Consumer FinanceConsumer finance ecosystem likely to stabilize and better-than-expected ZA Bank and ZA Tech performance to keep breakeven schedule on track in 2025.
Earnings ImprovementSeveral positive signs are expected to drive resilient underwriting profit and earnings improvement, supported by strong premium growth and COR improvement in the auto ecosystem.
Long-term GrowthLong-term growth drivers in the health and digital lifestyle ecosystem remain intact, driven by continuous health product upgrades and robust demand for innovative products like pet insurance.