Bajaj Holdings & Investment Limited. (IN:BAJAJHLDNG)
:BAJAJHLDNG
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Bajaj Holdings & Investment Limited.
(BAJAJHLDNG)
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Rating:83Outperform
Price Target:
₹12,376.00
▲(9.84% Upside)
Action:Upgraded
Date:05/09/26
The score is driven primarily by outstanding financial strength (high profitability and a very low-leverage balance sheet), supported by an attractive low P/E valuation. Technicals add a moderate positive contribution due to favorable near-term momentum, though the stock remains below the 200-day average and financial cash flow volatility is the key risk factor.
Positive Factors
Conservative balance sheet
An extremely low-leverage balance sheet gives durable financial flexibility: it supports steady dividend capacity, enables opportunistic capital deployment into investments without raising debt, and provides a strong buffer in downturns, preserving long-term capital allocation optionality.
Negative Factors
Cash flow volatility
Material swings in operating and free cash flow complicate forecasting and the timing of distributable cash. Volatility can force asset realizations or defer payouts, undermining the predictability of dividends and constraining consistent long-term capital allocation plans.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
An extremely low-leverage balance sheet gives durable financial flexibility: it supports steady dividend capacity, enables opportunistic capital deployment into investments without raising debt, and provides a strong buffer in downturns, preserving long-term capital allocation optionality.
Read all positive factors
Bajaj Holdings & Investment Limited. (BAJAJHLDNG) vs. iShares MSCI India ETF (INDA)
Market Cap
₹1.15T
Dividend Yield0.82%
Average Volume (3M)7.17K
Price to Earnings (P/E)10.3
Beta (1Y)1.18
Revenue Growth35.17%
EPS Growth156.09%
CountryIN
Employees19
SectorFinancial
Sector Strength70
IndustryAsset Management
Share Statistics
EPS (TTM)765.55
Shares Outstanding111,293,510
10 Day Avg. Volume3,540
30 Day Avg. Volume7,167
Financial Highlights & Ratios
PEG Ratio0.22
Price to Book (P/B)1.36
Price to Sales (P/S)9.67
P/FCF Ratio20.74
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bajaj Holdings & Investment Limited. Business Overview & Revenue Model
Company Description
Bajaj Holdings & Investment Limited operates as a non-banking financial institution-investment and credit company in India. It invests in listed and unlisted equities. The company was incorporated in 1945 and is based in Pune, India....
How the Company Makes Money
Bajaj Holdings & Investment Limited makes money primarily from income generated on its investment portfolio rather than from selling goods or operating consumer-facing services. Key earnings streams typically include: (1) Dividend income: Dividend...
Bajaj Holdings & Investment Limited. Financial Statement Overview
Summary
Income Statement
92
Very Positive
Balance Sheet
97
Very Positive
Cash Flow
72
Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 93.55B | 102.52B | 68.77B | 76.67B | 51.90B | 43.76B |
| Gross Profit | 93.53B | 102.51B | 68.75B | 76.65B | 51.83B | 43.73B |
| EBITDA | 92.83B | 100.89B | 67.82B | 75.26B | 50.45B | 42.60B |
| Net Income | 85.19B | 96.37B | 65.21B | 72.67B | 48.51B | 40.56B |
Balance Sheet | ||||||
| Total Assets | 825.14B | 851.87B | 752.66B | 651.61B | 531.88B | 535.88B |
| Cash, Cash Equivalents and Short-Term Investments | 128.10M | 117.50M | 998.90M | 397.80M | 258.30M | 219.30M |
| Total Debt | 146.00M | 96.20M | 309.90M | 625.70M | 927.90M | 1.14B |
| Total Liabilities | 38.41B | 27.69B | 25.97B | 21.90B | 16.25B | 20.07B |
| Stockholders Equity | 678.35B | 731.51B | 626.88B | 542.48B | 441.83B | 428.42B |
Cash Flow | ||||||
| Free Cash Flow | -36.62B | 47.80B | -19.56B | 19.41B | 17.26B | 16.08B |
| Operating Cash Flow | -36.62B | 47.80B | -19.55B | 19.41B | 17.28B | 16.10B |
| Investing Cash Flow | 47.36B | -36.95B | 30.54B | -4.72B | -1.37B | -1.51B |
| Financing Cash Flow | -11.44B | -11.56B | -10.55B | -14.55B | -15.87B | -14.60B |
Bajaj Holdings & Investment Limited. Technical Analysis
Neutral
11267.30
Price Trends
10297.82
Positive
10696.00
Negative
11931.54
Negative
Market Momentum
-18.18
Negative
59.92
Neutral
95.54
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:BAJAJHLDNG, the sentiment is Neutral. The current price of 11267.3 is above the 20-day moving average (MA) of 9563.27, above the 50-day MA of 10297.82, and below the 200-day MA of 11931.54, indicating a neutral trend. The MACD of -18.18 indicates Negative momentum. The RSI at 59.92 is Neutral, neither overbought nor oversold. The STOCH value of 95.54 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:BAJAJHLDNG.
Bajaj Holdings & Investment Limited. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | ₹1.15T | 10.29 | ― | 0.82% | 35.17% | 156.09% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
63 Neutral | ₹48.87B | -100.46 | ― | 0.29% | -9.32% | -99.22% | |
63 Neutral | ₹4.78B | 7.07 | ― | 0.49% | 14.70% | 22.27% | |
62 Neutral | ₹15.80B | 4.34 | ― | ― | 34.93% | -65.44% | |
57 Neutral | ₹21.24B | 316.94 | ― | ― | -7.87% | -42.52% | |
54 Neutral | ₹28.85B | 111.73 | ― | ― | -66.75% | -68.37% |
* Financial Sector Average
IN:BAJAJHLDNG
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Bajaj Holdings & Investment Limited. Corporate Events
Bajaj Holdings Clears FY26 Results, Proposes Special Dividend and Director Reappointment
May 7, 2026
Bajaj Holdings Investment Limited reported that its board has approved the standalone and consolidated audited financial results for the quarter and full year ended 31 March 2026, with auditors issuing unmodified opinions, signaling clean account...
Bajaj Holdings Board Clears FY26 Results, Proposes Special Centenary Dividend and Director Re-appointment
May 7, 2026
Bajaj Holdings Investment Limited’s board has approved standalone and consolidated audited financial results for the quarter and year ended 31 March 2026, with auditors issuing unmodified opinions, underscoring the company’s clean com...
Bajaj Holdings Increases Stake as Allianz Exits Bajaj Insurance JVs
Mar 12, 2026
Bajaj Holdings Investment Limited has disclosed that Allianz SE has fully exited its joint insurance ventures with the Bajaj Group by tendering its remaining 3% stakes in Bajaj General Insurance Limited and Bajaj Life Insurance Limited through re...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.