Bajaj Holdings & Investment Limited. (BAJAJHLDNG) AI Stock Analysis

• Market Cap: ₹1.57T
• Dividend Yield: 0.66%
• Average Volume (3M): 2.22K
• Price to Earnings (P/E): 18.7
• Beta (1Y): 0.91
• Revenue Growth: -41.40%
• EPS Growth: 12.52%
• Country: IN
• Employees: 19
• Sector: Financial
• Sector Strength: 71
• Industry: Asset Management
• EPS (TTM): 313.27
• Shares Outstanding: 111,293,510
• 10 Day Avg. Volume: 3,537
• 30 Day Avg. Volume: 2,217
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹15,282.00
• Price Target Upside: 8.05% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 64 Neutral
• Price Target: ₹15,282.00 ▲(8.05% Upside)

The stock's overall performance is impacted by strong financial stability and profitability, despite challenges in revenue growth and cash flow. Positive technical indicators support a bullish trend, but valuation metrics suggest limited upside potential from current levels.

Bajaj Holdings & Investment Limited. Business Overview & Revenue Model

Company Description

Bajaj Holdings & Investment Limited (BAJAJHLDNG) is an investment company that primarily focuses on holding strategic stakes in the Bajaj Group of companies. The company operates in sectors such as financial services, insurance, and automotive manufacturing. Its core business involves managing investments and generating returns through its diversified portfolio, which includes significant holdings in Bajaj Auto, Bajaj Finserv, and other group entities.

How the Company Makes Money

Bajaj Holdings & Investment Limited makes money through dividends and capital gains from its investments in group companies and other strategic assets. The company's key revenue streams are derived from its equity holdings in Bajaj Auto and Bajaj Finserv, which provide substantial dividend income. Additionally, the company benefits from any capital appreciation of its investments, contributing to its overall earnings. This strategic investment approach allows Bajaj Holdings & Investment Limited to generate steady cash flow while maintaining a strong financial position through prudent asset management.

Bajaj Holdings & Investment Limited. Financial Statement Overview

Summary

Bajaj Holdings & Investment Limited shows strong profitability margins, with a high gross profit margin and robust net profit margin despite a significant revenue decline. The balance sheet is stable with low leverage, but negative cash flow highlights liquidity concerns.

Income Statement

Bajaj Holdings & Investment Limited's income statement shows a significant decline in revenue over the past year, with a 51.5% decrease from the previous period. However, the company has managed to maintain a strong gross profit margin of 95.6% for the latest fiscal year, indicating efficient cost management. Despite the revenue drop, the net profit margin remains robust at 784.2%, primarily due to a high net income figure relative to the significantly reduced revenue. EBIT and EBITDA margins are also strong, at 74.3% and 78.3% respectively, highlighting consistent operating efficiency. The key concern remains the sharp decline in revenue, which poses a risk to future profitability if not addressed.

Balance Sheet

The company's balance sheet is quite strong, with a debt-to-equity ratio of 0.05, indicating low leverage and conservative financial management. The equity ratio stands at 83.3%, reflecting a solid capital structure with significant equity backing. Return on equity is impressive at 10.4%, showcasing effective use of shareholder capital. Overall, the balance sheet reflects financial stability and low risk, with substantial assets and minimal liabilities, providing a strong foundation for future growth.

Cash Flow

Cash flow analysis reveals some challenges, as operating cash flow has turned negative, resulting in a negative free cash flow for the latest period. The free cash flow growth rate has significantly declined, raising concerns about cash generation capabilities. The operating cash flow to net income ratio has deteriorated, indicating potential issues in converting income to cash. While past periods showed positive free cash flow, the current trajectory suggests a need for strategic adjustments to improve cash flow management.

Breakdown	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	8.31B	17.13B	51.87B	43.73B	39.05B
Gross Profit	7.95B	16.74B	51.71B	43.59B	38.91B
EBITDA	6.52B	15.84B	3.62B	3.45B	3.25B
Net Income	65.21B	72.67B	48.51B	40.56B	36.50B
Balance Sheet
Total Assets	752.66B	651.61B	531.88B	535.88B	454.90B
Cash, Cash Equivalents and Short-Term Investments	998.90M	2.97B	3.20B	3.62B	4.59B
Total Debt	309.90M	625.70M	927.90M	1.14B	1.36B
Total Liabilities	25.97B	21.90B	16.25B	20.07B	13.72B
Stockholders Equity	626.88B	542.48B	441.83B	428.42B	371.67B
Cash Flow
Free Cash Flow	-19.56B	19.41B	17.26B	16.08B	2.71B
Operating Cash Flow	-19.55B	19.41B	17.28B	16.10B	2.72B
Investing Cash Flow	30.54B	-4.72B	-1.37B	-1.51B	-3.08B
Financing Cash Flow	-10.55B	-14.55B	-15.87B	-14.60B	-366.40M

Bajaj Holdings & Investment Limited. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 14143.70
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:BAJAJHLDNG, the sentiment is Positive. The current price of 14143.7 is above the 20-day moving average (MA) of 13921.35, above the 50-day MA of 13971.19, and above the 200-day MA of 12152.56, indicating a bullish trend. The MACD of 5.05 indicates Negative momentum. The RSI at 55.45 is Neutral, neither overbought nor oversold. The STOCH value of 43.95 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:BAJAJHLDNG.

Bajaj Holdings & Investment Limited. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$17.51B	11.65	10.43%	3.82%	9.93%	1.68%
BAJAJHLDNG	64 Neutral	₹1.57T	18.75		0.66%	-41.40%	12.52%
PILANIINVS	60 Neutral	₹53.74B	86.75		0.30%	0.57%	-64.33%