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Mizrahi Tefahot Bank (IL:MZTF)
:MZTF
Israel Market
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Mizrahi Tefahot (MZTF) Ratios

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Mizrahi Tefahot Ratios

IL:MZTF's free cash flow for Q2 2025 was 0.48. For the 2025 fiscal year, IL:MZTF's free cash flow was decreased by and operating cash flow was 0.31. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.19 -14.56K 33.41 33.11 16.06
Quick Ratio
0.19 -14.56K 33.41 33.11 16.06
Cash Ratio
0.19 -14.33K 33.16 32.92 15.94
Solvency Ratio
0.01 0.01 0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.06 -588.67 0.62 1.43 0.93
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
-403.75B -332.11B -309.05B -274.73B -253.26B
Leverage Ratios
Debt-to-Assets Ratio
0.07 0.08 0.08 0.10 0.09
Debt-to-Equity Ratio
1.10 1.38 1.43 1.86 1.81
Debt-to-Capital Ratio
0.52 0.58 0.59 0.65 0.64
Long-Term Debt-to-Capital Ratio
0.52 0.57 0.59 0.65 0.64
Financial Leverage Ratio
15.62 16.32 18.01 18.89 19.15
Debt Service Coverage Ratio
0.41 -0.22 -0.40 -0.60 -0.53
Interest Coverage Ratio
0.62 0.71 2.15 1.71 1.47
Debt to Market Cap
0.64 1.01 1.17 1.26 1.92
Interest Debt Per Share
196.19 193.59 156.38 162.45 148.82
Net Debt to EBITDA
-4.60 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
49.85%109.12%100.00%100.00%100.00%
EBIT Margin
30.74%-3.09%-2.51%-3.31%-3.60%
EBITDA Margin
31.72%0.00%0.00%0.00%0.00%
Operating Profit Margin
30.74%64.26%96.52%47.98%32.00%
Pretax Profit Margin
30.74%58.19%52.57%49.07%33.16%
Net Profit Margin
18.79%36.87%33.77%31.10%20.50%
Continuous Operations Profit Margin
19.56%38.15%34.82%32.10%21.68%
Net Income Per EBT
61.13%63.36%64.23%63.38%61.83%
EBT Per EBIT
100.00%90.56%54.47%102.28%103.62%
Return on Assets (ROA)
1.06%1.10%1.04%0.81%0.45%
Return on Equity (ROE)
17.25%17.88%18.81%15.35%8.56%
Return on Capital Employed (ROCE)
9.21%1.91%3.00%1.26%0.71%
Return on Invested Capital (ROIC)
5.84%1.25%7.35%2.82%1.54%
Return on Tangible Assets
1.06%1.10%1.04%0.81%0.45%
Earnings Yield
9.66%13.37%15.34%10.39%9.07%
Efficiency Ratios
Receivables Turnover
0.00 0.00 18.81 18.74 12.27
Payables Turnover
0.00 -0.48 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
15.28 8.11 5.80 4.37 3.31
Asset Turnover
0.06 0.03 0.03 0.03 0.02
Working Capital Turnover Ratio
-0.09 0.15 0.14 0.12 0.12
Cash Conversion Cycle
0.00 760.04 19.40 19.48 29.75
Days of Sales Outstanding
0.00 0.00 19.40 19.48 29.75
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 -760.04 0.00 0.00 0.00
Operating Cycle
0.00 0.00 19.40 19.48 29.75
Cash Flow Ratios
Operating Cash Flow Per Share
103.48 13.72 6.86 16.16 21.06
Free Cash Flow Per Share
101.24 12.02 5.33 14.84 19.86
CapEx Per Share
2.24 1.70 1.53 1.31 1.20
Free Cash Flow to Operating Cash Flow
0.98 0.88 0.78 0.92 0.94
Dividend Paid and CapEx Coverage Ratio
9.50 1.93 1.30 2.60 10.91
Capital Expenditure Coverage Ratio
46.20 8.06 4.49 12.29 17.58
Operating Cash Flow Coverage Ratio
0.74 0.09 0.05 0.11 0.15
Operating Cash Flow to Sales Ratio
0.92 0.27 0.13 0.40 0.64
Free Cash Flow Yield
46.24%8.43%4.68%12.37%26.91%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.35 7.48 6.52 9.62 11.02
Price-to-Sales (P/S) Ratio
1.95 2.76 2.20 2.99 2.26
Price-to-Book (P/B) Ratio
1.71 1.34 1.23 1.48 0.94
Price-to-Free Cash Flow (P/FCF) Ratio
2.16 11.87 21.37 8.08 3.72
Price-to-Operating Cash Flow Ratio
2.11 10.39 16.61 7.43 3.51
Price-to-Earnings Growth (PEG) Ratio
-109.65 0.82 0.16 0.11 -0.75
Price-to-Fair Value
1.71 1.34 1.23 1.48 0.94
Enterprise Value Multiple
1.54 0.00 0.00 0.00 0.00
Enterprise Value
14.24B -11.43B -30.45B -25.92B -34.75B
EV to EBITDA
1.54 0.00 0.00 0.00 0.00
EV to Sales
0.49 -0.86 -2.30 -2.53 -4.43
EV to Free Cash Flow
0.54 -3.70 -22.32 -6.83 -7.28
EV to Operating Cash Flow
0.53 -3.24 -17.35 -6.28 -6.86
Tangible Book Value Per Share
133.17 108.48 94.20 84.17 80.80
Shareholders’ Equity Per Share
127.66 106.66 92.91 81.23 78.20
Tax and Other Ratios
Effective Tax Rate
0.37 0.34 0.34 0.34 0.35
Revenue Per Share
112.30 51.73 51.74 40.09 32.65
Net Income Per Share
21.10 19.07 17.47 12.47 6.70
Tax Burden
0.61 0.63 0.64 0.63 0.62
Interest Burden
1.00 -18.85 -20.97 -14.84 -9.20
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.04 0.35 0.01 0.01 0.02
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
4.71 0.70 0.38 1.26 2.97
Currency in ILS
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