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Automatic Bank Services Ltd. (IL:SHVA)
TASE:SHVA
Israel Market
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Auto Bank Serv (SHVA) Price & Analysis

4 Followers

SHVA Stock Chart & Stats

2190.00
-0.13(-0.50%)
At close: 4:00 PM EST
2190.00
-0.13(-0.50%)

Bulls Say, Bears Say

Bulls Say
High Revenue Growth And MarginsVery strong TTM revenue growth (+56.5%) paired with exceptionally high gross and operating margins implies a scalable, high‑margin software infrastructure model. These durable fundamentals support sustained cash-earning capacity, pricing power, and reinvestment ability over the medium term.
Conservative Balance Sheet / Low LeverageA debt-to-equity near 0.08 indicates conservative financing and low default risk. That balance-sheet conservatism gives the company resilience to weather cyclical shocks, preserves optionality to fund growth or defend margins, and reduces refinancing pressure over the next several quarters.
Strong Operating Cash Flow And Earnings QualityOperating cash flow materially exceeds net income (~1.64x), signaling solid earnings quality and persistent cash generation from core operations. This operational cash strength can fund working capital and strategic investments even if free cash flow lags, supporting medium-term execution.
Bears Say
Weak Free Cash Flow ConversionFree cash flow conversion is weak (FCF ~6.6M, ~23% of net income) and declined sharply year-over-year (-47.3%), suggesting higher reinvestment, capex, or working-capital absorption. Persistent low FCF limits capacity to return cash to shareholders or de-lever without external funding.
Earnings And Margin Erosion Vs Prior YearDespite top-line expansion, net income and margins have declined versus 2024. If this reflects structural cost increases, competitive pressure, or poor operating leverage, sustained margin erosion would reduce long-term profitability and the company’s ability to self-fund growth.
Equity Dip Indicates Balance-sheet Watch ItemA dip in equity between 2024 and 2025, even with low leverage, is a structural concern: it can reflect retained-earnings pressure, distributions, or other capital moves. Falling equity reduces the cushion against shocks and may constrain long-term financial flexibility if trends continue.

SHVA FAQ

What was Automatic Bank Services Ltd.’s price range in the past 12 months?
Automatic Bank Services Ltd. lowest stock price was 1801.42 and its highest was 2813.74 in the past 12 months.
    What is Automatic Bank Services Ltd.’s market cap?
    Automatic Bank Services Ltd.’s market cap is ₪973.40M.
      When is Automatic Bank Services Ltd.’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Automatic Bank Services Ltd.’s earnings last quarter?
      Currently, no data Available
      Is Automatic Bank Services Ltd. overvalued?
      According to Wall Street analysts Automatic Bank Services Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Automatic Bank Services Ltd. pay dividends?
        Automatic Bank Services Ltd. pays a Semiannually dividend of 74.923 which represents an annual dividend yield of 7.72%. See more information on Automatic Bank Services Ltd. dividends here
          What is Automatic Bank Services Ltd.’s EPS estimate?
          Automatic Bank Services Ltd.’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Automatic Bank Services Ltd. have?
          Automatic Bank Services Ltd. has 40,041,010 shares outstanding.
            What happened to Automatic Bank Services Ltd.’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Automatic Bank Services Ltd.?
            Currently, no hedge funds are holding shares in IL:SHVA
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Automatic Bank Services Ltd.

              Automatic Bank Services Limited, based in Holon, Israel, plays a crucial role in the nation's financial infrastructure. The company manages payment processing systems for international debit cards across Israel. It also furnishes the essential infrastructure for credit card clearing, partnering extensively with various credit card issuers and clearers. Furthermore, the firm extends its services to a diverse array of commercial enterprises, including distributors and manufacturers. A key responsibility also involves activating the transaction confirmation feature on ATM devices.

              Auto Bank Serv (SHVA) Earnings & Revenues

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