City Union Bank Limited (IN:CUB)
:CUB
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Total Valuation
City Union Bank Limited has a market cap or net worth of ₹200.63B. The enterprise value is ₹170.10B.
Market Cap₹200.63B
Enterprise Value₹170.10B
Share Statistics
City Union Bank Limited has 743,090,450 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding743,090,450
Owned by Insiders―
Owned by Institutions0.13%
Financial Efficiency
City Union Bank Limited’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 7.09%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)7.09%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee11.00M
Profits Per Employee1.85M
Employee Count7,188
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of City Union Bank Limited is 12.4. City Union Bank Limited’s PEG ratio is 0.75.
PE Ratio12.4
PS Ratio2.25
PB Ratio1.68
Price to Fair Value1.68
Price to FCF14.01
Price to Operating Cash Flow-4.97
PEG Ratio0.75
Income Statement
In the last 12 months, City Union Bank Limited had revenue of 79.09B and earned 13.26B in profits. Earnings per share was 17.88.
Revenue79.09B
Gross Profit35.26B
Operating Income16.71B
Pretax Income16.71B
Net Income13.26B
EBITDA17.79B
Earnings Per Share (EPS)17.88
Cash Flow
In the last 12 months, operating cash flow was -40.39B and capital expenditures -1.56B, giving a free cash flow of -41.95B billion.
Operating Cash Flow-40.39B
Free Cash Flow-41.95B
Free Cash Flow per Share-56.46
Dividends & Yields
City Union Bank Limited pays an annual dividend of ₹2, resulting in a dividend yield of 0.69%
Dividend Per Share₹2
Dividend Yield0.69%
Payout Ratio12.27%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.03
52-Week Price Change49.25%
50-Day Moving Average264.43
200-Day Moving Average244.52
Relative Strength Index (RSI)53.29
Average Volume (3m)98.23K
Important Dates
City Union Bank Limited upcoming earnings date is May 22, 2026, TBA (Confirmed).
Last Earnings DateFeb 2, 2026
Next Earnings DateMay 22, 2026
Ex-Dividend Date―
Financial Position
City Union Bank Limited as a current ratio of 0.11, with Debt / Equity ratio of 50.42%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.30
Net Debt to EBITDA-2.02
Interest Coverage Ratio0.41
Taxes
In the past 12 months, City Union Bank Limited has paid 3.45B in taxes.
Income Tax3.45B
Effective Tax Rate0.21
Enterprise Valuation
City Union Bank Limited EV to EBITDA ratio is 7.98, with an EV/FCF ratio of 11.18.
EV to Sales1.79
EV to EBITDA7.98
EV to Free Cash Flow11.18
EV to Operating Cash Flow8.75
Balance Sheet
City Union Bank Limited has ₹48.48B in cash and marketable securities with ₹21.83B in debt, giving a net cash position of ₹26.65B billion.
Cash & Marketable Securities₹48.48B
Total Debt₹21.83B
Net Cash₹26.65B
Net Cash Per Share₹35.86
Tangible Book Value Per Share₹142.43
Margins
Gross margin is 46.68%, with operating margin of 21.13%, and net profit margin of 16.77%.
Gross Margin46.68%
Operating Margin21.13%
Pretax Margin21.13%
Net Profit Margin16.77%
EBITDA Margin22.49%
EBIT Margin21.13%
Analyst Forecast
The average price target for City Union Bank Limited is ₹335.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target₹335.00
Price Target Upside19.15% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast17.48%
EPS Growth Forecast17.90%