Healthequity Inc (HQY)
NASDAQ:HQY
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HQY Stock Chart & Stats
$86.04
-$0.18(-0.18%)
At close: 4:00 PM EST
$86.04
-$0.18(-0.18%)
Day’s Range― - ―
52-Week Range$72.76 - $116.65
Previous CloseN/A
Volume98.58K
Average Volume (3M)936.36K
Market Cap
$7.34B
Enterprise Value$8.02B
Total Cash (Recent Filing)$318.93M
Total Debt (Recent Filing)$1.00B
Price to Earnings (P/E)37.1
Beta0.96
Next Earnings
May 28, 2026EPS Estimate
1.11Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.50
Shares Outstanding83,830,460
10 Day Avg. Volume831,138
30 Day Avg. Volume936,358
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)3.50
Price to Sales (P/S)5.62
P/FCF Ratio16.21
Enterprise Value/Market Cap1.09
Enterprise Value/Revenue6.11
Enterprise Value/Gross Profit8.79
Enterprise Value/Ebitda24.88
Forecast
1Y Price Target
$114.40Price Target Upside32.96% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering11
EPS Forecast (FY)4.63
Revenue Forecast (FY)$1.41B
Bulls Say, Bears Say
Bulls Say
Custodial Cash Yield TailwindAnalyst notes that re-pricing custodial cash into higher-yield holdings and migrations into enhanced offerings should create a recurring cash and earnings tailwind and improve blended yields.
Marketplace MonetizationAnalyst highlights that the newly launched Marketplace can drive large, high-margin service revenue by showcasing HSA-eligible products to the existing account base without incremental customer acquisition costs.
Technology And AI EfficiencyAnalyst points to technology and AI investments that are lowering labor-intensive service costs per account, which should materially boost operating margins and long-term profitability.
Bears Say
Guidance ShortfallAnalyst flags that the company's initial guidance came in below analyst consensus at the midpoint, a result that may disappoint investors and pressure the stock until growth visibility improves.
Ownership ConcentrationAnalyst warns that very high institutional ownership combined with low insider ownership indicates concentrated external investor interest and limited insider alignment, which can increase share-price volatility.
Relative Valuation PressureAnalyst lowered the price target due to the stock's less attractive relative valuation versus peers and historical averages, suggesting limited near-term upside from current multiples.
Healthequity News
HQY FAQ
What was Healthequity Inc’s price range in the past 12 months?
Healthequity Inc lowest stock price was $72.76 and its highest was $116.65 in the past 12 months.
What is Healthequity Inc’s market cap?
Healthequity Inc’s market cap is $7.34B.
When is Healthequity Inc’s upcoming earnings report date?
Healthequity Inc’s upcoming earnings report date is May 28, 2026 which is in 7 days.
How were Healthequity Inc’s earnings last quarter?
Healthequity Inc released its earnings results on Mar 17, 2026. The company reported $0.95 earnings per share for the quarter, beating the consensus estimate of $0.898 by $0.052.
Is Healthequity Inc overvalued?
According to Wall Street analysts Healthequity Inc’s price is currently Undervalued.
Does Healthequity Inc pay dividends?
Healthequity Inc does not currently pay dividends.
What is Healthequity Inc’s EPS estimate?
Healthequity Inc’s EPS estimate is 1.11.
How many shares outstanding does Healthequity Inc have?
Healthequity Inc has 83,830,460 shares outstanding.
What happened to Healthequity Inc’s price movement after its last earnings report?
Healthequity Inc reported an EPS of $0.95 in its last earnings report, beating expectations of $0.898. Following the earnings report the stock price went up 0.214%.
Which hedge fund is a major shareholder of Healthequity Inc?
Currently, no hedge funds are holding shares in HQY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Healthequity Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$114.40 (32.96% Upside)
$114.40 (32.96% Upside)
Blogger Sentiment
Bullish
HQY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 158.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.2%
Last 30 Days ▼ 3.0%
Last 30 Days ▼ 3.0%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.47%
12-Months-Change
Fundamentals
Return on Equity
10.11%
Trailing 12-Months
Asset Growth
-3.16%
Trailing 12-Months
Company Description
Healthequity Inc
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.
HQY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong operating leverage, significant margin expansion, record sales, higher assets, robust cash generation, and proactive hedging—while acknowledging early-stage initiatives (marketplace, ACA retail cohort) and structural underutilization of HSAs that create both risk and opportunity. Management raised guidance for fiscal 2027 and highlighted AI, security gains, and policy tailwinds as durable growth drivers. The positive financial momentum and multiple strategic initiatives outweigh the near-term execution and market uncertainties.View all HQY earnings summariesHQY Revenue Breakdown
49.92% Service revenue
32.85% Custodial revenue
17.23% Interchange revenue
HQY Stock 12 Month Forecast
Average Price Target
$114.40
▲(32.96% Upside)
Technical Analysis
Omnicell
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Doximity
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BrightSpring Health Services, Inc.
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Hinge Health, Inc. Class A
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Ownership Overview
2.43% Insiders
36.21% Mutual Funds
35.20% Other Institutional Investors
0.49% Public Companies and
Individual Investors