Wesure Globalt (WESR) AI Stock Analysis

• Market Cap: 1.73B
• Dividend Yield: 3.89%
• Average Volume (3M): 93.96K
• Price to Earnings (P/E): 7.8
• Beta (1Y): 1.58
• Revenue Growth: 38.52%
• EPS Growth: 92.41%
• Country: IL
• Employees: 96
• Sector: Technology
• Sector Strength: 88
• Industry: Insurance - Property & Casualty
• EPS (TTM): 0.80
• Shares Outstanding: 131,625,210
• 10 Day Avg. Volume: 92,602
• 30 Day Avg. Volume: 93,960
• PEG Ratio: 0.06
• Price to Book (P/B): 0.88
• Price to Sales (P/S): 0.14
• P/FCF Ratio: 17.76
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 79 Outperform
• Price Target: 1,304.00 ▲(1.01% Upside)

Wesure Globalt's strong financial performance, coupled with positive technical indicators and an attractive valuation, contribute to a high overall stock score. The company's solid revenue growth and efficient cost management are complemented by a bullish market trend and appealing dividend yield, making it an attractive investment opportunity.

Positive Factors

Revenue Growth

The company's significant revenue growth indicates robust market demand and effective business strategies, supporting long-term expansion.

Partnerships with Technology Firms

Strategic partnerships with tech firms enhance digital capabilities, improving customer engagement and retention, driving sustainable growth.

Cash Flow Management

Improved cash flow management indicates better financial health, enabling the company to reinvest in growth opportunities and maintain stability.

Negative Factors

Low Net Profit Margin

A low net profit margin may limit the company's ability to generate sufficient returns, potentially affecting long-term profitability and investment capacity.

Free Cash Flow Challenges

Challenges in generating free cash flow could restrict the company's ability to fund new projects or return capital to shareholders, impacting growth.

Debt Levels

While manageable, the current debt levels require careful monitoring to prevent potential financial strain, ensuring long-term stability.

Wesure Globalt Business Overview & Revenue Model

Company Description

Wesure Global Tech Ltd operates as a digital insurance company. It offers third party car, structure and contents, building, mortgage, and comprehensive insurance products. The company was founded in 2016 and is based in Kefar Sava, Israel.

How the Company Makes Money

Wesure Globalt generates revenue primarily through the sale of insurance policies and risk management services. The company employs a subscription-based model for its digital services, allowing customers to access tailored insurance solutions and ongoing support. Key revenue streams include premiums from insurance products, fees from managing risk assessments, and commissions from partnerships with third-party service providers. Additionally, WESR has established significant partnerships with technology firms to enhance its digital offerings, which further drives customer engagement and retention, contributing to its overall earnings.

Wesure Globalt Financial Statement Overview

Summary

Wesure Globalt demonstrates strong revenue growth and efficient cost management, reflected in its income statement. The balance sheet shows a stable financial position with a balanced approach to leverage. Cash flow management has improved, though there are areas for enhancing free cash flow generation. Overall, the company is on a positive trajectory with opportunities for further profitability improvements.

Income Statement

Wesure Globalt has shown impressive revenue growth, with a significant increase from 2023 to 2024. The gross profit margin is strong at 100%, indicating efficient cost management. However, the net profit margin is relatively low at 1.99%, suggesting room for improvement in profitability. The EBIT and EBITDA margins are moderate, reflecting stable operational performance.

Balance Sheet

The company maintains a solid equity ratio of 3.71%, indicating a strong asset base relative to equity. The debt-to-equity ratio is 1.24, showing a balanced approach to leverage. Return on equity is 12.88%, highlighting effective use of equity to generate profits. The balance sheet reflects a stable financial position with manageable debt levels.

Cash Flow

Wesure Globalt has improved its free cash flow from negative to positive, indicating better cash management. The operating cash flow to net income ratio is 1.85, suggesting efficient conversion of income to cash. However, the free cash flow to net income ratio is 0.39, indicating potential challenges in generating free cash flow relative to net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	4.62B	4.59B	3.78B	1.41B	159.40M	99.34M
Gross Profit	4.62B	3.89B	3.18B	1.24B	124.12M	76.48M
EBITDA	519.32M	381.64M	251.59M	125.92M	17.14M	9.09M
Net Income	126.36M	91.30M	38.90M	19.56M	5.22M	2.23M
Balance Sheet
Total Assets	18.11B	19.11B	17.65B	16.76B	883.87M	484.25M
Cash, Cash Equivalents and Short-Term Investments	1.01B	803.07M	731.84M	913.27M	120.70M	62.22M
Total Debt	0.00	880.80M	896.06M	906.17M	15.28M	5.37M
Total Liabilities	16.87B	18.25B	17.04B	16.23B	762.96M	456.97M
Stockholders Equity	909.84M	708.47M	540.91M	503.57M	120.91M	27.28M
Cash Flow
Free Cash Flow	246.26M	35.20M	-155.27M	-130.84M	-37.17M	34.98M
Operating Cash Flow	379.47M	168.60M	-45.38M	-54.05M	-30.13M	38.26M
Investing Cash Flow	-129.11M	-129.12M	-113.15M	382.83M	-8.35M	-3.28M
Financing Cash Flow	17.72M	31.76M	-22.89M	463.80M	96.95M	9.15M

Wesure Globalt Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1291.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:WESR, the sentiment is Positive. The current price of 1291 is above the 20-day moving average (MA) of 1237.70, above the 50-day MA of 1063.47, and above the 200-day MA of 742.06, indicating a bullish trend. The MACD of 70.16 indicates Positive momentum. The RSI at 61.27 is Neutral, neither overbought nor oversold. The STOCH value of 52.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:WESR.

Wesure Globalt Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WESR	79 Outperform	1.73B	7.83	―	3.89%	38.52%	92.41%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%