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International Bancshares Corp. (IBOC)
NASDAQ:IBOC
US Market
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International Bancshares (IBOC) Ratios

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International Bancshares Ratios

IBOC's free cash flow for Q3 2025 was $0.00. For the 2025 fiscal year, IBOC's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.45 0.80 1.19 0.99
Quick Ratio
0.00 0.45 1.06 1.71 1.40
Cash Ratio
0.00 0.05 0.25 0.51 0.39
Solvency Ratio
0.03 0.03 0.02 0.49 0.34
Operating Cash Flow Ratio
0.00 0.04 0.05 0.05 0.06
Short-Term Operating Cash Flow Coverage
0.00 0.89 0.00 0.00 0.00
Net Current Asset Value
$ -13.42B$ -7.08B$ -6.91B$ 6.88B$ 4.54B
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.04 <0.01 0.04 0.04
Debt-to-Equity Ratio
0.00 0.27 0.07 0.25 0.26
Debt-to-Capital Ratio
0.00 0.21 0.07 0.20 0.21
Long-Term Debt-to-Capital Ratio
0.00 0.05 0.07 0.20 0.21
Financial Leverage Ratio
0.00 6.16 7.58 6.95 6.44
Debt Service Coverage Ratio
1.52 0.65 8.44 10.40 -1.14
Interest Coverage Ratio
1.76 3.85 11.03 12.01 5.41
Debt to Market Cap
0.00 0.19 0.05 0.21 0.24
Interest Debt Per Share
3.48 12.67 2.93 9.43 9.57
Net Debt to EBITDA
0.00 >-0.01 -4.80 -7.60 0.00
Profitability Margins
Gross Profit Margin
78.01%82.01%100.00%100.00%100.00%
EBIT Margin
70.04%53.74%56.71%-4.22%-5.26%
EBITDA Margin
51.20%56.00%59.94%58.52%0.00%
Operating Profit Margin
49.05%53.98%62.36%54.30%39.33%
Pretax Profit Margin
63.02%53.74%56.71%54.30%39.33%
Net Profit Margin
54.18%42.27%44.49%42.78%31.07%
Continuous Operations Profit Margin
54.18%42.27%44.49%42.78%31.07%
Net Income Per EBT
85.97%78.65%78.46%78.78%79.01%
EBT Per EBIT
128.46%99.56%90.93%100.00%100.00%
Return on Assets (ROA)
0.00%2.73%1.94%1.58%1.19%
Return on Equity (ROE)
14.20%16.82%14.68%11.00%7.68%
Return on Capital Employed (ROCE)
0.00%19.39%5.76%3.30%2.38%
Return on Invested Capital (ROIC)
0.00%12.76%8.57%3.95%4.10%
Return on Tangible Assets
0.00%2.79%1.97%1.61%1.22%
Earnings Yield
10.58%12.21%10.47%9.46%7.01%
Efficiency Ratios
Receivables Turnover
0.00 14.92 14.74 19.40 14.21
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 2.23 1.56 1.33 1.12
Asset Turnover
0.00 0.06 0.04 0.04 0.04
Working Capital Turnover Ratio
-0.13 -0.15 -2.86 1.03 -21.51
Cash Conversion Cycle
0.00 24.47 24.77 18.81 25.68
Days of Sales Outstanding
0.00 24.47 24.77 18.81 25.68
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 24.47 24.77 18.81 25.68
Cash Flow Ratios
Operating Cash Flow Per Share
1.85 7.64 6.19 4.60 4.79
Free Cash Flow Per Share
1.87 7.20 5.88 4.44 4.68
CapEx Per Share
0.03 0.44 0.31 0.16 0.11
Free Cash Flow to Operating Cash Flow
1.01 0.94 0.95 0.96 0.98
Dividend Paid and CapEx Coverage Ratio
1.30 4.49 4.10 3.50 3.98
Capital Expenditure Coverage Ratio
69.79 17.25 20.19 28.07 45.37
Operating Cash Flow Coverage Ratio
0.00 0.73 2.66 0.51 0.53
Operating Cash Flow to Sales Ratio
0.15 0.49 0.57 0.49 0.57
Free Cash Flow Yield
2.93%13.25%12.86%10.47%12.51%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.45 8.19 9.55 10.58 14.26
Price-to-Sales (P/S) Ratio
5.12 3.46 4.25 4.52 4.43
Price-to-Book (P/B) Ratio
1.27 1.38 1.40 1.16 1.10
Price-to-Free Cash Flow (P/FCF) Ratio
34.11 7.55 7.78 9.55 8.00
Price-to-Operating Cash Flow Ratio
34.59 7.11 7.39 9.21 7.82
Price-to-Earnings Growth (PEG) Ratio
-0.39 0.21 0.49 0.20 -0.89
Price-to-Fair Value
1.27 1.38 1.40 1.16 1.10
Enterprise Value Multiple
10.00 6.18 2.29 0.14 0.00
Enterprise Value
3.98B 3.37B 925.11M 47.06M 959.63M
EV to EBITDA
10.01 6.18 2.29 0.14 0.00
EV to Sales
5.12 3.46 1.37 0.08 1.78
EV to Free Cash Flow
34.13 7.54 2.51 0.17 3.22
EV to Operating Cash Flow
34.62 7.11 2.38 0.16 3.14
Tangible Book Value Per Share
-215.98 34.88 28.12 239.81 206.76
Shareholders’ Equity Per Share
50.33 39.43 32.63 36.44 34.18
Tax and Other Ratios
Effective Tax Rate
0.14 0.21 0.22 0.21 0.21
Revenue Per Share
12.49 15.69 10.77 9.37 8.45
Net Income Per Share
6.77 6.63 4.79 4.01 2.63
Tax Burden
0.86 0.79 0.78 0.79 0.79
Interest Burden
0.90 1.00 1.00 -12.88 -7.48
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.15 0.14 0.20 0.22 0.24
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.00 1.15 1.29 1.15 1.82
Currency in USD
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