Conservative Balance SheetZero reported debt materially reduces solvency and refinancing risk for an NBFC. Over the next 2-6 months this conservatism gives management flexibility to grow lending, absorb credit stress, or opportunistically raise funds without immediate solvency pressure, supporting durable stability.

Improved Cash GenerationA rebound in operating and free cash flow that tracks net income strengthens internal funding for lending and operations. Durable cash generation improves capacity to reinvest, pay down liabilities, or fund growth without relying on external markets, enhancing resilience across economic cycles.

Focused Housing Finance ModelA focused NBFC housing-finance model produces predictable interest-spread revenue tied to long-term housing demand. Structural demand for housing and a spread-based business allow steady cash flows and scale benefits in origination and servicing, supporting durable core earnings.

Bears Say

Declining Revenue TrendTwo consecutive years of revenue decline signal weakening loan origination or pricing momentum. Persistent top-line contraction makes sustaining scale-sensitive margins and growth harder, and could force higher risk-taking or reduced investment to maintain reported profitability.

Volatile Operating Cash FlowHistorical operating cash flow volatility raises uncertainty about the sustainability of recent improvements. For a lender, inconsistent cash generation complicates loan funding, provisioning and capital planning, increasing risk that future stress periods could require external funding or asset sales.

Earnings Quality / Moderate ROEVery high margins alongside falling ROE suggest potential accounting or one-off drivers and reduced efficiency converting equity to profits. If margins are not sustainable, reported profitability could revert, limiting long-term shareholder returns and reducing confidence in recurring earnings power.

Coral India Finance & Housing Ltd. News

Coral India Finance Updates RTA Contact Details

Coral India Finance & Housing Ltd. ( ($IN:CORALFINAC) ) has shared an announcement. Coral India Finance & Housing...

5M ago

CORALFINAC FAQ

What was Coral India Finance & Housing Ltd.’s price range in the past 12 months?

Coral India Finance & Housing Ltd. lowest stock price was ₹33.31 and its highest was ₹52.98 in the past 12 months.

What is Coral India Finance & Housing Ltd.’s market cap?

Coral India Finance & Housing Ltd.’s market cap is ₹1.36B.

When is Coral India Finance & Housing Ltd.’s upcoming earnings report date?

Coral India Finance & Housing Ltd.’s upcoming earnings report date is May 28, 2026 which is in 90 days.

How were Coral India Finance & Housing Ltd.’s earnings last quarter?

Coral India Finance & Housing Ltd. released its earnings results on Feb 12, 2026. The company reported ₹0.931 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.931.

Is Coral India Finance & Housing Ltd. overvalued?

According to Wall Street analysts Coral India Finance & Housing Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Coral India Finance & Housing Ltd. pay dividends?

Coral India Finance & Housing Ltd. pays a Annually dividend of ₹0.4 which represents an annual dividend yield of 1%. See more information on Coral India Finance & Housing Ltd. dividends here

What is Coral India Finance & Housing Ltd.’s EPS estimate?

Coral India Finance & Housing Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Coral India Finance & Housing Ltd. have?

Coral India Finance & Housing Ltd. has 40,302,223 shares outstanding.

What happened to Coral India Finance & Housing Ltd.’s price movement after its last earnings report?

Coral India Finance & Housing Ltd. reported an EPS of ₹0.931 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.486%.

Which hedge fund is a major shareholder of Coral India Finance & Housing Ltd.?

Currently, no hedge funds are holding shares in IN:CORALFINAC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Coral India Finance & Housing Ltd.

Coral India Finance and Housing Limited engages in the construction, development, maintenance of properties in India. The company operates through two segments, Construction and Investments. It develops commercial complexes and residential development projects; rents properties; and provides finance services. The company was incorporated in 1995 and is based in Mumbai, India.