Da Yu Financial Holdings Limited (1073) AI Stock Analysis

• Market Cap: HK$355.47M
• Dividend Yield: 2.31%
• Average Volume (3M): 249.76K
• Price to Earnings (P/E): 22.1
• Beta (1Y): 0.57
• Revenue Growth: -14.94%
• EPS Growth: N/A
• Country: HK
• Employees: 28
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): <0.01
• Shares Outstanding: 3,417,990,500
• 10 Day Avg. Volume: 257,227
• 30 Day Avg. Volume: 249,756
• PEG Ratio: -0.07
• Price to Book (P/B): 0.32
• Price to Sales (P/S): 2.28
• P/FCF Ratio: 3.86
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: HK$0.11 ▼(-11.67% Downside)

Da Yu Financial Holdings Limited's overall stock score is primarily influenced by its mixed financial performance and bearish technical indicators. The company's strong balance sheet is offset by cash flow challenges and revenue volatility. Technical analysis indicates negative momentum, while valuation metrics suggest moderate attractiveness. The absence of earnings call and corporate events data limits further insights.

Da Yu Financial Holdings Limited Business Overview & Revenue Model

Company Description

Da Yu Financial Holdings Limited is a diversified financial services company based in Hong Kong, primarily engaged in providing a wide range of financial products and services. The company operates in sectors such as asset management, securities brokerage, and investment advisory services, catering to individual and institutional clients. With a focus on delivering innovative financial solutions, Da Yu aims to enhance client wealth through strategic investments and market insights.

How the Company Makes Money

Da Yu Financial Holdings Limited generates revenue through multiple streams, primarily from fees and commissions associated with its asset management and brokerage services. The company earns income by charging management fees on the assets it manages and performance fees based on the returns achieved for clients. Additionally, commissions from securities trading and advisory services contribute significantly to its earnings. Strategic partnerships with financial institutions enhance its service offerings and client base, while proprietary trading activities may also add to its revenue, depending on market conditions and investment performance.

Da Yu Financial Holdings Limited Financial Statement Overview

Summary

Da Yu Financial Holdings Limited exhibits a mixed financial health profile. The income statement shows profitability recovery, yet revenue and net income volatility pose concerns. The balance sheet is strong with low leverage and high equity ratios, but cash flow challenges need addressing for improved financial health.

Income Statement

The company's income statement shows signs of positive recovery with improved profitability. The gross profit margin has increased significantly from previous years, indicating efficient cost management. However, there is volatility in net income, with a substantial loss in 2023 affecting the overall net profit margin negatively. Revenue growth has been inconsistent, with a recent uptrend in 2024 but overall declining from 2020 levels.

Balance Sheet

The balance sheet reflects strong equity levels with a favorable debt-to-equity ratio, indicating low leverage and financial stability. The equity ratio is robust, suggesting a high proportion of assets financed by equity. However, the company experienced fluctuations in total assets and liabilities, which may present some risk to sustained stability.

Cash Flow

Cash flow analysis indicates challenges with operating cash flow in recent years, particularly in 2024, where it was nonexistent. The free cash flow has shown positive growth in some periods but remains volatile overall. The operating cash flow to net income ratio is unstable, pointing to potential difficulties in converting income into actual cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	53.91M	70.08M	43.36M	76.70M	59.48M	110.67M
Gross Profit	25.02M	63.44M	27.85M	60.93M	41.71M	86.20M
EBITDA	10.40M	32.08M	-152.76M	20.05M	21.09M	77.57M
Net Income	11.46M	22.50M	-161.79M	5.37M	1.14M	48.71M
Balance Sheet
Total Assets	938.46M	757.15M	492.53M	655.34M	679.10M	514.93M
Cash, Cash Equivalents and Short-Term Investments	114.03M	246.72M	81.14M	102.91M	113.35M	93.20M
Total Debt	4.64M	443.00K	3.52M	697.00K	3.98M	390.00K
Total Liabilities	430.71M	255.80M	182.59M	183.61M	212.73M	49.71M
Stockholders Equity	507.76M	501.36M	309.94M	471.73M	466.36M	465.23M
Cash Flow
Free Cash Flow	48.87M	41.30M	25.87M	-6.22M	34.65M	46.03M
Operating Cash Flow	48.88M	41.32M	25.97M	-6.05M	34.75M	46.05M
Investing Cash Flow	-19.27M	-32.92M	-43.31M	2.94M	-4.32M	-23.00K
Financing Cash Flow	-13.18M	166.83M	-3.58M	-4.06M	-3.31M	-1.57M

Da Yu Financial Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.12
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1073, the sentiment is Negative. The current price of 0.12 is above the 20-day moving average (MA) of 0.12, below the 50-day MA of 0.12, and above the 200-day MA of 0.11, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 38.84 is Neutral, neither overbought nor oversold. The STOCH value of 25.50 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1073.

Da Yu Financial Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
2263	68 Neutral	HK$260.00M	89.66	0.81%	―	-21.78%	-19.44%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
1073	54 Neutral	HK$355.47M	22.13	2.26%	2.31%	-14.94%	―
0111	52 Neutral	HK$346.25M	25.23	1.47%	―	22.62%	―
0139	37 Underperform	HK$497.56M	-2.96	-16.07%	―	110.52%	2.14%
0812	31 Underperform	―	―	―	―	-73.92%	75.00%

Da Yu Financial Holdings Limited Corporate Events

Da Yu Financial Holdings’ Rights Issue Oversubscribed by 11.38%

Da Yu Financial Holdings Limited announced the results of its one-for-two rights issue, which was oversubscribed by approximately 11.38%. The rights issue received 11 valid acceptances and applications, totaling 1,269,041,421 Rights Shares, exceeding the maximum offering of 1,139,330,190 Rights Shares. The excess applications were allocated on a pro-rata basis, and the scale-down mechanism was not triggered, ensuring the company’s public float remains above 25%.

Da Yu Financial Holdings Reports Decline in Interim Revenue and Profit

Da Yu Financial Holdings Limited reported its interim results for the six months ending June 30, 2025, showing a decrease in total revenue from HK$24,832,000 in 2024 to HK$23,289,000 in 2025. Despite the decline in revenue, the company achieved a total comprehensive income of HK$16,427,000, aided by exchange differences on foreign subsidiaries. The results indicate a challenging period with reduced profitability, impacting the company’s earnings per share, which decreased from 1.24 HK cents to 0.65 HK cents. This reflects a need for strategic adjustments to improve financial performance and shareholder value.