Partner (PTNR) AI Stock Analysis

• Market Cap: 5.86B
• Dividend Yield: 4.27%
• Average Volume (3M): 569.06K
• Price to Earnings (P/E): 20.5
• Beta (1Y): 1.15
• Revenue Growth: -6.28%
• EPS Growth: 50.36%
• Country: IL
• Employees: 2,405
• Sector: Communication Services
• Sector Strength: 85
• Industry: Telecommunications Services
• EPS (TTM): 34.30
• Shares Outstanding: 186,498,860
• 10 Day Avg. Volume: 383,031
• 30 Day Avg. Volume: 569,060
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: 3,100.00
• Price Target Upside: 0.32% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 62 Neutral
• Price Target: 3,424.00 ▲(10.81%Upside)

The overall stock score is primarily driven by strong financial performance, characterized by robust profitability and cash flow metrics. Technical analysis indicates bullish momentum, though caution is warranted due to overbought signals. Valuation concerns arise from a high P/E ratio and an unusually high dividend yield, which could indicate potential risks.

Partner Business Overview & Revenue Model

Company Description

Partner Communications Company Ltd. provides various telecommunication services in Israel. It operates in two segments, Cellular and Fixed-Line. The company offers cellular telephony services, including basic cellular telephony, text messaging, internet browsing and data transfer, content, handset repair, roaming, and services provided to other operators that are permitted to use its cellular network, as well as Machine to Machine and Internet of Things services. It also provides cellular content and value-added services, such as multimedia messaging, cyber protection, cloud backup, ringtone, music streaming, and various business services; and international roaming services, as well as sells and leases cellular handsets, and related cellular devices and accessories. In addition, the company offers Internet service provider (ISP) services comprising email accounts, Wi-Fi networking, anti-virus and anti-spam filtering, and infrastructure and ISP access; network and data infrastructure services, information security and integration solutions, designated services, business information storage services, and data center and cloud services; international long distance services; fixed-line transmission and data capacity services; and voice over broadband telephony and primary rate interface services. Further, it provides television, high speed broadband fiber optic based network, and value added services; and sells and rents modems, domestic routers, servers, and related equipment, as well as tablets, laptops, datacards, audio accessories and other devices, and integration projects. Additionally, the company offers office communication private branch exchange services to business customers. It offers its services and products through sales and service centers, and direct sales force, as well as through dealers and online. The company was incorporated in 1997 and is headquartered in Rosh HaAyin, Israel.

How the Company Makes Money

PTNR generates revenue through multiple streams, primarily from subscription services for mobile and internet plans. The company charges customers monthly fees for various tiers of mobile data and voice services, which are tailored to meet different consumer needs. Additionally, PTNR earns income from broadband internet services, where customers pay for high-speed internet access. The company also monetizes its digital television offerings through subscription packages that provide access to a wide range of channels and on-demand content. Strategic partnerships with content providers and technology firms further enhance PTNR's service offerings, enabling it to create bundled packages that attract more customers. Other revenue sources include advertising and value-added services, such as cloud solutions and IoT applications, which cater to business clients.

Partner Financial Statement Overview

Summary

Partner demonstrates strong financial health with significant profitability and efficient cash flow management. While revenue experienced slight fluctuations, the company improved its operational margins and maintained a stable balance sheet. The moderate leverage and sufficient equity position support long-term stability, though the recent decline in assets and equity warrants monitoring.

Income Statement

The company demonstrates strong profitability with a consistent Gross Profit Margin around 26.5% and an improving Net Profit Margin, reaching 8.7% in TTM (Trailing-Twelve-Months). Revenue showed slight volatility, with a TTM decline of 1.05% from the previous annual report. However, EBIT and EBITDA margins improved significantly to 12.4% and 39.5% respectively, indicating enhanced operational efficiency.

Balance Sheet

The balance sheet reflects a stable financial position with a Debt-to-Equity Ratio of 0.75 and a healthy Equity Ratio of 44.2% in TTM. Return on Equity is robust at 13.8%, indicating good returns for shareholders. The company's leverage is moderate, balancing debt and equity well, but the decrease in total assets and equity from the previous year could pose a risk.

Cash Flow

Cash flow analysis shows a solid Operating Cash Flow to Net Income Ratio of 4.04, indicating substantial cash generation relative to earnings. Free Cash Flow grew by 27.5% in TTM, showcasing strong cash management capabilities. The Free Cash Flow to Net Income Ratio is 1.98, reflecting efficient conversion of profits into free cash.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.32B	3.35B	3.46B	3.36B	3.19B
Gross Profit	864.00M	758.00M	797.00M	631.00M	525.00M
EBITDA	1.13B	1.02B	713.00M	880.00M	787.00M
Net Income	277.00M	163.00M	-100.00M	115.00M	17.00M
Balance Sheet
Total Assets	4.82B	4.83B	4.97B	5.39B	5.13B
Cash, Cash Equivalents and Short-Term Investments	692.00M	648.00M	762.00M	652.00M	787.00M
Total Debt	1.57B	1.84B	2.10B	2.40B	2.30B
Total Liabilities	2.57B	2.87B	3.19B	3.53B	3.40B
Stockholders Equity	2.25B	1.96B	1.78B	1.86B	1.72B
Cash Flow
Free Cash Flow	444.00M	295.00M	247.00M	102.00M	213.00M
Operating Cash Flow	971.00M	951.00M	931.00M	774.00M	786.00M
Investing Cash Flow	-717.00M	-429.00M	-219.00M	-727.00M	-581.00M
Financing Cash Flow	-421.00M	-434.00M	-460.00M	-115.00M	-128.00M

Partner Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 3090.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:PTNR, the sentiment is Positive. The current price of 3090 is above the 20-day moving average (MA) of 3028.45, above the 50-day MA of 2693.34, and above the 200-day MA of 2393.23, indicating a bullish trend. The MACD of 133.23 indicates Positive momentum. The RSI at 60.47 is Neutral, neither overbought nor oversold. The STOCH value of 21.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:PTNR.

Partner Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PTNR	62 Neutral	5.86B	20.45		4.27%	-6.28%	50.36%
Sector *	61 Neutral	$41.44B	-3.01	-10.30%	3.97%	2.71%	-44.19%
BCOMF	―	$712.77M	35.92	20.21%	0.58%	―	―
CELJF	―	$1.51B	22.50	9.46%	―	―	―
BZQIF	―	$5.14B	17.30	40.86%	4.04%	―	―
RPAC	―	766.00M	18.68		5.79%	―	―
NXTM	―	139.44M	18.58		255.65%	―	―