Poalim (POLI) AI Stock Analysis

• Market Cap: $71.49B
• Dividend Yield: 2.99%
• Average Volume (3M): 3.93M
• Price to Earnings (P/E): 9.5
• Beta (1Y): 1.08
• Revenue Growth: 14.61%
• EPS Growth: 3.90%
• Country: IL
• Employees: 8,480
• Sector: Financial
• Sector Strength: 86
• Industry: Banks - Regional
• EPS (TTM): 5.72
• Shares Outstanding: 1,319,978,900
• 10 Day Avg. Volume: 4,337,806
• 30 Day Avg. Volume: 3,925,678
• PEG Ratio: 2.43
• Price to Book (P/B): N/A
• Price to Sales (P/S): 0.00
• Price to Cash Flow (P/CF): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $6,534.75
• Price Target Upside: 16.46% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

Poalim's strong financial performance, particularly in income growth and balance sheet strength, is a key strength. The technical analysis supports a bullish outlook with strong upward momentum, while the valuation is attractive with a reasonable P/E ratio and solid dividend yield. However, volatility in cash flow management is a concern that should be monitored.

Poalim Business Overview & Revenue Model

Company Description

Poalim (POLI) is a leading financial services company operating primarily in the banking sector. It offers a comprehensive range of financial products and services, including retail, corporate, and investment banking. The company serves individual customers, small to medium-sized enterprises, and large corporations with services ranging from personal loans, mortgages, and credit cards to corporate financing and asset management solutions.

How the Company Makes Money

Poalim makes money through various revenue streams, primarily driven by interest income from loans and mortgages, as well as fees and commissions from banking services such as credit cards, asset management, and transaction processing. The company also generates revenue from investment banking activities, including underwriting and advisory services. Additionally, Poalim benefits from strategic partnerships with other financial institutions and businesses, which help expand its customer base and enhance its service offerings.

Poalim Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
21.93B	21.31B	17.87B	14.30B	13.12B
	Gross Profit
21.93B	21.31B	17.87B	14.30B	13.12B
	EBIT
0.00	11.27B	15.83B	7.87B	3.65B
	EBITDA
0.00	0.00	0.00	0.00	0.00
	Net Income Common Stockholders
7.63B	7.36B	6.53B	4.91B	2.06B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
117.05B	107.11B	133.42B	189.28B	138.71B
	Total Assets
720.84B	686.53B	665.35B	638.78B	539.60B
	Total Debt
0.00	22.36B	27.47B	26.27B	24.28B
	Net Debt
-117.05B	-85.37B	-105.95B	-163.02B	-114.44B
	Total Liabilities
662.69B	634.10B	618.85B	596.03B	499.70B
	Stockholders Equity
58.15B	52.43B	46.50B	42.73B	39.87B
Cash Flow		Free Cash Flow
8.85B	-1.41B	-568.00M	4.29B	2.12B
	Operating Cash Flow
9.83B	-437.00M	132.00M	5.18B	2.80B
	Investing Cash Flow
-27.01B	-27.15B	-67.97B	-45.87B	-23.21B
	Financing Cash Flow
26.47B	1.96B	10.55B	91.97B	73.86B

Poalim Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 5611.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:POLI, the sentiment is Positive. The current price of 5611 is above the 20-day moving average (MA) of 5289.45, above the 50-day MA of 5127.93, and above the 200-day MA of 4288.43, indicating a bullish trend. The MACD of 117.55 indicates Negative momentum. The RSI at 66.25 is Neutral, neither overbought nor oversold. The STOCH value of 94.21 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:POLI.

Poalim Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FIBI	84 Outperform	$21.50B	9.07	18.20%	4.41%	14.92%	9.16%
MZTF	81 Outperform	$50.26B	9.18	18.17%	6.60%	13.33%	10.71%
POLI	80 Outperform	$71.49B	9.47	13.51%	2.99%	14.61%	3.90%
DSCT	74 Outperform	$35.23B	8.28	13.96%	3.55%	10.93%	2.20%
Sector *	64 Neutral	$12.54B	9.79	7.92%	16985.69%	12.58%	-6.07%

Poalim Corporate Events

Poalim Appoints New Chairman Amid Governance Restructuring

Poalim has appointed Noam Hanegbi as the new Chairman of the Board, effective February 18, 2025, following the approval from the supervisor of banks. Hanegbi, who previously served as an external and independent director, will now continue in his role as an external director under Directive 301, impacting the bank’s governance structure by removing his independent status upon his appointment as chairman.

Reuven Krupik Ends Tenure at Poalim

Reuven Krupik has concluded his role as Chairman of the Board and a director at Poalim after nine years. His resignation does not involve any circumstances needing communication to securities holders and will not affect the proportion of independent directors on the board.

Poalim Updates on Senior Officeholder Status

Poalim has released an immediate report detailing the status of its senior officeholders and alternate directors as of February 18, 2025. This announcement is significant as it provides insights into the current leadership structure of the company, potentially impacting its operational strategies and stakeholder relations.

Bank Hapoalim Appoints Noam Hangebi as New Chairman

Bank Hapoalim Ltd. has announced the appointment of Noam Hangebi as the new Chairman of the Board of Directors, following approval from the Supervisor of Banks. This leadership change is set to commence on February 18, 2025, potentially impacting the bank’s strategic direction and governance.

Poalim Schedules 2024 Financial Report Release and Conference Call

Poalim has announced the date for the release of its 2024 financial reports and an upcoming conference call. This announcement, signed by key figures in the company, indicates transparency and a structured communication approach with investors and the market, potentially impacting stakeholder engagement and market perceptions.

Bank Hapoalim to Release 2024 Financial Reports on March 3, 2025

Bank Hapoalim B.M. announced that it will release its 2024 financial reports on March 3, 2025. The reports will be available in both Hebrew and English on the bank’s website, and a conference call will be held on the same day to discuss the results. This release is significant for stakeholders as it provides insights into the bank’s financial performance and strategic positioning within the industry.

Bank Hapoalim to Release 2024 Financial Statements and Host Investor Call

Bank Hapoalim Ltd. announced that it will release its financial statements for 2024 on March 3, 2025. The bank will also host a conference call on the same day to discuss the results, allowing investors the chance to ask questions. The move is part of its efforts to maintain transparency with its stakeholders, although the financial statements provided will not offer a complete overview of the bank’s financial condition.

Bank Hapoalim to Release 2024 Financial Reports on March 3, 2025

Bank Hapoalim Ltd., a financial institution listed on the Tel Aviv Stock Exchange, announced it will release its 2024 annual financial reports on March 3, 2025. The reports will be accessible on the bank’s website and the Tel Aviv Stock Exchange site. The bank will also host a conference call to discuss the results, indicating transparency and engagement with investors.