs across rural portfolios.
Mahindra & Mahindra Financial Services Ltd. News
M&MFIN FAQ
What was Mahindra & Mahindra Financial Services Ltd.’s price range in the past 12 months?
Mahindra & Mahindra Financial Services Ltd. lowest stock price was ₹235.46 and its highest was ₹412.30 in the past 12 months.
What is Mahindra & Mahindra Financial Services Ltd.’s market cap?
Mahindra & Mahindra Financial Services Ltd.’s market cap is ₹534.15B.
When is Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date?
Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date is Apr 30, 2026 which is in 69 days.
How were Mahindra & Mahindra Financial Services Ltd.’s earnings last quarter?
Mahindra & Mahindra Financial Services Ltd. released its earnings results on Jan 28, 2026. The company reported ₹5.815 earnings per share for the quarter, beating the consensus estimate of ₹5.388 by ₹0.427.
Is Mahindra & Mahindra Financial Services Ltd. overvalued?
According to Wall Street analysts Mahindra & Mahindra Financial Services Ltd.’s price is currently Undervalued.
Does Mahindra & Mahindra Financial Services Ltd. pay dividends?
Mahindra & Mahindra Financial Services Ltd. pays a Quarterly dividend of ₹16.334 which represents an annual dividend yield of 2.83%. See more information on Mahindra & Mahindra Financial Services Ltd. dividends here
What is Mahindra & Mahindra Financial Services Ltd.’s EPS estimate?
Mahindra & Mahindra Financial Services Ltd.’s EPS estimate is 6.03.
How many shares outstanding does Mahindra & Mahindra Financial Services Ltd. have?
Mahindra & Mahindra Financial Services Ltd. has 1,389,971,200 shares outstanding.
What happened to Mahindra & Mahindra Financial Services Ltd.’s price movement after its last earnings report?
Mahindra & Mahindra Financial Services Ltd. reported an EPS of ₹5.815 in its last earnings report, beating expectations of ₹5.388. Following the earnings report the stock price went up 1.566%.
Which hedge fund is a major shareholder of Mahindra & Mahindra Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:M&MFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mahindra & Mahindra Financial Services Ltd.
Mahindra & Mahindra Financial Services Limited, a non-banking financial company, provides asset finance in the rural and semi-urban areas in India. The company offers vehicle financing for auto and utility vehicles, tractors, cars, commercial vehicles and construction equipment, and preowned and other vehicles to transport operators, farmers, small businesses, and self-employed and salaried individuals; personal loans for wedding, children education, and medical emergency; and project finance, equipment finance, working capital finance, vehicle finance, and bill discounting services to small and medium-sized enterprises. It also provides housing finance for purchase, construction, extension, and renovation of property; mutual fund schemes; investments comprising fixed deposits and mutual fund distribution, as well as advisory services; and life and non-life insurance, as well as reinsurance products. Mahindra & Mahindra Financial Services Limited was incorporated in 1991 and is headquartered in Mumbai, India. Mahindra & Mahindra Financial Services Limited is a subsidiary of Mahindra & Mahindra Limited.
M&MFIN Stock 12 Month Forecast
Average Price Target
₹420.67
▲(9.41% Upside)
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