Stable Core Profit Indicators
ROAA and ROAE maintained at high levels of 1.22% and 13.96% respectively, with slight increases compared to the first half of the year.
Retail AUM Growth
Retail AUM reached RMB 16.6 trillion, a growth rate of 11% compared to the end of last year, with retail client numbers increasing by 4.76%.
Wealth Management Business Growth
Wealth management fee and commission income rose by 18% year-on-year, the first positive growth in three years.
Stable Asset Quality
NPL ratio decreased by 0.01 percentage points to 0.94%, with an allowance coverage ratio of 405.93%.
Corporate Loan Growth
Corporate loans increased by 10.01% compared to last year-end, with significant contributions from manufacturing and power sectors.