Bajaj Holdings & Investment Limited. (IN:BAJAJHLDNG)
:BAJAJHLDNG
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Bajaj Holdings & Investment Limited.
(BAJAJHLDNG)
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Rating:59Neutral
Price Target:
₹10,447.00
▼(-7.28% Downside)
Action:ReiteratedDate:11/28/25
The overall stock score is primarily influenced by mixed financial performance and bearish technical indicators. While the company maintains strong profitability margins and a robust balance sheet, liquidity concerns due to negative cash flow are significant. Technical analysis indicates bearish momentum, suggesting caution. The valuation is reasonable, providing some stability in the investment outlook.
Positive Factors
Strong Balance Sheet
Extremely low leverage and a high equity ratio provide durable financial flexibility. This capital structure reduces refinancing and solvency risk, supports sustained strategic investments or capital calls into group businesses, and underpins resilience through market cycles.
Negative Factors
Weak Cash Generation
Negative operating and free cash flow signal a structural conversion problem from reported earnings to cash, which can constrain dividends, force asset sales or new borrowing, and limit the company’s ability to deploy capital into high-conviction investments without altering strategy.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Balance Sheet
Extremely low leverage and a high equity ratio provide durable financial flexibility. This capital structure reduces refinancing and solvency risk, supports sustained strategic investments or capital calls into group businesses, and underpins resilience through market cycles.
Read all positive factors
Bajaj Holdings & Investment Limited. (BAJAJHLDNG) vs. iShares MSCI India ETF (INDA)
Market Cap
₹1.10T
Dividend Yield0.82%
Average Volume (3M)7.17K
Price to Earnings (P/E)15.6
Beta (1Y)1.18
Revenue Growth-36.61%
EPS Growth15.01%
CountryIN
Employees19
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)181.16
Shares Outstanding111,293,510
10 Day Avg. Volume3,540
30 Day Avg. Volume7,167
Financial Highlights & Ratios
PEG Ratio-1.98
Price to Book (P/B)2.11
Price to Sales (P/S)19.28
P/FCF Ratio-67.78
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bajaj Holdings & Investment Limited. Business Overview & Revenue Model
Company Description
Bajaj Holdings & Investment Limited operates as a non-banking financial institution-investment and credit company in India. It invests in listed and unlisted equities. The company was incorporated in 1945 and is based in Pune, India....
How the Company Makes Money
Bajaj Holdings & Investment Limited makes money mainly from returns on its investment portfolio rather than from selling operating products or services. Key earnings streams typically include: (1) Dividend income from equity holdings, especially f...
Bajaj Holdings & Investment Limited. Financial Statement Overview
Summary
Income Statement
60
Neutral
Balance Sheet
85
Very Positive
Cash Flow
50
Neutral
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 93.55B | 68.77B | 76.67B | 51.90B | 43.76B | 39.05B |
| Gross Profit | 93.53B | 68.75B | 76.65B | 51.83B | 43.73B | 39.02B |
| EBITDA | 92.83B | 67.82B | 75.26B | 50.45B | 42.60B | 37.99B |
| Net Income | 85.19B | 65.21B | 72.67B | 48.51B | 40.56B | 36.50B |
Balance Sheet | ||||||
| Total Assets | 825.14B | 752.66B | 651.61B | 531.88B | 535.88B | 454.90B |
| Cash, Cash Equivalents and Short-Term Investments | 128.10M | 998.90M | 397.80M | 258.30M | 219.30M | 832.60M |
| Total Debt | 146.00M | 309.90M | 625.70M | 927.90M | 1.14B | 1.36B |
| Total Liabilities | 38.41B | 25.97B | 21.90B | 16.25B | 20.07B | 13.72B |
| Stockholders Equity | 678.35B | 626.88B | 542.48B | 441.83B | 428.42B | 371.67B |
Cash Flow | ||||||
| Free Cash Flow | -36.62B | -19.56B | 19.41B | 17.26B | 16.08B | 2.71B |
| Operating Cash Flow | -36.62B | -19.55B | 19.41B | 17.28B | 16.10B | 2.72B |
| Investing Cash Flow | 47.36B | 30.54B | -4.72B | -1.37B | -1.51B | -3.08B |
| Financing Cash Flow | -11.44B | -10.55B | -14.55B | -15.87B | -14.60B | -366.40M |
Bajaj Holdings & Investment Limited. Technical Analysis
Neutral
11267.30
Price Trends
10358.13
Negative
10796.32
Negative
12016.65
Negative
Market Momentum
-274.19
Negative
52.49
Neutral
79.38
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:BAJAJHLDNG, the sentiment is Neutral. The current price of 11267.3 is above the 20-day moving average (MA) of 9508.41, above the 50-day MA of 10358.13, and below the 200-day MA of 12016.65, indicating a neutral trend. The MACD of -274.19 indicates Negative momentum. The RSI at 52.49 is Neutral, neither overbought nor oversold. The STOCH value of 79.38 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:BAJAJHLDNG.
Bajaj Holdings & Investment Limited. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | ₹50.93B | -100.46 | ― | 0.29% | -8.75% | -85.31% | |
63 Neutral | ₹4.50B | 7.07 | ― | 0.49% | ― | ― | |
62 Neutral | ₹14.84B | 4.34 | ― | ― | ― | ― | |
59 Neutral | ₹1.10T | 15.63 | ― | 0.82% | -36.61% | 15.01% | |
57 Neutral | ₹20.31B | 316.94 | ― | ― | ― | ― | |
54 Neutral | ₹28.86B | 111.73 | ― | ― | ― | ― |
* Financial Sector Average
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Bajaj Holdings & Investment Limited. Corporate Events
Bajaj Holdings Increases Stake as Allianz Exits Bajaj Insurance JVs
Mar 12, 2026
Bajaj Holdings Investment Limited has disclosed that Allianz SE has fully exited its joint insurance ventures with the Bajaj Group by tendering its remaining 3% stakes in Bajaj General Insurance Limited and Bajaj Life Insurance Limited through re...
Bajaj Holdings & Investment CIO Purav Jhaveri Resigns Effective January 2026
Jan 31, 2026
Bajaj Holdings Investment Limited has announced that Chief Investment Officer Purav Jhaveri has resigned from his position, effective at the close of business on 31 January 2026, and will consequently cease to be part of the company’s senio...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.