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Mizrahi Tefahot Bank Ltd (IL:MZTF)
:MZTF
Israel Market

Mizrahi Tefahot (MZTF) Ratios

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Mizrahi Tefahot Ratios

IL:MZTF's free cash flow for Q1 2025 was 0.51. For the 2025 fiscal year, IL:MZTF's free cash flow was decreased by and operating cash flow was 0.30. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.22 -14.56K 33.41 33.11 16.06
Quick Ratio
0.22 -14.56K 33.41 33.11 16.06
Cash Ratio
0.22 -14.33K 33.16 32.92 15.94
Solvency Ratio
0.01 0.01 0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.04 -588.67 0.62 1.43 0.93
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
-377.27B -332.11B -309.05B -274.73B -253.26B
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.08 0.08 0.10 0.09
Debt-to-Equity Ratio
1.31 1.38 1.43 1.86 1.81
Debt-to-Capital Ratio
0.57 0.58 0.59 0.65 0.64
Long-Term Debt-to-Capital Ratio
0.57 0.57 0.59 0.65 0.64
Financial Leverage Ratio
15.52 16.32 18.01 18.89 19.15
Debt Service Coverage Ratio
0.24 -0.22 -0.40 -0.60 -0.53
Interest Coverage Ratio
0.48 0.71 2.15 1.71 1.47
Debt to Market Cap
0.72 1.01 1.17 1.26 1.92
Interest Debt Per Share
216.93 193.59 156.38 162.45 148.82
Net Debt to EBITDA
-6.71 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
57.79%109.12%100.00%100.00%100.00%
EBIT Margin
17.37%-3.09%-2.51%-3.31%-3.60%
EBITDA Margin
27.05%0.00%0.00%0.00%0.00%
Operating Profit Margin
27.53%64.26%96.52%47.98%32.00%
Pretax Profit Margin
35.81%58.19%52.57%49.07%33.16%
Net Profit Margin
21.91%36.87%33.77%31.10%20.50%
Continuous Operations Profit Margin
22.81%38.15%34.82%32.10%21.68%
Net Income Per EBT
61.20%63.36%64.23%63.38%61.83%
EBT Per EBIT
130.06%90.56%54.47%102.28%103.62%
Return on Assets (ROA)
1.10%1.10%1.04%0.81%0.45%
Return on Equity (ROE)
17.76%17.88%18.81%15.35%8.56%
Return on Capital Employed (ROCE)
7.10%1.91%3.00%1.26%0.71%
Return on Invested Capital (ROIC)
4.52%1.25%7.35%2.82%1.54%
Return on Tangible Assets
1.10%1.10%1.04%0.81%0.45%
Earnings Yield
9.46%13.37%15.34%10.39%9.07%
Efficiency Ratios
Receivables Turnover
0.00 0.00 18.81 18.74 12.27
Payables Turnover
0.00 -0.48 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
13.29 8.11 5.80 4.37 3.31
Asset Turnover
0.05 0.03 0.03 0.03 0.02
Working Capital Turnover Ratio
-0.22 0.15 0.14 0.12 0.12
Cash Conversion Cycle
0.00 760.04 19.40 19.48 29.75
Days of Sales Outstanding
0.00 0.00 19.40 19.48 29.75
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -760.04 0.00 0.00 0.00
Operating Cycle
0.00 0.00 19.40 19.48 29.75
Cash Flow Ratios
Operating Cash Flow Per Share
62.72 13.72 6.86 16.16 21.06
Free Cash Flow Per Share
60.45 12.02 5.33 14.84 19.86
CapEx Per Share
2.27 1.70 1.53 1.31 1.20
Free Cash Flow to Operating Cash Flow
0.96 0.88 0.78 0.92 0.94
Dividend Paid and CapEx Coverage Ratio
5.75 1.93 1.30 2.60 10.91
Capital Expenditure Coverage Ratio
27.59 8.06 4.49 12.29 17.58
Operating Cash Flow Coverage Ratio
0.39 0.09 0.05 0.11 0.15
Operating Cash Flow to Sales Ratio
0.65 0.27 0.13 0.40 0.64
Free Cash Flow Yield
27.04%8.43%4.68%12.37%26.91%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.57 7.48 6.52 9.62 11.02
Price-to-Sales (P/S) Ratio
2.32 2.76 2.20 2.99 2.26
Price-to-Book (P/B) Ratio
1.80 1.34 1.23 1.48 0.94
Price-to-Free Cash Flow (P/FCF) Ratio
3.70 11.87 21.37 8.08 3.72
Price-to-Operating Cash Flow Ratio
3.56 10.39 16.61 7.43 3.51
Price-to-Earnings Growth (PEG) Ratio
44.67 0.82 0.16 0.11 -0.75
Price-to-Fair Value
1.80 1.34 1.23 1.48 0.94
Enterprise Value Multiple
1.87 0.00 0.00 0.00 0.00
Enterprise Value
12.61B -11.43B -30.45B -25.92B -34.75B
EV to EBITDA
1.87 0.00 0.00 0.00 0.00
EV to Sales
0.50 -0.86 -2.30 -2.53 -4.43
EV to Free Cash Flow
0.80 -3.70 -22.32 -6.83 -7.28
EV to Operating Cash Flow
0.78 -3.24 -17.35 -6.28 -6.86
Tangible Book Value Per Share
129.15 108.48 94.20 84.17 80.80
Shareholders’ Equity Per Share
123.88 106.66 92.91 81.23 78.20
Tax and Other Ratios
Effective Tax Rate
0.36 0.34 0.34 0.34 0.35
Revenue Per Share
96.41 51.73 51.74 40.09 32.65
Net Income Per Share
21.13 19.07 17.47 12.47 6.70
Tax Burden
0.61 0.63 0.64 0.63 0.62
Interest Burden
2.06 -18.85 -20.97 -14.84 -9.20
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.04 0.35 0.01 0.01 0.02
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
2.85 0.70 0.38 1.26 2.97
Currency in ILS
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