Healthequity (HQY)
NASDAQ:HQY
HQY Stock Chart & Stats
$84.67
-$0.18(-0.18%)
At close: 4:00 PM EST
$84.67
-$0.18(-0.18%)
Day’s Range― - ―
52-Week Range$72.76 - $116.65
Previous CloseN/A
Volume98.58K
Average Volume (3M)923.23K
Market Cap
$7.15B
Enterprise Value$7.92B
Total Cash (Recent Filing)$318.93M
Total Debt (Recent Filing)$1.00B
Price to Earnings (P/E)34.3
Beta0.92
Next Earnings
Jun 08, 2026EPS Estimate
1.11Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.95
Shares Outstanding84,478,410
10 Day Avg. Volume912,981
30 Day Avg. Volume923,231
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)3.50
Price to Sales (P/S)5.62
P/FCF Ratio16.21
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue6.03
Enterprise Value/Gross Profit8.67
Enterprise Value/Ebitda24.55
Forecast
1Y Price Target
$109.42Price Target Upside29.23% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)4.62
Revenue Forecast (FY)$1.41B
Bulls Say, Bears Say
Bulls Say
Earnings And GuidanceQuarterly results beat expectations and management raised guidance, signaling stronger revenue and profit momentum that supports analyst optimism.
Operational Efficiency And Margin ExpansionInvestments in automation and artificial intelligence are expected to improve service cost efficiency and operating leverage, creating scope for material margin expansion beyond guidance.
Product Strength And Cash YieldAn industry-leading health savings account (HSA) business combined with higher effective yields on cash enhances revenue potential and supports margin improvement.
Bears Say
Growth Strategy RiskNarrowing HSA organic growth versus the broader market implies increased reliance on opportunistic portfolio acquisitions to boost accounts, raising integration and execution risk.
Ownership ConcentrationVery high institutional ownership alongside low insider ownership suggests concentrated external investor interest and limited insider alignment, increasing vulnerability to large fund flows.
Relative Valuation PressureAnalyst lowered the price target due to a less attractive relative valuation versus peers and historical averages, indicating constrained upside under prevailing multiples.
Healthequity News
HQY FAQ
What was Healthequity’s price range in the past 12 months?
Healthequity lowest stock price was $72.76 and its highest was $116.65 in the past 12 months.
What is Healthequity’s market cap?
Healthequity’s market cap is $7.15B.
When is Healthequity’s upcoming earnings report date?
Healthequity’s upcoming earnings report date is Jun 08, 2026 which is in 64 days.
How were Healthequity’s earnings last quarter?
Healthequity released its earnings results on Mar 17, 2026. The company reported $0.95 earnings per share for the quarter, beating the consensus estimate of $0.898 by $0.052.
Is Healthequity overvalued?
According to Wall Street analysts Healthequity’s price is currently Undervalued.
Does Healthequity pay dividends?
Healthequity does not currently pay dividends.
What is Healthequity’s EPS estimate?
Healthequity’s EPS estimate is 1.11.
How many shares outstanding does Healthequity have?
Healthequity has 84,478,410 shares outstanding.
What happened to Healthequity’s price movement after its last earnings report?
Healthequity reported an EPS of $0.95 in its last earnings report, beating expectations of $0.898. Following the earnings report the stock price went up 0.214%.
Which hedge fund is a major shareholder of Healthequity?
Currently, no hedge funds are holding shares in HQY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Healthequity Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$109.42 (29.23% Upside)
$109.42 (29.23% Upside)
Blogger Sentiment
Bullish
HQY Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 158.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 14.4%
Last 30 Days ▲ 14.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.58%
12-Months-Change
Fundamentals
Return on Equity
10.11%
Trailing 12-Months
Asset Growth
-3.16%
Trailing 12-Months
Company Description
Healthequity
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.
HQY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong operating leverage, significant margin expansion, record sales, higher assets, robust cash generation, and proactive hedging—while acknowledging early-stage initiatives (marketplace, ACA retail cohort) and structural underutilization of HSAs that create both risk and opportunity. Management raised guidance for fiscal 2027 and highlighted AI, security gains, and policy tailwinds as durable growth drivers. The positive financial momentum and multiple strategic initiatives outweigh the near-term execution and market uncertainties.View all HQY earnings summariesHQY Revenue Breakdown
49.92% Service revenue
32.85% Custodial revenue
17.23% Interchange revenue
HQY Stock 12 Month Forecast
Average Price Target
$109.42
▲(29.23% Upside)
Technical Analysis
Omnicell
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Doximity
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BrightSpring Health Services, Inc.
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Hinge Health, Inc. Class A
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Ownership Overview
2.12% Insiders
36.22% Mutual Funds
33.06% Other Institutional Investors
3.29% Public Companies and
Individual Investors