Conservative Balance SheetA zero-debt balance sheet materially lowers solvency and refinancing risk for an NBFC. This structural strength increases financial flexibility to fund lending, absorb credit losses, or pursue opportunistic growth without immediate external borrowing, supporting stability over the next 2–6 months.

Rebound In Cash GenerationA recent rebound in operating and free cash flow improves internal funding capacity and reduces reliance on external liquidity. Durable cash generation enables sustained loan origination, provisioning buffers, and operational spending, strengthening resilience to funding cost volatility in the medium term.

Reported ProfitabilityConsistently high reported margins and solid net income provide significant earnings capacity relative to revenue. If maintained, these profits support capital accumulation, reserve building and reinvestment into lending operations, helping the firm sustain lending activities and absorb shocks over months.

Bears Say

Top-line WeaknessConsecutive annual revenue declines reflect weakening demand, reduced origination or market share loss. For a finance company, shrinking top line compresses scale economics and fee income, limiting ability to expand lending and pressuring margins and returns if growth does not resume within the medium-term horizon.

Volatile Cash FlowsHistorical swings in operating cash flow reduce predictability of internal funding and complicate provisioning and capital planning. Such volatility increases the need for precautionary liquidity or external backup facilities, raising structural funding risk if adverse conditions persist over several quarters.

Moderate Returns On EquityModerate and declining ROE indicates the firm is not efficiently converting its equity base into profit. For shareholders and capital providers this constrains long-term value creation and may reflect low lending yields, an oversized capital base, or operational inefficiencies that limit growth and investor appeal.

Coral India Finance & Housing Ltd. News

Coral India Finance Updates RTA Contact Details

Coral India Finance & Housing Ltd. ( ($IN:CORALFINAC) ) has shared an announcement. Coral India Finance & Housing...

5M ago

CORALFINAC FAQ

What was Coral India Finance & Housing Ltd.’s price range in the past 12 months?

Coral India Finance & Housing Ltd. lowest stock price was ₹33.74 and its highest was ₹52.98 in the past 12 months.

What is Coral India Finance & Housing Ltd.’s market cap?

Coral India Finance & Housing Ltd.’s market cap is ₹1.41B.

When is Coral India Finance & Housing Ltd.’s upcoming earnings report date?

Coral India Finance & Housing Ltd.’s upcoming earnings report date is May 28, 2026 which is in 93 days.

How were Coral India Finance & Housing Ltd.’s earnings last quarter?

Coral India Finance & Housing Ltd. released its earnings results on Feb 12, 2026. The company reported ₹0.931 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.931.

Is Coral India Finance & Housing Ltd. overvalued?

According to Wall Street analysts Coral India Finance & Housing Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Coral India Finance & Housing Ltd. pay dividends?

Coral India Finance & Housing Ltd. pays a Annually dividend of ₹0.4 which represents an annual dividend yield of 1%. See more information on Coral India Finance & Housing Ltd. dividends here

What is Coral India Finance & Housing Ltd.’s EPS estimate?

Coral India Finance & Housing Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Coral India Finance & Housing Ltd. have?

Coral India Finance & Housing Ltd. has 40,302,223 shares outstanding.

What happened to Coral India Finance & Housing Ltd.’s price movement after its last earnings report?

Coral India Finance & Housing Ltd. reported an EPS of ₹0.931 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.486%.

Which hedge fund is a major shareholder of Coral India Finance & Housing Ltd.?

Currently, no hedge funds are holding shares in IN:CORALFINAC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Coral India Finance & Housing Ltd.

Coral India Finance and Housing Limited engages in the construction, development, maintenance of properties in India. The company operates through two segments, Construction and Investments. It develops commercial complexes and residential development projects; rents properties; and provides finance services. The company was incorporated in 1995 and is based in Mumbai, India.