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Automatic Bank Services Ltd. (IL:SHVA)
:SHVA
Israel Market

Auto Bank Serv (SHVA) Ratios

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Auto Bank Serv Ratios

IL:SHVA's free cash flow for Q3 2025 was 1.00. For the 2025 fiscal year, IL:SHVA's free cash flow was decreased by and operating cash flow was 0.41. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
7.31 9.52 9.62 9.88 9.00
Quick Ratio
7.31 10.73 15.73 16.39 14.48
Cash Ratio
1.01 0.82 1.82 2.08 2.42
Solvency Ratio
1.28 1.07 0.75 1.48 1.04
Operating Cash Flow Ratio
2.45 1.46 2.26 2.05 1.76
Short-Term Operating Cash Flow Coverage
26.25 0.00 0.00 0.00 0.00
Net Current Asset Value
145.22M 163.30M 159.51M 173.20M 151.45M
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.07 0.08 0.05 0.04
Debt-to-Equity Ratio
0.08 0.09 0.10 0.06 0.05
Debt-to-Capital Ratio
0.08 0.08 0.09 0.06 0.05
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.20 1.19 1.20 1.17 1.17
Debt Service Coverage Ratio
14.55 62.91 81.34 144.57 100.75
Interest Coverage Ratio
25.88 55.37 82.43 141.38 101.37
Debt to Market Cap
<0.01 0.00 0.00 0.00 0.00
Interest Debt Per Share
0.55 0.53 0.55 0.31 0.24
Net Debt to EBITDA
-0.09 0.04 -0.30 -0.49 -0.96
Profitability Margins
Gross Profit Margin
94.24%89.59%93.47%95.07%93.73%
EBIT Margin
41.39%36.63%29.84%52.61%41.80%
EBITDA Margin
49.98%43.09%47.39%58.55%48.72%
Operating Profit Margin
31.71%31.11%39.08%45.59%39.38%
Pretax Profit Margin
40.16%36.07%29.36%52.29%41.41%
Net Profit Margin
31.04%28.33%20.54%40.36%31.83%
Continuous Operations Profit Margin
31.04%28.33%20.54%40.36%31.83%
Net Income Per EBT
77.28%78.53%69.93%77.18%76.87%
EBT Per EBIT
126.67%115.96%75.15%114.71%105.16%
Return on Assets (ROA)
17.01%13.89%9.49%18.46%12.40%
Return on Equity (ROE)
19.56%16.52%11.34%21.55%14.52%
Return on Capital Employed (ROCE)
19.16%16.57%19.67%22.85%16.92%
Return on Invested Capital (ROIC)
14.53%12.90%13.63%17.52%12.95%
Return on Tangible Assets
20.20%14.63%9.63%18.61%12.57%
Earnings Yield
6.31%6.08%4.15%3.88%5.54%
Efficiency Ratios
Receivables Turnover
4.98 5.10 5.34 4.94 4.74
Payables Turnover
2.68 6.20 2.15 4.71 3.94
Inventory Turnover
0.00 -0.53 -0.06 -0.04 -0.05
Fixed Asset Turnover
3.91 3.03 2.57 3.86 3.04
Asset Turnover
0.55 0.49 0.46 0.46 0.39
Working Capital Turnover Ratio
0.87 0.74 0.64 0.63 0.57
Cash Conversion Cycle
-62.88 -674.97 -6.18K -9.19K -7.64K
Days of Sales Outstanding
73.27 71.57 68.34 73.94 77.00
Days of Inventory Outstanding
0.00 -687.68 -6.08K -9.18K -7.62K
Days of Payables Outstanding
136.15 58.85 169.79 77.50 92.74
Operating Cycle
73.27 -616.11 -6.01K -9.11K -7.54K
Cash Flow Ratios
Operating Cash Flow Per Share
1.63 0.80 1.18 1.08 0.90
Free Cash Flow Per Share
0.90 0.39 0.81 1.03 0.77
CapEx Per Share
0.73 0.41 0.37 0.04 0.12
Free Cash Flow to Operating Cash Flow
0.55 0.49 0.69 0.96 0.86
Dividend Paid and CapEx Coverage Ratio
0.73 0.83 1.28 1.60 7.35
Capital Expenditure Coverage Ratio
2.23 1.95 3.21 25.00 7.35
Operating Cash Flow Coverage Ratio
3.23 1.56 2.21 3.54 3.84
Operating Cash Flow to Sales Ratio
0.42 0.23 0.40 0.39 0.42
Free Cash Flow Yield
4.61%2.46%5.59%3.60%6.31%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
15.85 16.45 24.10 25.76 18.04
Price-to-Sales (P/S) Ratio
4.96 4.66 4.95 10.39 5.74
Price-to-Book (P/B) Ratio
3.25 2.72 2.73 5.55 2.62
Price-to-Free Cash Flow (P/FCF) Ratio
21.67 40.71 17.89 27.75 15.85
Price-to-Operating Cash Flow Ratio
11.84 19.83 12.31 26.64 13.69
Price-to-Earnings Growth (PEG) Ratio
-2.58 0.27 -0.52 0.41 -2.63
Price-to-Fair Value
3.25 2.72 2.73 5.55 2.62
Enterprise Value Multiple
9.84 10.85 10.14 17.26 10.82
Enterprise Value
766.13M 631.07M 563.83M 1.12B 449.31M
EV to EBITDA
9.84 10.85 10.14 17.26 10.82
EV to Sales
4.92 4.68 4.81 10.11 5.27
EV to Free Cash Flow
21.49 40.88 17.38 26.98 14.55
EV to Operating Cash Flow
11.84 19.91 11.96 25.90 12.57
Tangible Book Value Per Share
4.82 5.47 5.22 5.12 4.61
Shareholders’ Equity Per Share
5.95 5.81 5.31 5.17 4.68
Tax and Other Ratios
Effective Tax Rate
0.23 0.21 0.30 0.23 0.23
Revenue Per Share
3.93 3.39 2.93 2.76 2.14
Net Income Per Share
1.22 0.96 0.60 1.11 0.68
Tax Burden
0.77 0.79 0.70 0.77 0.77
Interest Burden
0.97 0.98 0.98 0.99 0.99
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.02 0.05 0.05 0.05 0.06
Stock-Based Compensation to Revenue
<0.01 0.02 0.02 0.00 0.00
Income Quality
1.34 0.83 1.96 0.97 1.32
Currency in ILS