Edelweiss Financial Services Limited (EDELWEISS) AI Stock Analysis

• Market Cap: ₹102.13B
• Dividend Yield: 1.38%
• Average Volume (3M): 464.74K
• Price to Earnings (P/E): 24.5
• Beta (1Y): 1.33
• Revenue Growth: -4.82%
• EPS Growth: -7.73%
• Country: IN
• Employees: 6,000
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 0.71
• Shares Outstanding: 946,090,330
• 10 Day Avg. Volume: 204,528
• 30 Day Avg. Volume: 464,741
• PEG Ratio: -2.42
• Price to Book (P/B): 1.40
• Price to Sales (P/S): 0.65
• P/FCF Ratio: 3.27
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹108.00
• Price Target Upside: -0.14% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 50 Neutral
• Price Target: ₹108.00 ▼(-0.14% Downside)

Edelweiss Financial Services Limited's overall stock score is primarily influenced by its financial performance, which shows strong cash flow management but is hindered by high leverage and inconsistent revenue growth. Technical analysis indicates weak momentum, and valuation metrics suggest moderate attractiveness. The absence of earnings call data and corporate events means these factors do not impact the score.

Edelweiss Financial Services Limited Business Overview & Revenue Model

Company Description

Edelweiss Financial Services Limited (EDELWEISS) is a diversified financial services company based in India, operating across various sectors including insurance, asset management, investment banking, and retail financing. Established in 1996, EDELWEISS offers a range of core products and services such as life and general insurance, mutual funds, securities trading, and loans for individuals and businesses, catering to both retail and institutional clients.

How the Company Makes Money

EDELWEISS generates revenue through multiple streams, including fees and commissions from financial services such as asset management and investment banking, along with interest income from retail and corporate loans. The company's insurance segment earns premiums from policyholders, while investment income from its mutual fund offerings contributes to profitability. Key partnerships with banks and financial institutions enhance its distribution capabilities and broaden its client base, further solidifying its revenue model. Additionally, market performance and customer engagement initiatives play significant roles in driving earnings.

Edelweiss Financial Services Limited Financial Statement Overview

Summary

Edelweiss Financial Services Limited demonstrates strong cash flow management and cost efficiency, but faces challenges with revenue growth and high leverage. The company needs to focus on improving profitability and reducing debt to enhance financial stability.

Income Statement

Edelweiss Financial Services Limited has shown fluctuating revenue growth with a recent decline. The gross profit margin is strong, indicating efficient cost management, but the net profit margin is modest. EBIT and EBITDA margins are not consistently reported, which limits the analysis of operational efficiency.

Balance Sheet

The company has a high debt-to-equity ratio, indicating significant leverage, which poses a risk if not managed properly. Return on equity is improving but remains moderate. The equity ratio suggests a stable capital structure, but the high leverage could impact financial stability.

Cash Flow

Operating cash flow is strong relative to net income, indicating good cash generation. Free cash flow growth has been inconsistent, but the ratio of free cash flow to net income is healthy, suggesting efficient cash management despite revenue fluctuations.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	87.86B	95.19B	95.77B	70.84B	69.19B	81.50B
Gross Profit	63.92B	71.90B	76.98B	46.67B	38.22B	73.49B
EBITDA	7.27B	7.74B	30.99B	29.49B	27.91B	29.17B
Net Income	4.07B	3.99B	4.21B	3.44B	1.89B	2.65B
Balance Sheet
Total Assets	0.00	416.23B	429.20B	440.64B	431.88B	459.75B
Cash, Cash Equivalents and Short-Term Investments	0.00	52.41B	33.31B	27.46B	19.89B	38.18B
Total Debt	0.00	178.75B	203.56B	217.34B	227.07B	284.25B
Total Liabilities	-59.18B	357.04B	368.70B	362.18B	355.95B	382.98B
Stockholders Equity	59.18B	44.25B	47.62B	67.44B	65.37B	65.77B
Cash Flow
Free Cash Flow	0.00	18.86B	28.06B	16.38B	54.89B	33.89B
Operating Cash Flow	0.00	20.52B	28.94B	17.20B	55.92B	34.58B
Investing Cash Flow	0.00	37.26B	-4.82B	7.46B	-10.58B	40.85B
Financing Cash Flow	0.00	-34.28B	-27.85B	-17.08B	-64.44B	-85.87B

Edelweiss Financial Services Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 108.15
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:EDELWEISS, the sentiment is Neutral. The current price of 108.15 is below the 20-day moving average (MA) of 111.89, above the 50-day MA of 107.74, and above the 200-day MA of 101.96, indicating a neutral trend. The MACD of -0.58 indicates Positive momentum. The RSI at 44.73 is Neutral, neither overbought nor oversold. The STOCH value of 17.76 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:EDELWEISS.

Edelweiss Financial Services Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ANANDRATHI	73 Outperform	₹259.10B	75.40	―	0.42%	22.46%	30.82%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
RELIGARE	62 Neutral	₹85.93B	73.10	―	―	12.98%	-37.79%
IIFL	56 Neutral	₹212.35B	65.29	―	0.75%	2.65%	-81.55%
INDIASHLTR	54 Neutral	₹93.85B	22.53	―	0.58%	36.66%	39.33%
EDELWEISS	50 Neutral	₹102.13B	24.51	―	1.38%	-4.82%	-7.73%