Indian Renewable Energy Development Agency Ltd. (IREDA) AI Stock Analysis

• Market Cap: ₹374.33B
• Dividend Yield: N/A
• Average Volume (3M): 892.38K
• Price to Earnings (P/E): 21.1
• Beta (1Y): 2.32
• Revenue Growth: 33.44%
• EPS Growth: 17.49%
• Country: IN
• Employees: 160
• Sector: Energy
• Sector Strength: 52
• Industry: Financial - Credit Services
• EPS (TTM): 1.96
• Shares Outstanding: 2,809,231,200
• 10 Day Avg. Volume: 847,756
• 30 Day Avg. Volume: 892,382
• PEG Ratio: 1.13
• Price to Book (P/B): 4.21
• Price to Sales (P/S): 6.48
• P/FCF Ratio: -2.98
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹200.00
• Price Target Upside: 46.84% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 62 Neutral
• Price Target: ₹161.00 ▲(18.21% Upside)

The overall stock score of 62 reflects strong profitability and revenue growth, offset by high leverage and negative cash flows. Technical indicators suggest a neutral trend, and the valuation is moderate. The absence of earnings call and corporate events data limits additional insights.

Positive Factors

Revenue Growth

Consistent revenue growth reflects strong demand for renewable energy financing, enhancing long-term earnings potential and market position.

Profitability

High profitability margins indicate efficient operations and strong market competitiveness, supporting sustainable financial performance.

Industry Demand

Increasing demand for renewable energy projects supports IREDA's growth, aligning with long-term structural trends in energy transition.

Negative Factors

High Leverage

High leverage increases financial risk, potentially impacting stability if interest rates rise or cash flows weaken.

Negative Cash Flows

Negative cash flows can strain liquidity, limiting the company's ability to invest in growth and manage debt effectively.

Volatile Margins

Fluctuating margins may indicate operational inefficiencies, posing risks to consistent profitability and financial predictability.

Indian Renewable Energy Development Agency Ltd. Business Overview & Revenue Model

Company Description

Indian Renewable Energy Development Agency Limited, a non-banking financial company, provides financial products and services in the renewable energy and energy efficiency sectors in India. It operates in two segments, Financing and Generation. The company promotes, develops, and extends financial assistance for setting up projects relating to new and renewable sources of energy and energy efficiency/conservation. It also generates solar, wind, hydro, and waste to energy power. The company was incorporated in 1987 and is based in New Delhi, India.

How the Company Makes Money

IREDA generates revenue primarily through interest income from loans and advances provided to renewable energy projects. The company finances various projects by offering loans with competitive interest rates, which are repaid over time, generating a steady stream of income. Additionally, IREDA earns fees for consultancy services, project appraisals, and technical assistance provided to developers and investors in the renewable sector. The agency also benefits from government schemes and incentives designed to promote renewable energy, which can enhance its financial stability. Partnerships with other financial institutions and collaborations with international organizations further contribute to its revenue, enabling IREDA to expand its funding capabilities and support a wider range of projects.

Indian Renewable Energy Development Agency Ltd. Financial Statement Overview

Summary

Indian Renewable Energy Development Agency Ltd. demonstrates strong profitability and revenue growth, but faces challenges with high leverage and negative cash flows. The company should focus on improving cash flow management and reducing debt levels to enhance financial stability.

Income Statement

The company shows strong profitability with high gross and net profit margins. Revenue growth is positive, indicating a healthy upward trajectory. However, the EBIT and EBITDA margins have shown some fluctuations, which could indicate potential volatility in operating efficiency.

Balance Sheet

The company has a high debt-to-equity ratio, which suggests significant leverage and potential risk if interest rates rise. However, the return on equity is decent, indicating effective use of equity to generate profits. The equity ratio is relatively low, reflecting a higher reliance on debt financing.

Cash Flow

The cash flow situation is concerning with negative operating and free cash flows, indicating potential liquidity issues. The free cash flow to net income ratio is stable, but the negative growth in free cash flow suggests challenges in cash generation.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	62.08B	66.19B	48.38B	33.43B	27.80B	25.56B
Gross Profit	47.06B	43.10B	27.52B	21.01B	20.26B	18.48B
EBITDA	55.72B	40.39B	28.51B	20.61B	17.38B	14.92B
Net Income	17.23B	16.98B	12.52B	8.65B	6.34B	3.46B
Balance Sheet
Total Assets	877.94B	797.35B	626.00B	504.47B	367.08B	302.93B
Cash, Cash Equivalents and Short-Term Investments	10.01B	11.24B	6.88B	9.12B	5.27B	6.03B
Total Debt	699.39B	647.40B	506.91B	401.70B	276.18B	233.56B
Total Liabilities	748.74B	694.68B	540.41B	445.12B	314.40B	272.98B
Stockholders Equity	129.20B	102.67B	85.59B	59.35B	52.68B	29.96B
Cash Flow
Free Cash Flow	17.08B	-144.85B	-111.23B	11.93B	8.78B	7.34B
Operating Cash Flow	17.16B	-144.60B	-111.00B	12.11B	8.86B	7.36B
Investing Cash Flow	-83.54B	-5.18B	-231.62M	-172.09M	-62.34B	-41.50B
Financing Cash Flow	69.40B	149.60B	110.59B	123.68B	52.71B	24.41B

Indian Renewable Energy Development Agency Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 136.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IREDA, the sentiment is Negative. The current price of 136.2 is below the 20-day moving average (MA) of 140.51, below the 50-day MA of 147.24, and below the 200-day MA of 156.36, indicating a bearish trend. The MACD of -4.06 indicates Positive momentum. The RSI at 38.55 is Neutral, neither overbought nor oversold. The STOCH value of 38.15 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:IREDA.

Indian Renewable Energy Development Agency Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PREMIERENE	68 Neutral	₹474.31B	39.58	―	0.11%	39.18%	112.25%
Sector *	65 Neutral	$15.17B	7.61	4.09%	5.20%	3.87%	-62.32%
IREDA	62 Neutral	₹374.33B	21.11	―	―	33.44%	17.49%
RELTD	51 Neutral	₹27.56B	40.17	―	―	483.21%	―
BORORENEW	46 Neutral	₹79.99B	―	―	―	7.68%	-114.23%
SWSOLAR	43 Neutral	₹54.81B	-14.77	―	―	112.24%	-474.43%

Indian Renewable Energy Development Agency Ltd. Corporate Events

IREDA Cancels London Investor Meetings Amid Official Exigencies

Indian Renewable Energy Development Agency Ltd. announced the cancellation of its scheduled meetings with institutional investors and analysts in London due to official exigencies. This cancellation may affect the company’s engagement with potential investors and stakeholders, potentially impacting its investor relations and market positioning.