Migdal Insurance & Financial Holdings Ltd. (IL:MGDL)
TASE:MGDL
MGDL Stock Chart & Stats
1609.00
-0.05(-0.69%)
At close: 4:00 PM EST
1609.00
-0.05(-0.69%)
Day’s Range― - ―
52-Week Range603.40 - 1,948.00
Previous CloseN/A
Volume1.45M
Average Volume (3M)2.90M
Market Cap
₪18.32B
Enterprise Value23.04B
Total Cash (Recent Filing)₪3.52B
Total Debt (Recent Filing)₪8.24B
Price to Earnings (P/E)5.6
Beta1.46
Next Earnings
May 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.3%
Share Statistics
EPS (TTM)44.90
Shares Outstanding1,057,948,100
10 Day Avg. Volume3,001,843
30 Day Avg. Volume2,903,189
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)1.64
Price to Sales (P/S)0.47
P/FCF Ratio2.96
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability Rebound And Healthy ROEThe TTM net income rebound (1.83B vs 0.61B) and ROE around 15% indicate restored underwriting and investment margins. Sustained higher ROE supports internal capital generation, dividend capacity and reserve building, improving long-term solvency and strategic flexibility if maintained.
Manageable Leverage On Latest TTMA debt-to-equity of ~0.01 and rising equity reduce financial risk and interest burden, increasing room to absorb underwriting or market shocks. Lower leverage enhances capacity for strategic moves and reserve strengthening, supporting multi-quarter financial resilience despite past shifts.
Strong TTM Cash Generation And FCF AlignmentRobust OCF (~5.6B) and FCF (~5.3B) that track earnings (~0.95x) indicate solid conversion of profits to cash. Reliable cash generation underpins dividend and reserve funding and reduces reliance on external financing, strengthening long-term financial stability if conversion persists.
Bears Say
Historical Revenue And Cash-flow VolatilitySharp swings in revenue and cash flow (notably a large drop in 2022 and subsequent rebound) show high sensitivity to underwriting cycles and investment returns. This cyclicality complicates capital planning, reserve adequacy and predictable earnings over multi-quarter horizons.
Sharp Year-over-year Decline In Free Cash FlowA ~27% drop in FCF versus the prior year reduces the cushion for dividends, reserve increases and reinvestment. If FCF weakness persists, the firm may need to curb capital returns or leverage up, weakening long-term financial flexibility during adverse cycles.
Modest Net Margins And Sensitivity To Underwriting/investmentsA net margin near 4.1% is modest for an insurer with diverse businesses, meaning small adverse claims trends or investment losses can materially hit profits. Persistent margin pressure would slow equity build-up and constrain competitive investment or product pricing over the medium term.
Migdal Insur. News
MGDL FAQ
What was Migdal Insurance & Financial Holdings Ltd.’s price range in the past 12 months?
Migdal Insurance & Financial Holdings Ltd. lowest stock price was 603.40 and its highest was 1948.00 in the past 12 months.
What is Migdal Insurance & Financial Holdings Ltd.’s market cap?
Migdal Insurance & Financial Holdings Ltd.’s market cap is ₪18.32B.
When is Migdal Insurance & Financial Holdings Ltd.’s upcoming earnings report date?
Migdal Insurance & Financial Holdings Ltd.’s upcoming earnings report date is May 26, 2026 which is in 56 days.
How were Migdal Insurance & Financial Holdings Ltd.’s earnings last quarter?
Migdal Insurance & Financial Holdings Ltd. released its earnings results on Mar 25, 2026. The company reported 44.9 earnings per share for the quarter, beating the consensus estimate of N/A by 44.9.
Is Migdal Insurance & Financial Holdings Ltd. overvalued?
According to Wall Street analysts Migdal Insurance & Financial Holdings Ltd.’s price is currently Overvalued.
Does Migdal Insurance & Financial Holdings Ltd. pay dividends?
Migdal Insurance & Financial Holdings Ltd. pays a Semiannually dividend of 2.847 which represents an annual dividend yield of 0.3%. See more information on Migdal Insurance & Financial Holdings Ltd. dividends here
What is Migdal Insurance & Financial Holdings Ltd.’s EPS estimate?
Migdal Insurance & Financial Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Migdal Insurance & Financial Holdings Ltd. have?
Migdal Insurance & Financial Holdings Ltd. has 1,057,948,100 shares outstanding.
What happened to Migdal Insurance & Financial Holdings Ltd.’s price movement after its last earnings report?
Migdal Insurance & Financial Holdings Ltd. reported an EPS of 44.9 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 11.307%.
Which hedge fund is a major shareholder of Migdal Insurance & Financial Holdings Ltd.?
Currently, no hedge funds are holding shares in IL:MGDL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Migdal Insurance & Financial Holdings Ltd.
Migdal Insurance and Financial Holdings Ltd., together with its subsidiaries, provides insurance, pension, and financial services for private and corporate customers in Israel. The company deals and manages pension plans, life and health insurance products, pensions, and financial business plans; and provides personal accident and mortgage insurance solutions, and savings, as well as insurance agency services. It also markets investments; operates nostro accounts; and manages financial assets, including mutual funds and portfolios, as well as engages in the investment banking and distribution activities. The company was founded in 1934 and is based in Petah Tikva, Israel. Migdal Insurance and Financial Holdings Ltd. operates as a subsidiary of Eliahu Issues Ltd.