Clifford Modern Living Holdings Ltd (HK:3686)
:3686
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Clifford Modern Living Holdings Ltd
(3686)
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Rating:74Outperform
Price Target:
HK$0.90
▲(14.87% Upside)
Action:ReiteratedDate:01/14/26
Overall score is driven by strong profitability and a low-leverage balance sheet, plus compelling valuation (low P/E and strong dividend yield). Offsetting factors are elevated overbought technical signals and reduced confidence from missing recent cash flow data.
Positive Factors
High profit margins
Sustained high gross, EBIT and net margins indicate durable operational efficiency and pricing power in the grocery business. Such margins support long-term cash generation, buffer against input cost swings, and enable reinvestment or dividend funding across economic cycles.
Negative Factors
Missing recent operating/free cash flow data
Absence of recent OCF/FCF figures weakens transparency around earnings quality and cash conversion. Over a multi-month horizon, this lack of visibility raises risk that reported profits may not sustainably convert to cash, complicating assessment of dividend and reinvestment capacity.
Read all positive and negative factors
Positive Factors
Negative Factors
High profit margins
Sustained high gross, EBIT and net margins indicate durable operational efficiency and pricing power in the grocery business. Such margins support long-term cash generation, buffer against input cost swings, and enable reinvestment or dividend funding across economic cycles.
Read all positive factors
Clifford Modern Living Holdings Ltd (3686) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$731.34M
Dividend Yield6.43%
Average Volume (3M)691.65K
Price to Earnings (P/E)2.5
Beta (1Y)0.39
Revenue Growth-2.42%
EPS Growth49.65%
CountryHK
Employees618
SectorConsumer Defensive
Sector Strength42
IndustryGrocery Stores
Share Statistics
EPS (TTM)0.23
Shares Outstanding1,015,750,000
10 Day Avg. Volume549,000
30 Day Avg. Volume691,654
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)1.05
Price to Sales (P/S)1.30
P/FCF Ratio6.03
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Clifford Modern Living Holdings Ltd Business Overview & Revenue Model
Company Description
Clifford Modern Living Holdings Limited, an investment holding company, provides retail services in the People's Republic of China. The company operates through six segments: Property Management Services, Renovation and Fitting-Out Services, Retai...
How the Company Makes Money
Clifford Modern Living Holdings Ltd generates revenue primarily through the sale of its furniture and home decor products. The company operates a multi-channel distribution strategy that includes direct sales through retail outlets, online platfor...
Clifford Modern Living Holdings Ltd Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
75
Positive
Cash Flow
65
Positive
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 346.31M | 367.38M | 345.04M | 382.88M | 430.84M | 420.94M |
| Gross Profit | 167.30M | 169.37M | 163.61M | 177.84M | 189.19M | 183.75M |
| EBITDA | 119.85M | 121.77M | 147.66M | 154.71M | 123.67M | 127.87M |
| Net Income | 119.61M | 97.54M | 85.84M | 95.14M | 81.12M | 128.74M |
Balance Sheet | ||||||
| Total Assets | 555.18M | 605.52M | 872.78M | 843.10M | 763.66M | 694.17M |
| Cash, Cash Equivalents and Short-Term Investments | 286.65M | 282.91M | 711.14M | 622.24M | 416.67M | 358.33M |
| Total Debt | 35.47M | 45.14M | 49.80M | 67.44M | 65.89M | 44.13M |
| Total Liabilities | 174.04M | 152.41M | 171.54M | 204.50M | 201.13M | 190.18M |
| Stockholders Equity | 381.14M | 453.11M | 701.23M | 638.60M | 562.53M | 503.99M |
Cash Flow | ||||||
| Free Cash Flow | 72.71M | 79.06M | 115.92M | 154.61M | 87.51M | 95.93M |
| Operating Cash Flow | 73.59M | 80.45M | 119.09M | 156.01M | 88.62M | 105.23M |
| Investing Cash Flow | -52.51M | -28.53M | -55.12M | 95.43M | -42.74M | -91.64M |
| Financing Cash Flow | -158.96M | -360.15M | -40.07M | -36.08M | -38.40M | -34.10M |
Clifford Modern Living Holdings Ltd Technical Analysis
Negative
0.78
Price Trends
0.80
Negative
0.77
Negative
0.70
Positive
Market Momentum
-0.02
Positive
37.98
Neutral
33.33
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:3686, the sentiment is Negative. The current price of 0.78 is above the 20-day moving average (MA) of 0.77, below the 50-day MA of 0.80, and above the 200-day MA of 0.70, indicating a neutral trend. The MACD of -0.02 indicates Positive momentum. The RSI at 37.98 is Neutral, neither overbought nor oversold. The STOCH value of 33.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:3686.
Clifford Modern Living Holdings Ltd Peers Comparison
UnderperformOutperform
Sector (62)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | HK$731.34M | 2.47 | 28.67% | 6.43% | -2.42% | 49.65% | |
62 Neutral | $20.33B | 14.63 | -3.31% | 3.23% | 1.93% | -12.26% | |
58 Neutral | HK$238.65M | -1.08 | 4.36% | ― | -7.17% | -22.01% | |
52 Neutral | HK$258.39M | -2.67 | -4.29% | ― | 1303.01% | -45.00% | |
44 Neutral | HK$380.86M | -0.51 | -33.29% | ― | -15.03% | -3600.73% | |
41 Neutral | HK$890.29M | -2.92 | -4.49% | ― | -49.07% | 94.90% |
* Consumer Defensive Sector Average
HK:3686
Clifford Modern Living Holdings Ltd
0.72
0.26
56.52%
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Clifford Modern Living Holdings Ltd Corporate Events
Clifford Modern Living Wins Extension to Send Circular on Major Silver Disposals
Feb 2, 2026
Clifford Modern Living Holdings Limited has obtained a waiver from the Hong Kong Stock Exchange allowing it more time to dispatch a shareholder circular related to its disposals of 680,000 ounces of unallocated silver bullion completed in January ...
Clifford Modern Living Seeks Extension to Send Silver Disposal Circular
Jan 30, 2026
Clifford Modern Living Holdings Limited has announced a delay in sending to shareholders a circular containing further details of its previously disclosed disposals of a total of 680,000 ounces of unallocated silver bullion completed on 9 and 14 J...
Clifford Modern Living Expands Gold Bullion Holdings in Discloseable Transaction
Jan 30, 2026
Clifford Modern Living Holdings Ltd has invested further in unallocated gold bullion using proceeds from an earlier silver disposal, building on two previously completed purchases totaling 1,600 ounces made on 26–27 January 2026 for about HK...
Clifford Modern Living Reinvests Silver Proceeds Into HK$63 Million Gold Bullion Purchase
Jan 27, 2026
Clifford Modern Living Holdings Limited has redeployed part of the RMB387.9 million proceeds from its earlier disposal of 680,000 ounces of unallocated silver bullion into gold, placing two separate orders for a total of 1,600 ounces of unallocate...
Clifford Modern Living Shifts Precious Metals Strategy With HK$31.9 Million Gold Purchase
Jan 26, 2026
Clifford Modern Living Holdings Limited has redeployed part of the proceeds from its recent disposals of unallocated silver bullion into gold, placing an order on 26 January 2026 to purchase 800 ounces of unallocated gold bullion through a bank fo...
Clifford Modern Living Completes RMB161.7 Million Silver Bullion Disposal
Jan 14, 2026
Clifford Modern Living Holdings Limited has completed the disposal of an additional 280,000 ounces of unallocated silver bullion, receiving approximately RMB161.7 million in proceeds on 14 January 2026. The company clarified that this tranche, vie...
Clifford Modern Living Sells More Silver Bullion in Major Transaction Approved by Controlling Shareholders
Jan 12, 2026
Clifford Modern Living Holdings has executed a further disposal of its investments in unallocated silver bullion, selling an additional 280,000 ounces on 12 January 2026 for approximately RMB161.7 million, following an earlier sale of 400,000 ounc...
Clifford Modern Living Sells RMB226 Million in Silver Bullion in Major Transaction
Jan 9, 2026
Clifford Modern Living Holdings has completed the disposal of 400,000 ounces of unallocated silver bullion for approximately RMB226.2 million through its banking partner, with the sale orders placed and matched on 7 January 2026 and settlement rec...
Clifford Modern Living Halts Trading Ahead of Major Silver Bullion Disposal Announcement
Jan 7, 2026
Clifford Modern Living Holdings Limited, a Cayman Islands-incorporated company listed in Hong Kong, operates under a board structure that includes executive, non-executive and independent non-executive directors, led by chairman and chief executiv...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.