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Healthequity (HQY)
NASDAQ:HQY
HQY Stock Chart & Stats
$103.64
-$0.18(-0.18%)
At close: 4:00 PM EST
$103.64
-$0.18(-0.18%)
Day’s Range― - ―
52-Week Range$74.07 - $116.65
Previous CloseN/A
Volume98.58K
Average Volume (3M)829.45K
Market Cap
$8.93B
Enterprise Value$9.26B
Total Cash (Recent Filing)$304.46M
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)62.7
Beta0.87
Next Earnings
Dec 03, 2025EPS Estimate
0.91Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.08
Shares Outstanding86,156,334
10 Day Avg. Volume952,106
30 Day Avg. Volume829,448
Financial Highlights & Ratios
PEG Ratio1.40
Price to Book (P/B)4.54
Price to Sales (P/S)7.99
P/FCF Ratio28.40
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue7.30
Enterprise Value/Gross Profit10.99
Enterprise Value/Ebitda22.84
Forecast
1Y Price Target
$121.09Price Target Upside16.84% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering11
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Financial PerformanceThe company's strong and industry-leading HSA business is expected to drive continued improvement in operating and financial performance.
Market PositionHealthEquity is the leading pure-play provider that has been consistently gaining share and currently holds more than a quarter of the market.
Revenue GrowthThe expansion of HSA eligibility under OBBBA is a significant positive that is expected to boost the company's future revenue and earnings outlooks.
Bears Say
Fraud CostsThe company is still seeing elevated fraud costs which should exit the model by the end of the year.
Unit EconomicsThe unit economics and margins of the DTC channel could be decremental to the broader business, with no anticipation of material financial benefits in FY26.
Valuation ConcernsShares appear fully valued in the context of HQY's current 16x NTM EBITDA valuation, heading into a lower rate environment.
Healthequity News
HQY FAQ
What was Healthequity’s price range in the past 12 months?
Healthequity lowest stock price was $74.07 and its highest was $116.65 in the past 12 months.
What is Healthequity’s market cap?
Healthequity’s market cap is $8.93B.
When is Healthequity’s upcoming earnings report date?
Healthequity’s upcoming earnings report date is Dec 03, 2025 which is in 7 days.
How were Healthequity’s earnings last quarter?
Healthequity released its earnings results on Sep 02, 2025. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $0.914 by $0.166.
Is Healthequity overvalued?
According to Wall Street analysts Healthequity’s price is currently Undervalued.
Does Healthequity pay dividends?
Healthequity does not currently pay dividends.
What is Healthequity’s EPS estimate?
Healthequity’s EPS estimate is 0.91.
How many shares outstanding does Healthequity have?
Healthequity has 86,156,334 shares outstanding.
What happened to Healthequity’s price movement after its last earnings report?
Healthequity reported an EPS of $1.08 in its last earnings report, beating expectations of $0.914. Following the earnings report the stock price went up 7.53%.
Which hedge fund is a major shareholder of Healthequity?
Currently, no hedge funds are holding shares in HQY
Healthequity Stock Smart Score
Neutral
1
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5
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7
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$121.09 (16.84% Upside)
$121.09 (16.84% Upside)
Blogger Sentiment
Neutral
HQY Sentiment 50%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Decreased
By 94.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $322.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days <0.1%
Last 30 Days ▲ 2.3%
Last 30 Days ▲ 2.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-0.58%
12-Months-Change
Fundamentals
Return on Equity
6.78%
Trailing 12-Months
Asset Growth
-2.78%
Trailing 12-Months
Company Description
Healthequity
Healthequity (HQY) is a leading provider of health savings account (HSA) solutions and a prominent player in the healthcare financial technology sector. The company specializes in administering HSAs, flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs), enabling individuals and employers to manage healthcare costs more effectively. Healthequity's platform offers a range of services, including account management, investment options, and user-friendly interfaces that facilitate seamless transactions and financial planning for healthcare expenses.
HQY Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
HealthEquity's earnings call highlighted significant achievements in financial performance, legislative wins for HSAs, and technological advancements. While there were challenges related to the macroeconomic environment, particularly the labor market, the overall sentiment is positive due to the company's strong growth and strategic positioning.View all HQY earnings summariesHQY Revenue Breakdown
49.92% Service revenue
32.85% Custodial revenue
17.23% Interchange revenue
HQY Stock 12 Month Forecast
Average Price Target
$121.09
▲(16.84% Upside)
Technical Analysis
Omnicell
―
Premier
―
Doximity
―
BrightSpring Health Services, Inc.
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Hinge Health, Inc. Class A
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Ownership Overview
2.14% Insiders
37.10% Mutual Funds
15.64% Other Institutional Investors
20.18% Public Companies and
Individual Investors