Eldeco Housing & Industries Ltd. (ELDEHSG) AI Stock Analysis

• Market Cap: ₹8.28B
• Dividend Yield: 1.01%
• Average Volume (3M): 497.00
• Price to Earnings (P/E): 17.8
• Beta (1Y): 1.07
• Revenue Growth: -0.19%
• EPS Growth: -54.29%
• Country: IN
• Employees: 54
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 13.90
• Shares Outstanding: 9,833,000
• 10 Day Avg. Volume: 239
• 30 Day Avg. Volume: 497
• PEG Ratio: -0.90
• Price to Book (P/B): 1.84
• Price to Sales (P/S): 5.31
• P/FCF Ratio: -100.58
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 63 Neutral
• Price Target: ₹898.00 ▼(-5.60% Downside)
• Action: Reiterated Date: 12/05/25
• Date: Action: Reiterated 12/05/25

The overall stock score is influenced primarily by the company's mixed financial performance and technical analysis. While the balance sheet is strong, revenue volatility and cash flow issues are concerning. The technical indicators show positive trends but suggest caution due to potential bearish momentum. The high P/E ratio indicates possible overvaluation, impacting the overall score.

Positive Factors

Balance-sheet strength

A strong equity position and low debt-to-equity indicate conservative leverage and lower financial risk. This provides durable capacity to fund projects, absorb shocks, and access credit when needed, supporting stability and strategic optionality over the next several months.

Operational margin stability

Stable EBIT and EBITDA margins despite top-line swings point to consistent core operating controls and cost discipline. Sustainable margins help protect profitability through cycles and support medium-term cash generation even if revenue growth is uneven.

Liquidity buffer

Maintained cash reserves reduce short-term refinancing risk and provide working capital flexibility while operations normalize. This liquidity cushion supports ongoing operations and investment choices across a 2-6 month horizon without immediate reliance on external funding.

Negative Factors

Revenue decline & volatility

Inconsistent revenue and a recent year decline reduce predictability of earnings and cash flows. Persistent top-line volatility undermines scale benefits, complicates planning and capital allocation, and can pressure margins and returns if not reversed.

Weak cash generation

Negative operating cash flow and strained free cash flow signal recurring cash-generation shortfalls. Over months, this increases reliance on reserves or external financing, limiting reinvestment, dividend capacity, and growth unless operations turn cash-positive.

Earnings deterioration

A steep decline in EPS indicates worsening profitability per share and can reflect margin pressure or lower operational leverage. Continued EPS erosion weakens shareholder returns and may limit the firm’s ability to rebuild ROE and fund strategic initiatives through earnings.

Eldeco Housing & Industries Ltd. Business Overview & Revenue Model

Company Description

Eldeco Housing and Industries Limited develops residential, commercial, and retail real estate properties in India. The company was incorporated in 1985 and is based in Lucknow, India.

How the Company Makes Money

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Eldeco Housing & Industries Ltd. Financial Statement Overview

Summary

Eldeco Housing & Industries Ltd. presents a mixed financial picture. Operational efficiency is evident, but revenue volatility and cash flow issues pose challenges. The strong balance sheet with low leverage supports stability, though strategic improvements in cash management are needed.

Income Statement

The company shows a moderate gross profit margin, with a slight decrease in net profit margin due to reduced net income. Revenue growth has been inconsistent, with a notable decline in the most recent year, indicating some volatility in earnings. Despite this, EBIT and EBITDA margins remain relatively stable, suggesting operational efficiency.

Balance Sheet

The balance sheet reflects a strong equity position with a favorable equity ratio. The debt-to-equity ratio is low, indicating a conservative leverage approach which reduces financial risk. However, the return on equity has decreased, suggesting a need for improved profitability from equity investments.

Cash Flow

Cash flow analysis reveals significant fluctuations, with negative operating cash flow in recent periods, impacting free cash flow. The free cash flow to net income ratio indicates cash generation issues, but the company has maintained sufficient liquidity through cash reserves, aiding stability amidst operational cash deficits.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	1.34B	1.33B	1.13B	1.29B	1.27B	1.59B
Gross Profit	581.74M	510.52M	629.82M	734.69M	744.98M	787.06M
EBITDA	269.06M	356.56M	489.92M	626.70M	699.47M	745.35M
Net Income	147.71M	215.08M	338.58M	443.66M	508.00M	542.19M
Balance Sheet
Total Assets	9.41B	8.22B	6.92B	5.57B	5.16B	4.63B
Cash, Cash Equivalents and Short-Term Investments	1.59B	1.20B	987.21M	1.50B	1.58B	1.43B
Total Debt	1.05B	1.16B	839.39M	25.66M	29.95M	33.90M
Total Liabilities	5.51B	4.37B	3.22B	2.13B	2.08B	1.98B
Stockholders Equity	3.90B	3.84B	3.71B	3.45B	3.08B	2.65B
Cash Flow
Free Cash Flow	325.07M	-70.14M	-1.12B	-119.91M	162.95M	364.72M
Operating Cash Flow	326.91M	-69.41M	-1.12B	-106.48M	166.36M	371.89M
Investing Cash Flow	40.32M	85.50M	76.58M	50.92M	56.91M	50.69M
Financing Cash Flow	-125.19M	195.81M	704.48M	-86.78M	-92.79M	-12.08M

Eldeco Housing & Industries Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 951.30
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ELDEHSG, the sentiment is Negative. The current price of 951.3 is above the 20-day moving average (MA) of 878.71, above the 50-day MA of 895.20, and above the 200-day MA of 833.12, indicating a neutral trend. The MACD of -18.88 indicates Positive momentum. The RSI at 45.95 is Neutral, neither overbought nor oversold. The STOCH value of 33.66 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:ELDEHSG.

Eldeco Housing & Industries Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
ELDEHSG	63 Neutral	₹8.28B	17.84	―	1.01%	-0.19%	-54.29%
BIGBLOC	60 Neutral	₹7.19B	149.33	―	0.58%	5.33%	-105.13%
PROZONER	54 Neutral	₹6.66B	119.39	―	―	4.65%	-154.71%
EXCEL	45 Neutral	₹1.50B	-189.52	―	―	181.64%	-93.08%
PENINLAND	41 Neutral	₹5.03B	-17.64	―	―	-29.04%	-194.71%
PARSVNATH	40 Underperform	₹2.87B	-0.76	―	―	-37.98%	40.32%