Indian Renewable Energy Development Agency Ltd. (IREDA) AI Stock Analysis

• Market Cap: ₹408.88B
• Dividend Yield: N/A
• Average Volume (3M): 565.54K
• Price to Earnings (P/E): 25.1
• Beta (1Y): 2.36
• Revenue Growth: 34.37%
• EPS Growth: 11.96%
• Country: IN
• Employees: 160
• Sector: Energy
• Sector Strength: 58
• Industry: Financial - Credit Services
• EPS (TTM): 0.91
• Shares Outstanding: 2,809,231,200
• 10 Day Avg. Volume: 575,342
• 30 Day Avg. Volume: 565,538
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹152.00
• Price Target Upside: 4.43% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 57 Neutral
• Price Target: ₹152.00 ▲(4.43% Upside)

The overall stock score of 57 reflects a combination of strong profitability and revenue growth, offset by high leverage and negative cash flows. The technical analysis indicates bearish momentum, and the valuation suggests moderate pricing without a dividend yield. The absence of earnings call data and corporate events limits further insights.

Indian Renewable Energy Development Agency Ltd. Business Overview & Revenue Model

Company Description

Indian Renewable Energy Development Agency Ltd. (IREDA) is a public sector financial institution established in 1987, dedicated to promoting and financing renewable energy projects in India. Operating under the Ministry of New and Renewable Energy, IREDA focuses on sectors such as solar, wind, biomass, and small hydro power, providing financial support and advisory services to both public and private entities. Its core products include project financing loans, refinancing of existing projects, and various financial instruments tailored for the renewable energy sector.

How the Company Makes Money

IREDA primarily generates revenue through interest income from loans and financial assistance provided to renewable energy projects. Its revenue model is built on providing long-term loans to developers, which are repaid over time with interest. Key revenue streams include the disbursement of project loans, refinancing of existing projects, and fees for consultancy services. Additionally, IREDA may benefit from government schemes and incentives aimed at boosting renewable energy investments, as well as partnerships with international financial institutions and multilateral agencies that may provide co-financing opportunities. The growing demand for renewable energy in India, driven by both environmental policies and energy security concerns, further contributes to IREDA's earnings potential.

Indian Renewable Energy Development Agency Ltd. Financial Statement Overview

Summary

Indian Renewable Energy Development Agency Ltd. demonstrates strong profitability and revenue growth, but faces challenges with high leverage and negative cash flows. The company should focus on improving cash flow management and reducing debt levels to enhance financial stability.

Income Statement

The company shows strong profitability with high gross and net profit margins. Revenue growth is positive, indicating a healthy upward trajectory. However, the EBIT and EBITDA margins have shown some fluctuations, which could indicate potential volatility in operating efficiency.

Balance Sheet

The company has a high debt-to-equity ratio, which suggests significant leverage and potential risk if interest rates rise. However, the return on equity is decent, indicating effective use of equity to generate profits. The equity ratio is relatively low, reflecting a higher reliance on debt financing.

Cash Flow

The cash flow situation is concerning with negative operating and free cash flows, indicating potential liquidity issues. The free cash flow to net income ratio is stable, but the negative growth in free cash flow suggests challenges in cash generation.

Breakdown	TTM	Dec 2025	Dec 2023	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	54.17B	66.60B	34.15B	18.68B	28.18B	25.57B
Gross Profit	66.20B	66.20B	33.90B	27.52B	27.92B	25.31B
EBITDA	23.82B	63.08B	20.61B	49.01B	17.38B	14.92B
Net Income	16.98B	16.98B	8.65B	12.52B	6.34B	5.70B
Balance Sheet
Total Assets	797.35B	797.35B	14.81B	626.00B	45.66B	17.99B
Cash, Cash Equivalents and Short-Term Investments	11.24B	11.24B	9.55B	6.88B	5.27B	6.03B
Total Debt	540.19B	647.40B	2.32B	506.91B	17.97B	17.71B
Total Liabilities	694.68B	694.68B	22.85B	540.41B	22.85B	7.85B
Stockholders Equity	102.67B	102.67B	506.22B	85.59B	368.34B	304.50B
Cash Flow
Free Cash Flow	0.00	-144.85B	11.93B	-111.23B	8.78B	7.34B
Operating Cash Flow	0.00	-144.60B	12.11B	-111.00B	8.86B	7.36B
Investing Cash Flow	0.00	-5.18B	-131.50B	-231.62M	-62.34B	-41.50B
Financing Cash Flow	0.00	149.60B	123.68B	110.59B	52.71B	24.41B

Indian Renewable Energy Development Agency Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 145.55
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IREDA, the sentiment is Neutral. The current price of 145.55 is above the 20-day moving average (MA) of 144.98, below the 50-day MA of 152.88, and below the 200-day MA of 173.74, indicating a neutral trend. The MACD of -2.07 indicates Negative momentum. The RSI at 45.82 is Neutral, neither overbought nor oversold. The STOCH value of 55.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:IREDA.

Indian Renewable Energy Development Agency Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PREMIERENE	66 Neutral	₹450.82B	43.07		0.12%	59.47%	134.49%
Sector *	65 Neutral	$15.01B	7.48	4.09%	5.36%	4.10%	-61.80%
IREDA	57 Neutral	₹408.88B	25.09		―	34.37%	11.96%
BORORENEW	49 Neutral	₹76.87B	―		―	4.94%	-328.07%
KPEL	―	₹28.02B	22.79		―	―	―
RELTD	―	₹25.90B	66.14		―	―	―
SWSOLAR	45 Neutral	₹61.42B	56.23		―	108.08%	―