Payment Financial Technologies Ltd (IL:PMNT)
TASE:PMNT
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PMNT Stock Chart & Stats
641.30
0.09(2.16%)
At close: 4:00 PM EST
641.30
0.09(2.16%)
Day’s Range― - ―
52-Week Range338.74 - 825.29
Previous CloseN/A
Volume60.08K
Average Volume (3M)14.31K
Market Cap
N/A
Enterprise Value398.37M
Total Cash (Recent Filing)₪5.94M
Total Debt (Recent Filing)₪123.22M
Price to Earnings (P/E)11.0
Beta0.72
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.28%
Share Statistics
EPS (TTM)N/A
Shares Outstanding39,263,160
10 Day Avg. Volume22,833
30 Day Avg. Volume14,311
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)2.74
Price to Sales (P/S)3.97
P/FCF Ratio-7.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue Scale And GrowthSustained multi-year revenue expansion—from single-digit millions to >56M—indicates the business model scales and demand exists for its software infrastructure. Durable top-line growth supports reinvestment, market share gains and long-term product-market fit over the next several months.
High Margins And Recent ProfitabilityVery high gross margins and consistent mid-to-high net margins reflect strong unit economics and pricing power typical of infrastructure software. These margins create structural earnings resilience, enabling the company to absorb SG&A and R&D while maintaining attractive operating leverage over 2–6 months.
Improved Equity Base And Strong ROEMaterial strengthening of equity alongside mid-teen to low-20s ROE signals efficient capital deployment and an improving balance sheet buffer. This enhances ability to fund growth internally and supports shareholder returns, reducing dilution risk and improving strategic optionality over the medium term.
Bears Say
Poor Cash ConversionEarnings are not reliably converting to cash, with operating cash flow negative in most years. Persistent cash conversion weakness constrains liquidity, limits self-funding of capex or acquisitions, and forces reliance on external financing even amid profitability.
Elevated And Rising LeverageLeverage elevated to ~1.50x and rising with growth reduces financial flexibility and amplifies sensitivity to cash flow swings. Higher interest and principal obligations increase refinancing risk and can crowd out investment or dividend plans during revenue or cash shortfalls.
Volatile Cash Flow History And Financing RelianceIntermittent positive cash flow followed by a sharp 2025 deterioration shows volatility in cash generation. This pattern raises the probability of ongoing financing needs, increases funding cost risk, and undermines predictability of free cash available for strategic initiatives.
Payment Fina News
PMNT FAQ
What was Payment Financial Technologies Ltd’s price range in the past 12 months?
Payment Financial Technologies Ltd lowest stock price was 338.74 and its highest was 825.29 in the past 12 months.
What is Payment Financial Technologies Ltd’s market cap?
Currently, no data Available
When is Payment Financial Technologies Ltd’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Payment Financial Technologies Ltd’s earnings last quarter?
Currently, no data Available
Is Payment Financial Technologies Ltd overvalued?
According to Wall Street analysts Payment Financial Technologies Ltd’s price is currently Overvalued.
Does Payment Financial Technologies Ltd pay dividends?
Payment Financial Technologies Ltd pays a Quarterly dividend of 7.647 which represents an annual dividend yield of 4.28%. See more information on Payment Financial Technologies Ltd dividends here
What is Payment Financial Technologies Ltd’s EPS estimate?
Payment Financial Technologies Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Payment Financial Technologies Ltd have?
Payment Financial Technologies Ltd has 39,263,160 shares outstanding.
What happened to Payment Financial Technologies Ltd’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Payment Financial Technologies Ltd?
Currently, no hedge funds are holding shares in IL:PMNT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Payment Financial Technologies Ltd
Payment Financial Technologies Ltd. owns and operates a payment platform in Israel. Its platform sells retail credit through businesses. The company was founded in 2014 and is based in Omer, Israel.