Finet Group Limited (8317) AI Stock Analysis

• Market Cap: HK$69.99M
• Dividend Yield: N/A
• Average Volume (3M): 172.82K
• Price to Earnings (P/E): 35.0
• Beta (1Y): 0.27
• Revenue Growth: 50.50%
• EPS Growth: N/A
• Country: HK
• Employees: 32
• Sector: Industrials
• Sector Strength: 72
• Industry: Specialty Business Services
• EPS (TTM): <0.01
• Shares Outstanding: 999,808,170
• 10 Day Avg. Volume: 518,060
• 30 Day Avg. Volume: 172,820
• PEG Ratio: 0.33
• Price to Book (P/B): 1.66
• Price to Sales (P/S): 7.20
• P/FCF Ratio: -34.33
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 46 Neutral
• Price Target: HK$0.07 ▼(-23.33% Downside)

The overall stock score is primarily influenced by the company's financial performance and technical analysis. Persistent profitability issues and weak cash flow management are significant concerns. Additionally, the stock's bearish technical indicators and high P/E ratio contribute to a lower score. The absence of earnings call data and corporate events limits further insights.

Positive Factors

Revenue Growth

Strong revenue growth indicates expanding market presence and demand for services, which can lead to improved financial stability over time.

Leverage Management

Improved leverage management suggests a more sustainable capital structure, reducing financial risk and enhancing long-term viability.

Gross Profit Margin

A positive gross profit margin reflects effective cost control, which can support profitability improvements and competitive pricing strategies.

Negative Factors

Profitability Issues

Ongoing profitability challenges can hinder reinvestment and growth, impacting the company's ability to compete and sustain operations long-term.

Weak Cash Flow Management

Weak cash flow management limits financial flexibility and can strain resources, affecting the company's capacity to invest in growth opportunities.

Negative Return on Equity

A negative return on equity indicates inefficiencies in generating returns from shareholder investments, which can deter potential investors.

Finet Group Limited Business Overview & Revenue Model

Company Description

Finet Group Limited, an investment holding company, develops, produces, and provides financial information services, advertising and investor relationship services, and technology solutions to corporate and retail clients in Hong Kong and the People's Republic of China. It operates through four segments: Financial Information, Advertising and Investor Relationship Service Business; Securities Business; Money Lending Business; and Property Investment Business. The company also offers branding promotion and communication, and internet advertising services; brokerage, underwriting, and asset management services; and money lending, video making, data hosting, financial public relationship and information management, online and offline advertising, financial, and value-added telecommunication services. In addition, it is involved in the production and distribution of programs through the FinTV brand; and investment in properties. The company was incorporated in 1998 and is headquartered in Wanchai, Hong Kong. Finet Group Limited is a subsidiary of Maxx Capital International Limited.

How the Company Makes Money

Finet Group Limited generates revenue through multiple key streams. Primarily, the company earns fees from its financial advisory services, which include consultancy on mergers and acquisitions, capital raising, and financial restructuring. Additionally, the asset management segment contributes to revenue through management fees charged on the assets under management (AUM). The company may also engage in proprietary trading, which can provide additional income from market activities. Furthermore, partnerships with other financial institutions and strategic alliances can enhance its service offerings and expand its client base, thereby boosting overall revenues. The combination of these factors contributes to the financial health and earnings of Finet Group.

Finet Group Limited Financial Statement Overview

Summary

Finet Group Limited shows some positive trends in revenue growth and leverage management. However, persistent profitability issues and weak cash flow performance highlight significant financial challenges. The company needs to focus on improving operational efficiency and cash flow generation to enhance its financial health.

Income Statement

The company has shown some revenue growth, with a 26.69% increase in the latest year. However, profitability remains a significant issue, as evidenced by negative net profit margins and EBIT margins. The gross profit margin is positive, indicating some efficiency in cost management, but overall, the company struggles with high operating losses.

Balance Sheet

The debt-to-equity ratio has improved over the years, indicating better leverage management, but remains a concern with a ratio of 0.29. Return on equity is negative, reflecting ongoing profitability challenges. The equity ratio is relatively stable, suggesting a balanced asset structure.

Cash Flow

Cash flow metrics indicate challenges, with negative operating cash flow and free cash flow. The free cash flow to net income ratio is slightly above 1, suggesting some ability to cover net losses with free cash flow, but overall cash flow management remains weak.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	15.72M	10.41M	13.43M	12.86M	14.25M	17.90M
Gross Profit	3.90M	10.41M	-162.00K	-5.31M	13.20M	16.21M
EBITDA	-1.68M	1.11M	-4.99M	-11.04M	-11.57M	-11.01M
Net Income	-4.26M	-4.26M	-8.50M	-16.34M	-9.10M	-12.83M
Balance Sheet
Total Assets	64.77M	64.77M	66.11M	62.10M	68.15M	119.30M
Cash, Cash Equivalents and Short-Term Investments	9.20M	9.20M	8.55M	8.02M	17.58M	18.06M
Total Debt	12.87M	12.87M	8.46M	26.66M	17.98M	57.48M
Total Liabilities	23.95M	23.95M	22.27M	43.05M	33.91M	75.94M
Stockholders Equity	45.11M	45.11M	49.32M	25.75M	41.04M	50.64M
Cash Flow
Free Cash Flow	-4.42M	-2.18M	1.24M	-8.55M	-10.06M	-260.00K
Operating Cash Flow	-2.46M	-2.15M	1.38M	-8.46M	-9.54M	280.00K
Investing Cash Flow	-26.50K	-24.00K	101.00K	-45.00K	11.20M	-529.00K
Financing Cash Flow	10.54M	3.13M	-801.00K	-665.00K	-1.65M	10.30M

Finet Group Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.09
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8317, the sentiment is Negative. The current price of 0.09 is above the 20-day moving average (MA) of 0.08, below the 50-day MA of 0.09, and above the 200-day MA of 0.08, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 8.22 is Positive, neither overbought nor oversold. The STOCH value of 17.68 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8317.

Finet Group Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
1631	60 Neutral	HK$101.12M	20.90	5.97%	―	-13.63%	-30.26%
1841	53 Neutral	HK$88.00M	―	-3.56%	―	-14.40%	-180.62%
8317	46 Neutral	HK$69.99M	35.00	4.28%	―	50.50%	―
8450	46 Neutral	HK$100.00M	-8.77	-23.68%	―	-30.12%	-208.11%
1884	45 Neutral	HK$58.85M	―	0.37%	―	-10.78%	―
8448	41 Neutral	HK$47.90M	77.42	8.43%	―	-6.56%	―