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Healthequity Inc (HQY)
:HQY
HQY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$73.84 - $116.65
Previous CloseN/A
Volume98.58K
Average Volume (3M)875.56K
Market Cap
$7.87B
Enterprise Value$8.40B
Total Cash (Recent Filing)$287.89M
Total Debt (Recent Filing)$1.11B
Price to Earnings (P/E)65.4
Beta0.66
Next Earnings
Sep 02, 2025EPS Estimate
0.92Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.97
Shares Outstanding86,475,350
10 Day Avg. Volume816,286
30 Day Avg. Volume875,564
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue6.76
Enterprise Value/Gross Profit10.72
Enterprise Value/Ebitda22.12
Forecast
1Y Price Target
$120.14Price Target Upside33.76% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering14
Bulls Say, Bears Say
Bulls Say
Financial PerformanceHealthEquity reported financial results that topped expectations and full-year guidance was raised.
Legislation ImpactThe revised Senate bill reinstates provisions allowing Bronze & Catastrophic plans to qualify as HDHPs for HSAs, unlocking a 5MM+ member TAM.
Revenue GrowthTotal revenue increased 15.0% to $330.8 million, driven by robust custodial revenue growth.
Bears Say
Legislative ChallengesThe draft of the Senate Bill lacks any reference to HSAs, cooling sentiment on HQY as legislative TAM unlock returns to the back-burner.
Macroeconomic EnvironmentAccount growth was relatively weak in the quarter, reflecting a general saturation of HSA adoption and a weaker macro environment.
Market SentimentSentiment has cooled recently, as HQY shares dropped significantly while the S&P saw a slight increase, suggesting market anticipated the HSA omission in Senate's version of the bill.
Healthequity News
HQY FAQ
What was Healthequity Inc’s price range in the past 12 months?
Healthequity Inc lowest stock price was $73.84 and its highest was $116.65 in the past 12 months.
What is Healthequity Inc’s market cap?
Healthequity Inc’s market cap is $7.87B.
When is Healthequity Inc’s upcoming earnings report date?
Healthequity Inc’s upcoming earnings report date is Sep 02, 2025 which is in 9 days.
How were Healthequity Inc’s earnings last quarter?
Healthequity Inc released its earnings results on Jun 03, 2025. The company reported $0.97 earnings per share for the quarter, beating the consensus estimate of $0.813 by $0.157.
Is Healthequity Inc overvalued?
According to Wall Street analysts Healthequity Inc’s price is currently Undervalued.
Does Healthequity Inc pay dividends?
Healthequity Inc does not currently pay dividends.
What is Healthequity Inc’s EPS estimate?
Healthequity Inc’s EPS estimate is 0.92.
How many shares outstanding does Healthequity Inc have?
Healthequity Inc has 86,475,350 shares outstanding.
What happened to Healthequity Inc’s price movement after its last earnings report?
Healthequity Inc reported an EPS of $0.97 in its last earnings report, beating expectations of $0.813. Following the earnings report the stock price went up 8.963%.
Which hedge fund is a major shareholder of Healthequity Inc?
Currently, no hedge funds are holding shares in HQY
Healthequity Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$120.14 (33.76% Upside)
$120.14 (33.76% Upside)
Blogger Sentiment
Bullish
HQY Sentiment 70%
Sector Average 71%
Sector Average 71%
Hedge Fund Trend
Increased
By 172.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $34.0M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 5.2%
Last 30 Days ▼ 5.2%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
19.52%
12-Months-Change
Fundamentals
Return on Equity
5.77%
Trailing 12-Months
Asset Growth
5.23%
Trailing 12-Months
Company Description
Healthequity Inc
HealthEquity, Inc. provides technology-enabled services platforms to consumers and employers in the United States. The company offers cloud-based platforms for individuals to make health saving and spending decisions, pay healthcare bills, compare treatment options and prices, receive personalized benefit and clinical information, earn wellness incentives, grow their savings, and make investment choices; and health savings accounts. It also provides mutual fund investment platform; and online-only automated investment advisory services through Advisor, a Web-based tool. In addition, the company offers flexible spending accounts; health reimbursement arrangements; and Consolidated Omnibus Budget Reconciliation Act continuation services, as well as administers pre-tax commuter benefit programs. It serves clients through a direct sales force; benefits brokers and advisors; and a network of health plans, benefits administrators, benefits brokers and consultants, and retirement plan record-keepers. The company was incorporated in 2002 and is headquartered in Draper, Utah.
HQY Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflects a strong start to fiscal 2026, with significant growth in key metrics, successful fraud reduction efforts, and positive legislative developments that could expand the HSA market. Despite some challenges with softer HSA sales and ongoing fraud costs, the company's raised financial guidance and strategic investments in technology and security contribute to a positive outlook.View all HQY earnings summariesHQY Revenue Breakdown
49.92% Service revenue
32.85% Custodial revenue
17.23% Interchange revenue
HQY Stock 12 Month Forecast
Average Price Target
$120.14
▲(33.76% Upside)
Technical Analysis
Ownership Overview
2.15% Insiders
40.28% Mutual Funds
28.95% Other Institutional Investors
3.91% Public Companies and
Individual Investors