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Oi Wah Pawnshop Credit Holdings Ltd. (HK:1319)
:1319
1319 Stock Chart & Stats
HK$0.27
>-HK$0.01(-2.30%)
At close: 4:00 PM EST
HK$0.27
>-HK$0.01(-2.30%)
Day’s Range― - ―
52-Week RangeHK$0.18 - HK$0.36
Previous CloseN/A
Volume40.00K
Average Volume (3M)597.34K
Market Cap
HK$529.18M
Enterprise ValueHK$308.32M
Total Cash (Recent Filing)HK$298.38M
Total Debt (Recent Filing)HK$77.52M
Price to Earnings (P/E)2.9
Beta0.24
Next Earnings
Jun 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.7%
Share Statistics
EPS (TTM)0.02
Shares Outstanding1,924,308,300
10 Day Avg. Volume259,600
30 Day Avg. Volume597,340
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)0.39
Price to Sales (P/S)2.48
P/FCF Ratio2.89
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Balance SheetLow leverage and a strong equity ratio provide durable financial flexibility for a lending franchise. This reduces refinancing risk, supports continued lending through cycles, and preserves capital to absorb loan losses or fund branch-level growth without stressing liquidity.
Consistent Operational Cash GenerationPersistent positive operating cash flow and free cash generation support self-funded operations and dividend capacity. For a secured-lending model, steady cash conversion reduces dependence on external funding and underpins sustainable lending and risk-management investments over 2-6 months and beyond.
High Gross Margin And Efficient Cost ManagementVery high gross margins reflect the low direct cost of pawn lending and efficient branch operations. Sustained margin headroom gives resilience to revenue volatility, allowing the company to absorb provisioning spikes or invest in client retention and underwriting improvements long term.
Bears Say
Declining Revenue TrendNegative revenue growth signals falling loan origination or turnover, which can persistently pressure interest income and fee revenue. For a business reliant on origination volumes, continued declines reduce scale, weaken margin leverage, and limit ability to fund branch costs or expand services.
Negative EPS GrowthDeclining EPS indicates profitability pressure that may limit retained earnings and reinvestment capacity. If earnings deterioration persists, it can constrain balance-sheet strengthening, reduce dividend flexibility, and signal worsening credit or pricing dynamics in the lending portfolio.
Collateral And Concentration RiskRevenue and loss rates hinge on collateral valuations and auction recovery. Structural declines in collateral prices or concentrated exposure to certain asset types can produce realized losses on forfeited items, increasing credit volatility and requiring higher provisions or tighter underwriting long term.
Oi Wah Pawnshop Credit Holdings Ltd. News
1319 FAQ
What was Oi Wah Pawnshop Credit Holdings Ltd.’s price range in the past 12 months?
Oi Wah Pawnshop Credit Holdings Ltd. lowest stock price was HK$0.18 and its highest was HK$0.36 in the past 12 months.
What is Oi Wah Pawnshop Credit Holdings Ltd.’s market cap?
Oi Wah Pawnshop Credit Holdings Ltd.’s market cap is HK$529.18M.
When is Oi Wah Pawnshop Credit Holdings Ltd.’s upcoming earnings report date?
Oi Wah Pawnshop Credit Holdings Ltd.’s upcoming earnings report date is Jun 02, 2026 which is in 76 days.
How were Oi Wah Pawnshop Credit Holdings Ltd.’s earnings last quarter?
Oi Wah Pawnshop Credit Holdings Ltd. released its earnings results on Oct 30, 2025. The company reported HK$0.02 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.02.
Is Oi Wah Pawnshop Credit Holdings Ltd. overvalued?
According to Wall Street analysts Oi Wah Pawnshop Credit Holdings Ltd.’s price is currently Overvalued.
Does Oi Wah Pawnshop Credit Holdings Ltd. pay dividends?
Oi Wah Pawnshop Credit Holdings Ltd. pays a Quarterly dividend of HK$0.01 which represents an annual dividend yield of 6.7%. See more information on Oi Wah Pawnshop Credit Holdings Ltd. dividends here
What is Oi Wah Pawnshop Credit Holdings Ltd.’s EPS estimate?
Oi Wah Pawnshop Credit Holdings Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Oi Wah Pawnshop Credit Holdings Ltd. have?
Oi Wah Pawnshop Credit Holdings Ltd. has 1,924,308,300 shares outstanding.
What happened to Oi Wah Pawnshop Credit Holdings Ltd.’s price movement after its last earnings report?
Oi Wah Pawnshop Credit Holdings Ltd. reported an EPS of HK$0.02 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.367%.
Which hedge fund is a major shareholder of Oi Wah Pawnshop Credit Holdings Ltd.?
Currently, no hedge funds are holding shares in HK:1319
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Oi Wah Pawnshop Credit Holdings Ltd.
Oi Wah Pawnshop Credit Holdings Limited, an investment holding company, engages in the provision of secured financing services in Hong Kong. It offers pawn and mortgage loans, and money lending services, as well as consulting services. The company was founded in 1975 and is headquartered in Wan Chai, Hong Kong. Oi Wah Pawnshop Credit Holdings Limited is a subsidiary of Kwan Lik Holding Limited.
Technical Analysis
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