Neto Malinda (NTML) AI Stock Analysis

• Market Cap: 3.35B
• Dividend Yield: 4.18%
• Average Volume (3M): 41.91K
• Price to Earnings (P/E): 14.4
• Beta (1Y): 0.51
• Revenue Growth: 8.53%
• EPS Growth: 39.35%
• Country: IL
• Employees: 1,363
• Sector: Services
• Sector Strength: N/A
• Industry: Packaged Foods
• EPS (TTM): N/A
• Shares Outstanding: 20,875,753
• 10 Day Avg. Volume: 49,635
• 30 Day Avg. Volume: 41,911
• PEG Ratio: 0.06
• Price to Book (P/B): 1.11
• Price to Sales (P/S): 0.33
• P/FCF Ratio: 5.67
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 73 Outperform
• Price Target: 18,857.00 ▲(29.16% Upside)

Neto Malinda's overall stock score is driven by its solid financial performance and attractive valuation. The company's consistent revenue growth and strong profitability metrics are significant strengths. However, potential risks from increased debt and negative cash flows need to be monitored. The technical analysis presents mixed signals, with short-term bearish trends but longer-term bullish indicators. The absence of earnings call data and corporate events limits additional insights.

Positive Factors

Margin Sustainability

Healthy TTM gross (13.79%) and net (4.56%) margins, plus improving EBIT/EBITDA, point to durable operational efficiency and pricing power in the product mix. Sustained margins support reinvestment, absorb commodity swings, and preserve profitability over multiple quarters.

Low Financial Leverage

A low debt-to-equity ratio (0.13) alongside a robust ROE (15.35%) indicates conservative capital structure and effective equity deployment. This provides structural financial flexibility to fund growth or withstand cyclicality without overly relying on external financing.

Diversified, Contracted Revenue Base

Consistent TTM revenue growth (~2.96%) and a business model based on long-term contracts, diverse customer segments and export opportunities create predictable demand and reduce single-market risk. Such structural diversification supports multi-quarter revenue stability.

Negative Factors

Weak Cash Flow Conversion

Persistent negative operating and free cash flows and sharply negative FCF growth indicate earnings are not translating into cash. Over several quarters this can force reliance on external financing, limit capex/dividends and constrain long-term strategic options.

Increasing Debt Trend

Although current leverage is low, the recent rise in total debt signals growing reliance on external funding. If the trend persists, higher interest costs and potential covenant constraints could reduce financial flexibility and increase refinancing risk over time.

Slowing Revenue Momentum

A noted slowdown versus prior growth rates suggests decelerating top-line momentum. If prolonged, slower revenue expansion can limit margin improvement, reduce scale benefits and pressure returns, particularly in a seasonal, competitive agricultural products industry.

Neto Malinda Business Overview & Revenue Model

Company Description

Neto Malinda (NTML) is a dynamic company specializing in the import and export of high-quality agricultural products, including fresh produce, grains, and organic goods. Operating in the agricultural sector, NTML serves a diverse range of customers, from wholesalers to retailers, and focuses on sustainable practices to ensure the freshness and quality of its offerings. The company is committed to enhancing food security and supporting local farmers through fair trade initiatives.

How the Company Makes Money

Neto Malinda generates revenue primarily through the sale of its agricultural products to various market segments, including grocery chains, restaurants, and international buyers. The company employs a direct sales model, establishing long-term contracts with clients that ensure a steady flow of income. Additionally, NTML benefits from strategic partnerships with local farmers and cooperatives, allowing it to secure quality products at competitive prices. The company also explores export opportunities to international markets, further diversifying its revenue streams. Seasonal promotions and bulk sales contribute to increased earnings during peak agricultural seasons, while a focus on organic and sustainable products attracts premium pricing.

Neto Malinda Financial Statement Overview

Summary

Neto Malinda exhibits strong financial health with consistent revenue growth and profitability. The balance sheet is robust with low leverage, and the company effectively utilizes its equity. While cash flow has faced some challenges, the overall financial position remains solid. Continued focus on cash flow management will be crucial to sustain long-term growth.

Income Statement

Neto Malinda has demonstrated consistent revenue growth, with a 2.64% increase in the latest year. The company maintains a healthy gross profit margin of 13.44% and a net profit margin of 4.25%, indicating solid profitability. EBIT and EBITDA margins have also improved, reflecting efficient operations. However, the growth rate has slowed compared to previous years, which could be a concern for future expansion.

Balance Sheet

The balance sheet is strong, with a low debt-to-equity ratio of 0.068, indicating minimal leverage and financial risk. Return on equity is robust at 14.16%, showcasing effective use of shareholder funds. The equity ratio stands at a healthy level, suggesting a stable financial structure. Overall, the company is well-positioned to manage its liabilities and sustain growth.

Cash Flow

Cash flow analysis reveals a decline in free cash flow growth by 24.56%, which is a potential red flag. However, the operating cash flow to net income ratio of 0.59 and free cash flow to net income ratio of 0.87 indicate that the company generates sufficient cash to cover its net income. Despite the recent dip in free cash flow, the overall cash flow position remains relatively stable.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	4.93B	4.80B	4.36B	4.19B	3.33B	3.01B
Gross Profit	679.81M	645.13M	468.73M	499.55M	486.99M	427.91M
EBITDA	375.46M	329.78M	182.93M	220.19M	287.39M	235.07M
Net Income	225.04M	204.15M	88.28M	127.82M	191.80M	146.21M
Balance Sheet
Total Assets	2.20B	2.08B	1.92B	1.92B	1.50B	1.36B
Cash, Cash Equivalents and Short-Term Investments	7.63M	38.63M	6.13M	8.30M	13.45M	82.84M
Total Debt	197.41M	97.95M	303.93M	445.40M	81.49M	40.66M
Total Liabilities	692.66M	622.16M	630.65M	718.29M	421.72M	386.19M
Stockholders Equity	1.49B	1.44B	1.27B	1.18B	1.07B	963.06M
Cash Flow
Free Cash Flow	76.37M	282.61M	145.55M	-117.78M	57.57M	83.11M
Operating Cash Flow	115.14M	324.26M	213.01M	-74.39M	76.97M	97.32M
Investing Cash Flow	-12.16M	-34.86M	-71.10M	-65.83M	-36.57M	-578.00K
Financing Cash Flow	-100.98M	-263.63M	-144.49M	135.14M	-109.13M	-32.77M

Neto Malinda Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 14600.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:NTML, the sentiment is Positive. The current price of 14600 is below the 20-day moving average (MA) of 15623.00, below the 50-day MA of 15053.54, and above the 200-day MA of 12950.95, indicating a bullish trend. The MACD of 615.77 indicates Negative momentum. The RSI at 74.79 is Negative, neither overbought nor oversold. The STOCH value of 89.42 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:NTML.

Neto Malinda Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WLFD	74 Outperform	788.53M	23.40	―	―	―	―
NTML	73 Outperform	3.35B	14.37	―	4.18%	8.53%	39.35%
Sector *	55 Neutral	$13.29B	17.42	10.03%	0.93%	7.13%	-12.93%