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Bank of China Class H (HK:3988)
:3988
Earnings Data
Report Date
Oct 30, 2025TBA (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.2Last Year’s EPS
0.21Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance, effective risk management, and significant global operations growth. However, challenges such as narrow net interest margins, retail loan pressures, and real estate market risks were noted. The bank's strategic initiatives and capital position suggest resilience and a focus on high-quality development.Company Guidance
Steady Financial Performance
Operating income of RMB 329.4 billion, a year-on-year increase of 3.61%. Net fee income grew by 9.17% year-on-year. Post-tax profit reached RMB 126.1 billion. Total assets increased by 4.93% to RMB 36.79 trillion.
Asset Quality and Risk Management
NPL ratio at 1.24%, down by 0.01 percentage points from the end of last year. NPL coverage ratio was 197.39%. Core Tier 1 CAR and CAR reached 12.57% and 18.67%, respectively.
Global Operations and International Presence
Operating income and pretax profit for overseas institutions increased by 14.43% and 10.29% year-on-year, respectively. Contribution to the group was 23.77% for operating income and 29.76% for pretax profit.
Strong Capital Position
Completed the replenishment of RMB 165 billion in core Tier 1 capital. Core Tier 1 capital adequacy ratio reached 12.57%, the highest level in the bank's history.
Support for Technology and Innovation
Launched action plans to support AI industry chain with RMB 1 trillion in financial support over the next 5 years. Balance of technology loans reached RMB 4.59 trillion.
HK:3988 Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
HK:3988 Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Aug 29, 2025 | HK$4.32 | HK$4.26 | -1.39% |
Apr 29, 2025 | HK$4.41 | HK$4.36 | -1.13% |
Mar 26, 2025 | HK$4.48 | HK$4.48 | 0.00% |
Oct 30, 2024 | HK$3.54 | HK$3.47 | -1.84% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Bank of China Class H (HK:3988) report earnings?
Bank of China Class H (HK:3988) is schdueled to report earning on Oct 30, 2025, TBA (Confirmed).
What is Bank of China Class H (HK:3988) earnings time?
Bank of China Class H (HK:3988) earnings time is at Oct 30, 2025, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Bank of China Class H stock?
The P/E ratio of Bank of China is N/A.
What is HK:3988 EPS forecast?
HK:3988 EPS forecast for the fiscal quarter 2025 (Q3) is 0.2.