Da Yu Financial Holdings Limited (1073) AI Stock Analysis

• Market Cap: HK$348.64M
• Dividend Yield: 1.83%
• Average Volume (3M): 577.56K
• Price to Earnings (P/E): 14.9
• Beta (1Y): 0.68
• Revenue Growth: 38.10%
• EPS Growth: N/A
• Country: HK
• Employees: 28
• Sector: Basic Materials
• Sector Strength: 67
• Industry: Financial - Capital Markets
• EPS (TTM): >-0.01
• Shares Outstanding: 2,278,660,400
• 10 Day Avg. Volume: 686,940
• 30 Day Avg. Volume: 577,556
• PEG Ratio: 0.12
• Price to Book (P/B): 0.57
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -11.25
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 61 Neutral
• Price Target: ―

Da Yu Financial Holdings Limited's stock reflects a balanced risk-reward profile. The financial performance shows positive profitability recovery but faces challenges in revenue stability and cash flow generation. Technical analysis indicates a moderate upward trend with neutral momentum. Valuation metrics suggest the stock is undervalued, offering potential upside. However, the lack of dividend yield might deter income-seeking investors.

Da Yu Financial Holdings Limited Business Overview & Revenue Model

Company Description

Da Yu Financial Holdings Limited (1073) is a Hong Kong-based investment holding company. The company principally engages in financial services, including securities trading, investment advisory, and asset management. Da Yu Financial Holdings is involved in providing a wide range of financial products and services that cater to both individual and institutional clients, focusing on the markets in Hong Kong and China.

How the Company Makes Money

Da Yu Financial Holdings Limited generates revenue through several key streams. The primary source of income is its securities trading and brokerage services, where the company earns commissions and fees from facilitating trades for clients. Additionally, the company offers investment advisory services, providing strategic financial advice for which it charges consultancy fees. Another critical revenue stream comes from asset management services, where Da Yu Financial Holdings earns management fees based on the assets under management (AUM) and performance fees depending on the returns generated for clients. The company may also engage in proprietary trading and investment activities, contributing to potential earnings through capital gains. Strategic partnerships and collaborations within the financial industry may enhance its service offerings and expand its client base, further impacting revenue positively.

Da Yu Financial Holdings Limited Financial Statement Overview

Summary

Da Yu Financial Holdings Limited exhibits a mixed financial health profile. The income statement shows profitability recovery, yet revenue and net income volatility pose concerns. The balance sheet is strong with low leverage and high equity ratios, but cash flow challenges need addressing for improved financial health. Continuous efforts toward stabilizing revenue and enhancing cash flow generation are crucial for sustained performance.

Income Statement

The company's income statement shows signs of positive recovery with improved profitability. The gross profit margin has increased significantly from previous years, indicating efficient cost management. However, there is volatility in net income, with a substantial loss in 2023 affecting the overall net profit margin negatively. Revenue growth has been inconsistent, with a recent uptrend in 2024 but overall declining from 2020 levels.

Balance Sheet

The balance sheet reflects strong equity levels with a favorable debt-to-equity ratio, indicating low leverage and financial stability. The equity ratio is robust, suggesting a high proportion of assets financed by equity. However, the company experienced fluctuations in total assets and liabilities, which may present some risk to sustained stability.

Cash Flow

Cash flow analysis indicates challenges with operating cash flow in recent years, particularly in 2024, where it was nonexistent. The free cash flow has shown positive growth in some periods but remains volatile overall. The operating cash flow to net income ratio is unstable, pointing to potential difficulties in converting income into actual cash flow.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	55.46M	43.36M	76.70M	59.48M	110.67M
Gross Profit	38.51M	27.85M	60.93M	41.71M	86.20M
EBITDA	31.46M	-152.76M	20.05M	20.45M	77.57M
Net Income	22.50M	-161.79M	5.37M	1.14M	48.71M
Balance Sheet
Total Assets	757.15M	492.53M	655.34M	679.10M	514.93M
Cash, Cash Equivalents and Short-Term Investments	246.72M	81.14M	263.65M	293.55M	93.20M
Total Debt	443.00K	3.52M	697.00K	3.98M	390.00K
Total Liabilities	255.80M	182.59M	183.61M	212.73M	49.71M
Stockholders Equity	501.36M	309.94M	471.73M	466.36M	465.23M
Cash Flow
Free Cash Flow	0.00	25.87M	-6.22M	34.65M	46.03M
Operating Cash Flow	41.32M	25.97M	-6.05M	34.75M	46.05M
Investing Cash Flow	0.00	-43.31M	2.33M	-4.64M	-23.00K
Financing Cash Flow	0.00	-3.58M	-3.98M	-3.31M	-1.52M

Da Yu Financial Holdings Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.15
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1073, the sentiment is Positive. The current price of 0.15 is above the 20-day moving average (MA) of 0.13, above the 50-day MA of 0.12, and above the 200-day MA of 0.10, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 65.47 is Neutral, neither overbought nor oversold. The STOCH value of 50.85 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1073.

Da Yu Financial Holdings Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
1110	71 Outperform	HK$345.70M	7.54	6.61%	9.76%	-3.59%	4.81%
1397	68 Neutral	HK$298.80M	5.47	13.78%	5.28%	11.84%	14.36%
1073	61 Neutral	HK$348.64M	14.85	5.55%	1.83%	38.10%	―
Sector *	59 Neutral	HK$17.74B	4.77	-5.52%	3.45%	-3.57%	-61.41%
0953	53 Neutral	HK$258.37M	―	-1.32%	―	-21.40%	-100.00%
0954	41 Neutral	€177.45M	―	-10.94%	―	-9.85%	20.22%

Da Yu Financial Holdings Limited Corporate Events

Da Yu Financial Holdings Announces AGM and Key Resolutions

Da Yu Financial Holdings Limited has announced the details of its upcoming annual general meeting, which will take place on May 30, 2025, in Hong Kong. The agenda includes the adoption of the company’s audited financial statements for 2024, the declaration of both a final and special dividend, the re-election of three directors, and the re-appointment of BDO Limited as the company’s auditor. Additionally, the meeting will consider resolutions to authorize the directors to issue additional shares and securities, which could impact the company’s capital structure and shareholder value.

Da Yu Financial Holdings Reports Turnaround with 2024 Profit

Da Yu Financial Holdings Limited reported its audited consolidated results for the year ending December 31, 2024, showing a significant turnaround with a profit of HK$22.5 million compared to a loss of HK$161.8 million in the previous year. This improvement is attributed to increased service revenue and financial gains, alongside the absence of impairment losses on goodwill, positioning the company favorably in the financial services market.

Da Yu Financial Holdings Announces Final Cash Dividend for 2024

Da Yu Financial Holdings Limited has announced a final cash dividend of HKD 0.0028 per share for the financial year ending December 31, 2024. The dividend will be paid on June 20, 2025, following shareholder approval and the record date set for June 11, 2025. This announcement reflects the company’s financial performance and commitment to returning value to its shareholders.

Da Yu Financial Holdings to Approve Annual Results and Consider Dividend

Da Yu Financial Holdings Limited has announced that its board of directors will meet on March 27, 2025, to approve the company’s annual results for the year ending December 31, 2024, and to consider the payment of a dividend. This meeting is significant as it will determine the financial performance and potential shareholder returns, impacting the company’s market positioning and stakeholder interests.

Da Yu Financial Holdings Clarifies Profit Figures, Signals Financial Turnaround

Da Yu Financial Holdings Limited issued a clarification regarding a typo in their earlier profit alert announcement. The company corrected the estimated net profit for 2024 to approximately HKD 21 million, contrasting a net loss of HKD 162 million the previous year. This positive profit alert signals significant financial improvement, positioning the company for enhanced stakeholder confidence.

Da Yu Financial Holdings Predicts HK$21 Million Profit for 2024

Da Yu Financial Holdings Limited has issued a positive profit alert, indicating a significant financial turnaround with an expected net profit of approximately HK$21 million for the year ending December 2024, compared to a net loss of about HK$162 million in the previous year. This improvement is attributed to the absence of a non-cash goodwill impairment, increased fee and bond investment incomes, showcasing the company’s strengthened financial position and positive outlook for stakeholders.