Revenue GrowthSustained 11.5% top-line growth indicates expanding premium volumes and market penetration. Durable revenue expansion supports larger reserve and investment bases, funds product development and distribution, and underpins long-term profitability and scale advantages in core insurance lines.
Cash GenerationVery strong cash conversion and a near 75% rise in free cash flow demonstrate sustainable internal funding capacity. Reliable cash generation strengthens the firm’s ability to pay claims, invest assets, return capital, and support organic growth without heavy external financing over the medium term.
Diversified Business ModelA broad product mix across life, health, P&C and asset management plus strategic partnerships spreads revenue sources and distribution channels. Structural diversification reduces single-line concentration risk, enhancing resilience to cycle-specific shocks and supporting steadier long-term cash flows.