Wesure Globalt (WESR) AI Stock Analysis

• Market Cap: 1.13B
• Dividend Yield: 0.29%
• Average Volume (3M): 132.70K
• Price to Earnings (P/E): 8.6
• Beta (1Y): 1.32
• Revenue Growth: 18.07%
• EPS Growth: 162.64%
• Country: IL
• Employees: 96
• Sector: Technology
• Sector Strength: 98
• Industry: Insurance - Property & Casualty
• EPS (TTM): 0.80
• Shares Outstanding: 131,506,790
• 10 Day Avg. Volume: 85,566
• 30 Day Avg. Volume: 132,699
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: 1,006.00
• Price Target Upside: 16.98% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 81 Outperform
• Price Target: 1,019.00 ▲(18.49% Upside)

Wesure Globalt's stock is highly attractive due to its strong financial performance, particularly in revenue growth and cost management, and its compelling valuation with a low P/E ratio and high dividend yield. The technical analysis indicates strong bullish momentum, though caution is advised due to overbought signals. Overall, the stock presents a promising investment opportunity with room for profitability improvements.

Wesure Globalt Business Overview & Revenue Model

Company Description

Wesure Globalt (WESR) is a leading provider of digital insurance solutions, specializing in a range of products across the health, life, and property insurance sectors. The company focuses on leveraging technology to streamline the insurance process, offering innovative products that cater to both individual and corporate clients. Wesure Globalt operates through a customer-centric approach, ensuring that clients receive tailored insurance solutions while maintaining transparency and efficiency in their services.

How the Company Makes Money

Wesure Globalt generates revenue primarily through the sale of insurance policies across its various sectors, including health, life, and property insurance. The company employs a direct-to-consumer model as well as partnerships with brokers and financial institutions to expand its reach. Key revenue streams include policy premiums, which are collected from customers upon purchasing insurance coverage, and renewal fees when customers choose to extend their policies. Additionally, Wesure Globalt may earn income through reinsurance agreements and investment income from the premiums it holds before claims are paid out. Strategic partnerships with tech companies enhance their digital platform, allowing for greater customer engagement and retention, which also contributes to their overall earnings.

Wesure Globalt Financial Statement Overview

Summary

Wesure Globalt demonstrates strong revenue growth and profitability improvements. The transition to positive free cash flow is a significant advantage. However, increased operational costs and low equity ratios present ongoing risks.

Income Statement

Wesure Globalt has demonstrated strong revenue growth, particularly from 2023 to 2024 with a 29.1% increase. Gross and net profit margins have improved significantly, indicating enhanced profitability. However, the EBIT margin shows a decline in the latest year, suggesting increased operational costs or decreased operational efficiency.

Balance Sheet

The company's debt-to-equity ratio has improved, showcasing a reduction in leverage, which strengthens financial stability. Return on equity has also shown improvement, indicating better shareholder returns. However, the equity ratio remains low, suggesting higher reliance on liabilities.

Cash Flow

Wesure Globalt's free cash flow has transitioned positively, showing growth from a negative to a positive figure, which is a favorable sign. The operating cash flow to net income ratio indicates that the company generates sufficient cash relative to its net income, enhancing liquidity. However, past challenges in maintaining positive free cash flow highlight potential volatility risks.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	4.59B	3.55B	1.28B	120.58M	72.14M
Gross Profit	4.59B	3.78B	1.28B	120.58M	72.14M
EBITDA	381.64M	168.75M	71.63M	15.65M	8.44M
Net Income	91.30M	38.90M	19.56M	5.22M	2.23M
Balance Sheet
Total Assets	19.11B	17.65B	16.76B	883.87M	484.25M
Cash, Cash Equivalents and Short-Term Investments	803.07M	731.84M	913.27M	120.70M	62.22M
Total Debt	880.80M	896.06M	906.17M	15.28M	5.37M
Total Liabilities	18.25B	17.04B	16.23B	762.96M	456.97M
Stockholders Equity	708.47M	540.91M	503.57M	120.91M	27.28M
Cash Flow
Free Cash Flow	35.20M	-155.27M	-130.84M	-37.17M	34.98M
Operating Cash Flow	168.60M	-45.38M	-54.05M	-30.13M	38.26M
Investing Cash Flow	-129.12M	-113.15M	382.83M	-8.35M	-3.28M
Financing Cash Flow	31.76M	-22.89M	463.80M	96.95M	9.15M

Wesure Globalt Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 860.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:WESR, the sentiment is Positive. The current price of 860 is above the 20-day moving average (MA) of 827.26, above the 50-day MA of 703.36, and above the 200-day MA of 535.98, indicating a bullish trend. The MACD of 42.38 indicates Positive momentum. The RSI at 61.30 is Neutral, neither overbought nor oversold. The STOCH value of 39.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:WESR.

Wesure Globalt Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WESR	81 Outperform	1.13B	8.63		0.29%	18.07%	162.64%
Sector *	62 Neutral	3.37B	12.94	-24.61%	3.34%	14.99%	32.04%
ZUR	―	690.06M	14.58		4.38%	―	―
LBRA	―	627.93M	12.28		1.54%	―	―

Wesure Globalt Corporate Events

Wesure Globalt Subsidiary Ayalon Dismissed from Class Action Lawsuit

Wesure Globalt Ltd. recently announced that a court decision has been made concerning a class action lawsuit against its subsidiary, Ayalon Insurance Company Ltd., related to a personal accident insurance policy for students. The court has dismissed Ayalon from the request for approval of the class action lawsuit, permitting the continuation of the legal process against the other parties involved, which may impact the company’s legal obligations and financial outlook.

Wesure Globalt Strengthens Board with New Director Appointments

Wesure Globalt recently held a special meeting where shareholders approved the appointment of CPA Tzila Deskal as an external director and Prof. Limor Etsioni as an independent director, with both appointments set to commence on February 14, 2025. These appointments are significant as they strengthen the company’s board of directors, potentially enhancing governance and strategic oversight, which could impact the company’s market positioning and stakeholder confidence.