Neto Malinda (NTML) AI Stock Analysis

• Market Cap: ₪3.52B
• Dividend Yield: 4.18%
• Average Volume (3M): 41.91K
• Price to Earnings (P/E): 15.1
• Beta (1Y): 0.49
• Revenue Growth: 8.53%
• EPS Growth: 39.35%
• Country: IL
• Employees: 1,363
• Sector: Services
• Sector Strength: N/A
• Industry: Packaged Foods
• EPS (TTM): N/A
• Shares Outstanding: 20,875,753
• 10 Day Avg. Volume: 49,635
• 30 Day Avg. Volume: 41,911
• PEG Ratio: 0.06
• Price to Book (P/B): 1.11
• Price to Sales (P/S): 0.33
• P/FCF Ratio: 5.67
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 73 Outperform
• Price Target: 19,961.00 ▲(36.72% Upside)

Neto Malinda's overall stock score is driven by its solid financial performance and attractive valuation. The company's consistent revenue growth and strong profitability metrics are significant strengths. However, potential risks from increased debt and negative cash flows need to be monitored. The technical analysis presents mixed signals, with short-term bearish trends but longer-term bullish indicators. The absence of earnings call data and corporate events limits additional insights.

Positive Factors

Low financial leverage

A debt-to-equity of 0.13 signals conservatively financed operations, providing durable financial flexibility to fund working capital, weather crop cycles, or pursue strategic investments. Low leverage supports resilience during agricultural seasonality and market downturns, sustaining long-term stability.

Healthy margins and profitability

Consistent gross and net margins indicate structural pricing power and effective cost control across the supply chain. Improved EBIT/EBITDA margins suggest operating efficiency gains that are likely to persist, supporting cash generation capacity and enabling reinvestment into quality, sustainability, and distribution.

Direct sales and farmer partnerships

Long-term contracts and local cooperative partnerships secure stable supply, reduce procurement volatility, and underpin quality control. These structural relationships support reliable revenues, premium organic positioning, and easier scaling into export markets, strengthening competitive moat in agribusiness.

Negative Factors

Negative operating and free cash flow

Operating and free cash flow deficits undermine the company's ability to self-fund capex, inventory buildup for seasonality, or dividends. Persisting cash conversion shortfalls force reliance on external financing, increasing long-term cost of capital and constraining strategic investments.

Rising total debt over the past year

An uptick in total debt from a low base raises leverage and interest obligations. Given weak cash flow conversion, higher debt magnifies refinancing and liquidity risk during adverse seasons, potentially limiting the firm's ability to fund growth initiatives or absorb commodity price shocks.

Slowing revenue growth trend

Decelerating top-line growth narrows room for margin expansion and may reflect rising competition or maturation in core markets. Over the medium term, slower revenue momentum could pressure returns on invested capital and make it harder to scale fixed costs and sustain profitability improvements.

Neto Malinda Business Overview & Revenue Model

Company Description

Neto Malinda (NTML) is a dynamic company specializing in the import and export of high-quality agricultural products, including fresh produce, grains, and organic goods. Operating in the agricultural sector, NTML serves a diverse range of customers, from wholesalers to retailers, and focuses on sustainable practices to ensure the freshness and quality of its offerings. The company is committed to enhancing food security and supporting local farmers through fair trade initiatives.

How the Company Makes Money

Neto Malinda generates revenue primarily through the sale of its agricultural products to various market segments, including grocery chains, restaurants, and international buyers. The company employs a direct sales model, establishing long-term contracts with clients that ensure a steady flow of income. Additionally, NTML benefits from strategic partnerships with local farmers and cooperatives, allowing it to secure quality products at competitive prices. The company also explores export opportunities to international markets, further diversifying its revenue streams. Seasonal promotions and bulk sales contribute to increased earnings during peak agricultural seasons, while a focus on organic and sustainable products attracts premium pricing.

Neto Malinda Financial Statement Overview

Summary

Neto Malinda demonstrates solid financial performance with consistent revenue growth and strong profitability metrics. The balance sheet is stable with low leverage, but recent increases in debt and negative cash flows present potential risks. Continued focus on cash flow management and maintaining growth momentum will be crucial for sustaining financial health.

Income Statement

Neto Malinda has shown consistent revenue growth, with a TTM (Trailing-Twelve-Months) revenue increase of approximately 2.96%. The company maintains healthy gross and net profit margins, with the TTM gross profit margin at 13.79% and net profit margin at 4.56%. EBIT and EBITDA margins have improved over the years, indicating efficient cost management. However, the growth rate has slowed compared to previous years, which could be a concern for future profitability.

Balance Sheet

The company's balance sheet is strong, with a low debt-to-equity ratio of 0.13 in the TTM period, indicating low financial leverage. Return on equity is robust at 15.35%, reflecting efficient use of equity capital. The equity ratio stands at a healthy level, suggesting a stable financial structure. However, the increase in total debt over the past year requires monitoring to ensure it does not impact financial flexibility.

Cash Flow

Cash flow analysis reveals challenges, with negative operating and free cash flows in the TTM period. The free cash flow growth rate is significantly negative, indicating potential liquidity issues. The operating cash flow to net income ratio is low, suggesting that earnings are not effectively translating into cash flow. Despite this, the free cash flow to net income ratio remains relatively strong, indicating some resilience in cash generation relative to earnings.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	5.08B	4.80B	4.36B	4.19B	3.33B	3.01B
Gross Profit	692.92M	645.13M	468.73M	499.55M	486.99M	427.91M
EBITDA	386.43M	329.78M	182.93M	220.19M	287.39M	235.07M
Net Income	233.01M	204.15M	88.28M	127.82M	191.80M	146.21M
Balance Sheet
Total Assets	2.56B	2.08B	1.92B	1.92B	1.50B	1.36B
Cash, Cash Equivalents and Short-Term Investments	9.12M	38.63M	6.13M	8.30M	13.45M	82.84M
Total Debt	323.53M	97.95M	303.93M	445.40M	81.49M	40.66M
Total Liabilities	1.01B	622.16M	630.65M	718.29M	421.72M	386.19M
Stockholders Equity	1.54B	1.44B	1.27B	1.18B	1.07B	963.06M
Cash Flow
Free Cash Flow	-63.73M	282.61M	145.55M	-117.78M	57.57M	83.11M
Operating Cash Flow	-25.78M	324.26M	213.01M	-74.39M	76.97M	97.32M
Investing Cash Flow	-15.21M	-34.86M	-71.10M	-65.83M	-36.57M	-578.00K
Financing Cash Flow	36.48M	-263.63M	-144.49M	135.14M	-109.13M	-32.77M

Neto Malinda Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 14600.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:NTML, the sentiment is Positive. The current price of 14600 is below the 20-day moving average (MA) of 17490.50, below the 50-day MA of 15944.51, and above the 200-day MA of 13544.68, indicating a bullish trend. The MACD of 581.25 indicates Positive momentum. The RSI at 70.16 is Negative, neither overbought nor oversold. The STOCH value of 71.77 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:NTML.

Neto Malinda Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WLFD	74 Outperform	₪789.32M	23.89	―	―	―	―
NTML	73 Outperform	₪3.52B	15.09	―	4.18%	8.53%	39.35%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%