Da Yu Financial Holdings Limited (1073) AI Stock Analysis

• Market Cap: HK$334.96M
• Dividend Yield: 2.64%
• Average Volume (3M): 368.73K
• Price to Earnings (P/E): 20.9
• Beta (1Y): 0.67
• Revenue Growth: -14.94%
• EPS Growth: N/A
• Country: HK
• Employees: 28
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): <0.01
• Shares Outstanding: 3,417,990,500
• 10 Day Avg. Volume: 744,387
• 30 Day Avg. Volume: 368,725
• PEG Ratio: -0.07
• Price to Book (P/B): 0.32
• Price to Sales (P/S): 2.28
• P/FCF Ratio: 3.86
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: HK$0.11 ▲(6.00% Upside)

Da Yu Financial Holdings Limited's overall stock score is primarily influenced by its mixed financial performance and bearish technical indicators. The company's strong balance sheet is offset by cash flow challenges and revenue volatility. Technical analysis indicates negative momentum, while valuation metrics suggest moderate attractiveness. The absence of earnings call and corporate events data limits further insights.

Positive Factors

Strong Balance Sheet

A strong balance sheet with low leverage and high equity ratios provides financial stability and resilience against market fluctuations.

Profitability Recovery

Improved profitability and gross profit margin suggest effective cost management and potential for sustained earnings growth.

Diversified Revenue Streams

Diversified revenue sources from asset management, brokerage, and partnerships reduce dependency on any single income stream, enhancing stability.

Negative Factors

Revenue Volatility

Inconsistent revenue growth can hinder long-term planning and investment, impacting the company's ability to sustain operations and growth.

Cash Flow Challenges

Instability in operating cash flow indicates potential difficulties in converting income into cash, which can affect liquidity and operational flexibility.

Net Income Volatility

Volatile net income can undermine investor confidence and affect the company's ability to reinvest in growth opportunities.

Da Yu Financial Holdings Limited Business Overview & Revenue Model

Company Description

Da Yu Financial Holdings Limited provides corporate finance advisory and asset management services in Hong Kong and Taiwan. It operates through Corporate Finance Services, Investment and Others; Asset Management Services; and Securities and Related Services segments. The company acts as a financial adviser to advise listed issuers, shareholders, and investors of listed issuers, as well as entities on specific transactions. It also acts as independent financial adviser to listed issuers to provide independent advice required under the listing rules, the takeovers code, or other specific circumstances. In addition, the company acts as financial adviser to listed issuers on retainer basis to advise listed issuers on corporate strategies and compliance with the listing rules, the takeovers code, and the GEM listing rules. In addition, it offers asset management services including investment advisory services; provision of securities broking, underwriting and placing of securities, and investment in securities. The company was formerly known as China Agrotech Holdings Limited and changed its name to Da Yu Financial Holdings Limited in June 2019. Da Yu Financial Holdings Limited was incorporated in 1999 and is headquartered in Wanchai, Hong Kong.

How the Company Makes Money

Da Yu Financial Holdings Limited generates revenue through multiple streams, primarily from fees and commissions associated with its asset management and brokerage services. The company earns income by charging management fees on the assets it manages and performance fees based on the returns achieved for clients. Additionally, commissions from securities trading and advisory services contribute significantly to its earnings. Strategic partnerships with financial institutions enhance its service offerings and client base, while proprietary trading activities may also add to its revenue, depending on market conditions and investment performance.

Da Yu Financial Holdings Limited Financial Statement Overview

Summary

Da Yu Financial Holdings Limited exhibits a mixed financial health profile. The income statement shows profitability recovery, yet revenue and net income volatility pose concerns. The balance sheet is strong with low leverage and high equity ratios, but cash flow challenges need addressing for improved financial health.

Income Statement

The company's income statement shows signs of positive recovery with improved profitability. The gross profit margin has increased significantly from previous years, indicating efficient cost management. However, there is volatility in net income, with a substantial loss in 2023 affecting the overall net profit margin negatively. Revenue growth has been inconsistent, with a recent uptrend in 2024 but overall declining from 2020 levels.

Balance Sheet

The balance sheet reflects strong equity levels with a favorable debt-to-equity ratio, indicating low leverage and financial stability. The equity ratio is robust, suggesting a high proportion of assets financed by equity. However, the company experienced fluctuations in total assets and liabilities, which may present some risk to sustained stability.

Cash Flow

Cash flow analysis indicates challenges with operating cash flow in recent years, particularly in 2024, where it was nonexistent. The free cash flow has shown positive growth in some periods but remains volatile overall. The operating cash flow to net income ratio is unstable, pointing to potential difficulties in converting income into actual cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	53.91M	70.08M	43.36M	76.70M	59.48M	110.67M
Gross Profit	25.02M	63.44M	27.85M	60.93M	41.71M	86.20M
EBITDA	10.40M	32.08M	-152.76M	20.05M	21.09M	77.57M
Net Income	11.46M	22.50M	-161.79M	5.37M	1.14M	48.71M
Balance Sheet
Total Assets	938.46M	757.15M	492.53M	655.34M	679.10M	514.93M
Cash, Cash Equivalents and Short-Term Investments	114.03M	246.72M	81.14M	102.91M	113.35M	93.20M
Total Debt	4.64M	443.00K	3.52M	697.00K	3.98M	390.00K
Total Liabilities	430.71M	255.80M	182.59M	183.61M	212.73M	49.71M
Stockholders Equity	507.76M	501.36M	309.94M	471.73M	466.36M	465.23M
Cash Flow
Free Cash Flow	48.87M	41.30M	25.87M	-6.22M	34.65M	46.03M
Operating Cash Flow	48.88M	41.32M	25.97M	-6.05M	34.75M	46.05M
Investing Cash Flow	-19.27M	-32.92M	-43.31M	2.94M	-4.32M	-23.00K
Financing Cash Flow	-13.18M	166.83M	-3.58M	-4.06M	-3.31M	-1.57M

Da Yu Financial Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1073, the sentiment is Negative. The current price of 0.1 is below the 20-day moving average (MA) of 0.11, below the 50-day MA of 0.12, and below the 200-day MA of 0.11, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 32.41 is Neutral, neither overbought nor oversold. The STOCH value of 18.07 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1073.

Da Yu Financial Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
2263	68 Neutral	HK$290.00M	39.47	2.10%	―	-9.48%	130.30%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
1073	54 Neutral	HK$334.96M	20.85	2.26%	2.64%	-14.94%	―
0111	52 Neutral	HK$365.49M	26.17	1.47%	―	22.62%	―
0139	39 Underperform	HK$202.71M	-1.15	-16.07%	―	110.52%	2.14%
0812	31 Underperform	―	―	―	―	-73.92%	75.00%

Da Yu Financial Holdings Limited Corporate Events

Da Yu Financial Holdings Expands Investment in BNP Paribas Notes

Da Yu Financial Holdings Limited, through its wholly-owned subsidiary, has purchased US$1.0 million worth of notes from BNP Paribas at a discount, bringing its total holdings to US$5.8 million. This transaction, considered a discloseable transaction under Hong Kong’s Listing Rules, aims to generate a stable income stream for the company by investing surplus cash prudently. The notes, issued by a reputable global banking group, offer an attractive yield, reinforcing Da Yu’s strategy to enhance shareholder value.

Da Yu Financial Holdings’ Rights Issue Oversubscribed by 11.38%

Da Yu Financial Holdings Limited announced the results of its one-for-two rights issue, which was oversubscribed by approximately 11.38%. The rights issue received 11 valid acceptances and applications, totaling 1,269,041,421 Rights Shares, exceeding the maximum offering of 1,139,330,190 Rights Shares. The excess applications were allocated on a pro-rata basis, and the scale-down mechanism was not triggered, ensuring the company’s public float remains above 25%.