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M&MFIN Stock Chart & Stats
₹356.45
₹6.50(1.82%)
At close: 4:00 PM EDT
₹356.45
₹6.50(1.82%)
Day’s Range― - ―
52-Week Range₹250.90 - ₹412.30
Previous CloseN/A
Volume3.52M
Average Volume (3M)118.99K
Market Cap
₹536.31B
Enterprise Value₹1.47M
Total Cash (Recent Filing)₹75.68B
Total Debt (Recent Filing)₹1.14T
Price to Earnings (P/E)16.5
Beta1.46
Next Earnings
Oct 22, 2026EPS Estimate
6.03Next Dividend Ex-DateN/A
Dividend Yield2.28%
Share Statistics
EPS (TTM)20.84
Shares Outstanding1,389,971,200
10 Day Avg. Volume127,276
30 Day Avg. Volume118,992
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)2.01
Price to Sales (P/S)2.63
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹370.00Price Target Upside3.80% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)25.97
Revenue Forecast (FY)₹115.04B
Bulls Say, Bears Say
Bulls Say
Revenue And Earnings RecoverySustained revenue growth and materially higher net income indicate the loan book is expanding and underwriting is improving. Over 2-6 months this supports durable topline momentum, better earnings capacity and ability to rebuild capital buffers if credit quality remains controlled.
Rural / Semi-urban Distribution FocusA deep distribution presence in rural and semi-urban markets provides structural competitive advantage: less competition vs urban NBFCs, higher customer stickiness and cross-sell potential. This niche positioning supports steady loan originations and resilience to urban-centric shocks.
Larger Equity Base And Scaled AssetsA materially higher equity base alongside scaled assets provides a stronger capital cushion to absorb credit losses and support lending growth. Over the medium term this improves capital adequacy and the firm’s capacity to expand the loan book more conservatively.
Bears Say
Very High And Rising LeverageHigh and rising debt increases funding and interest-rate risk for an NBFC reliant on wholesale markets. Over months this constrains flexibility, raises refinancing exposure and magnifies losses if asset quality weakens, pressuring liquidity and regulatory ratios.
Persistently Negative Operating Cash FlowNegative operating and free cash flow suggest reported earnings are not converting to cash, forcing dependence on external funding. This structural cash-generation gap raises liquidity risk and the cost of capital, limiting sustainable deleveraging or dividend capacity.
Volatile And Modest ProfitabilityUnstable margins and uneven returns on equity reduce predictability of long-term earnings. For a lending franchise, margin volatility signals sensitivity to credit losses, pricing pressure or cost volatility, complicating capital planning and weakening enduring return prospects.
Mahindra & Mahindra Financial Services Ltd. News
M&MFIN FAQ
What was Mahindra & Mahindra Financial Services Ltd.’s price range in the past 12 months?
Mahindra & Mahindra Financial Services Ltd. lowest stock price was ₹250.90 and its highest was ₹412.30 in the past 12 months.
What is Mahindra & Mahindra Financial Services Ltd.’s market cap?
Mahindra & Mahindra Financial Services Ltd.’s market cap is ₹536.31B.
When is Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date?
Mahindra & Mahindra Financial Services Ltd.’s upcoming earnings report date is Oct 22, 2026 which is in 81 days.
How were Mahindra & Mahindra Financial Services Ltd.’s earnings last quarter?
Mahindra & Mahindra Financial Services Ltd. released its earnings results on Jul 21, 2026. The company reported ₹6.485 earnings per share for the quarter, beating the consensus estimate of ₹5.788 by ₹0.697.
Is Mahindra & Mahindra Financial Services Ltd. overvalued?
According to Wall Street analysts Mahindra & Mahindra Financial Services Ltd.’s price is currently Undervalued.
Does Mahindra & Mahindra Financial Services Ltd. pay dividends?
Mahindra & Mahindra Financial Services Ltd. pays a Quarterly dividend of ₹18.412 which represents an annual dividend yield of 2.28%. See more information on Mahindra & Mahindra Financial Services Ltd. dividends here
What is Mahindra & Mahindra Financial Services Ltd.’s EPS estimate?
Mahindra & Mahindra Financial Services Ltd.’s EPS estimate is 6.03.
How many shares outstanding does Mahindra & Mahindra Financial Services Ltd. have?
Mahindra & Mahindra Financial Services Ltd. has 1,389,971,200 shares outstanding.
What happened to Mahindra & Mahindra Financial Services Ltd.’s price movement after its last earnings report?
Mahindra & Mahindra Financial Services Ltd. reported an EPS of ₹6.485 in its last earnings report, beating expectations of ₹5.788. Following the earnings report the stock price went up 8.695%.
Which hedge fund is a major shareholder of Mahindra & Mahindra Financial Services Ltd.?
Currently, no hedge funds are holding shares in IN:M&MFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mahindra & Mahindra Financial Services Ltd.
Mahindra & Mahindra Financial Services Limited, an Indian non-banking financial company, specializes in providing asset financing solutions predominantly to customers in rural and semi-urban regions. Their core offerings include comprehensive vehicle financing for a wide array of automobiles such as cars, utility vehicles, tractors, commercial vehicles, and construction equipment, as well as pre-owned vehicles. This support extends to a diverse clientele, including transport operators, farmers, small businesses, and both self-employed and salaried individuals. Beyond vehicle finance, the company also caters to small and medium-sized enterprises (SMEs) with services like project financing, equipment finance, working capital solutions, and bill discounting. Individuals can access personal loans for significant life events like weddings, educational expenses, and medical emergencies. Furthermore, Mahindra & Mahindra Financial Services offers housing finance for property acquisition, construction, expansion, and renovation. Their portfolio also includes a suite of investment products, encompassing mutual fund schemes, fixed deposits, and advisory services for mutual fund distribution. To complete their financial offerings, they provide various life, non-life, and reinsurance products. Established in 1991 and headquartered in Mumbai, India, Mahindra & Mahindra Financial Services Limited operates as a subsidiary of Mahindra & Mahindra Limited.
M&MFIN Stock 12 Month Forecast
Average Price Target
₹370.00
▲(3.80% Upside)
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