Wesure Globalt (WESR) AI Stock Analysis

• Market Cap: 1.05B
• Dividend Yield: 0.08%
• Average Volume (3M): 103.79K
• Price to Earnings (P/E): 8.0
• Beta (1Y): 1.32
• Revenue Growth: 18.07%
• EPS Growth: 162.64%
• Country: IL
• Employees: 96
• Sector: Technology
• Sector Strength: 90
• Industry: Insurance - Property & Casualty
• EPS (TTM): 0.80
• Shares Outstanding: 131,208,480
• 10 Day Avg. Volume: 91,277
• 30 Day Avg. Volume: 103,791
• PEG Ratio: 0.45
• Price to Book (P/B): 1.24
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 3.69
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 70 Outperform
• Price Target: 888.00 ▲(93.30%Upside)

Wesure Globalt's strong financial performance and attractive valuation are the primary strengths, contributing significantly to the overall score. Technical indicators suggest caution due to overbought conditions, which may lead to a short-term pullback, but the long-term fundamentals remain solid.

Wesure Globalt Business Overview & Revenue Model

Company Description

Wesure Globalt (WESR) is a leading multinational corporation specializing in providing comprehensive insurance solutions and risk management services. The company operates across various sectors, including health, life, property, and casualty insurance, catering to both individual and corporate clients worldwide. WESR is known for its innovative insurance products and customer-centric approach, leveraging technology to enhance service delivery and customer experience.

How the Company Makes Money

Wesure Globalt generates revenue primarily through the underwriting of insurance policies, collecting premiums from policyholders in exchange for coverage. The company also earns income from investment activities, utilizing the premiums collected to invest in a diversified portfolio that includes bonds, equities, and other financial instruments. Key revenue streams include premium income from various insurance products, investment income, and fees for risk management consulting services. Strategic partnerships with financial institutions and technology firms enhance WESR's market reach and product offerings, contributing to its earnings.

Wesure Globalt Financial Statement Overview

Summary

Wesure Globalt shows robust growth in revenue and profitability, with improved margins and shareholder returns. The transition to positive free cash flow is a significant advantage, but previous volatility in cash flows and low equity ratios suggest continued risks. Overall, the company is on a positive trajectory but must manage its leverage and liquidity to mitigate financial risks.

Income Statement

Wesure Globalt has demonstrated strong revenue growth, particularly from 2023 to 2024 with a 29.1% increase. Gross and net profit margins have improved significantly, indicating enhanced profitability. However, the EBIT margin shows a decline in the latest year, suggesting increased operational costs or decreased operational efficiency.

Balance Sheet

The company's debt-to-equity ratio has improved, showcasing a reduction in leverage, which strengthens financial stability. Return on equity has also shown improvement, indicating better shareholder returns. However, the equity ratio remains low, suggesting higher reliance on liabilities.

Cash Flow

Wesure Globalt's free cash flow has transitioned positively, showing growth from a negative to a positive figure, which is a favorable sign. The operating cash flow to net income ratio indicates that the company generates sufficient cash relative to its net income, enhancing liquidity. However, past challenges in maintaining positive free cash flow highlight potential volatility risks.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	4.26B	4.59B	3.55B	1.28B	120.58M	72.14M
Gross Profit	4.26B	4.59B	3.78B	1.28B	120.58M	72.14M
EBITDA	430.19M	381.64M	168.75M	71.63M	15.65M	8.44M
Net Income	87.97M	91.30M	38.90M	19.56M	5.22M	2.23M
Balance Sheet
Total Assets	17.31B	19.11B	17.65B	16.76B	883.87M	484.25M
Cash, Cash Equivalents and Short-Term Investments	948.37M	803.07M	731.84M	913.27M	120.70M	62.22M
Total Debt	0.00	880.80M	896.06M	906.17M	15.28M	5.37M
Total Liabilities	16.21B	18.25B	17.04B	16.23B	762.96M	456.97M
Stockholders Equity	814.14M	708.47M	540.91M	503.57M	120.91M	27.28M
Cash Flow
Free Cash Flow	276.46M	35.20M	-155.27M	-130.84M	-37.17M	34.98M
Operating Cash Flow	414.14M	168.60M	-45.38M	-54.05M	-30.13M	38.26M
Investing Cash Flow	-134.15M	-129.12M	-113.15M	382.83M	-8.35M	-3.28M
Financing Cash Flow	46.73M	31.76M	-22.89M	463.80M	96.95M	9.15M

Wesure Globalt Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 459.40
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:WESR, the sentiment is Positive. The current price of 459.4 is below the 20-day moving average (MA) of 685.39, below the 50-day MA of 577.08, and below the 200-day MA of 485.58, indicating a bullish trend. The MACD of 69.59 indicates Negative momentum. The RSI at 78.57 is Negative, neither overbought nor oversold. The STOCH value of 85.26 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:WESR.

Wesure Globalt Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WESR	70 Outperform	1.05B	8.00		0.08%	18.07%	162.64%
Sector *	56 Neutral	HK$13.96B	5.37	-5.75%	5.38%	9.34%	-42.23%
ZUR		744.74M	15.73		4.03%	―	―
LBRA		718.92M	14.06		1.39%	―	―

Wesure Globalt Corporate Events

Wesure Globalt Subsidiary Ayalon Dismissed from Class Action Lawsuit

Wesure Globalt Ltd. recently announced that a court decision has been made concerning a class action lawsuit against its subsidiary, Ayalon Insurance Company Ltd., related to a personal accident insurance policy for students. The court has dismissed Ayalon from the request for approval of the class action lawsuit, permitting the continuation of the legal process against the other parties involved, which may impact the company’s legal obligations and financial outlook.

Wesure Globalt Strengthens Board with New Director Appointments

Wesure Globalt recently held a special meeting where shareholders approved the appointment of CPA Tzila Deskal as an external director and Prof. Limor Etsioni as an independent director, with both appointments set to commence on February 14, 2025. These appointments are significant as they strengthen the company’s board of directors, potentially enhancing governance and strategic oversight, which could impact the company’s market positioning and stakeholder confidence.