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Clal Insurance Enterprises Holdings Limited (IL:CLIS)
:CLIS
Israel Market
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Clal Insurance (CLIS) Ratios

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Clal Insurance Ratios

IL:CLIS's free cash flow for Q2 2025 was 1.00. For the 2025 fiscal year, IL:CLIS's free cash flow was decreased by and operating cash flow was 0.11. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.00 43.54 38.42 4.43
Quick Ratio
0.00 0.00 43.54 38.42 4.43
Cash Ratio
0.00 0.00 20.98 20.44 1.81
Solvency Ratio
0.01 <0.01 <0.01 0.01 <0.01
Operating Cash Flow Ratio
0.00 0.00 -4.50 10.27 -0.31
Short-Term Operating Cash Flow Coverage
0.00 0.00 -47.89 142.24 -41.13
Net Current Asset Value
-169.40B -146.33B -111.55B -111.20B -100.41B
Leverage Ratios
Debt-to-Assets Ratio
0.09 <0.01 0.04 0.03 0.04
Debt-to-Equity Ratio
1.66 0.09 0.64 0.63 0.74
Debt-to-Capital Ratio
0.62 0.08 0.39 0.39 0.42
Long-Term Debt-to-Capital Ratio
0.61 0.00 0.36 0.36 0.39
Financial Leverage Ratio
18.86 19.07 18.09 18.84 19.76
Debt Service Coverage Ratio
3.38 2.04 1.55 4.95 4.22
Interest Coverage Ratio
3.12 29.82 0.75 6.72 3.92
Debt to Market Cap
1.17 0.00 1.05 0.80 1.21
Interest Debt Per Share
207.70 18.34 72.40 75.40 71.00
Net Debt to EBITDA
2.56 -4.25 -14.36 -4.85 -2.72
Profitability Margins
Gross Profit Margin
101.05%100.00%100.00%100.00%100.00%
EBIT Margin
10.41%4.65%5.57%7.25%5.10%
EBITDA Margin
12.21%6.78%6.59%7.61%6.48%
Operating Profit Margin
9.06%90.53%2.18%6.32%4.30%
Pretax Profit Margin
7.52%1.62%2.65%6.31%4.00%
Net Profit Margin
5.09%1.03%1.66%4.32%3.00%
Continuous Operations Profit Margin
5.12%1.04%1.72%4.34%3.02%
Net Income Per EBT
67.72%63.40%62.50%68.44%74.87%
EBT Per EBIT
83.01%1.79%121.34%99.83%93.09%
Return on Assets (ROA)
0.79%0.13%0.08%0.74%0.35%
Return on Equity (ROE)
15.13%2.56%1.51%14.01%6.96%
Return on Capital Employed (ROCE)
1.40%11.87%0.11%1.09%0.52%
Return on Invested Capital (ROIC)
0.00%4.36%0.07%0.75%0.40%
Return on Tangible Assets
0.80%0.14%0.08%0.75%0.36%
Earnings Yield
11.06%4.83%2.77%20.04%13.00%
Efficiency Ratios
Receivables Turnover
1.51 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
28.84 21.84 10.83 36.20 20.62
Asset Turnover
0.15 0.13 0.05 0.17 0.12
Working Capital Turnover Ratio
0.00 1.90 0.29 1.27 1.09
Cash Conversion Cycle
241.73 0.00 0.00 0.00 0.00
Days of Sales Outstanding
241.73 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
241.73 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
22.18 -55.37 -35.05 104.84 -18.53
Free Cash Flow Per Share
16.96 -59.59 -37.93 101.54 -21.70
CapEx Per Share
5.23 4.21 2.88 3.29 3.17
Free Cash Flow to Operating Cash Flow
0.76 1.08 1.08 0.97 1.17
Dividend Paid and CapEx Coverage Ratio
2.46 -13.11 -12.17 31.82 -5.84
Capital Expenditure Coverage Ratio
4.24 -13.15 -12.17 31.82 -5.84
Operating Cash Flow Coverage Ratio
0.11 -5.55 -0.50 1.46 -0.27
Operating Cash Flow to Sales Ratio
0.06 -0.20 -0.35 0.28 -0.09
Free Cash Flow Yield
10.56%-101.86%-64.09%127.25%-43.48%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.05 20.71 36.09 4.99 7.69
Price-to-Sales (P/S) Ratio
0.46 0.21 0.60 0.22 0.23
Price-to-Book (P/B) Ratio
1.34 0.53 0.55 0.70 0.54
Price-to-Free Cash Flow (P/FCF) Ratio
9.47 -0.98 -1.56 0.79 -2.30
Price-to-Operating Cash Flow Ratio
7.23 -1.06 -1.69 0.76 -2.69
Price-to-Earnings Growth (PEG) Ratio
0.30 0.28 -0.40 0.03 -0.05
Price-to-Fair Value
1.34 0.53 0.55 0.70 0.54
Enterprise Value Multiple
6.34 -1.12 -5.30 -2.02 0.84
Enterprise Value
21.43B -1.63B -2.55B -3.85B 795.38M
EV to EBITDA
6.34 -1.12 -5.30 -2.02 0.84
EV to Sales
0.77 -0.08 -0.35 -0.15 0.05
EV to Free Cash Flow
15.88 0.35 0.91 -0.56 -0.54
EV to Operating Cash Flow
12.14 0.38 0.99 -0.54 -0.63
Tangible Book Value Per Share
92.53 82.79 92.42 96.05 75.40
Shareholders’ Equity Per Share
119.28 110.20 108.34 114.20 93.12
Tax and Other Ratios
Effective Tax Rate
0.32 0.36 0.35 0.31 0.24
Revenue Per Share
348.04 275.43 99.05 370.50 216.48
Net Income Per Share
17.72 2.83 1.64 16.00 6.48
Tax Burden
0.68 0.63 0.63 0.68 0.75
Interest Burden
0.72 0.35 0.48 0.87 0.78
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
>-0.01 0.02 0.05 0.01 0.02
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 0.00
Income Quality
1.24 -19.60 -20.52 6.53 -2.83
Currency in ILS
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