Tiv Taam (TTAM) AI Stock Analysis

• Market Cap: 974.57M
• Dividend Yield: 1.72%
• Average Volume (3M): 80.27K
• Price to Earnings (P/E): 16.8
• Beta (1Y): 0.61
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: IL
• Employees: 1,700
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Food Distribution
• EPS (TTM): 14.60
• Shares Outstanding: 106,522,200
• 10 Day Avg. Volume: 56,572
• 30 Day Avg. Volume: 80,273
• PEG Ratio: 0.26
• Price to Book (P/B): 2.22
• Price to Sales (P/S): 0.40
• P/FCF Ratio: 7.70
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 68 Neutral
• Price Target: 1,091.00 ▲(7.59% Upside)

Tiv Taam's overall stock score reflects its stable financial performance and strong market momentum. The stock is fairly valued with a reasonable P/E ratio and modest dividend yield. However, technical indicators suggest caution due to overbought conditions.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a stable demand for Tiv Taam's products and effective market strategies, supporting long-term business sustainability.

Cash Generation

Strong cash generation enhances Tiv Taam's ability to invest in growth opportunities, reduce debt, and provide shareholder returns, ensuring financial resilience.

Profit Margins

Stable and improving profit margins reflect operational efficiency and pricing power, contributing to sustained profitability and competitive positioning.

Negative Factors

Leverage

While leverage has improved, a high debt-to-equity ratio suggests reliance on debt financing, which could pose risks if interest rates rise or cash flows falter.

Free Cash Flow Conversion

Improving free cash flow conversion is crucial for funding growth initiatives and reducing debt, as it indicates how effectively profits are turned into usable cash.

Equity Ratio

A low equity ratio indicates potential financial vulnerability, as heavy reliance on debt can limit flexibility and increase risk during economic downturns.

Tiv Taam Business Overview & Revenue Model

Company Description

Tiv Taam Holdings 1 Ltd. owns and operates a chain of food retail stores in Israel. The company provides fruits and vegetables, meat and chicken products, fish and sea fruits, eggs, milk, salads, cheese products, sausages, breads and pastries, canned food pasta dressing and spreads, nuts, seeds, snacks, dried fruits, spices, cereal snacks and sweets, frozen vegetables and fruits, frozen food and concentrates, beverages, wine/beer and alcohol products, cigarettes, bath and cosmetics, housewares, kitchen products, toys, stationery and office products, leisure products, electrical and lighting accessories, and home care and animal products. It also offers its products through online. The company was formerly known as World Group Holdings Ltd. and changed its name to Tiv Taam Holdings 1 Ltd. in May 2007. The company was founded in 1965 and is based in Hadera, Israel.

How the Company Makes Money

Tiv Taam generates revenue primarily through the sale of grocery and household products in its supermarkets. Key revenue streams include the sale of fresh food items like fruits, vegetables, meats, and dairy products, as well as packaged goods and household essentials. The company also benefits from its online sales platform, which allows customers to order groceries for home delivery, expanding its market reach. Additionally, Tiv Taam may engage in partnerships with local suppliers and producers to source unique products, enhancing its inventory and attracting a loyal customer base. Seasonal promotions and special offers further drive sales, contributing to its overall earnings.

Tiv Taam Financial Statement Overview

Summary

Tiv Taam exhibits stable financial performance with consistent revenue growth and profitability. The company has improved its leverage position and maintains healthy returns on equity. Cash flow generation is strong, though there is room for improvement in free cash flow conversion.

Income Statement

Tiv Taam has demonstrated consistent revenue growth, with a TTM revenue growth rate of 2.71%. The company maintains stable gross profit margins around 32.6%, and net profit margins have improved slightly to 3.16% in the TTM. EBIT and EBITDA margins are also stable, indicating efficient operations. However, the growth rates are modest, suggesting a steady but not rapid expansion.

Balance Sheet

The company's debt-to-equity ratio has improved slightly to 1.75 in the TTM, indicating a reduction in leverage compared to previous years. Return on equity is healthy at 17.98%, reflecting effective use of equity to generate profits. However, the equity ratio remains low, suggesting a higher reliance on debt financing, which could pose risks if not managed carefully.

Cash Flow

Tiv Taam's free cash flow has grown by 20.12% in the TTM, indicating strong cash generation capabilities. The operating cash flow to net income ratio is 0.38, showing that the company is generating adequate cash from operations relative to its net income. However, the free cash flow to net income ratio of 0.57 suggests room for improvement in converting profits into free cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.90B	1.86B	1.68B	1.60B	1.59B	1.58B
Gross Profit	630.06M	602.55M	540.20M	527.70M	526.20M	515.80M
EBITDA	226.20M	217.02M	127.94M	201.79M	201.75M	195.49M
Net Income	61.96M	58.03M	37.65M	61.10M	70.04M	61.35M
Balance Sheet
Total Assets	1.47B	1.26B	1.24B	1.19B	1.07B	1.04B
Cash, Cash Equivalents and Short-Term Investments	70.00M	23.63M	15.01M	43.48M	48.64M	34.52M
Total Debt	682.22M	593.71M	633.82M	610.57M	503.03M	542.42M
Total Liabilities	1.11B	929.10M	957.49M	922.72M	831.69M	865.53M
Stockholders Equity	360.33M	332.44M	287.06M	262.69M	236.90M	175.60M
Cash Flow
Free Cash Flow	104.92M	95.92M	50.55M	49.54M	108.77M	208.40M
Operating Cash Flow	174.22M	156.88M	137.15M	105.64M	158.11M	246.46M
Investing Cash Flow	-140.41M	-60.95M	-95.55M	-57.86M	-49.06M	-35.70M
Financing Cash Flow	-17.98M	-87.32M	-70.07M	-52.94M	-94.92M	-190.32M

Tiv Taam Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1014.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:TTAM, the sentiment is Positive. The current price of 1014 is above the 20-day moving average (MA) of 962.19, above the 50-day MA of 908.83, and above the 200-day MA of 806.82, indicating a bullish trend. The MACD of 30.18 indicates Negative momentum. The RSI at 74.25 is Negative, neither overbought nor oversold. The STOCH value of 69.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:TTAM.

Tiv Taam Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
NTO	70 Outperform	784.40M	8.90	―	―	8.20%	-12.69%
TTAM	68 Neutral	974.57M	16.79	―	1.72%	―	―
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
VCTR	62 Neutral	652.40M	19.01	―	3.91%	-1.61%	-45.19%
GLRS	56 Neutral	658.60M	9.44	―	6.41%	―	―