Modern Living Investments Holdings Limited (8426) AI Stock Analysis

• Market Cap: HK$191.20M
• Dividend Yield: 91.96%
• Average Volume (3M): 305.33K
• Price to Earnings (P/E): 11.3
• Beta (1Y): 0.09
• Revenue Growth: 13.42%
• EPS Growth: -4.50%
• Country: HK
• Employees: 1,588
• Sector: Real Estate
• Sector Strength: 72
• Industry: Real Estate - Services
• EPS (TTM): 0.02
• Shares Outstanding: 800,000,000
• 10 Day Avg. Volume: 26,000
• 30 Day Avg. Volume: 305,333
• PEG Ratio: -0.38
• Price to Book (P/B): 0.89
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 3.23
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 66 Neutral
• Price Target: HK$0.50 ▲(108.33%Upside)

The stock's overall score is driven by solid financial performance, notably strong gross margins and revenue growth, combined with attractive valuation metrics such as a high dividend yield. Technical analysis reveals potential for price recovery, with low RSI indicating oversold conditions. However, cash flow challenges and lower net margins pose risks to operational improvements.

Modern Living Investments Holdings Limited Business Overview & Revenue Model

Company Description

Modern Living Investments Holdings Limited (8426) is a company operating primarily in the property management sector. It specializes in providing comprehensive property management services, which include maintenance, security, cleaning, and other related services to residential and commercial properties. The company is committed to ensuring high-quality living and working environments through its professional management services.

How the Company Makes Money

Modern Living Investments Holdings Limited generates revenue primarily through fees charged for its property management services. These services include routine maintenance, security, cleaning, and other essential management functions required by residential and commercial property owners. The company often enters into contracts with property owners or homeowners' associations to provide these services on a regular basis, ensuring a steady stream of income. Additionally, the company may have partnerships with local contractors or service providers to fulfill its service obligations efficiently. Factors such as the scale of managed properties and the scope of services offered significantly contribute to the company’s earnings.

Modern Living Investments Holdings Limited Financial Statement Overview

Summary

The company has a robust gross profit margin and solid balance sheet with low leverage, but faces challenges in cash flow generation and lower net margins. Revenue growth is positive, indicating potential for expansion.

Income Statement

The company has shown a robust Gross Profit Margin of 98.5% for the latest year, indicating efficient cost management. However, its Net Profit Margin is relatively lower at 4.5%, suggesting higher operational costs. Revenue grew by 13.4% from the previous year, reflecting positive sales momentum. EBIT and EBITDA margins are moderate at 4% and 3.8%, respectively, indicating operational efficiency but room for improvement in operational leverage.

Balance Sheet

The company maintains a strong balance sheet with a Debt-to-Equity Ratio of 0.009, indicating minimal leverage and financial risk. The Return on Equity is solid at 11%, showing effective use of equity to generate profits. The Equity Ratio stands at 70%, reflecting a healthy proportion of equity financing and low reliance on debt.

Cash Flow

The cash flow situation presents a mixed picture. While the company had zero Operating Cash Flow and Free Cash Flow in the latest year, indicating possible liquidity challenges, historical data shows positive Free Cash Flow Growth Rate of -99.8% from the previous year, which highlights significant variability. The absence of Operating and Free Cash Flow to Net Income ratios points to areas needing improvement in cash generation.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
379.11M	334.24M	405.99M	479.76M	459.42M
	Gross Profit
375.54M	32.50M	34.53M	50.09M	458.47M
	EBIT
15.15M	15.07M	23.44M	30.21M	22.19M
	EBITDA
21.84M	22.32M	25.50M	32.38M	24.53M
	Net Income Common Stockholders
16.96M	17.77M	21.18M	25.46M	19.44M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
94.60M	71.96M	73.52M	47.68M	29.79M
	Total Assets
220.11M	209.53M	201.98M	209.29M	190.34M
	Total Debt
1.39M	2.27M	6.96M	3.20M	6.54M
	Net Debt
-22.45M	-9.28M	-4.43M	-37.71M	-23.24M
	Total Liabilities
66.11M	53.35M	51.69M	64.55M	57.66M
	Stockholders Equity
154.00M	156.18M	150.29M	144.74M	132.68M
Cash Flow		Free Cash Flow
35.18M	18.40M	41.40M	32.94M	7.28M
	Operating Cash Flow
40.61M	18.70M	41.96M	33.43M	9.44M
	Investing Cash Flow
-10.58M	962.00K	-54.65M	-5.42M	7.58M
	Financing Cash Flow
-17.18M	-18.00M	-14.38M	-15.80M	-2.68M

Modern Living Investments Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 0.24
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8426, the sentiment is Neutral. The current price of 0.24 is below the 20-day moving average (MA) of 0.25, above the 50-day MA of 0.24, and below the 200-day MA of 0.28, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 46.56 is Neutral, neither overbought nor oversold. The STOCH value of 44.44 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:8426.

Modern Living Investments Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
2669	76 Outperform	HK$17.14B	10.47		3.64%	―	―
6098	68 Neutral	HK$21.46B	10.93	4.96%	0.36%	1.31%	379.84%
1995	68 Neutral	HK$3.47B	6.72	9.70%	6.65%	2.68%	8.49%
8426	66 Neutral	HK$191.20M	11.27	10.94%	91.96%	13.42%	-4.50%
Sector *	51 Neutral	$1.16B	3.28	-0.13%	9.52%	-1.86%	-126.37%
3319	46 Neutral	HK$4.06B	―	-29.17%	17.94%	-11.94%	-756.32%
1736	38 Underperform	HK$14.69M	―	-33.77%	―	-3.25%	89.19%