Eldeco Housing & Industries Ltd. (ELDEHSG) AI Stock Analysis

• Market Cap: ₹8.07B
• Dividend Yield: 1.01%
• Average Volume (3M): 497.00
• Price to Earnings (P/E): 54.7
• Beta (1Y): 0.92
• Revenue Growth: -0.19%
• EPS Growth: -54.29%
• Country: IN
• Employees: 54
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): 2.68
• Shares Outstanding: 9,833,000
• 10 Day Avg. Volume: 239
• 30 Day Avg. Volume: 497
• PEG Ratio: -0.90
• Price to Book (P/B): 1.84
• Price to Sales (P/S): 5.31
• P/FCF Ratio: -100.58
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 63 Neutral
• Price Target: ₹875.00 ▼(-8.02% Downside)

The overall stock score is influenced primarily by the company's mixed financial performance and technical analysis. While the balance sheet is strong, revenue volatility and cash flow issues are concerning. The technical indicators show positive trends but suggest caution due to potential bearish momentum. The high P/E ratio indicates possible overvaluation, impacting the overall score.

Positive Factors

Conservative leverage / strong balance sheet

A low debt-to-equity posture and strong equity ratio materially reduce refinancing and solvency risk for a project-driven developer. This durable conservatism preserves strategic optionality for land acquisition or JVs, supports lender confidence and cushions cyclical real estate downturns.

Established track record and diversified project mix

A multi-decade operating history and exposure across residential, commercial and infrastructure segments create durable demand channels and reduce concentration risk. Reputation for timely delivery supports repeat buyers and partnerships, aiding consistent project underwriting and long-term revenue visibility.

Stable operating margins (EBIT/EBITDA)

Relatively stable EBIT and EBITDA margins indicate consistent project execution and cost controls, which are critical in real estate where sales timing fluctuates. Sustained margin resilience helps protect profitability across cycles and supports cash generation when top-line growth is uneven.

Negative Factors

Revenue decline and volatility

Inconsistent and recently declining revenues weaken long-term cash flow predictability for a developer reliant on project sales. This hampers pipeline planning, may delay launches or collections, and increases execution risk as fixed overheads and working capital needs remain.

Negative operating cash flow / weak cash generation

Negative operating cash flow is a structural concern for a capital-intensive real estate firm: it forces reliance on reserves or external financing to fund projects and collections, constrains organic growth capacity, and raises the probability of higher financing costs or slower project execution.

Declining return on equity and reduced net profit margin

A falling ROE and reduced net profit margin imply lower earnings quality from deployed capital and weaker shareholder returns over time. For a developer, this may reflect lower project yields or pricing pressure, limiting reinvestment returns and potentially increasing the cost of capital for future projects.

Eldeco Housing & Industries Ltd. Business Overview & Revenue Model

Company Description

Eldeco Housing and Industries Limited develops residential, commercial, and retail real estate properties in India. The company was incorporated in 1985 and is based in Lucknow, India.

How the Company Makes Money

Eldeco Housing & Industries Ltd. generates revenue primarily through the sale of residential and commercial properties. The company's revenue model is driven by the development and sale of real estate projects, which includes both completed properties and those under construction. Key revenue streams include the sale of apartments and villas in its residential projects, leasing of commercial spaces, and revenue from infrastructure developments. Additionally, Eldeco benefits from strategic partnerships with various stakeholders in the real estate industry, including landowners, financial institutions, and construction firms, which help streamline project execution and enhance profitability. The company's focus on timely project delivery and customer satisfaction further contributes to its earnings, as it fosters repeat business and positive referrals in a competitive market.

Eldeco Housing & Industries Ltd. Financial Statement Overview

Summary

Eldeco Housing & Industries Ltd. presents a mixed financial picture. Operational efficiency is evident, but revenue volatility and cash flow issues pose challenges. The strong balance sheet with low leverage supports stability, though strategic improvements in cash management are needed.

Income Statement

The company shows a moderate gross profit margin, with a slight decrease in net profit margin due to reduced net income. Revenue growth has been inconsistent, with a notable decline in the most recent year, indicating some volatility in earnings. Despite this, EBIT and EBITDA margins remain relatively stable, suggesting operational efficiency.

Balance Sheet

The balance sheet reflects a strong equity position with a favorable equity ratio. The debt-to-equity ratio is low, indicating a conservative leverage approach which reduces financial risk. However, the return on equity has decreased, suggesting a need for improved profitability from equity investments.

Cash Flow

Cash flow analysis reveals significant fluctuations, with negative operating cash flow in recent periods, impacting free cash flow. The free cash flow to net income ratio indicates cash generation issues, but the company has maintained sufficient liquidity through cash reserves, aiding stability amidst operational cash deficits.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	1.34B	1.33B	1.13B	1.29B	1.27B	1.59B
Gross Profit	588.04M	510.52M	629.82M	734.69M	744.98M	787.06M
EBITDA	292.97M	356.56M	489.92M	626.70M	699.47M	745.35M
Net Income	166.49M	215.08M	338.58M	443.66M	508.00M	542.19M
Balance Sheet
Total Assets	0.00	8.22B	6.92B	5.57B	5.16B	4.63B
Cash, Cash Equivalents and Short-Term Investments	1.23B	1.20B	987.21M	1.50B	1.58B	1.43B
Total Debt	0.00	1.16B	839.39M	25.66M	29.95M	33.90M
Total Liabilities	-3.84B	4.37B	3.22B	2.13B	2.08B	1.98B
Stockholders Equity	3.84B	3.84B	3.71B	3.45B	3.08B	2.65B
Cash Flow
Free Cash Flow	0.00	-70.14M	-1.12B	-119.91M	162.95M	364.72M
Operating Cash Flow	0.00	-69.41M	-1.12B	-106.48M	166.36M	371.89M
Investing Cash Flow	0.00	85.50M	76.58M	50.92M	56.91M	50.69M
Financing Cash Flow	0.00	195.81M	704.48M	-86.78M	-92.79M	-12.08M

Eldeco Housing & Industries Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 951.30
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ELDEHSG, the sentiment is Negative. The current price of 951.3 is above the 20-day moving average (MA) of 888.59, above the 50-day MA of 894.86, and above the 200-day MA of 819.58, indicating a neutral trend. The MACD of -24.26 indicates Positive momentum. The RSI at 35.90 is Neutral, neither overbought nor oversold. The STOCH value of 29.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:ELDEHSG.

Eldeco Housing & Industries Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
ELDEHSG	63 Neutral	₹8.07B	54.66	―	1.01%	-0.19%	-54.29%
BIGBLOC	60 Neutral	₹8.11B	-522.90	―	0.58%	5.33%	-105.13%
PROZONER	54 Neutral	₹7.60B	-25.54	―	―	4.65%	-154.71%
EXCEL	42 Neutral	₹1.72B	-162.67	―	―	181.64%	-93.08%
PENINLAND	41 Neutral	₹6.72B	-10.83	―	―	-29.04%	-194.71%
PARSVNATH	39 Underperform	₹3.86B	-1.17	―	―	-37.98%	40.32%