Edelweiss Financial Services Limited (EDELWEISS) AI Stock Analysis

• Market Cap: ₹100.04B
• Dividend Yield: 1.37%
• Average Volume (3M): 419.47K
• Price to Earnings (P/E): 23.2
• Beta (1Y): 1.48
• Revenue Growth: -19.77%
• EPS Growth: -11.03%
• Country: IN
• Employees: 6,000
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 1.36
• Shares Outstanding: 946,473,300
• 10 Day Avg. Volume: 193,712
• 30 Day Avg. Volume: 419,474
• PEG Ratio: -2.42
• Price to Book (P/B): 1.40
• Price to Sales (P/S): 0.65
• P/FCF Ratio: 3.27
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 55 Neutral
• Price Target: ₹119.00 ▲(11.48% Upside)

The overall stock score reflects strong cash flow management and positive technical indicators, but is constrained by high leverage and moderate valuation. The lack of earnings call data and corporate events limits further insights.

Positive Factors

Strong Cash Flow Management

Strong operating cash flow relative to net income suggests effective cash management, which supports financial stability and operational flexibility.

Cost Efficiency

A strong gross profit margin reflects effective cost management, enhancing profitability and providing a buffer against revenue fluctuations.

Diversified Revenue Streams

Diversified revenue streams from financial services and insurance provide stability and reduce dependency on any single income source, supporting long-term growth.

Negative Factors

High Leverage

High leverage poses financial risks, potentially impacting cash flow and limiting the company's ability to invest in growth opportunities or weather economic downturns.

Declining Revenue Growth

Declining revenue growth can hinder the company's ability to expand and compete, affecting long-term profitability and market position.

Inconsistent Free Cash Flow Growth

Inconsistent free cash flow growth can limit the company's ability to fund new projects, reduce debt, or return capital to shareholders, affecting long-term strategic initiatives.

Edelweiss Financial Services Limited Business Overview & Revenue Model

Company Description

Edelweiss Financial Services Limited provides financial products and services to corporates, individuals, and institutions in India. The company offers retail credit products, such as home loans, small and medium-sized enterprise and business loans, loans against shares, and agricultural and rural finance; corporate credit products, including structured collateralized credit and wholesale mortgage; and distressed credit. It also provides personal and private wealth management, investment banking, institutional equities services, and investment management; asset management products and services comprising mutual funds and alternate asset advisory services; and asset reconstruction services. In addition, the company offers life and general insurance products. It operates through a network of 300 offices. Edelweiss Financial Services Limited was formerly known as Edelweiss Capital Limited and changed its name to Edelweiss Financial Services Limited in August 2011. The company was incorporated in 1995 and is headquartered in Mumbai, India.

How the Company Makes Money

Edelweiss generates revenue through several key streams. Primarily, it earns income from fees and commissions associated with asset management and wealth management services, where clients are charged a percentage of assets under management (AUM). Additionally, the company generates revenue from premium collections in its insurance segment, which includes both life and non-life insurance products. The investment banking division contributes through advisory fees, underwriting fees, and commissions from capital market transactions. Furthermore, EDELWEISS benefits from proprietary trading and investment activities, which can yield returns on investments in various financial instruments. Strategic partnerships with financial institutions and technology firms may also enhance their service offerings and drive growth in their revenue streams.

Edelweiss Financial Services Limited Financial Statement Overview

Summary

Edelweiss Financial Services Limited demonstrates strong cash flow management and cost efficiency, but faces challenges with revenue growth and high leverage. The company needs to focus on improving profitability and reducing debt to enhance financial stability.

Income Statement

Edelweiss Financial Services Limited has shown fluctuating revenue growth with a recent decline. The gross profit margin is strong, indicating efficient cost management, but the net profit margin is modest. EBIT and EBITDA margins are not consistently reported, which limits the analysis of operational efficiency.

Balance Sheet

The company has a high debt-to-equity ratio, indicating significant leverage, which poses a risk if not managed properly. Return on equity is improving but remains moderate. The equity ratio suggests a stable capital structure, but the high leverage could impact financial stability.

Cash Flow

Operating cash flow is strong relative to net income, indicating good cash generation. Free cash flow growth has been inconsistent, but the ratio of free cash flow to net income is healthy, suggesting efficient cash management despite revenue fluctuations.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	81.68B	82.02B	84.16B	74.20B	68.07B	83.67B
Gross Profit	56.46B	56.65B	56.29B	48.45B	38.22B	45.33B
EBITDA	9.57B	9.49B	5.64B	5.23B	3.79B	4.06B
Net Income	4.07B	3.99B	4.21B	3.44B	1.89B	2.65B
Balance Sheet
Total Assets	0.00	416.23B	429.20B	440.64B	432.80B	463.50B
Cash, Cash Equivalents and Short-Term Investments	0.00	49.38B	33.31B	27.46B	20.24B	39.41B
Total Debt	0.00	180.04B	203.56B	217.34B	227.64B	284.25B
Total Liabilities	-59.18B	357.04B	368.70B	362.18B	356.87B	386.73B
Stockholders Equity	59.18B	44.25B	47.62B	67.44B	65.37B	65.77B
Cash Flow
Free Cash Flow	0.00	18.86B	28.06B	16.38B	54.89B	33.89B
Operating Cash Flow	0.00	20.52B	28.94B	17.20B	55.92B	34.58B
Investing Cash Flow	0.00	37.26B	-4.82B	7.46B	-10.58B	40.85B
Financing Cash Flow	0.00	-34.28B	-27.85B	-17.08B	-64.44B	-85.87B

Edelweiss Financial Services Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 106.75
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:EDELWEISS, the sentiment is Negative. The current price of 106.75 is below the 20-day moving average (MA) of 108.47, below the 50-day MA of 109.40, and above the 200-day MA of 104.20, indicating a neutral trend. The MACD of -0.54 indicates Positive momentum. The RSI at 43.36 is Neutral, neither overbought nor oversold. The STOCH value of 16.85 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:EDELWEISS.

Edelweiss Financial Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ANANDRATHI	73 Outperform	₹255.67B	69.78	―	0.43%	22.46%	30.82%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
JMFINANCIL	66 Neutral	₹132.84B	11.63	―	2.93%	-10.92%	152.70%
IIFL	66 Neutral	₹270.00B	31.44	―	―	8.01%	-20.87%
RELIGARE	62 Neutral	₹80.56B	76.65	―	―	8.35%	-50.99%
EDELWEISS	55 Neutral	₹100.04B	23.17	―	1.37%	-19.77%	-11.03%
INDIASHLTR	55 Neutral	₹85.18B	18.97	―	0.60%	35.30%	41.06%

Edelweiss Financial Services Limited Corporate Events

Edelweiss Transfers Equity Stake in Key Subsidiaries to WestBridge Capital

Edelweiss Financial Services Limited has announced the transfer of 10% of the paid-up equity share capital of Edelweiss Asset Management Limited and Edelweiss Trusteeship Company Limited to affiliates of WestBridge Capital upon receiving regulatory and necessary approvals. The remaining 5% stake will be transferred later as per existing agreements, marking progress in divesting its equity in these subsidiaries, potentially impacting its strategic focus and partnerships in the asset management domain.

Edelweiss Financial Services Launches ₹2,500 Million NCD Issue

Edelweiss Financial Services Limited has announced a public issue of secured, redeemable, non-convertible debentures (NCDs) with a face value of ₹1,000 each, aiming to raise up to ₹2,500 million. The issue, approved by the company’s Debenture Fund Raising Committee, includes a base issue size of ₹1,250 million with a green shoe option of an additional ₹1,250 million. The NCDs have been rated ‘Crisil A+/Stable,’ indicating an adequate degree of safety for timely servicing of financial obligations. This move is expected to bolster the company’s funding capabilities and strengthen its position in the financial services industry.

Edelweiss Receives SEBI Nod for Stake Sale to WestBridge Capital

Edelweiss Financial Services Limited announced that the Securities & Exchange Board of India (SEBI) has given its ‘No-objection’ to the proposed sale of up to 15% of the equity share capital in Edelweiss Asset Management Limited and Edelweiss Trusteeship Company Limited to WestBridge Capital. This approval marks a significant step in the transaction, potentially impacting the company’s asset management operations and its strategic partnership with WestBridge Capital.