Trending News

More News >

Education

Personal Finance How To Use TipRanks TipRanks Labs Glossary FAQs

About Us

About TipRanks Contact Us Careers Reviews Mobile APP

Working with TipRanks

Enterprise Solutions Advertise with Us Top Online Brokers Become an Affiliate TipRanks News Wire

TOOLS

Technical Analysis Screener

Top Analyst Stocks

Popular

Top Smart Score Stocks

Popular

AI Analyst Top Stocks

Daily Analyst Ratings

Daily Insiders Trades

Dividend Stocks

ETF Center

Top Gainers/losers/active ETFs

Trump Dashboard

New

Dividend Calculator

Options Profit Calculator

Dollar Cost Averaging

Compound Interest Calculator

Mortgage Calculator

Auto Loan Calculator

Student Loan Calculator

401k Retirement Calculator

Best High Yield Dividend Stocks

Dividend Aristocrats

Dividend Stock Comparison

New

Dividend Calculator

Dividend Returns Comparison

Dividend Calendar

Top Analysts

Top Financial Bloggers

Top-Performing Corporate Insiders

Top Hedge Fund Managers

Top Research Firms

Top Individual Investors

Personal Finance Center

Mortgages

Loans

Investing & Retirement

Education

About Us

Working with TipRanks

STOCKS

Healthequity (HQY)

NASDAQ:HQY

HQY

Healthequity

RESEARCH TOOLS

Top Smart Score Stocks

Stock Screener

reports

Healthequity (HQY) Ratios

Compare

862 Followers

Healthequity Ratios

HQY's free cash flow for Q2 2026 was $0.71. For the 2026 fiscal year, HQY's free cash flow was decreased by $ and operating cash flow was $0.29. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	4.23	4.76	2.92	2.29	2.25
Quick Ratio	4.23	4.76	2.92	2.29	2.25
Cash Ratio	2.61	3.45	1.94	1.47	1.61
Solvency Ratio	0.24	0.18	0.11	0.07	0.09
Operating Cash Flow Ratio	3.15	2.07	1.15	0.92	0.89
Short-Term Operating Cash Flow Coverage	36.87	0.00	5.45	6.74	2.37
Net Current Asset Value	$ -777.42M	$ -571.33M	$ -810.37M	$ -903.19M	$ -871.10M
Leverage Ratios
Debt-to-Assets Ratio	0.31	0.29	0.32	0.32	0.40
Debt-to-Equity Ratio	0.49	0.46	0.52	0.54	0.78
Debt-to-Capital Ratio	0.33	0.31	0.34	0.35	0.44
Long-Term Debt-to-Capital Ratio	0.32	0.30	0.34	0.35	0.42
Financial Leverage Ratio	1.59	1.55	1.63	1.68	1.97
Debt Service Coverage Ratio	5.00	4.74	2.41	2.18	1.43
Interest Coverage Ratio	3.71	2.31	0.80	0.95	2.39
Debt to Market Cap	0.12	0.14	0.19	0.23	0.17
Interest Debt Per Share	12.92	11.55	12.35	12.57	14.95
Net Debt to EBITDA	1.85	1.87	4.32	7.60	4.82
Profitability Margins
Gross Profit Margin	66.43%	62.29%	56.87%	56.00%	56.62%
EBIT Margin	19.58%	12.94%	1.20%	-3.99%	5.32%
EBITDA Margin	31.96%	28.25%	19.90%	13.61%	21.12%
Operating Profit Margin	18.48%	12.82%	4.52%	4.58%	11.35%
Pretax Profit Margin	14.59%	7.51%	-4.42%	-8.82%	0.56%
Net Profit Margin	11.49%	5.57%	-3.03%	-5.85%	1.20%
Continuous Operations Profit Margin	11.49%	5.57%	-3.03%	-5.85%	1.20%
Net Income Per EBT	78.75%	74.24%	68.62%	66.36%	213.38%
EBT Per EBIT	78.98%	58.56%	-97.87%	-192.69%	4.97%
Return on Assets (ROA)	4.27%	1.76%	-0.85%	-1.43%	0.33%
Return on Equity (ROE)	6.85%	2.74%	-1.38%	-2.39%	0.64%
Return on Capital Employed (ROCE)	7.10%	4.21%	1.32%	1.17%	3.32%
Return on Invested Capital (ROIC)	5.56%	3.11%	0.89%	0.77%	6.84%
Return on Tangible Assets	23.67%	8.20%	-5.18%	-9.07%	1.43%
Earnings Yield	1.72%	0.86%	-0.51%	-1.00%	0.14%
Efficiency Ratios
Receivables Turnover	11.41	9.53	8.90	8.65	10.08
Payables Turnover	44.37	31.31	26.74	12.09	197.17
Inventory Turnover	0.00	0.00	371.66M	0.00	0.00
Fixed Asset Turnover	29.62	18.38	12.43	8.70	6.18
Asset Turnover	0.37	0.32	0.28	0.24	0.27
Working Capital Turnover Ratio	3.46	2.89	3.83	3.33	3.67
Cash Conversion Cycle	23.75	26.64	27.37	11.98	34.36
Days of Sales Outstanding	31.98	38.30	41.02	42.18	36.21
Days of Inventory Outstanding	0.00	0.00	<0.01	0.00	0.00
Days of Payables Outstanding	8.23	11.66	13.65	30.20	1.85
Operating Cycle	31.98	38.30	41.02	42.18	36.21
Cash Flow Ratios
Operating Cash Flow Per Share	4.24	2.84	1.78	1.70	2.45
Free Cash Flow Per Share	3.92	2.30	0.37	0.05	1.14
CapEx Per Share	0.32	0.54	1.41	1.65	1.31
Free Cash Flow to Operating Cash Flow	0.93	0.81	0.21	0.03	0.47
Dividend Paid and CapEx Coverage Ratio	13.45	5.27	1.26	1.03	1.87
Capital Expenditure Coverage Ratio	13.45	5.27	1.26	1.03	1.87
Operating Cash Flow Coverage Ratio	0.35	0.26	0.15	0.14	0.17
Operating Cash Flow to Sales Ratio	0.29	0.24	0.17	0.19	0.25
Free Cash Flow Yield	4.02%	3.04%	0.61%	0.09%	1.36%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	57.98	116.08	-196.55	-100.31	704.62
Price-to-Sales (P/S) Ratio	6.66	6.47	5.96	5.87	8.49
Price-to-Book (P/B) Ratio	3.94	3.18	2.71	2.40	4.51
Price-to-Free Cash Flow (P/FCF) Ratio	24.88	32.87	163.00	1.14K	73.53
Price-to-Operating Cash Flow Ratio	23.05	26.63	34.11	31.51	34.27
Price-to-Earnings Growth (PEG) Ratio	2.90	-0.37	4.73	0.19	-8.85
Price-to-Fair Value	3.94	3.18	2.71	2.40	4.51
Enterprise Value Multiple	22.69	24.77	34.27	50.75	44.99
Enterprise Value	9.20B	7.00B	5.88B	5.23B	6.97B
EV to EBITDA	22.69	24.77	34.27	50.75	44.99
EV to Sales	7.25	7.00	6.82	6.91	9.50
EV to Free Cash Flow	27.09	35.56	186.48	1.34K	82.34
EV to Operating Cash Flow	25.07	28.81	39.02	37.06	38.38
Tangible Book Value Per Share	-7.56	-5.25	-8.16	-9.22	-9.63
Shareholders’ Equity Per Share	24.80	23.78	22.45	22.28	18.57
Tax and Other Ratios
Effective Tax Rate	0.21	0.26	0.31	0.34	-1.13
Revenue Per Share	14.66	11.68	10.21	9.10	9.88
Net Income Per Share	1.69	0.65	-0.31	-0.53	0.12
Tax Burden	0.79	0.74	0.69	0.66	2.13
Interest Burden	0.75	0.58	-3.69	2.21	0.11
Research & Development to Revenue	0.20	0.22	0.22	0.21	0.17
SG&A to Revenue	0.09	0.10	0.11	0.11	0.12
Stock-Based Compensation to Revenue	0.06	0.08	0.07	0.07	0.06
Income Quality	2.52	4.36	-5.76	-3.18	20.56

Currency in USD

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing