Sino-Life Group Limited (HK:8296)
:8296
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Sino-Life Group Limited
(8296)
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Rating:48Neutral
Price Target:
HK$0.34
▼(-15.75% Downside)
Action:ReiteratedDate:11/12/25
The overall stock score of 48 reflects significant financial challenges, including consistent losses and weak cash flows. Technical indicators show a bearish trend, and valuation metrics are poor due to negative earnings. The company's stable equity position provides some support, but strategic improvements are necessary for future growth.
Positive Factors
Revenue Growth Trend
Sino‑Life’s reported ~15.6% revenue growth demonstrates durable top‑line momentum and demand expansion. Sustained mid‑teens growth over multiple periods supports scale benefits, better fixed‑cost absorption and gives a credible pathway to improved operating leverage if margins are managed.
Negative Factors
Consistent Net Losses
Ongoing net losses and a negative return on equity show the company has not reached sustainable profitability. Persistent losses erode reserves and limit retained earnings, constraining reinvestment capacity and increasing reliance on external financing, which undermines long‑term stability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth Trend
Sino‑Life’s reported ~15.6% revenue growth demonstrates durable top‑line momentum and demand expansion. Sustained mid‑teens growth over multiple periods supports scale benefits, better fixed‑cost absorption and gives a credible pathway to improved operating leverage if margins are managed.
Read all positive factors
Sino-Life Group Limited (8296) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$28.35M
Dividend YieldN/A
Average Volume (3M)22.59K
Price to Earnings (P/E)―
Beta (1Y)0.73
Revenue Growth15.60%
EPS Growth62.35%
CountryHK
Employees173
SectorConsumer Cyclical
Sector Strength84
IndustryPersonal Products & Services
Share Statistics
EPS (TTM)N/A
Shares Outstanding94,500,000
10 Day Avg. Volume2,520
30 Day Avg. Volume22,586
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.31
Price to Sales (P/S)0.51
P/FCF Ratio-4.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Sino-Life Group Limited Business Overview & Revenue Model
Company Description
Sino-Life Group Limited (8296) is a diversified investment holding company based in Hong Kong, primarily engaged in the life insurance and financial services sectors. The company operates through various subsidiaries, offering a range of products ...
How the Company Makes Money
Sino-Life Group Limited generates revenue primarily through the sale of life and health insurance policies, which includes premium collections from its clients. The company's revenue model is built on earning premiums from policyholders, which are...
Sino-Life Group Limited Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
60
Neutral
Cash Flow
40
Negative
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 76.60M | 74.94M | 72.57M | 77.97M | 72.86M | 68.34M |
| Gross Profit | 33.52M | 32.28M | 33.48M | 39.80M | 37.98M | 29.17M |
| EBITDA | -3.57M | -4.96M | 1.70M | 11.96M | -4.28M | 7.40M |
| Net Income | -4.84M | -8.70M | -7.17M | -847.00K | -9.87M | -2.97M |
Balance Sheet | ||||||
| Total Assets | 250.66M | 250.63M | 271.71M | 284.79M | 263.85M | 277.61M |
| Cash, Cash Equivalents and Short-Term Investments | 149.92M | 148.63M | 173.51M | 180.59M | 156.13M | 158.11M |
| Total Debt | 28.23M | 29.68M | 37.43M | 27.90M | 33.49M | 38.83M |
| Total Liabilities | 151.21M | 147.09M | 163.17M | 153.97M | 158.27M | 165.89M |
| Stockholders Equity | 119.70M | 123.45M | 123.72M | 113.22M | 114.61M | 119.27M |
Cash Flow | ||||||
| Free Cash Flow | 1.19M | -8.97M | -3.04M | 7.77M | -4.31M | 14.18M |
| Operating Cash Flow | 1.94M | -8.21M | -2.60M | 10.24M | -407.00K | 17.89M |
| Investing Cash Flow | -3.93M | -3.30M | 17.36M | -32.20M | -1.83M | -3.50M |
| Financing Cash Flow | -3.07M | -2.10M | -7.66M | 18.77M | -7.75M | -6.17M |
Sino-Life Group Limited Technical Analysis
Negative
0.40
Price Trends
0.33
Negative
0.34
Negative
0.38
Negative
Market Momentum
-0.01
Negative
23.46
Positive
62.50
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:8296, the sentiment is Negative. The current price of 0.4 is above the 20-day moving average (MA) of 0.31, above the 50-day MA of 0.33, and above the 200-day MA of 0.38, indicating a bearish trend. The MACD of -0.01 indicates Negative momentum. The RSI at 23.46 is Positive, neither overbought nor oversold. The STOCH value of 62.50 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:8296.
Sino-Life Group Limited Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
62 Neutral | HK$291.00M | -14.14 | 2.98% | 9.17% | -7.05% | -43.44% | |
61 Neutral | $18.38B | 12.79 | -2.54% | 3.03% | 1.52% | -15.83% | |
61 Neutral | HK$6.03B | -7.37 | -3.80% | 19.70% | -28.00% | -129.57% | |
49 Neutral | HK$600.00M | -10.93 | -3.08% | 1.10% | -38.66% | -161.86% | |
48 Neutral | HK$28.35M | -4.31 | -3.96% | ― | 15.60% | 62.35% |
* Consumer Cyclical Sector Average
HK:8296
Sino-Life Group Limited
0.30
-0.10
-25.00%
HK:1448
Fu Shou Yuan International Group
2.64
-0.61
-18.70%
HK:0922
Anxian Yuan China Holdings Limited
0.13
-0.01
-9.66%
HK:6966
China Wan Tong Yuan (Holdings) Ltd.
0.60
0.12
25.00%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.