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L&T Finance Ltd
(LTF)
L&T Finance Ltd (LTF) vs. iShares MSCI India ETF (INDA)
L&T Finance Ltd Business Overview & Revenue Model
L&T Finance Ltd Financial Statement Overview
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 162.06B | 156.66B | 132.36B | 123.19B | 113.44B | 107.03B |
| Gross Profit | 99.25B | 96.69B | 78.59B | 65.21B | 55.90B | 34.90B |
| EBITDA | 36.63B | 36.30B | 31.44B | -4.46B | 13.22B | 13.48B |
| Net Income | 26.59B | 26.44B | 23.20B | 16.23B | 10.70B | 9.71B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 1.20T | 1.03T | 1.06T | 1.07T | 1.09T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 108.33B | 36.48B | 89.04B | 60.88B | 72.59B |
| Total Debt | 0.00 | 923.72B | 766.03B | 831.05B | 848.51B | 885.88B |
| Total Liabilities | -256.31B | 947.78B | 791.90B | 847.44B | 867.75B | 900.01B |
| Stockholders Equity | 256.31B | 255.64B | 234.38B | 215.28B | 199.48B | 187.73B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -167.82B | 5.67B | 65.90B | 60.01B | 54.12B |
| Operating Cash Flow | 0.00 | -165.86B | 6.86B | 67.18B | 60.75B | 54.64B |
| Investing Cash Flow | 0.00 | 4.71B | 8.49B | -3.35B | -50.84B | -20.24B |
| Financing Cash Flow | 0.00 | 154.19B | -70.37B | -16.64B | -30.23B | -20.91B |
L&T Finance Ltd Technical Analysis
L&T Finance Ltd Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | ₹1.08T | 11.61 | ― | 2.09% | 11.31% | 37.17% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | ₹700.46B | 25.90 | ― | 0.95% | 15.90% | 4.53% | |
55 Neutral | ₹315.65B | 5.72 | ― | 1.83% | 4.79% | 13.08% | |
49 Neutral | ₹234.29B | 52.16 | ― | 0.90% | -3.68% | -80.12% |
L&T Finance Ltd Corporate Events
L&T Finance Limited announced the availability of the audio recording from its Investor Digital Day held on November 6, 2025. This initiative reflects the company’s commitment to transparency and engagement with stakeholders, providing them with access to important discussions and insights shared during the event.
L&T Finance Limited has announced the schedule for its upcoming Investor Digital Day, set to take place on November 6, 2025, at the Jio World Convention Centre in Mumbai. This event will be held both in-person and virtually, with the virtual option specifically for overseas investors. This initiative reflects the company’s commitment to engaging with its investors and stakeholders, potentially enhancing its market presence and investor relations.
L&T Finance Limited announced its unaudited financial results for the quarter and half-year ending September 30, 2025, following a board meeting. The results, which include consolidated and standalone figures, were approved by the Board of Directors and will be published in newspapers. The company also disclosed related party transactions and confirmed no deviation in the use of proceeds from non-convertible securities, indicating a stable financial position and adherence to regulatory requirements.
L&T Finance Ltd reported its highest ever Profit After Tax (PAT) of Rs. 735 Crore for the quarter ended September 30, 2025, marking a 5% increase quarter-on-quarter and a 6% rise year-on-year. The company’s retail book crossed the Rs. 1 lakh Crore milestone, reflecting an 18% year-on-year growth. The quarter also saw the highest ever retail disbursements at Rs. 18,883 Crore, a 25% increase year-on-year. The company achieved an upgrade in its international issuer long-term credit ratings to ‘BBB/Stable’ by S&P Global Ratings and launched a partnership with Google Pay. These developments underscore L&T Finance’s strong business model and its strategic focus on technology and customer-centric growth, positioning it well in the competitive NBFC sector.
L&T Finance Limited has submitted an investor and analyst presentation to the National Stock Exchange of India and BSE Limited. This presentation, which is also available on the company’s website, is part of their compliance with SEBI’s Listing Obligations and Disclosure Requirements. The announcement highlights the company’s commitment to transparency and communication with its stakeholders, potentially impacting its market perception and investor relations positively.
L&T Finance Limited announced the approval of its unaudited financial results for the quarter and half-year ending September 30, 2025, during a board meeting held on October 15, 2025. The company has released consolidated and standalone financial results, along with a review report from statutory auditors, and confirmed no deviation in the utilization of issue proceeds of non-convertible securities. These disclosures are in compliance with SEBI regulations and reflect the company’s commitment to transparency and regulatory adherence, potentially impacting its market perception and stakeholder confidence.
L&T Finance Limited announced the approval of its unaudited financial results for the quarter and half-year ending September 30, 2025. The board meeting also covered disclosures related to related party transactions and the utilization of issue proceeds, indicating no deviation. This announcement reflects the company’s adherence to regulatory requirements and provides stakeholders with insights into its financial performance and operational transparency.
L&T Finance Limited has announced the allotment of 1,309,789 equity shares following the exercise of employee stock options under its 2013 scheme. This move is part of the company’s ongoing efforts to incentivize and retain talent, with the newly allotted shares set to rank equally with existing shares and eligible for future dividends.
L&T Finance Limited announced a change in its senior management, with Mr. Santosh Parab, the General Counsel, superannuating from the company effective October 1, 2025. This change is part of the company’s regulatory disclosure obligations and reflects a significant transition in its leadership structure, potentially impacting its operational dynamics and stakeholder relationships.
L&T Finance Limited has announced a schedule of meetings with institutional investors and analysts, set to take place in September 2025. These meetings, which include both in-person and virtual formats, aim to engage with investors without disclosing any unpublished price-sensitive information, thereby maintaining transparency and compliance with regulatory standards.
L&T Finance Limited announced that S&P Global Ratings has upgraded its credit ratings, reflecting improved financial stability and positive economic conditions in India. This upgrade signifies a stronger credit profile for L&T Finance, aligning with the overall positive outlook for Indian financial institutions amid favorable economic fundamentals and structural improvements in the financial system.