Education
About Us
Working with TipRanks
Follow Us
Hancock Whitney Corporation (HWC)
NASDAQ:HWC
Earnings Data
Report Date
Jul 22, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.33Last Year’s EPS
1.31Same Quarter Last Year
Strong Buy
Based on 6 Analysts Ratings
---
Earnings Call Summary
Earnings Call Date:Apr 15, 2025
|% Change Since: 2.61%
|Next Earnings Date:Jul 22, 2025
Earnings Call Sentiment|Neutral
The earnings call reflected strong financial performance with notable achievements in NIM expansion and fee income growth. However, challenges were noted with declines in loans and deposits. The company's strategic initiatives, such as the Sable Trust acquisition and capital returns, were well-received, but the economic environment and loan yield pressures presented ongoing challenges.Company Guidance
In the first quarter of 2025, Hancock Whitney Corporation reported a strong financial performance, with notable metrics including a 1.41% return on assets (ROA) and a total risk-based capital ratio of 16.39%. The company achieved a net income of $120 million, translating to earnings per share (EPS) of $1.38, and experienced a net interest margin (NIM) expansion to 3.43%. Despite a $201 million decline in loans, primarily due to payoffs in healthcare and commercial non-real estate sectors, the company anticipates low single-digit loan growth for 2025, with most growth expected in the second half of the year. Fee income is projected to increase by 9% to 10% year-over-year, supported by the Sable Trust transaction, set to close on May 2nd. Hancock Whitney also reported a decrease in deposits by $298 million, mainly due to seasonal outflows of public funds, though its non-interest-bearing deposit mix remained stable at 36%. The company returned capital to shareholders by repurchasing 350,000 shares and raising the common stock dividend to $0.45 per share. The common equity tier one ratio was reported at 14.51%, and the tangible common equity ratio at 10.01%, underscoring robust capital metrics.Strong Financial Performance
Hancock Whitney Corporation reported a 1.41% return on assets (ROA) and ended the quarter with a total risk-based capital of 16.39%.
Net Interest Margin Expansion
The Net Interest Margin (NIM) expanded by two basis points to 3.43%, driven by lower deposit costs and a favorable funding mix.
Fee Income Growth
Fee income increased by 9% to 10% year over year, with strong performance across most categories.
Capital Return to Shareholders
The company repurchased 350,000 shares of common stock and increased the common stock dividend to $0.45 per share, a 50% increase from last year.
Sable Trust Acquisition
The acquisition of Sable Trust Company is expected to close on May 2nd, contributing approximately two cents per share to earnings in 2025.
---
HWC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
---
HWC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 15, 2025 | $48.69 | $48.52 | -0.35% |
| Jan 21, 2025 | $60.24 | $59.23 | -1.68% |
| Oct 15, 2024 | $52.97 | $52.52 | -0.85% |
| Jul 16, 2024 | $52.49 | $53.32 | +1.58% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
---
FAQ
When does Hancock Whitney Corporation (HWC) report earnings?
Hancock Whitney Corporation (HWC) is schdueled to report earning on Jul 22, 2025, TBA Not Confirmed.
What is Hancock Whitney Corporation (HWC) earnings time?
Hancock Whitney Corporation (HWC) earnings time is at Jul 22, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is HWC EPS forecast?
HWC EPS forecast for the fiscal quarter 2025 (Q2) is 1.33.
---