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Clifford Modern Living Holdings Ltd
(3686)
Clifford Modern Living Holdings Ltd (3686) vs. iShares MSCI Hong Kong ETF (EWH)
Clifford Modern Living Holdings Ltd Business Overview & Revenue Model
Clifford Modern Living Holdings Ltd Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 346.31M | 367.38M | 345.04M | 382.88M | 430.84M | 420.94M |
| Gross Profit | 167.30M | 169.37M | 163.61M | 177.84M | 189.19M | 183.75M |
| EBITDA | 119.85M | 121.77M | 147.66M | 154.71M | 123.67M | 127.87M |
| Net Income | 119.61M | 97.54M | 85.84M | 95.14M | 81.12M | 128.74M |
Balance Sheet | ||||||
| Total Assets | 555.18M | 605.52M | 872.78M | 843.10M | 763.66M | 694.17M |
| Cash, Cash Equivalents and Short-Term Investments | 286.65M | 282.91M | 711.14M | 622.24M | 416.67M | 358.33M |
| Total Debt | 35.47M | 45.14M | 49.80M | 67.44M | 65.89M | 44.13M |
| Total Liabilities | 174.04M | 152.41M | 171.54M | 204.50M | 201.13M | 190.18M |
| Stockholders Equity | 381.14M | 453.11M | 701.23M | 638.60M | 562.53M | 503.99M |
Cash Flow | ||||||
| Free Cash Flow | 72.71M | 79.06M | 115.92M | 154.61M | 87.51M | 95.93M |
| Operating Cash Flow | 73.59M | 80.45M | 119.09M | 156.01M | 88.62M | 105.23M |
| Investing Cash Flow | -52.51M | -28.53M | -55.12M | 95.43M | -42.74M | -91.64M |
| Financing Cash Flow | -158.96M | -360.15M | -40.07M | -36.08M | -38.40M | -34.10M |
Clifford Modern Living Holdings Ltd Technical Analysis
Clifford Modern Living Holdings Ltd Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | HK$802.44M | 1.76 | 30.11% | 6.43% | -2.42% | 49.65% | |
62 Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% | |
58 Neutral | HK$228.55M | 4.78 | 4.36% | ― | -7.17% | -22.01% | |
52 Neutral | HK$349.82M | -2.67 | -4.29% | ― | 1303.01% | -45.00% | |
47 Neutral | HK$1.06B | -2.92 | -7.00% | ― | -49.07% | 94.90% | |
44 Neutral | HK$427.46M | -0.51 | -29.80% | ― | -15.03% | -3600.73% |
Clifford Modern Living Holdings Ltd Corporate Events
Clifford Modern Living Holdings Limited has obtained a waiver from the Hong Kong Stock Exchange allowing it more time to dispatch a shareholder circular related to its disposals of 680,000 ounces of unallocated silver bullion completed in January 2026. The company cited the need for additional time to finalise information such as its statement of indebtedness and a working capital sufficiency letter, and it now expects to send the circular to shareholders on or before 25 February 2026, though the exchange may change or withdraw the waiver if circumstances change.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$1.00 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings Limited has announced a delay in sending to shareholders a circular containing further details of its previously disclosed disposals of a total of 680,000 ounces of unallocated silver bullion completed on 9 and 14 January 2026. Instead of meeting the original deadline of 30 January 2026 required under Hong Kong listing rules, the company has applied to the Stock Exchange for an extension to despatch the circular on or before 25 February 2026, citing the need for more time to finalise indebtedness information and a working capital sufficiency letter. The transactions have already been approved by written consent from the controlling shareholder group led by chairman and CEO Ms. Man Lai Hung, so the delay concerns regulatory documentation rather than the disposals themselves, but it underscores ongoing disclosure obligations and may be watched by investors for signals about the group’s capital position and reporting readiness.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$1.00 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings Ltd has invested further in unallocated gold bullion using proceeds from an earlier silver disposal, building on two previously completed purchases totaling 1,600 ounces made on 26–27 January 2026 for about HK$63.5 million. The company has since placed additional orders through its bank for 670 ounces on 29 January and 460 ounces on 30 January, at respective considerations of approximately HK$27.3 million and HK$18.9 million, with completion expected in early February; when aggregated, these four tranches reach the threshold for a discloseable transaction under Hong Kong listing rules, triggering reporting and announcement obligations but not shareholder approval, indicating a notable shift of treasury resources into gold while remaining within regulatory limits.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$1.00 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings Limited has redeployed part of the RMB387.9 million proceeds from its earlier disposal of 680,000 ounces of unallocated silver bullion into gold, placing two separate orders for a total of 1,600 ounces of unallocated gold bullion through a bank. The first 800-ounce purchase, valued at about HK$31.9 million, was ordered on 26 January 2026 and is expected to complete on 28 January 2026, while the second 800-ounce tranche, worth approximately HK$31.5 million and ordered on 27 January 2026, is slated to settle on 29 January 2026. Together, the two gold investments qualify as a discloseable transaction under Hong Kong Listing Rules, triggering reporting and announcement obligations but not requiring shareholder approval, underscoring the company’s ongoing rebalancing of its precious metals portfolio and its use of commodity investments as a capital management tool without altering its control structure or governance obligations to investors.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$1.00 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings Limited has redeployed part of the proceeds from its recent disposals of unallocated silver bullion into gold, placing an order on 26 January 2026 to purchase 800 ounces of unallocated gold bullion through a bank for approximately HK$31.9 million (RMB28.6 million), with settlement in cash expected on 28 January 2026. The transaction, classified as a discloseable transaction under Hong Kong Listing Rules due to its size, underscores the group’s ongoing treasury management approach, shifting its precious metals exposure from silver to gold while maintaining that it applies stringent risk control and supervision to maximise returns for shareholders and safeguard their interests.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$1.00 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings Limited has completed the disposal of an additional 280,000 ounces of unallocated silver bullion, receiving approximately RMB161.7 million in proceeds on 14 January 2026. The company clarified that this tranche, viewed on a standalone basis, qualifies as a discloseable transaction under Hong Kong Listing Rules, requiring reporting and announcement but not shareholder approval, while the aggregation of this and the previous disposal remains classified as a major transaction, with an information circular on both disposals to be sent to shareholders, underlining the material shift in the group’s silver bullion position and related financial asset allocation.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$0.99 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings has executed a further disposal of its investments in unallocated silver bullion, selling an additional 280,000 ounces on 12 January 2026 for approximately RMB161.7 million, following an earlier sale of 400,000 ounces completed on 9 January 2026. The combined disposals are large enough to be classified as a major transaction under Hong Kong listing rules, triggering reporting and announcement obligations, but the company has secured written approval from its controlling shareholders, allowing it to forgo a general meeting and proceed without any shareholders being required to abstain from voting, streamlining the approval process for this significant portfolio reallocation.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$1.00 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings has completed the disposal of 400,000 ounces of unallocated silver bullion for approximately RMB226.2 million through its banking partner, with the sale orders placed and matched on 7 January 2026 and settlement received on 9 January 2026. The transaction, whose profit ratio under the Listing Rules is deemed inapplicable due to the lack of an identifiable income stream from the bullion, has been reclassified as a major transaction rather than a very substantial disposal, triggering reporting, announcement and shareholders’ approval requirements, which the company intends to satisfy via written approval from controlling shareholders, with no shareholders required to abstain from voting.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$0.50 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.
Clifford Modern Living Holdings Limited, a Cayman Islands-incorporated company listed in Hong Kong, operates under a board structure that includes executive, non-executive and independent non-executive directors, led by chairman and chief executive officer Man Lai Hung. The company has requested a halt in trading of its shares on the Hong Kong Stock Exchange from 2:28 p.m. on 7 January 2026, pending the release of an announcement regarding a very substantial disposal related to the placing of orders to dispose of silver bullion on the same date, signaling a potentially significant transaction that could affect its asset mix and financial position once details are disclosed to the market.
The most recent analyst rating on (HK:3686) stock is a Buy with a HK$0.50 price target. To see the full list of analyst forecasts on Clifford Modern Living Holdings Ltd stock, see the HK:3686 Stock Forecast page.