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DIRECT FINANCE OF DIRECT GROUP (2006)LTD (IL:DIFI)
:DIFI
Israel Market
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Direct Finance (DIFI) Ratios

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Direct Finance Ratios

IL:DIFI's free cash flow for Q2 2025 was 0.63. For the 2025 fiscal year, IL:DIFI's free cash flow was decreased by and operating cash flow was 0.07. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.17 1.37 1.19 1.87 1.72
Quick Ratio
1.17 1.36 1.17 1.85 1.72
Cash Ratio
<0.01 <0.01 <0.01 0.07 <0.01
Solvency Ratio
0.02 0.03 0.05 0.06 0.03
Operating Cash Flow Ratio
-0.14 -0.38 -0.40 -1.26 -0.17
Short-Term Operating Cash Flow Coverage
-0.16 -0.43 -0.46 -1.59 -0.19
Net Current Asset Value
-4.48B -3.38B -2.44B -1.08B -108.64M
Leverage Ratios
Debt-to-Assets Ratio
0.82 0.80 0.77 0.71 0.75
Debt-to-Equity Ratio
5.67 5.05 4.40 3.17 4.08
Debt-to-Capital Ratio
0.85 0.83 0.81 0.76 0.80
Long-Term Debt-to-Capital Ratio
0.79 0.77 0.71 0.69 0.65
Financial Leverage Ratio
6.93 6.33 5.70 4.46 5.42
Debt Service Coverage Ratio
0.06 0.09 0.12 0.22 0.06
Interest Coverage Ratio
0.00 0.00 498.90 1.35K 300.48
Debt to Market Cap
5.39 5.05 3.54 1.30 2.19
Interest Debt Per Share
2.77K 2.11K 1.98K 1.19K 1.24K
Net Debt to EBITDA
33.17 24.63 12.21 9.18 20.32
Profitability Margins
Gross Profit Margin
46.49%89.91%53.07%58.19%62.61%
EBIT Margin
12.16%27.70%28.46%34.42%22.36%
EBITDA Margin
15.35%33.21%31.14%38.03%28.51%
Operating Profit Margin
15.76%35.19%28.46%34.42%22.90%
Pretax Profit Margin
12.16%27.71%28.46%34.41%22.90%
Net Profit Margin
7.03%17.39%17.88%21.47%14.85%
Continuous Operations Profit Margin
7.75%17.43%17.88%21.47%14.85%
Net Income Per EBT
57.81%62.76%62.82%62.39%64.85%
EBT Per EBIT
77.18%78.74%100.00%99.99%100.00%
Return on Assets (ROA)
1.13%1.69%3.63%4.25%1.93%
Return on Equity (ROE)
7.83%10.71%20.68%18.97%10.44%
Return on Capital Employed (ROCE)
3.65%4.86%9.45%9.47%5.48%
Return on Invested Capital (ROIC)
1.66%1.57%3.81%4.51%2.03%
Return on Tangible Assets
1.14%1.72%3.67%4.31%1.96%
Earnings Yield
8.21%10.74%16.61%7.81%5.62%
Efficiency Ratios
Receivables Turnover
0.45 0.00 0.00 0.00 0.00
Payables Turnover
21.94 3.01 24.07 23.47 23.01
Inventory Turnover
0.00 3.18 16.50 13.84 0.00
Fixed Asset Turnover
16.58 9.15 17.49 58.42 31.17
Asset Turnover
0.16 0.10 0.20 0.20 0.13
Working Capital Turnover Ratio
3.45 1.12 1.78 0.75 0.50
Cash Conversion Cycle
801.47 -6.57 6.95 10.82 -15.86
Days of Sales Outstanding
818.11 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 114.83 22.12 26.38 0.00
Days of Payables Outstanding
16.64 121.40 15.16 15.55 15.86
Operating Cycle
818.11 114.83 22.12 26.38 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-150.16 -295.14 -401.02 -592.83 -131.20
Free Cash Flow Per Share
-170.32 -314.16 -417.44 -602.34 -138.95
CapEx Per Share
20.16 19.02 16.42 9.51 7.75
Free Cash Flow to Operating Cash Flow
1.13 1.06 1.04 1.02 1.06
Dividend Paid and CapEx Coverage Ratio
-3.13 -6.17 -5.96 -15.76 -10.17
Capital Expenditure Coverage Ratio
-7.45 -15.52 -24.43 -62.33 -16.93
Operating Cash Flow Coverage Ratio
-0.05 -0.14 -0.20 -0.50 -0.11
Operating Cash Flow to Sales Ratio
-0.28 -1.14 -0.77 -1.79 -0.61
Free Cash Flow Yield
-33.44%-75.25%-74.54%-66.00%-24.58%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.18 9.31 6.02 12.81 17.80
Price-to-Sales (P/S) Ratio
0.94 1.62 1.08 2.75 2.64
Price-to-Book (P/B) Ratio
0.95 1.00 1.24 2.43 1.86
Price-to-Free Cash Flow (P/FCF) Ratio
-2.99 -1.33 -1.34 -1.52 -4.07
Price-to-Operating Cash Flow Ratio
-3.10 -1.41 -1.40 -1.54 -4.31
Price-to-Earnings Growth (PEG) Ratio
-1.46 -0.17 0.17 0.10 -0.46
Price-to-Fair Value
0.95 1.00 1.24 2.43 1.86
Enterprise Value Multiple
39.28 29.51 15.67 16.41 29.59
Enterprise Value
8.85B 7.46B 6.67B 5.27B 4.03B
EV to EBITDA
39.28 29.51 15.67 16.41 29.59
EV to Sales
6.03 9.80 4.88 6.24 8.44
EV to Free Cash Flow
-19.23 -8.04 -6.08 -3.44 -12.98
EV to Operating Cash Flow
-21.81 -8.56 -6.33 -3.49 -13.75
Tangible Book Value Per Share
510.59 392.79 415.49 355.42 280.95
Shareholders’ Equity Per Share
488.88 418.61 449.82 375.79 304.00
Tax and Other Ratios
Effective Tax Rate
0.36 0.37 0.37 0.38 0.35
Revenue Per Share
543.30 257.77 520.39 331.94 213.77
Net Income Per Share
38.21 44.83 93.02 71.27 31.75
Tax Burden
0.58 0.63 0.63 0.62 0.65
Interest Burden
1.00 1.00 1.00 1.00 1.02
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.02 0.03 0.02 0.02 0.03
Stock-Based Compensation to Revenue
<0.01 <0.01 0.01 0.01 0.00
Income Quality
-3.56 -6.57 -4.31 -8.32 -4.13
Currency in ILS
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