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Healthequity (HQY)
NASDAQ:HQY
HQY Stock Chart & Stats
$73.88
-$0.18(-0.18%)
At close: 4:00 PM EST
$73.88
-$0.18(-0.18%)
Day’s Range― - ―
52-Week Range$72.90 - $116.65
Previous CloseN/A
Volume98.58K
Average Volume (3M)1.12M
Market Cap
$6.31B
Enterprise Value$7.11B
Total Cash (Recent Filing)$309.26M
Total Debt (Recent Filing)$1.03B
Price to Earnings (P/E)33.9
Beta0.95
Next Earnings
Mar 24, 2026EPS Estimate
0.9Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.01
Shares Outstanding85,436,290
10 Day Avg. Volume1,186,404
30 Day Avg. Volume1,120,721
Financial Highlights & Ratios
PEG Ratio1.40
Price to Book (P/B)4.54
Price to Sales (P/S)7.99
P/FCF Ratio28.40
Enterprise Value/Market Cap1.13
Enterprise Value/Revenue5.51
Enterprise Value/Gross Profit8.96
Enterprise Value/Ebitda15.43
Forecast
1Y Price Target
$115.23Price Target Upside55.97% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Earnings Momentum And GuidanceAnalyst notes recent quarterly revenue and EBITDA topped expectations and that management raised full-year guidance, indicating momentum that could support further upward revisions.
HSA Market GrowthAnalyst highlights that relationships with health plans covering a majority of Bronze exchange enrollees position the company to capture meaningful HSA account growth from ACA Bronze plan conversions.
Margin ExpansionAnalyst expects investments in automation and artificial intelligence to lower service costs and drive operating margin expansion, offering upside to profitability beyond current guidance.
Bears Say
Conservative Initial GuidanceAnalyst points out the company's initial guidance came in below analyst consensus at the midpoint, a factor that may disappoint investors and constrain share performance until visibility improves.
Custodial Yields RiskAnalyst warns that updated market rate assumptions could reduce future custodial yields and custodial revenue, which would pressure top-line growth and cash returns.
Fraud Cost VolatilityAnalyst observes that fraud costs were a material headwind to profitability in the recent period, creating downside risk if prior reductions do not persist.
Healthequity News
HQY FAQ
What was Healthequity’s price range in the past 12 months?
Healthequity lowest stock price was $72.90 and its highest was $116.65 in the past 12 months.
What is Healthequity’s market cap?
Healthequity’s market cap is $6.31B.
When is Healthequity’s upcoming earnings report date?
Healthequity’s upcoming earnings report date is Mar 24, 2026 which is in 35 days.
How were Healthequity’s earnings last quarter?
Healthequity released its earnings results on Dec 03, 2025. The company reported $1.01 earnings per share for the quarter, beating the consensus estimate of $0.912 by $0.098.
Is Healthequity overvalued?
According to Wall Street analysts Healthequity’s price is currently Undervalued.
Does Healthequity pay dividends?
Healthequity does not currently pay dividends.
What is Healthequity’s EPS estimate?
Healthequity’s EPS estimate is 0.9.
How many shares outstanding does Healthequity have?
Healthequity has 85,436,290 shares outstanding.
What happened to Healthequity’s price movement after its last earnings report?
Healthequity reported an EPS of $1.01 in its last earnings report, beating expectations of $0.912. Following the earnings report the stock price went down -3.011%.
Which hedge fund is a major shareholder of Healthequity?
Currently, no hedge funds are holding shares in HQY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Healthequity Stock Smart Score
Underperform
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Analyst Consensus
Strong Buy
Average Price Target:
$115.23 (55.97% Upside)
$115.23 (55.97% Upside)
Blogger Sentiment
Bullish
HQY Sentiment 66%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 49.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.5M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 11.4%
Last 30 Days ▼ 11.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-35.15%
12-Months-Change
Fundamentals
Return on Equity
9.01%
Trailing 12-Months
Asset Growth
-2.59%
Trailing 12-Months
Company Description
Healthequity
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.
HQY Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
HealthEquity demonstrated strong financial performance, strategic growth in accounts, and new platform launches. The company faces some macroeconomic challenges and potential pricing pressures but remains optimistic about future growth and legislative support.View all HQY earnings summariesHQY Revenue Breakdown
49.92% Service revenue
32.85% Custodial revenue
17.23% Interchange revenue
HQY Stock 12 Month Forecast
Average Price Target
$115.23
▲(55.97% Upside)
Technical Analysis
Omnicell
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Doximity
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BrightSpring Health Services, Inc.
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Hinge Health, Inc. Class A
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Ownership Overview
2.12% Insiders
37.38% Mutual Funds
23.53% Other Institutional Investors
11.56% Public Companies and
Individual Investors